Table 15. Standard errors for health maintenance organizations: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2010 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) Worker characteristic All workers.............. 4.0 $186 $0 $0 $0 $821 4.0 – Management, professional, and related.............. 5.9 0 608 0 245 0 5.9 – Management, business, and financial.......... 5.0 491 310 98 1,090 1,320 5.0 – Professional and related................ 7.6 0 592 59 471 0 7.6 – Service.................. 10.2 196 963 754 2,263 5,909 10.2 – Protective service..... – – – – – – – – Sales and office......... 4.0 309 0 98 277 721 4.0 – Sales and related...... 5.1 0 0 0 1,478 1,843 5.1 – Office and administrative support 4.9 626 0 440 339 0 4.9 – Natural resources, construction, and maintenance.............. 7.9 643 460 620 580 0 7.9 – Construction, extraction, farming, fishing, and forestry.. 12.2 – – – – – – – Installation, maintenance, and repair 8.4 0 1,613 439 589 951 8.4 – Production, transportation, and material moving.......... 4.5 636 0 580 1,316 1,428 4.5 – Production............. 6.5 728 0 481 459 1,308 6.5 – Transportation and material moving........ 8.3 0 687 1,373 1,642 589 8.3 – Full time................ 3.8 140 0 0 0 1,144 3.8 – Part time................ 11.9 182 0 1,165 680 219 11.9 – Union.................... 4.6 869 0 1,057 961 1,529 4.6 – Nonunion................. 4.7 131 0 69 0 1,052 4.7 – Average wage within the following categories:(1) Lowest 25 percent...... 9.4 578 147 766 651 2,612 9.4 – Second 25 percent...... 7.2 205 0 554 0 481 7.2 – Third 25 percent....... 4.4 595 0 819 1,088 1,102 4.4 – Highest 25 percent..... 5.4 360 0 528 277 976 5.4 – Highest 10 percent... 4.9 583 407 0 284 139 4.9 – Establishment characteristic Goods-producing industries............... 5.5 277 0 701 1,005 1,165 5.5 – Construction........... 7.9 – – – – – – – Manufacturing.......... 5.8 528 0 0 547 1,194 5.8 – Service-providing industries............... 4.7 414 0 260 0 1,106 4.7 – Trade, transportation, and utilities.......... 6.4 196 354 1,173 1,092 340 6.4 – Wholesale trade...... 6.4 – – – – – – – Transportation and warehousing.......... 10.5 877 687 2,425 0 687 10.5 – Information............ – – – – – – 12.7 – Financial activities... 6.4 659 869 0 2,009 909 6.4 – Finance and insurance 6.3 – – – – – 6.3 – Credit intermediation and related activities 8.3 812 651 620 2,191 1,075 8.3 – Insurance carriers and related activities......... 6.6 – – – – – 6.6 – Professional and business services...... 8.1 0 0 1,892 294 564 8.1 – Education and health services............... 8.9 – – – – – 8.9 – Educational services 8.5 549 397 392 1,501 1,798 8.5 – Junior colleges, colleges, and universities....... 4.7 – – – – – 4.7 – Health care and social assistance.... 9.8 765 0 1,169 2,327 6,552 9.8 – 1 to 99 workers.......... 3.8 168 0 835 1,075 1,249 3.8 – 1 to 49 workers........ 4.5 207 0 874 1,287 2,104 4.5 – 50 to 99 workers....... 10.6 680 0 855 481 1,061 10.6 – 100 workers or more...... 5.6 126 0 510 618 1,079 5.6 – 100 to 499 workers..... 5.7 471 196 981 0 1,210 5.7 – 500 workers or more.... 8.0 0 0 277 445 340 8.0 – Geographic area New England.............. – – – – – – 12.4 – Middle Atlantic.......... 4.6 855 450 1,000 1,127 1,531 4.6 – East North Central....... – – – – – – 14.0 – West North Central....... 7.1 0 166 260 97 1,088 7.1 – South Atlantic........... 5.0 164 0 1,859 636 1,494 5.0 – East South Central....... 7.6 – – – – – 7.6 – West South Central....... 11.1 0 971 537 2,222 2,052 – – Mountain................. 6.7 – – – – – 6.7 – Pacific.................. 2.3 620 0 310 1,034 3,821 2.3 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.