Table 30. Savings and thrift plans: Vesting requirements, private industry
workers, National Compensation Survey, 2009

(All workers participating in savings and thrift plans = 100 percent)
                                                                           
                                                                           
                                    Immediate   Cliff     Graded     Not   
     Characteristics        Total      full    vesting   vesting  determin-
                                     vesting                         able  
                                                                           
                                                                           
                                                                           
  Worker characteristic                                                    
                                                                           
All workers..............       100        29        18        39        14
                                                                           
Management, professional,                                                  
and related..............       100        34        18        33        16
  Management, business,                                                    
  and financial..........       100        34        18        36        13
  Professional and                                                         
  related................       100        33        18        31        18
Service..................       100        17        25        43        15
Sales and office.........       100        31        16        42        12
  Sales and related......       100        28        19        40        13
  Office and                                                               
  administrative support        100        32        14        42        11
Natural resources,                                                         
construction, and                                                          
maintenance..............       100        18        18        47        18
  Installation,                                                            
  maintenance, and repair       100        23        18        44        15
Production,                                                                
transportation, and                                                        
material moving..........       100        27        18        41        13
  Production.............       100        34        18        37        11
  Transportation and                                                       
  material moving........       100        18        18        47        17
                                                                           
Full time................       100        29        17        39        15
Part time................       100        33        24        34         9
                                                                           
Union....................       100        25        33        31        12
Nonunion.................       100        30        16        39        14
                                                                           
Average wage within the                                                    
following categories:(1)                                                   
  Lowest 25 percent......       100        28        15        42        15
  Second 25 percent......       100        29        16        42        12
  Third 25 percent.......       100        30        17        42        11
  Highest 25 percent.....       100        30        20        34        17
                                                                           
      Establishment                                                        
     characteristic                                                        
                                                                           
Goods-producing                                                            
industries...............       100        31        19        38        11
  Manufacturing..........       100        39        17        35        10
                                                                           
Service-providing                                                          
industries...............       100        29        17        39        15
  Trade, transportation,                                                   
  and utilities..........       100        32        19        37        12
    Wholesale trade......       100        24         –        50         –
    Retail trade.........       100        37        22        34         8
    Transportation and                                                     
    warehousing..........       100         –        25        35         –
  Information............       100        25        28        41         6
  Financial activities...       100        30        12        45        12
    Finance and insurance       100        29        11        48        12
      Credit                                                               
      intermediation and                                                   
      related activities        100        32         9        52         7
      Insurance carriers                                                   
      and related                                                          
      activities.........       100         –         –        49        14
  Education and health                                                     
  services...............       100        16        22        45        17
    Health care and                                                        
    social assistance....       100        13        23        48        17
                                                                           
1 to 99 workers..........       100        24        15        46        16
  1 to 49 workers........       100        22        18        44        16
  50 to 99 workers.......       100        27         9        50        14
100 workers or more......       100        33        19        35        13
  100 to 499 workers.....       100        29        17        39        16
  500 workers or more....       100        37        22        30        11
                                                                           
     Geographic area                                                       
                                                                           
Middle Atlantic..........       100        26        28        38         8
East North Central.......       100        30        14        40        16
West North Central.......       100        16        27        40        17
South Atlantic...........       100        29        17        40        14
East South Central.......       100        27        28        38         7
West South Central.......       100        38        15        41         7
Mountain.................       100        31        13        43        13
Pacific..................       100        37        10        38        16

  1 The categories are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
average wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2008." See
Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.