Table 14. Health maintenance organizations: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 (All workers participating in health maintenance organizations = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers............................. 100 56 $1,000 $1,500 $2,000 $3,000 $4,000 44 – Management, professional, and related... 100 48 1,000 1,500 1,500 2,500 3,500 52 – Management, business, and financial... 100 55 1,000 1,500 1,500 2,500 4,000 45 – Professional and related.............. 100 45 – – – – – 55 – Service................................. 100 55 1,500 1,500 2,500 3,500 5,000 45 – Protective service.................... 100 – – – – – – – – Sales and office........................ 100 65 1,000 1,500 2,000 3,000 3,500 35 – Sales and related..................... 100 76 1,250 1,500 2,000 2,500 3,000 24 – Office and administrative support..... 100 61 1,000 1,500 2,000 3,000 3,500 39 – Natural resources, construction, and maintenance............................. 100 65 – – – – – 35 – Construction, extraction, farming, fishing, and forestry................. 100 72 – – – – – – – Installation, maintenance, and repair 100 62 1,500 2,000 2,500 3,000 3,500 38 – Production, transportation, and material moving.................................. 100 59 1,500 1,500 1,700 3,000 4,000 41 – Production............................ 100 61 1,500 1,500 1,500 2,000 3,500 39 – Transportation and material moving.... 100 58 1,500 1,500 3,000 3,500 5,000 42 – Full time............................... 100 57 1,000 1,500 2,000 3,000 4,000 43 – Part time............................... 100 50 1,250 1,500 1,500 3,000 3,500 50 – Union................................... 100 41 1,500 1,500 1,500 3,000 3,500 59 – Nonunion................................ 100 59 1,000 1,500 2,000 3,000 4,000 41 – Average wage within the following categories:(1) Lowest 25 percent..................... 100 53 1,000 1,500 2,000 3,000 3,500 47 – Second 25 percent..................... 100 59 1,000 1,500 2,000 3,000 3,500 41 – Third 25 percent...................... 100 63 1,000 1,500 2,000 3,500 5,000 37 – Highest 25 percent.................... 100 50 1,000 1,500 1,500 2,500 3,500 50 – Highest 10 percent.................. 100 46 800 1,500 1,500 2,000 3,000 54 – Establishment characteristic Goods-producing industries.............. 100 66 1,000 1,500 1,500 2,500 4,000 34 – Construction.......................... 100 81 – – – – – – – Manufacturing......................... 100 59 1,500 1,500 1,500 2,000 3,500 41 – Service-providing industries............ 100 54 1,000 1,500 2,000 3,000 4,000 46 – Trade, transportation, and utilities.. 100 67 1,000 1,500 2,000 3,000 3,500 33 – Wholesale trade..................... 100 82 – – – – – – – Transportation and warehousing...... 100 54 – – – – – 46 – Information........................... 100 – – – – – – 68 – Financial activities.................. 100 59 1,150 1,500 2,000 2,500 3,500 41 – Finance and insurance............... 100 47 – – – – – 53 – Credit intermediation and related activities........................ 100 57 1,000 1,500 1,800 2,000 3,500 43 – Insurance carriers and related activities........................ 100 28 – – – – – 72 – Professional and business services.... 100 53 1,500 1,500 2,500 3,000 3,250 47 – Education and health services......... 100 46 1,200 1,500 2,000 5,000 5,000 54 – Educational services................ 100 53 1,000 1,200 1,500 2,000 3,000 47 – Junior colleges, colleges, and universities...................... 100 48 – – – – – 52 – Health care and social assistance... 100 – – – – – – 55 – 1 to 99 workers......................... 100 66 1,250 1,500 2,500 3,000 5,000 34 – 1 to 49 workers....................... 100 69 1,200 1,500 2,000 3,500 5,000 31 – 50 to 99 workers...................... 100 60 1,500 1,500 2,500 3,000 3,000 40 – 100 workers or more..................... 100 48 1,000 1,500 1,500 2,650 3,500 52 – 100 to 499 workers.................... 100 61 1,000 1,500 1,500 3,000 4,000 39 – 500 workers or more................... 100 40 1,000 1,500 1,500 2,000 3,000 60 – Geographic area New England............................. 100 – – – – – – 59 – Middle Atlantic......................... 100 42 1,250 1,500 2,500 5,000 5,000 58 – East North Central...................... 100 – – – – – – 65 – West North Central...................... 100 58 1,500 1,500 1,700 2,000 2,000 42 – South Atlantic.......................... 100 69 1,000 1,500 2,000 3,000 3,500 31 – East South Central...................... 100 56 – – – – – 44 – West South Central...................... 100 72 1,000 1,250 1,500 2,000 3,000 – – Mountain................................ 100 65 – – – – – 35 – Pacific................................. 100 83 1,500 1,500 2,000 3,000 3,500 17 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.