Table 36. Traditional defined benefit plans: Terminal earnings formulas, private industry workers, National Compensation Survey, 2010

     (All workers participating in traditional defined benefit plans with a terminal earnings formula = 100 percent)
                                                                                                                                                                     
                                                                                                                                                                     
                                                                           Flat percent per year of service                     Percent per year varies by           
                                                           Flat                                                                                                      
                                                         percent                                                     Percent                                         
                 Characteristics                Total    per year    10th      25th      50th      75th      90th    per year                      Earnings   Other  
                                                            of    percenti- percenti- percenti- percenti- percenti-   varies   Service   Earnings    and             
                                                         service      le        le        le        le        le                                   service           
                                                                                       (median)                                                                      
                                                                                                                                                                     
              Worker characteristic                                                                                                                                  
                                                                                                                                                                     
     All workers.............................       100        57      1.00      1.33      1.60      1.70      1.76        37        15        14         8         6
                                                                                                                                                                     
     Management, professional, and related...       100        56      1.00      1.50      1.50      1.60      1.80         –         –        15         –         –
       Management, business, and financial...       100        50      0.90      1.50      1.50      1.60      1.80         –         –         –         –         –
       Professional and related..............       100        59      1.00      1.25      1.50      1.60      1.76         –         –        20         –         –
     Service.................................       100        82      1.25      1.60      1.70      1.70      1.76         –         –         –         –         –
     Sales and office........................       100         –         –         –         –         –         –        54         –         –        23         –
       Office and administrative support.....       100        50      1.00      1.25      1.50      1.70      1.75         –         –        18        18         –
     Production, transportation, and material                                                                                                                        
     moving..................................       100        48      1.00      1.10      1.33      1.60      1.70         –         –         –         –         –
                                                                                                                                                                     
     Full time...............................       100        59      1.00      1.33      1.60      1.70      1.76        35        16        14         6         6
     Part time...............................       100         –         –         –         –         –         –        65         –        19         –         –
                                                                                                                                                                     
     Union...................................       100        59      1.25      1.60      1.67      1.76      1.76         –         –         –         –         –
     Nonunion................................       100        56      1.00      1.25      1.50      1.70      1.75         –        16        15         –         –
                                                                                                                                                                     
     Average wage within the following                                                                                                                               
     categories:(1)                                                                                                                                                  
       Second 25 percent.....................       100        45      1.00      1.25      1.33      1.76      1.76         –         –        17         –         –
       Third 25 percent......................       100        64      1.00      1.25      1.67      1.70      1.76         –         –         –         –         –
       Highest 25 percent....................       100        59      1.00      1.50      1.60      1.67      1.75         –        24        11         –         –
         Highest 10 percent..................       100        56      1.25      1.50      1.50      1.60      1.70         –         –         –         –         –
                                                                                                                                                                     
           Establishment characteristic                                                                                                                              
                                                                                                                                                                     
     Goods-producing industries..............       100        54      1.10      1.33      1.33      1.60      1.60         –         –         –         –         –
                                                                                                                                                                     
     Service-providing industries............       100        58      1.00      1.35      1.60      1.70      1.76         –         –        15        10         –
       Trade, transportation, and utilities..       100        58      1.00      1.50      1.67      1.75      1.76         –         –         –         –         –
       Financial activities..................       100         –         –         –         –         –         –        53         –         –        26         –
         Finance and insurance...............       100         –         –         –         –         –         –        57         –         –        29         –
       Education and health services.........       100        66      1.00      1.25      1.70      1.70      1.76         –         –         –         –         –
         Health care and social assistance...       100        65      1.00      1.25      1.70      1.70      1.75         –         –         –         –         –
     100 workers or more.....................       100        55      1.00      1.25      1.50      1.67      1.76        38        18        15         5         7
       100 to 499 workers....................       100         –         –         –         –         –         –        50         –         –         –         –
       500 workers or more...................       100        62      1.00      1.33      1.50      1.67      1.80        31         –        17         –         7
                                                                                                                                                                     
                 Geographic area                                                                                                                                     
                                                                                                                                                                     
     Middle Atlantic.........................       100        66      1.25      1.25      1.50      1.76      1.85         –         –         –         –         –
     East North Central......................       100         –         –         –         –         –         –        49         –        31         –         –
     West North Central......................       100        56      0.70      0.90      1.33      1.50      1.75         –         –         –         –         –
     South Atlantic..........................       100         –         –         –         –         –         –        51         –         –         –         –
     Pacific.................................       100        62      1.35      1.70      1.70      1.70      1.70         –         –         –         –         –

       1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The
     average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note
     for more details.
     
     NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication
     criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
     www.bls.gov/ncs/ebs/glossary20102011.htm.