Table 16. Standard errors for health maintenance organizations: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 3.4 $537 $0 $98 $0 $196 3.3 0.3 Worker characteristic Management, professional, and related... 5.2 659 0 600 294 1,144 5.2 0.7 Management, business, and financial... 5.2 – 0 628 766 707 4.0 1.9 Professional and related.............. 7.4 702 0 380 471 628 7.4 0.1 Service................................. 6.9 0 0 956 – 0 6.9 – Protective service.................... 13.8 0 0 – – 0 – – Sales and office........................ 4.9 799 0 170 1,604 1,210 4.9 0.1 Sales and related..................... 7.5 – 310 240 465 1,092 – – Office and administrative support..... 5.6 667 0 460 1,727 707 5.6 0.1 Natural resources, construction, and maintenance............................. 7.6 196 658 1,340 – 98 7.8 0.7 Construction, extraction, farming, fishing, and forestry................. 8.4 – 196 – 196 – – – Installation, maintenance, and repair 10.9 0 1,101 797 1,691 0 10.9 – Production, transportation, and material moving.................................. 5.6 304 0 460 580 1,428 5.6 – Production............................ 7.3 232 669 519 340 1,177 7.3 – Transportation and material moving.... 7.9 – 0 764 – 1,127 7.9 – Full time............................... 3.6 510 0 0 0 240 3.5 0.3 Part time............................... 6.5 581 98 276 – 2,278 6.5 – Union................................... 6.9 – 0 901 1,327 – 6.7 0.4 Nonunion................................ 3.5 260 0 139 240 380 3.4 0.3 Average wage within the following categories:(1) Lowest 25 percent..................... 4.6 0 0 620 1,573 1,241 4.6 – Lowest 10 percent................... 15.1 – 378 264 – – – – Second 25 percent..................... 6.4 0 0 698 1,234 0 6.4 0.1 Third 25 percent...................... 4.9 – 0 354 1,161 1,144 4.9 0.1 Highest 25 percent.................... 4.1 552 0 827 776 1,181 3.8 0.8 Highest 10 percent.................. 5.6 504 0 – 546 1,331 4.4 2.1 Establishment characteristic Goods-producing industries.............. 5.8 – 0 620 196 0 5.8 0.4 Construction.......................... 8.5 – 0 – 0 2,113 – – Manufacturing......................... 7.3 – 0 98 741 0 7.3 – Service-providing industries............ 4.0 487 0 88 524 98 3.9 0.3 Trade, transportation, and utilities.. 4.1 – 643 196 1,256 2,194 4.1 – Wholesale trade..................... 7.4 0 – – – – 7.4 – Retail trade........................ 6.1 – 0 – – – 6.1 – Utilities........................... 8.9 0 0 0 – 0 8.9 – Information........................... 9.0 – 481 – 555 0 – – Financial activities.................. 7.7 193 139 665 – – 5.9 4.1 Finance and insurance............... 7.0 0 496 510 – 2,481 5.8 4.9 Credit intermediation and related activities........................ 7.6 – – 450 721 – 7.6 – Insurance carriers and related activities........................ 11.0 396 308 – 1,905 2,387 – – Professional and business services.... 8.4 0 98 946 680 0 – – Professional and technical services 5.4 340 694 694 1,110 0 – – Education and health services......... 8.4 0 0 623 1,330 240 8.4 – Educational services................ 8.9 – – 0 – 747 8.9 – Junior colleges, colleges, and universities...................... 5.3 0 0 1,131 405 270 5.3 – Healthcare and social assistance.... 10.5 0 0 – 1,654 0 10.5 – Leisure and hospitality............... 9.9 0 – 326 1,061 0 – – 1 to 99 workers......................... 4.3 0 170 694 1,316 367 4.3 0.6 1 to 49 workers....................... 5.8 0 460 340 1,020 294 5.9 0.8 50 to 99 workers...................... 7.3 – 98 325 966 1,225 7.2 0.1 100 workers or more..................... 4.6 718 0 276 537 1,602 4.5 0.1 100 to 499 workers.................... 5.7 0 0 832 546 503 5.6 0.3 500 workers or more................... 5.0 – 240 – – 0 5.0 (2) Geographic area New England............................. 8.2 0 0 0 0 – 8.2 – Middle Atlantic......................... 11.9 – 340 – 1,348 1,788 10.3 1.9 East North Central...................... 3.7 310 0 687 971 819 3.7 – West North Central...................... – – – – – – 14.1 – South Atlantic.......................... 12.0 809 0 663 1,204 374 – – East South Central...................... 14.8 0 – – – 0 – – West South Central...................... 6.2 899 98 – – 0 – – Mountain................................ 5.9 0 1,173 196 1,755 0 – – Pacific................................. 4.9 98 0 1,167 1,373 754 – – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 2 Less than 0.05. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.