Table 23. Savings and thrift plans: Automatic enrollment,(1) private industry workers, National Compensation Survey, 2009 (All workers participating in savings and thrift plans = 100 percent) With automatic enrollment No Automatic Default Default contribution as percent of earnings automatic Not Characteristics Total enrollme- contribu- Default enrollme- determin- nt tion as contribu- nt able available percent 10th 25th 50th 75th 90th tion not available of percenti- percenti- percenti- percenti- percenti- determin- earnings le le le le le able (median) Worker characteristic All workers.............. 100 19 18 2 3 3 3 4 1 74 7 Management, professional, and related.............. 100 19 18 2 2 3 3 4 1 74 7 Management, business, and financial.......... 100 18 18 2 2 3 4 5 (2) 75 7 Professional and related................ 100 20 18 2 2 3 3 4 1 73 8 Service.................. 100 13 13 – – – – – (2) 83 4 Sales and office......... 100 20 19 – – – – – 2 73 6 Sales and related...... 100 26 24 – – – – – 2 65 9 Office and administrative support 100 18 16 2 3 3 3 5 2 77 5 Natural resources, construction, and maintenance.............. 100 10 9 – – – – – (2) 79 11 Construction, extraction, farming, fishing, and forestry.. 100 – – – – – – – – 84 – Installation, maintenance, and repair 100 13 – – – – – – 1 76 11 Production, transportation, and material moving.......... 100 24 24 – – – – – (2) 68 7 Production............. 100 24 24 – – – – – (2) 71 4 Transportation and material moving........ 100 25 25 – – – – – – 64 11 Full time................ 100 19 18 2 3 3 3 4 1 74 7 Part time................ 100 20 19 – – – – – 1 77 3 Union.................... 100 17 17 – – – – – – 73 11 Nonunion................. 100 19 18 – – – – – 1 74 7 Average wage within the following categories:(3) Lowest 25 percent...... 100 11 10 – – – – – (2) 86 3 Lowest 10 percent.... 100 – – – – – – – 1 95 – Second 25 percent...... 100 21 19 1 3 3 3 3 2 73 6 Third 25 percent....... 100 18 17 2 3 3 3 5 1 77 5 Highest 25 percent..... 100 21 21 – – – – – 1 69 10 Highest 10 percent... 100 22 21 – – – – – 1 67 11 Establishment characteristic Goods-producing industries............... 100 20 20 2 2 3 3 4 (2) 73 7 Construction........... 100 – – – – – – – – 83 – Manufacturing.......... 100 23 23 – – – – – (2) 71 6 Service-providing industries............... 100 19 18 – – – – – 1 74 7 Trade, transportation, and utilities.......... 100 23 23 – – – – – 1 65 11 Wholesale trade...... 100 – – – – – – – – 64 – Retail trade......... 100 23 22 – – – – – 1 71 6 Transportation and warehousing.......... 100 – – – – – – – – 59 – Information............ 100 – – – – – – – 2 78 – Financial activities... 100 26 25 2 3 3 4 5 1 68 6 Finance and insurance 100 28 27 2 3 3 4 5 1 66 6 Credit intermediation and related activities 100 13 11 2 2 3 4 5 2 82 5 Insurance carriers and related activities......... 100 46 46 2 3 3 5 5 1 45 8 Professional and business services...... 100 – – – – – – – 2 78 – Professional and technical services... 100 – – – – – – – – 76 – Education and health services............... 100 15 15 2 2 3 3 4 (2) 80 4 Educational services 100 – – – – – – – – 89 – Junior colleges, colleges, and universities....... 100 – – – – – – – – 82 – Health care and social assistance.... 100 17 16 2 2 3 3 4 1 79 4 1 to 99 workers.......... 100 9 8 – – – – – 1 84 7 1 to 49 workers........ 100 10 8 – – – – – 1 84 6 50 to 99 workers....... 100 8 7 – – – – – 1 83 8 100 workers or more...... 100 25 24 – – – – – 1 68 7 100 to 499 workers..... 100 22 22 1 3 3 3 4 (2) 70 8 500 workers or more.... 100 28 27 – – – – – 1 66 7 Geographic area New England.............. 100 – – – – – – – 2 67 – Middle Atlantic.......... 100 17 16 1 3 3 4 5 1 75 7 East North Central....... 100 18 17 – – – – – 1 75 7 West North Central....... 100 23 22 2 3 3 3 3 1 69 8 South Atlantic........... 100 16 15 – – – – – 1 76 8 East South Central....... 100 30 27 3 3 3 3 4 3 65 5 West South Central....... 100 18 16 – – – – – 2 79 4 Mountain................. 100 22 22 2 2 3 3 4 (2) 74 3 Pacific.................. 100 19 19 – – – – – (2) 70 10 1 The employer that sponsors the plan automatically enrolls employees in the plan at a specified rate of contribution (e.g., 3 percent of earnings), unless the employee opts out of the plan. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.