Table 15. Health maintenance organizations: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 (All workers participating in health maintenance organizations = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers............................. 100 54 $2,000 $3,000 $4,000 $6,000 $7,500 46 – Management, professional, and related... 100 44 2,000 3,000 3,000 5,000 6,000 56 – Management, business, and financial... 100 52 2,000 3,000 3,000 4,000 6,000 48 – Professional and related.............. 100 41 2,000 2,500 3,000 5,000 6,000 59 – Service................................. 100 52 3,000 3,000 5,000 6,500 15,000 48 – Protective service.................... 100 – – – – – – – – Sales and office........................ 100 63 2,250 3,000 4,000 6,000 7,000 37 – Sales and related..................... 100 76 2,250 3,000 4,000 6,000 7,500 24 – Office and administrative support..... 100 59 2,000 3,000 4,000 6,000 7,000 41 – Natural resources, construction, and maintenance............................. 100 65 2,000 3,000 6,000 7,500 9,000 35 – Construction, extraction, farming, fishing, and forestry................. 100 72 – – – – – – – Installation, maintenance, and repair 100 62 3,000 4,000 6,000 7,500 9,000 38 – Production, transportation, and material moving.................................. 100 58 3,000 3,000 4,000 6,000 9,400 42 – Production............................ 100 59 2,500 3,000 3,000 4,350 5,000 41 – Transportation and material moving.... 100 56 3,000 3,000 6,000 8,000 10,000 44 – Full time............................... 100 54 2,000 3,000 4,000 6,000 7,500 46 – Part time............................... 100 50 2,250 3,000 3,000 6,000 7,000 50 – Union................................... 100 41 2,500 3,000 3,000 6,000 8,000 59 – Nonunion................................ 100 56 2,000 3,000 4,000 6,000 7,500 44 – Average wage within the following categories:(1) Lowest 25 percent..................... 100 52 2,000 3,000 5,000 6,500 9,000 48 – Second 25 percent..................... 100 56 2,000 3,000 4,000 6,000 7,500 44 – Third 25 percent...................... 100 60 2,000 3,000 4,500 7,000 9,000 40 – Highest 25 percent.................... 100 48 2,000 3,000 3,000 5,000 6,500 52 – Highest 10 percent.................. 100 46 1,600 3,000 3,000 4,000 6,000 54 – Establishment characteristic Goods-producing industries.............. 100 64 2,000 3,000 3,000 6,000 7,500 36 – Construction.......................... 100 81 – – – – – – – Manufacturing......................... 100 56 2,500 3,000 3,000 4,350 6,000 44 – Service-providing industries............ 100 51 2,000 3,000 4,000 6,000 7,500 49 – Trade, transportation, and utilities.. 100 67 2,000 3,000 4,000 7,000 7,500 33 – Wholesale trade..................... 100 82 – – – – – – – Transportation and warehousing...... 100 54 2,000 3,000 6,000 7,000 7,500 46 – Information........................... 100 – – – – – – 68 – Financial activities.................. 100 58 2,500 3,000 4,000 6,000 9,400 42 – Finance and insurance............... 100 46 – – – – – 54 – Credit intermediation and related activities........................ 100 56 2,000 3,000 4,000 6,000 7,000 44 – Insurance carriers and related activities........................ 100 28 – – – – – 72 – Professional and business services.... 100 53 3,000 3,000 5,000 6,000 6,500 47 – Education and health services......... 100 39 – – – – – 61 – Educational services................ 100 53 2,400 2,400 3,000 4,500 6,000 47 – Junior colleges, colleges, and universities...................... 100 48 – – – – – 52 – Health care and social assistance... 100 37 2,500 3,000 4,000 6,000 15,000 63 – 1 to 99 workers......................... 100 61 2,400 3,000 4,500 6,000 7,500 39 – 1 to 49 workers....................... 100 62 2,400 3,000 4,000 7,000 9,000 38 – 50 to 99 workers...................... 100 60 2,500 3,000 5,000 6,000 7,000 40 – 100 workers or more..................... 100 48 2,000 3,000 3,000 6,000 7,500 52 – 100 to 499 workers.................... 100 60 2,000 3,000 3,500 6,000 9,000 40 – 500 workers or more................... 100 40 2,000 3,000 3,000 4,800 7,000 60 – Geographic area New England............................. 100 – – – – – – 60 – Middle Atlantic......................... 100 32 2,000 3,000 5,000 6,000 9,000 68 – East North Central...................... 100 – – – – – – 65 – West North Central...................... 100 58 3,000 3,000 4,000 4,350 4,350 42 – South Atlantic.......................... 100 69 2,250 3,000 4,400 6,000 9,000 31 – East South Central...................... 100 56 – – – – – 44 – West South Central...................... 100 72 2,000 2,500 3,000 6,000 7,500 – – Mountain................................ 100 65 – – – – – 35 – Pacific................................. 100 83 2,500 3,000 4,000 7,000 9,000 17 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.