Table 1. Medical care benefits: Plan type, private industry workers, National Compensation Survey, 2010 (All workers participating in medical care plans = 100 percent) Fee-for-service plan Characteristic Total Preferred Point of Exclusive Not Total Traditio- provider service provider determin- nal organiza- plan organiza- able tion tion Worker characteristic All workers............................. 100 76 3 62 6 5 – Management, professional, and related... 100 72 – 58 9 4 – Management, business, and financial... 100 77 – 67 4 5 – Professional and related.............. 100 70 – 53 11 4 – Service................................. 100 69 – 53 6 – – Protective service.................... 100 – – 61 – – – Sales and office........................ 100 80 – 66 5 5 – Sales and related..................... 100 84 – 75 – – – Office and administrative support..... 100 77 – 63 6 6 – Natural resources, construction, and maintenance............................. 100 76 – 62 – 6 – Construction, extraction, farming, fishing, and forestry................. 100 – – 66 – – – Installation, maintenance, and repair 100 72 – 58 – – – Production, transportation, and material moving.................................. 100 81 4 70 4 2 – Production............................ 100 80 – 70 – – – Transportation and material moving.... 100 82 – 70 – 3 – Full time............................... 100 75 2 62 6 5 – Part time............................... 100 85 – 63 – – – Union................................... 100 76 6 61 5 5 – Nonunion................................ 100 76 – 63 7 5 – Average wage within the following categories:(1) Lowest 25 percent..................... 100 84 – 72 – – – Second 25 percent..................... 100 76 3 62 7 4 – Third 25 percent...................... 100 76 2 62 6 6 – Highest 25 percent.................... 100 73 – 59 7 5 – Highest 10 percent.................. 100 76 – 63 7 5 – Establishment characteristic Goods-producing industries.............. 100 79 – 68 4 3 – Construction.......................... 100 76 – 64 – – – Manufacturing......................... 100 80 – 70 – 3 – Service-providing industries............ 100 75 – 61 7 5 – Trade, transportation, and utilities.. 100 81 – 71 4 3 – Wholesale trade..................... 100 77 – 66 – – – Transportation and warehousing...... 100 79 – 64 – – – Information........................... 100 72 – 62 – – – Financial activities.................. 100 78 – 58 10 9 – Finance and insurance............... 100 81 – 61 10 8 – Credit intermediation and related activities........................ 100 80 – 58 13 8 – Insurance carriers and related activities........................ 100 85 – 65 – – – Professional and business services.... 100 82 – 70 – – – Education and health services......... 100 64 – 39 15 – – Educational services................ 100 66 – 54 8 – – Junior colleges, colleges, and universities...................... 100 62 – 44 13 – – Health care and social assistance... 100 64 – 37 16 – – See footnotes at end of table. Health maintenance organization Characteristic Not Total Traditio- Open determin- nal access able Worker characteristic All workers............................. 24 16 8 – Management, professional, and related... 28 16 12 – Management, business, and financial... 23 15 8 – Professional and related.............. 30 17 – – Service................................. 31 22 – – Protective service.................... – – – – Sales and office........................ 20 14 6 – Sales and related..................... 16 13 3 – Office and administrative support..... 23 15 7 – Natural resources, construction, and maintenance............................. 24 20 4 – Construction, extraction, farming, fishing, and forestry................. – – – – Installation, maintenance, and repair 28 24 – – Production, transportation, and material moving.................................. 19 14 5 – Production............................ 20 14 6 – Transportation and material moving.... 18 14 – – Full time............................... 25 17 8 – Part time............................... 15 7 – – Union................................... 24 14 10 – Nonunion................................ 24 16 7 – Average wage within the following categories:(1) Lowest 25 percent..................... 16 10 – – Second 25 percent..................... 24 17 7 – Third 25 percent...................... 24 17 7 – Highest 25 percent.................... 27 17 10 – Highest 10 percent.................. 24 14 10 – Establishment characteristic Goods-producing industries.............. 21 16 6 – Construction.......................... 24 19 – – Manufacturing......................... 20 15 5 – Service-providing industries............ 25 16 8 – Trade, transportation, and utilities.. 19 15 4 – Wholesale trade..................... 23 19 – – Transportation and warehousing...... 21 13 – – Information........................... 28 – 11 – Financial activities.................. 22 16 5 – Finance and insurance............... 19 13 6 – Credit intermediation and related activities........................ 20 15 – – Insurance carriers and related activities........................ 15 7 – – Professional and business services.... 18 12 – – Education and health services......... 36 19 – – Educational services................ 34 22 11 – Junior colleges, colleges, and universities...................... 38 27 11 – Health care and social assistance... 36 19 – – See footnotes at end of table. Fee-for-service plan Characteristic Total Preferred Point of Exclusive Not Total Traditio- provider service provider determin- nal organiza- plan organiza- able tion tion 1 to 99 workers......................... 100 74 2 63 5 4 – 1 to 49 workers....................... 100 74 – 63 4 – – 50 to 99 workers...................... 100 74 – 63 – – – 100 workers or more..................... 100 78 3 62 8 5 – 100 to 499 workers.................... 100 82 – 70 4 5 – 500 workers or more................... 100 72 – 52 12 5 – Geographic area New England............................. 100 50 – 35 – – – Middle Atlantic......................... 100 66 – 52 6 5 – East North Central...................... 100 76 2 64 – 4 – West North Central...................... 100 88 – 73 7 – – South Atlantic.......................... 100 79 – 65 – 4 – East South Central...................... 100 – – 81 – – – West South Central...................... 100 91 – 82 6 2 – Mountain................................ 100 75 – 60 – – – Pacific................................. 100 68 – 50 9 – – See footnotes at end of table. Health maintenance organization Characteristic Not Total Traditio- Open determin- nal access able 1 to 99 workers......................... 26 20 6 – 1 to 49 workers....................... 26 21 5 – 50 to 99 workers...................... 26 18 – – 100 workers or more..................... 22 13 9 – 100 to 499 workers.................... 18 12 6 – 500 workers or more................... 28 15 – – Geographic area New England............................. 50 36 14 – Middle Atlantic......................... 34 21 13 – East North Central...................... 24 11 – – West North Central...................... 12 – – – South Atlantic.......................... 21 15 6 – East South Central...................... – – – – West South Central...................... 9 8 – – Mountain................................ 25 17 8 – Pacific................................. 32 28 4 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.