Table 40. Traditional defined benefit plans: Postretirement survivor benefits, private industry workers, National Compensation Survey, 2010 (All workers participating in traditional defined benefit plans = 100 percent) Selected joint-and-survivor Joint-an- annuity percentages d- Not Characteristics Total survivor determin- annuity(- Other Choice of able 1) 50 fixed percenta- percent percenta- ges ge Worker characteristic All workers............................. 100 98 39 5 54 2 Management, professional, and related... 100 100 – – 59 (2) Management, business, and financial... 100 99 – – 56 1 Professional and related.............. 100 100 – – 61 (2) Service................................. 100 100 – – 75 – Sales and office........................ 100 100 – – 52 (2) Office and administrative support..... 100 100 – – 55 (2) Natural resources, construction, and maintenance............................. 100 99 – – 70 1 Construction, extraction, farming, fishing, and forestry................. 100 100 – – 70 – Production, transportation, and material moving.................................. 100 95 49 9 37 5 Transportation and material moving.... 100 96 64 – 32 4 Full time............................... 100 98 36 6 56 2 Part time............................... 100 98 60 – – 2 Union................................... 100 99 37 6 56 1 Nonunion................................ 100 98 – – 53 2 Average wage within the following categories:(3) Lowest 25 percent..................... 100 97 58 – – 3 Second 25 percent..................... 100 97 – – 51 3 Third 25 percent...................... 100 97 – – 56 3 Highest 25 percent.................... 100 100 – – 58 (2) Highest 10 percent.................. 100 100 – – 57 (2) Establishment characteristic Goods-producing industries.............. 100 97 – – 53 3 Manufacturing......................... 100 97 – – 48 3 Service-providing industries............ 100 99 – – 55 1 Trade, transportation, and utilities.. 100 97 54 – – 3 Financial activities.................. 100 100 36 – 64 – Finance and insurance............... 100 100 37 – 63 – Education and health services......... 100 100 – – 82 – Health care and social assistance... 100 100 18 – 82 – 1 to 99 workers......................... 100 96 – – 65 4 1 to 49 workers....................... 100 100 – – 79 – 50 to 99 workers...................... 100 89 45 – – 11 100 workers or more..................... 100 99 – – 51 1 100 to 499 workers.................... 100 98 – – 50 2 500 workers or more................... 100 100 – – 52 (2) Geographic area New England............................. 100 100 – – 50 – Middle Atlantic......................... 100 100 – – 53 – East North Central...................... 100 98 – – 51 2 West North Central...................... 100 96 45 – – 4 South Atlantic.......................... 100 100 – – 59 – West South Central...................... 100 99 48 – 51 1 Mountain................................ 100 94 – – – 6 Pacific................................. 100 100 – – 69 (2) 1 An annuity that provides income during the lifetime of both the retiree and the surviving spouse. The accrued pension will usually be actuarially reduced at retirement because of the longer time span over which payments are expected to be made. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.