Table 8. Fee-for-service plans: Type and amount of annual family deductible, private industry workers, National Compensation Survey, 2010 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service Worker characteristic All workers............................. 100 90 – – 50 $1,200 $2,000 – – 10 (1) Management, professional, and related... 100 90 – – 54 1,000 2,000 – – 10 (1) Management, business, and financial... 100 92 – – 58 1,200 2,000 – – 8 (1) Professional and related.............. 100 88 – – 52 1,000 1,600 – – 11 (1) Service................................. 100 86 – – 55 1,000 3,800 – – – – Protective service.................... 100 99 – – 80 750 – – – – – Sales and office........................ 100 92 – – 46 1,400 – – – – – Sales and related..................... 100 96 58 $700 – – – – – – – Office and administrative support..... 100 91 – – 51 – – – – – – Natural resources, construction, and maintenance............................. 100 90 – – 45 1,500 – – – 10 – Construction, extraction, farming, fishing, and forestry................. 100 89 – – 51 – – – – – – Installation, maintenance, and repair 100 91 47 1,000 – – – – – – – Production, transportation, and material moving.................................. 100 89 – – 49 1,500 – – – 11 (1) Production............................ 100 88 – – 50 1,500 – – – 12 (1) Transportation and material moving.... 100 91 – – 47 1,500 – – – 9 – Full time............................... 100 90 – – 50 – 2,000 $800 – 10 (1) Part time............................... 100 89 46 700 43 1,000 1,500 900 – – – Union................................... 100 82 – – 46 750 1,000 – – 18 – Nonunion................................ 100 91 – – 51 1,500 3,000 – – 8 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 91 45 – – – – – – – – Second 25 percent..................... 100 92 – – 50 – – – – 8 (1) Third 25 percent...................... 100 88 – – 49 1,500 2,500 900 – 12 – Highest 25 percent.................... 100 90 – – 53 1,000 1,800 600 – 10 (1) Highest 10 percent.................. 100 92 – – 54 1,000 1,900 600 – 7 1 Establishment characteristic Goods-producing industries.............. 100 91 – – 54 – 2,000 – – 8 1 Construction.......................... 100 91 35 – 56 2,000 – – – – – Manufacturing......................... 100 91 – – 52 1,000 1,900 900 – 8 1 Service-providing industries............ 100 90 – – 49 1,200 2,000 – – 10 (1) Trade, transportation, and utilities.. 100 92 49 900 – – – – – 8 – Wholesale trade..................... 100 94 – – 50 1,050 3,000 – – – – Transportation and warehousing...... 100 87 36 – 51 1,500 1,500 – – – – Information........................... 100 94 48 – – – – – – – – Financial activities.................. 100 87 – – 48 1,200 2,000 – – 13 (1) Finance and insurance............... 100 88 – – 50 – 2,000 – – 12 (1) Credit intermediation and related activities........................ 100 89 – – 49 – 2,000 – – 11 – Insurance carriers and related activities........................ 100 83 – – 45 – 3,000 – – – – Professional and business services.... 100 91 36 – 55 – 2,000 – – – – Education and health services......... 100 87 – – 48 – 2,000 600 – – – Educational services................ 100 91 – – 54 – – 800 – – – Junior colleges, colleges, and universities...................... 100 91 – – 65 1,200 1,200 800 – 9 – Health care and social assistance... 100 86 39 – 47 – – 600 – – – 1 to 99 workers......................... 100 91 – – 53 1,500 – – – 9 (1) 1 to 49 workers....................... 100 91 – – 54 1,700 3,800 – – – – 50 to 99 workers...................... 100 91 – – 51 – – – – – – 100 workers or more..................... 100 89 – – 48 1,000 2,000 600 – 11 – 100 to 499 workers.................... 100 90 46 800 – – – – – 10 – 500 workers or more................... 100 89 – – 53 1,000 1,600 – – 11 – Geographic area New England............................. 100 82 38 – 44 – – – – – – Middle Atlantic......................... 100 88 – – 59 600 1,000 – – 12 – East North Central...................... 100 93 – – 51 – 2,000 600 – 7 1 West North Central...................... 100 93 – – 50 1,500 3,000 – – – – South Atlantic.......................... 100 93 – – 53 1,700 3,750 – – 7 – East South Central...................... 100 93 – – 51 – – 750 – – – West South Central...................... 100 84 – – 52 – – – – – – Mountain................................ 100 92 – – 54 – – 600 – – – Pacific................................. 100 90 59 900 – – – – – 10 – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.