Table 6. Percent of full-time employees participating in employer-sponsored medical benefits by type of medical plan and requirement for employer contributions to cost



Table 6.  Percent of full-time employees participating in employer-sponsored medical
benefits by type of medical plan and requirement for employer contributions to cost,
small private establishments, 1996
                                                                                    
                                                                                    
                                           Professional,                            
      Type of plan and            All        technical,     Clerical    Blue-collar 
 contribution requiremment     full-time        and        and sales    and service 
                               employees      related     employees(2)  employees(3)
                                            employees(1)                            
                                                                                                                                                                        
                                                                                    
All plans(3)................      100           100           100           100     
 Traditional fee-for-service                                                        
    plans(4)................       36            31            34            41     
 Preferred provider                                                                 
    organizations(5)........       35            41            36            32     
 Health maintenance                                                                 
    organizations(6)........       27            27            28            25     
                                                                                    
Requirement to contribute                                                           
   for single coverage                                                              
 None.......................       48            49            46            48     
 Employee contribution                                                              
    required................       52            51            54            51     
                                                                                    
Requirement to contribute                                                           
   for family coverage                                                              
 None.......................       24            21            20            29     
 Employee contribution                                                              
    required................       75            78            80            70     

  1 Includes clerical, administrative support, and sales occupations.
  2 Includes production, craft, repair, laborer, and service occupations.
  3 Includes other types, not shown separately.
  4 These plans pay for specific medical procedures as expenses are incurred.
  5 Groups of hospitals and physicians that contract to provide comprehensive
medical services at prearranged prices.  To encourage use of organization members,
the health plan limits reimbursement rates when participants use nonmember services.
  6 Includes Federally qualified and other HMOs that deliver comprehensive health
care on a prepayment rather than fee-for-service basis.

  NOTE: Because of rounding, sums of individual items may not equal totals.