Table 12. Fee-for-service plans: Amount of annual individual out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 85 $1,000 $1,400 $2,000 $2,500 $3,500 13 2 Worker characteristic Management, professional, and related... 100 86 1,000 1,400 2,000 2,500 3,000 14 (1) Management, business, and financial... 100 89 1,000 1,500 2,000 2,500 3,200 11 (1) Professional and related.............. 100 84 1,000 1,250 2,000 2,500 3,000 16 (1) Service................................. 100 82 1,000 1,500 2,000 3,000 4,650 12 5 Protective service.................... 100 84 1,000 1,000 – – 3,750 – – Sales and office........................ 100 87 1,000 1,500 2,000 2,500 3,600 12 2 Sales and related..................... 100 90 1,250 1,650 2,000 2,600 3,600 – – Office and administrative support..... 100 85 1,000 1,500 2,000 2,500 3,600 14 2 Natural resources, construction, and maintenance............................. 100 90 1,000 1,300 1,850 2,500 – 9 1 Construction, extraction, farming, fishing, and forestry................. 100 86 1,000 1,375 1,850 – 7,000 – – Installation, maintenance, and repair 100 93 1,000 – 1,800 2,300 3,000 – – Production, transportation, and material moving.................................. 100 82 1,000 1,000 1,750 2,500 3,500 16 2 Production............................ 100 79 700 1,000 1,750 2,500 3,700 17 3 Transportation and material moving.... 100 84 1,000 1,300 1,750 2,500 3,500 15 (1) Full time............................... 100 86 1,000 1,350 2,000 2,500 3,500 13 2 Part time............................... 100 82 1,000 1,500 1,750 2,500 3,600 17 2 Union................................... 100 78 – 1,000 1,750 – – 19 3 Nonunion................................ 100 86 1,000 1,500 2,000 2,500 3,500 12 1 Average wage within the following categories:(2) Lowest 25 percent..................... 100 84 1,000 1,650 2,150 2,900 4,400 – – Lowest 10 percent................... 100 84 – 2,000 2,425 – – – – Second 25 percent..................... 100 86 1,000 1,500 2,000 2,500 3,600 12 2 Third 25 percent...................... 100 86 1,000 1,250 2,000 2,500 3,500 13 1 Highest 25 percent.................... 100 85 1,000 1,300 1,900 2,500 3,250 15 1 Highest 10 percent.................. 100 85 1,000 1,450 2,000 2,500 – 15 (1) Establishment characteristic Goods-producing industries.............. 100 86 900 1,000 1,800 2,500 4,000 12 2 Construction.......................... 100 90 – 1,375 2,100 – 7,000 – – Manufacturing......................... 100 83 – 1,000 1,700 2,250 3,350 14 2 Service-providing industries............ 100 85 1,000 1,500 2,000 2,500 3,500 13 1 Trade, transportation, and utilities.. 100 88 1,000 1,500 2,000 2,500 3,600 10 2 Wholesale trade..................... 100 80 – 1,500 2,000 3,000 3,500 – – Retail trade........................ 100 92 1,250 1,650 1,850 2,750 3,600 6 2 Utilities........................... 100 92 – 1,250 1,500 2,200 3,250 – – Information........................... 100 85 – 1,000 1,500 2,500 3,500 – – Financial activities.................. 100 77 1,000 1,500 2,500 2,800 3,850 23 (1) Finance and insurance............... 100 76 1,000 1,500 2,250 2,750 3,850 24 (1) Credit intermediation and related activities........................ 100 74 1,000 1,500 2,250 2,500 4,000 26 – Insurance carriers and related activities........................ 100 91 1,000 1,500 2,300 2,900 3,800 – – Professional and business services.... 100 85 900 1,000 1,700 2,100 2,700 15 – Professional and technical services 100 82 900 – 1,700 2,000 2,500 – – Education and health services......... 100 84 1,000 1,400 2,000 2,450 3,000 16 1 Educational services................ 100 77 1,000 1,250 1,750 2,500 3,000 23 – Junior colleges, colleges, and universities...................... 100 82 1,000 1,250 1,500 2,000 2,750 18 – Healthcare and social assistance.... 100 85 1,000 1,400 2,000 2,400 3,100 14 1 Leisure and hospitality............... 100 89 1,500 2,000 2,200 3,000 5,000 – – 1 to 99 workers......................... 100 84 1,000 1,500 2,000 2,500 3,500 15 2 1 to 49 workers....................... 100 83 1,000 1,375 2,000 2,500 3,500 15 2 50 to 99 workers...................... 100 85 1,000 1,500 2,000 2,500 3,500 15 (1) 100 workers or more..................... 100 87 1,000 1,300 1,800 2,500 3,600 12 2 100 to 499 workers.................... 100 89 1,000 1,500 2,000 2,700 3,600 9 2 500 workers or more................... 100 84 750 1,000 1,750 2,500 3,400 15 1 Geographic area New England............................. 100 82 1,000 1,500 2,000 2,500 3,350 18 (1) Middle Atlantic......................... 100 65 – 1,000 1,650 2,500 3,000 35 (1) East North Central...................... 100 88 1,000 1,000 1,750 2,400 3,250 11 1 West North Central...................... 100 94 1,000 1,500 2,000 2,600 3,500 – – South Atlantic.......................... 100 89 1,000 1,500 2,000 2,500 4,000 10 1 East South Central...................... 100 95 – 1,250 1,650 2,500 4,400 – – West South Central...................... 100 89 1,150 1,500 2,000 2,750 3,700 – – Mountain................................ 100 80 1,000 1,500 1,900 2,500 4,000 – – Pacific................................. 100 90 900 1,250 1,850 2,500 3,500 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.