Table 29. Savings and thrift plans: Eligibility requirements, private industry
workers, National Compensation Survey, 2009

(All workers participating in savings and thrift plans = 100 percent)
                                                                                     
                                                                                     
                                       With               Median      No             
                                     minimum    Median   service   minimum     Not   
     Characteristics        Total     age or     age    requirem-   age or  determin-
                                     service  requirem-  ent (in   service     able  
                                    requirem-    ent     months)  requirem-          
                                       ent                           ent             
                                                                                     
                                                                                     
                                                                                     
  Worker characteristic                                                              
                                                                                     
All workers..............       100        70        21         6        25         5
                                                                                     
Management, professional,                                                            
and related..............       100        63        21         6        31         5
  Management, business,                                                              
  and financial..........       100        65        21         –        28         7
  Professional and                                                                   
  related................       100        62        21         6        33         4
Service..................       100        76        21        12        17         7
Sales and office.........       100        77        21         6        18         5
  Sales and related......       100        87        21        12        10         4
  Office and                                                                         
  administrative support        100        73        21         6        22         5
Natural resources,                                                                   
construction, and                                                                    
maintenance..............       100        74        21         –        21         5
  Construction,                                                                      
  extraction, farming,                                                               
  fishing, and forestry..       100        84        21        12         –         –
  Installation,                                                                      
  maintenance, and repair       100        67        21         –        25         8
Production,                                                                          
transportation, and                                                                  
material moving..........       100        71        21         6        25         4
  Production.............       100        57        21         –        38         6
  Transportation and                                                                 
  material moving........       100        91        21         6         8         1
                                                                                     
Full time................       100        69        21         6        26         5
Part time................       100        86        21        12        10         4
                                                                                     
Union....................       100        55        21         6        38         6
Nonunion.................       100        72        21         6        23         5
                                                                                     
Average wage within the                                                              
following categories:(1)                                                             
  Lowest 25 percent......       100        86        21        12         –         –
    Lowest 10 percent....       100        80        21         –         –         –
  Second 25 percent......       100        75        21         6        19         6
  Third 25 percent.......       100        71        21         6        25         5
  Highest 25 percent.....       100        64        21         6        31         5
    Highest 10 percent...       100        64        21         6        31         5
                                                                                     
      Establishment                                                                  
     characteristic                                                                  
                                                                                     
Goods-producing                                                                      
industries...............       100        66        21         –        30         4
  Construction...........       100        97        21        12         –         –
  Manufacturing..........       100        60        21         3        35         5
                                                                                     
Service-providing                                                                    
industries...............       100        72        21         6        23         5
  Trade, transportation,                                                             
  and utilities..........       100        85        21         –        12         3
    Wholesale trade......       100        77        21         6        22         1
    Retail trade.........       100        92        21        12         –         –
    Transportation and                                                               
    warehousing..........       100        91        21         –         –         –
  Information............       100        63        21         6        32         5
  Financial activities...       100        68        21         –        26         6
    Finance and insurance       100        66        21         –        27         7
      Credit                                                                         
      intermediation and                                                             
      related activities        100        80        21         –        16         4
      Insurance carriers                                                             
      and related                                                                    
      activities.........       100        50        21         –        39        10
  Professional and                                                                   
  business services......       100        56        21         –        36         8
    Professional and                                                                 
    technical services...       100        63        21        12         –         –
  Education and health                                                               
  services...............       100        71        21         –        24         5
    Educational services        100        69        21         –        22         8
      Junior colleges,                                                               
      colleges, and                                                                  
      universities.......       100        63        21        12        31         7
    Health care and                                                                  
    social assistance....       100        71        21         6        24         4
                                                                                     
1 to 99 workers..........       100        81        21         –        13         6
  1 to 49 workers........       100        82        21         –        13         6
  50 to 99 workers.......       100        80        21         6        14         6
100 workers or more......       100        64        21         6        31         5
  100 to 499 workers.....       100        73        21         6        24         4
  500 workers or more....       100        55        21         6        40         5
                                                                                     
     Geographic area                                                                 
                                                                                     
New England..............       100        71        21         –        26         3
Middle Atlantic..........       100        64        21         –        30         6
East North Central.......       100        71        21         6        20         9
West North Central.......       100        71        21         –        24         5
South Atlantic...........       100        75        21         6        23         2
East South Central.......       100        65        21         –        30         5
West South Central.......       100        60        21         –        38         3
Mountain.................       100        83        21         –         –         –
Pacific..................       100        73        21         –         –         –

  1 The categories are based on the average wage for each occupation surveyed, which
may include workers both above and below the threshold. The average wages are based
on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes
indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.