Table 7. Standard errors for fee-for-service plans: Type and amount of annual individual deductible, private industry workers, National Compensation Survey, 2011 With deductible With fixed With variable deductible deductible With no Not Characteristics Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service All workers............................. 0.6 – – 1.8 $184 $232 – – 0.6 0.1 Worker characteristic Management, professional, and related... 1.1 – – 2.6 – 328 $26 – 1.1 0.2 Management, business, and financial... 2.0 – – 3.1 – – – – 2.0 (1) Professional and related.............. 1.2 – – 3.4 – – 0 – 1.2 0.3 Service................................. 1.6 – – 4.7 – 214 – – 1.5 0.4 Protective service.................... 9.6 – – 11.0 0 313 – – – – Sales and office........................ 0.9 – – 2.6 29 265 – – 0.9 0.1 Sales and related..................... 1.0 – – 3.6 39 0 62 – – – Office and administrative support..... 1.2 – – 3.1 171 313 – – 1.2 0.1 Natural resources, construction, and maintenance............................. 1.1 – – 4.8 166 – – – 1.0 0.2 Construction, extraction, farming, fishing, and forestry................. 2.3 8.2 – – – – – – – – Installation, maintenance, and repair 1.6 – – 5.6 0 110 196 – 1.6 0.2 Production, transportation, and material moving.................................. 1.3 – – 3.7 129 309 – – 1.3 – Production............................ 1.9 – – 5.1 173 421 0 – 1.9 – Transportation and material moving.... 1.2 5.2 – 5.1 0 106 0 – – – Full time............................... 0.7 – – 1.8 136 – – – 0.7 0.1 Part time............................... 1.3 – – 4.3 0 119 73 – – – Union................................... 2.4 – – 5.3 95 – – – 2.4 0.2 Nonunion................................ 0.6 – – 1.7 74 107 – – 0.6 0.1 Average wage within the following categories:(2) Lowest 25 percent..................... 0.6 – – 5.5 145 237 – – – – Lowest 10 percent................... 1.1 7.9 $17 7.6 – 210 – – – – Second 25 percent..................... 1.1 – – 2.8 211 347 117 – 1.1 (1) Third 25 percent...................... 0.9 – – 2.5 – 353 – – 0.9 0.1 Highest 25 percent.................... 1.2 – – 2.6 0 10 0 – 1.1 0.2 Highest 10 percent.................. 1.8 – – 3.9 78 81 48 – 1.7 0.4 Establishment characteristic Goods-producing industries.............. 1.4 – – 3.3 208 413 250 – 1.3 0.1 Construction.......................... 4.7 6.7 – 5.3 – 196 – – – – Manufacturing......................... 1.6 – – 4.2 – – – – 1.6 – Service-providing industries............ 0.9 – – 2.0 – 188 – – 0.8 0.1 Trade, transportation, and utilities.. 0.7 – – 3.2 107 181 – – – – Wholesale trade..................... 3.0 5.3 – 5.7 59 410 – – – – Retail trade........................ 0.2 – – 3.9 272 29 – – – – Utilities........................... 0.2 – – 9.7 – 194 – – – – Information........................... 5.2 4.4 – 6.6 85 – – – 4.4 3.0 Financial activities.................. 2.8 – – 3.7 – 316 – – 2.8 – Finance and insurance............... 2.8 – – 3.2 – 123 180 – 2.8 – Credit intermediation and related activities........................ 2.4 – – 3.7 – – 0 – 2.4 – Insurance carriers and related activities........................ 2.9 – – 6.1 – 393 – – – – Professional and business services.... 2.4 – – 5.1 – – – – – – Professional and technical services 2.6 – – 7.4 – – – – – – Education and health services......... 1.7 – – 3.4 – – 58 – 1.7 0.2 Educational services................ 2.0 – – 6.2 62 132 – – – – Junior colleges, colleges, and universities...................... 1.7 – – 4.3 113 – 50 – 1.6 0.3 Healthcare and social assistance.... 2.1 – – 3.9 – – 55 – 2.1 0.3 Leisure and hospitality............... 0.1 8.6 20 8.6 – 282 – – – – 1 to 99 workers......................... 0.7 – – 2.4 101 67 299 – 0.7 (1) 1 to 49 workers....................... 0.7 – – 2.7 69 215 – – 0.7 (1) 50 to 99 workers...................... 1.6 – – 5.1 234 414 – – 1.6 – 100 workers or more..................... 1.0 – – 2.4 0 42 – – 1.0 0.2 100 to 499 workers.................... 1.1 – – 3.4 95 – – – 1.1 0.3 500 workers or more................... 1.6 – – 2.8 26 116 22 – 1.6 0.1 Geographic area New England............................. 1.7 – – 5.0 – 161 – – 1.7 – Middle Atlantic......................... 2.5 – – 5.6 – – 0 – 2.6 0.1 East North Central...................... 1.4 – – 3.3 – 196 101 – – – West North Central...................... 0.6 – – 2.7 – 430 109 – 0.6 0.1 South Atlantic.......................... 0.9 – – 5.1 201 371 – – – – East South Central...................... 1.6 – – 6.4 – – 40 – – – West South Central...................... 2.5 4.3 60 4.8 – 422 0 – – – Mountain................................ 2.9 – – 9.8 – 117 – – – – Pacific................................. 1.8 3.8 51 – – – – – 1.7 0.1 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.