Table 6. Fee-for-service plans: Type and amount of annual individual deductible, private industry workers, National Compensation Survey, 2010 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service Worker characteristic All workers............................. 100 94 – – 51 $500 $1,000 $300 – 6 (1) Management, professional, and related... 100 95 – – 56 500 1,000 300 – 5 (1) Management, business, and financial... 100 96 – – 59 500 1,000 300 – 4 (1) Professional and related.............. 100 94 – – 54 500 800 300 – 5 (1) Service................................. 100 88 – – 55 – – – – – – Protective service.................... 100 100 – – 81 – – – – – – Sales and office........................ 100 95 – – 47 500 1,000 300 – – – Sales and related..................... 100 98 60 $350 – – – – – – – Office and administrative support..... 100 93 – – 52 500 1,000 – – – – Natural resources, construction, and maintenance............................. 100 96 – – 49 500 – – – 4 – Construction, extraction, farming, fishing, and forestry................. 100 96 – – 53 – – – – – – Installation, maintenance, and repair 100 95 47 500 – – – – – – – Production, transportation, and material moving.................................. 100 94 – – 51 500 1,000 – – 6 (1) Production............................ 100 93 – – 52 500 1,000 – – 7 (1) Transportation and material moving.... 100 96 – – 50 500 – – – – – Full time............................... 100 94 – – 52 500 1,000 300 – 6 (1) Part time............................... 100 91 47 350 44 500 500 300 – – – Union................................... 100 88 – – 49 250 500 – – 12 – Nonunion................................ 100 95 – – 52 500 1,000 300 – 5 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 93 47 500 – – – – – – – Second 25 percent..................... 100 95 – – 51 500 1,000 – – 5 (1) Third 25 percent...................... 100 94 – – 51 500 1,000 300 – 6 – Highest 25 percent.................... 100 94 – – 55 500 750 300 – 6 (1) Highest 10 percent.................. 100 94 – – 55 500 800 – – 5 1 Establishment characteristic Goods-producing industries.............. 100 94 – – 55 500 1,000 – – 5 1 Construction.......................... 100 97 39 500 58 – – – – – – Manufacturing......................... 100 93 – – 54 500 800 300 – 6 1 Service-providing industries............ 100 94 – – 50 500 1,000 300 – 6 (1) Trade, transportation, and utilities.. 100 97 52 350 – – – – – 3 – Wholesale trade..................... 100 99 – – 53 500 – – – – – Transportation and warehousing...... 100 94 37 – 56 500 500 100 – – – Information........................... 100 94 48 – – – – – – – – Financial activities.................. 100 88 – – 49 500 900 – – 12 (1) Finance and insurance............... 100 89 – – 50 500 900 – – 11 (1) Credit intermediation and related activities........................ 100 90 – – 49 500 – – – 10 – Insurance carriers and related activities........................ 100 85 – – 45 – – – – – – Professional and business services.... 100 96 38 – 58 – 1,000 – – – – Education and health services......... 100 93 – – 49 500 1,000 250 – 7 – Educational services................ 100 92 – – 55 500 – 400 – – – Junior colleges, colleges, and universities...................... 100 92 – – 66 500 500 400 – 8 – Health care and social assistance... 100 94 46 1,000 48 500 1,000 250 – 6 – 1 to 99 workers......................... 100 97 – – 54 – – – – 3 (1) 1 to 49 workers....................... 100 97 – – 55 – 1,500 – – – – 50 to 99 workers...................... 100 96 – – 53 500 1,000 – – – – 100 workers or more..................... 100 92 – – 50 500 1,000 250 – 8 – 100 to 499 workers.................... 100 94 48 350 – – – – – 6 – 500 workers or more................... 100 91 – – 54 500 600 250 – 9 – Geographic area New England............................. 100 91 38 – 53 – – – – – – Middle Atlantic......................... 100 89 – – 60 300 500 – – 11 – East North Central...................... 100 94 – – 51 500 1,000 250 – 5 1 West North Central...................... 100 93 – – 50 750 – – – – – South Atlantic.......................... 100 96 – – 55 650 1,500 – – 4 – East South Central...................... 100 94 – – 51 – – 300 – – – West South Central...................... 100 98 – – 56 – 1,000 – – 2 – Mountain................................ 100 93 – – 55 500 – 300 – – – Pacific................................. 100 94 61 – – – – – – 6 – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.