Table 13. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 1.8 $0 $39 $0 $325 $102 1.7 0.5 Worker characteristic Management, professional, and related... 1.9 0 88 0 386 667 1.9 0.1 Management, business, and financial... 2.4 0 94 0 348 848 2.4 0.1 Professional and related.............. 2.9 52 174 0 560 800 2.9 0.1 Service................................. 4.8 385 113 270 625 1,436 4.0 3.3 Protective service.................... 10.4 515 0 – – 1,459 – – Sales and office........................ 2.7 150 0 20 411 241 2.7 0.7 Sales and related..................... 3.3 94 10 200 694 373 – – Office and administrative support..... 3.1 59 461 199 443 543 3.1 0.9 Natural resources, construction, and maintenance............................. 4.1 93 570 691 559 936 4.2 0.4 Construction, extraction, farming, fishing, and forestry................. 8.3 432 297 622 201 – – – Installation, maintenance, and repair 2.7 0 568 182 252 929 – – Production, transportation, and material moving.................................. 3.0 443 447 417 506 662 2.6 1.7 Production............................ 3.9 454 – 321 735 836 3.2 3.0 Transportation and material moving.... 4.1 504 363 360 355 940 4.1 0.1 Full time............................... 1.7 0 116 0 230 71 1.7 0.6 Part time............................... 5.0 463 362 174 369 1,047 4.9 0.9 Union................................... 5.0 215 201 287 530 231 5.1 1.2 Nonunion................................ 1.6 0 0 0 205 106 1.4 0.6 Average wage within the following categories:(1) Lowest 25 percent..................... 5.6 292 60 324 1,077 572 – – Lowest 10 percent................... 8.9 680 0 535 – 634 – – Second 25 percent..................... 2.6 0 71 49 583 438 2.3 1.2 Third 25 percent...................... 2.4 62 359 364 39 463 2.4 0.5 Highest 25 percent.................... 1.9 0 210 20 380 437 1.9 0.2 Highest 10 percent.................. 2.1 170 271 0 397 963 2.1 0.1 Establishment characteristic Goods-producing industries.............. 3.2 131 – 135 621 756 3.0 1.4 Construction.......................... 6.4 – 166 204 303 2,326 – – Manufacturing......................... 3.4 20 – 250 533 1,090 3.1 1.9 Service-providing industries............ 1.8 0 0 0 322 165 1.8 0.6 Trade, transportation, and utilities.. 2.6 250 333 0 272 149 2.6 0.8 Wholesale trade..................... 6.0 – 0 139 587 1,008 6.0 – Retail trade........................ 3.8 124 0 663 479 433 3.8 0.9 Utilities........................... 9.9 – 287 212 1,037 113 – – Information........................... 5.1 – 241 653 613 264 5.1 – Financial activities.................. 3.8 0 112 382 704 729 3.8 (2) Finance and insurance............... 5.2 78 312 124 193 223 5.2 (2) Credit intermediation and related activities........................ 4.2 170 468 1,065 1,156 510 4.2 – Insurance carriers and related activities........................ 3.6 139 98 144 39 888 – – Professional and business services.... 4.4 171 245 612 446 1,224 4.4 – Professional and technical services 6.2 141 507 781 471 206 6.2 – Education and health services......... 2.9 230 355 161 1,109 354 2.9 0.4 Educational services................ 4.8 520 139 254 1,119 1,564 4.8 – Junior colleges, colleges, and universities...................... 3.6 49 625 312 397 98 3.6 – Healthcare and social assistance.... 3.0 382 439 178 1,004 872 3.0 0.5 Leisure and hospitality............... 8.4 158 55 859 1,453 1,421 – – 1 to 99 workers......................... 3.2 0 59 0 547 321 3.0 0.9 1 to 49 workers....................... 3.4 0 469 0 585 419 3.1 1.3 50 to 99 workers...................... 5.9 354 193 240 497 1,061 5.9 0.1 100 workers or more..................... 1.6 0 102 318 212 129 1.5 0.7 100 to 499 workers.................... 2.1 89 0 607 367 234 1.7 1.2 500 workers or more................... 2.0 342 276 300 370 603 2.0 0.1 Geographic area New England............................. 4.3 90 573 86 354 476 4.2 0.5 Middle Atlantic......................... 6.2 – 453 316 476 639 6.4 0.3 East North Central...................... 2.4 71 350 294 122 832 2.4 0.2 West North Central...................... 3.7 130 0 0 571 699 – – South Atlantic.......................... 5.0 133 20 0 517 430 4.9 0.5 East South Central...................... 5.2 453 419 347 614 1,510 – – West South Central...................... 5.0 55 166 260 1,090 777 – – Mountain................................ 7.3 0 663 580 674 1,780 – – Pacific................................. 3.7 121 470 230 229 443 – – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 2 Less than 0.05. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.