Table 25. Health maintenance organizations: Coverage for selected services, private industry workers, National Compensation Survey, 2011 (All workers participating in health maintenance organizations = 100 percent) Hospital Inpatient Outpatie- Physician Characteristics room and surgery nt office board surgery visit All workers............................. 100 94 94 100 Worker characteristic Management, professional, and related... 100 92 92 100 Management, business, and financial... 100 88 88 100 Professional and related.............. 100 95 95 100 Service................................. 100 100 100 100 Protective service.................... 100 94 94 100 Sales and office........................ 100 95 95 100 Sales and related..................... 100 100 100 100 Office and administrative support..... 100 93 93 100 Natural resources, construction, and maintenance............................. 100 89 89 100 Construction, extraction, farming, fishing, and forestry................. 100 87 87 100 Installation, maintenance, and repair 100 91 91 100 Production, transportation, and material moving.................................. 100 93 93 100 Production............................ 100 – – 100 Transportation and material moving.... 100 95 95 100 Full time............................... 100 94 94 100 Part time............................... 100 97 97 100 Union................................... 100 95 95 100 Nonunion................................ 100 94 94 100 Average wage within the following categories:(1) Lowest 25 percent..................... 100 96 96 100 Lowest 10 percent................... 100 86 86 100 Second 25 percent..................... 100 97 97 100 Third 25 percent...................... 100 91 91 100 Highest 25 percent.................... 100 94 94 100 Highest 10 percent.................. 100 92 92 100 Establishment characteristic Goods-producing industries.............. 100 88 88 100 Construction.......................... 100 – – 100 Manufacturing......................... 100 89 89 100 Service-providing industries............ 100 95 95 100 Trade, transportation, and utilities.. 100 93 93 100 Wholesale trade..................... 100 86 86 100 Retail trade........................ 100 96 96 100 Utilities........................... 100 100 100 100 Information........................... 100 100 100 100 Financial activities.................. 100 97 97 100 Finance and insurance............... 100 96 96 100 Credit intermediation and related activities........................ 100 97 97 100 Insurance carriers and related activities........................ 100 94 94 100 Professional and business services.... 100 100 100 100 Professional and technical services 100 100 100 100 Education and health services......... 100 93 93 100 Educational services................ 100 100 100 100 Junior colleges, colleges, and universities...................... 100 100 100 100 Healthcare and social assistance.... 100 91 91 100 Leisure and hospitality............... 100 91 91 100 1 to 99 workers......................... 100 93 93 100 1 to 49 workers....................... 100 95 95 100 50 to 99 workers...................... 100 90 90 100 100 workers or more..................... 100 94 94 100 100 to 499 workers.................... 100 89 89 100 500 workers or more................... 100 100 100 100 Geographic area New England............................. 100 93 93 100 Middle Atlantic......................... 100 90 90 100 East North Central...................... 100 100 100 100 West North Central...................... 100 95 95 100 South Atlantic.......................... 100 94 94 100 East South Central...................... 100 94 94 100 West South Central...................... 100 100 100 100 Mountain................................ 100 100 100 100 Pacific................................. 100 91 91 100 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.