Table 17. Standard errors for high deductible health plans:(1) Amount of annual individual deductible, private industry workers, National Compensation Survey, 2011 Amount of annual deductible Characteristics 10th 25th 50th 75th 90th percenti- percenti- percenti- percenti- percenti- le le le le le (median) All workers............................. $0 $0 $0 $0 $0 Worker characteristic Management, professional, and related... 67 201 245 240 346 Management, business, and financial... 22 116 0 28 439 Professional and related.............. 49 261 329 468 402 Service................................. 0 152 0 0 – Sales and office........................ 180 0 167 0 345 Sales and related..................... 147 0 432 0 147 Office and administrative support..... 174 0 430 87 447 Natural resources, construction, and maintenance............................. 268 318 465 694 0 Installation, maintenance, and repair 175 298 352 522 0 Production, transportation, and material moving.................................. 0 245 – 39 0 Production............................ 0 206 505 422 0 Transportation and material moving.... 269 0 141 0 410 Full time............................... 0 0 0 0 0 Part time............................... 71 261 445 0 294 Union................................... 10 271 0 – 0 Nonunion................................ 0 0 0 0 0 Average wage within the following categories:(2) Lowest 25 percent..................... 0 209 572 294 – Second 25 percent..................... 31 0 0 104 0 Third 25 percent...................... 156 0 49 0 0 Highest 25 percent.................... 64 152 182 20 214 Highest 10 percent.................. 0 74 425 28 303 Establishment characteristic Goods-producing industries.............. 17 169 104 98 0 Construction.......................... 353 88 296 0 392 Manufacturing......................... 0 156 – 669 392 Service-providing industries............ 0 0 36 0 88 Trade, transportation, and utilities.. 186 20 325 68 0 Wholesale trade..................... 0 393 0 701 0 Retail trade........................ 0 417 – 68 555 Information........................... 0 0 137 – 600 Financial activities.................. 10 61 0 0 42 Finance and insurance............... 22 163 0 94 72 Credit intermediation and related activities........................ 69 39 198 402 93 Insurance carriers and related activities........................ 14 48 0 175 104 Professional and business services.... 243 0 214 352 680 Education and health services......... 196 0 201 252 675 Healthcare and social assistance.... 165 94 208 109 – 1 to 99 workers......................... 311 0 0 0 0 1 to 49 workers....................... 100 0 0 0 0 50 to 99 workers...................... 86 102 280 284 196 100 workers or more..................... 46 58 0 256 369 100 to 499 workers.................... 63 95 34 301 615 500 workers or more................... 10 53 0 410 321 Geographic area New England............................. 150 – 446 193 572 Middle Atlantic......................... 0 193 325 0 – East North Central...................... 31 189 548 34 466 West North Central...................... 148 0 447 78 – South Atlantic.......................... 175 0 237 391 586 East South Central...................... 28 329 479 446 399 West South Central...................... 189 0 572 432 0 Mountain................................ 193 286 – 546 0 Pacific................................. 33 182 126 421 680 1 A high deductible health plan (HDHP) is a health plan which typically has a higher deductible and lower premium than a traditional health plan. An individual plan must have a minimum deductible of $1,200 to be classified as a HDHP. Normally the plan includes catastrophic coverage to protect against large medical expenses, but the insured is responsible for routine out-of-pocket expenses. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.