Table 12. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers.............. 1.4 $0 $350 $0 $669 $224 1.6 0.9 Management, professional, and related.............. 2.6 0 265 444 561 466 1.7 2.5 Management, business, and financial.......... 2.4 20 114 435 294 442 2.0 1.8 Professional and related................ 3.3 20 444 405 824 631 2.4 3.0 Service.................. 7.1 116 541 566 743 1,178 – – Protective service..... 12.9 – – – – – – – Sales and office......... 2.1 0 0 0 213 378 2.3 0.2 Sales and related...... 3.0 314 359 0 519 699 3.1 0.2 Office and administrative support 2.6 0 452 39 343 335 2.8 0.2 Natural resources, construction, and maintenance.............. 3.5 333 779 151 1,069 1,043 3.5 0.4 Construction, extraction, farming, fishing, and forestry.. 6.7 – – – – – – – Installation, maintenance, and repair 3.9 496 855 151 0 735 3.9 0.1 Production, transportation, and material moving.......... 3.8 211 395 196 826 594 3.8 1.1 Production............. 4.2 310 99 249 484 972 4.2 2.0 Transportation and material moving........ 5.9 120 333 902 554 1,763 5.9 (1) Full time................ 1.3 84 268 20 519 323 1.6 1.0 Part time................ 6.8 502 487 0 332 404 6.8 – Union.................... 4.0 153 208 115 318 1,124 4.2 1.1 Nonunion................. 1.4 0 0 0 367 523 1.7 1.0 Average wage within the following categories:(2) Lowest 25 percent...... 4.4 148 375 39 292 1,191 4.4 (1) Second 25 percent...... 2.0 0 78 0 603 616 2.0 0.3 Third 25 percent....... 2.6 256 401 179 375 336 2.5 1.1 Highest 25 percent..... 2.1 383 405 427 285 577 1.8 1.8 Highest 10 percent... 2.7 495 403 459 355 746 2.3 1.6 Establishment characteristic Goods-producing industries............... 2.6 190 283 484 482 670 2.3 2.0 Construction........... 4.9 450 742 392 1,675 2,490 5.0 1.3 Manufacturing.......... 3.4 159 267 232 110 417 2.8 2.6 Service-providing industries............... 1.7 0 39 0 391 285 2.0 1.0 Trade, transportation, and utilities.......... 3.0 528 463 110 202 664 3.0 0.1 Wholesale trade...... 6.6 – – – – – 6.6 0.3 Transportation and warehousing.......... 9.6 – – – – – 9.6 – Information............ 7.4 – – – – – – – Financial activities... 3.1 339 350 316 157 754 3.0 0.9 Finance and insurance 3.5 245 396 217 194 922 3.5 (1) Credit intermediation and related activities 6.2 234 151 113 265 884 6.2 – Insurance carriers and related activities......... 5.1 311 600 379 312 2,670 5.0 0.1 Professional and business services...... 5.2 – – – – – 5.2 – Education and health services............... 4.5 20 513 183 361 104 3.2 4.5 Educational services 5.1 – – – – – 5.1 0.6 Junior colleges, colleges, and universities....... 4.2 514 697 130 364 1,520 4.2 1.1 Health care and social assistance.... 5.4 0 28 343 781 206 3.8 5.4 1 to 99 workers.......... 2.2 0 0 0 215 1,066 2.8 2.0 1 to 49 workers........ 2.9 0 0 0 0 827 3.7 2.7 50 to 99 workers....... 3.8 98 0 172 836 1,020 – – 100 workers or more...... 2.0 236 73 66 323 399 2.0 0.7 100 to 499 workers..... 2.3 0 193 0 607 427 2.3 0.2 500 workers or more.... 3.0 237 198 264 360 424 2.9 1.6 Geographic area New England.............. 7.2 166 381 391 1,190 1,195 7.2 1.5 Middle Atlantic.......... 5.0 0 261 230 421 1,219 5.1 0.2 East North Central....... 3.3 290 0 484 455 236 3.4 2.5 West North Central....... 3.4 226 573 578 429 1,247 3.4 0.3 South Atlantic........... 3.0 0 0 0 172 245 3.0 – East South Central....... 1.8 – – – – – – – West South Central....... 2.7 602 544 0 826 501 – – Mountain................. 6.6 735 652 948 613 1,061 – – Pacific.................. 4.4 245 55 554 421 1,438 – – 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.