Table 24. Standard errors for savings and thrift plans: Default enrollment amount as a percent of the employee maximum amount matched by employer, private industry workers, National Compensation Survey, 2009 Default enrollment amount as a percent of the employee Auto- maximum amount matched by No matic employer(1) auto- enro- matic Not Characteristics llme- enro- dete- nt 50th llme- rmin- avai- 10th 25th perc- 75th 90th nt able lable perc- perc- enti- perc- perc- avai- enti- enti- le enti- enti- lable le le (med- le le ian) Worker characteristic All workers.............. 1.5 0.0 14.2 0.0 20.4 0.0 1.6 0.9 Management, professional, and related.............. 2.5 0.0 15.4 20.9 8.2 0.0 2.7 1.5 Management, business, and financial.......... 2.4 15.7 0.0 22.4 35.5 0.0 2.7 1.4 Professional and related................ 3.3 – – – – – 3.4 2.0 Service.................. 2.7 0.0 3.1 14.9 13.5 0.0 3.4 2.1 Sales and office......... 2.0 2.0 0.0 0.0 2.1 0.0 2.3 1.5 Sales and related...... 4.4 1.8 12.9 3.3 20.7 14.6 5.0 4.1 Office and administrative support 2.1 9.9 0.0 0.0 0.0 0.0 2.3 1.0 Natural resources, construction, and maintenance.............. 2.5 – – – – – 5.2 4.9 Construction, extraction, farming, fishing, and forestry.. – – – – – – 9.0 – Installation, maintenance, and repair 3.8 – – – – – 5.9 5.5 Production, transportation, and material moving.......... 3.9 – – – – – 4.1 2.0 Production............. 4.7 – – – – – 4.9 1.9 Transportation and material moving........ 5.6 – – – – – 5.9 4.0 Full time................ 1.6 0.0 12.0 0.0 23.3 0.0 1.7 0.9 Part time................ 3.6 – – – – – 3.7 1.1 Union.................... 3.7 1.1 3.0 13.9 33.3 0.0 4.0 2.2 Nonunion................. 1.6 0.8 5.8 4.6 11.4 0.0 1.7 0.9 Average wage within the following categories:(2) Lowest 25 percent...... 2.4 – – – – – 2.9 1.1 Lowest 10 percent.... – – – – – – 2.6 – Second 25 percent...... 2.1 2.8 12.7 0.0 12.7 22.0 2.4 1.2 Third 25 percent....... 1.9 4.8 12.1 4.2 32.8 0.0 2.1 1.0 Highest 25 percent..... 2.5 0.0 16.7 19.9 36.5 0.0 2.8 1.8 Highest 10 percent... 4.2 10.0 12.3 0.0 13.5 0.0 4.6 2.8 Establishment characteristic Goods-producing industries............... 3.5 5.8 14.7 4.2 17.0 0.0 3.1 2.3 Construction........... – – – – – – 8.8 – Manufacturing.......... 4.6 – – – – – 3.6 2.2 Service-providing industries............... 1.7 0.0 2.5 8.0 6.1 0.0 1.9 1.0 Trade, transportation, and utilities.......... 3.0 4.8 5.7 0.0 0.0 0.0 3.4 2.6 Wholesale trade...... – – – – – – 7.2 – Retail trade......... 4.5 – – – – – 4.2 2.8 Transportation and warehousing.......... – – – – – – 9.2 – Information............ – – – – – – 6.8 – Financial activities... 3.3 5.0 1.4 8.0 0.0 12.5 3.6 1.6 Finance and insurance 3.5 5.0 1.4 8.0 0.0 12.5 3.7 1.7 Credit intermediation and related activities 2.7 0.0 0.0 8.7 9.6 0.0 3.5 2.1 Insurance carriers and related activities......... 6.7 – – – – – 6.6 3.2 Professional and business services...... – – – – – – 5.5 – Professional and technical services... – – – – – – 8.6 – Education and health services............... 3.0 – – – – – 3.3 1.1 Educational services – – – – – – 4.2 – Junior colleges, colleges, and universities....... – – – – – – 6.3 – Health care and social assistance.... 3.4 – – – – – 3.8 1.2 1 to 99 workers.......... 1.7 0.0 14.0 0.0 0.0 19.4 2.0 1.6 1 to 49 workers........ 2.5 0.0 7.8 9.2 0.0 22.6 2.5 2.0 50 to 99 workers....... 1.9 11.3 0.0 3.3 44.6 0.0 3.2 2.8 100 workers or more...... 2.1 3.0 7.7 23.1 26.3 0.0 2.2 1.3 100 to 499 workers..... 3.0 – – – – – 3.6 2.1 500 workers or more.... 2.9 6.2 0.0 33.9 0.0 0.0 3.0 1.2 Geographic area New England.............. – – – – – – 13.2 – Middle Atlantic.......... 1.5 3.1 8.1 15.3 0.0 0.0 2.8 2.1 East North Central....... 4.1 3.2 1.4 14.5 24.9 32.7 5.1 2.9 West North Central....... 4.6 5.4 9.8 0.0 0.0 10.4 4.8 3.4 South Atlantic........... 3.2 – – – – – 3.2 2.2 East South Central....... 7.0 – – – – – 6.9 3.3 West South Central....... 1.6 – – – – – 1.8 0.7 Mountain................. 4.6 – – – – – 5.1 1.5 Pacific.................. 5.0 – – – – – 5.3 2.0 1 The percentage is determined by the ratio of the default enrollment amount and the maximum employee contribution matched by the employer, for those plans that specify both values. 2 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.