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Table 3. Percent of employees participating in selected employee benefit programs,(1) various
employment groups, 1995-97
Full-time employees in -
Part-time
Employee benefit program employees Medium and Small estab-
1997 large estab- lishments
lishments 1996
1995
Paid time off
Holidays......................... 40 89 80
Vacations........................ 44 96 86
Personal leave................... 9 22 14
Funeral leave.................... 34 80 51
Jury duty leave.................. 37 85 59
Military leave................... 9 44 18
Unpaid time off
Family leave..................... 54 84 48
Disability benefits
Paid sick leave(2)............... 18 58 50
Short-term disability(2)......... 18 53 29
Long-term disability............. 4 42 22
Insurance
Medical care..................... 21 77 64
Dental care...................... 16 57 31
Vision care...................... 9 24 12
Life............................. 18 87 62
Retirement
All retirement(3)................ 34 80 46
Defined benefit plans........... 17 52 15
Defined contribution plans(4)... 23 55 38
Savings and thrift............. 13 41 23
Deferred profit sharing........ 7 13 12
Tax deferred savings arrangements
With employer contributions...... 15 45 24
Without employer contributions... 4 9 4
Family benefits
Child care....................... 7 8 2
Adopton assistance............... 3 11 1
Long-term care insurance......... 3 6 1
Health promotion programs
Wellness......................... 17 34 8
Employee assistance.............. 36 58 14
Fitness center................... 11 19 4
Miscellaneous benefits
Severance pay.................... 10 35 15
Job-related travel accident
insurance..................... 18 41 12
Job-related educational
assistance.................... 34 65 38
Nonproduction bonsuses........... 17 39 44
Subsidized commuting............. 2 5 1
Section 125 cafeteria benefits(5) 15 55 23
Flexible benefit plans.......... 3 12 4
Reimbursement plans............. 11 38 12
Premium conversion plans........ 1 5 7
1 Except for unpaid family leave and certain tax deferred earnings arrangements, employers
pay some or all of the costs for each benefit.
2 The definitions of paid sick leave and short-term disability (previously, sickness and
accident insurance) were changed after 1994. Paid sick leave now includes only plans with an
unlimited or specified number of days per year. Short-term disability now includes all
insured, self-insured, and state-mandated plans that provide benefits for each disability,
including unfunded plans reported as sick leave in 1994.
3 Includes defined benefit and defined contribution plans. Some employees participate in
both types, but are counted just once in all retirement.
4 Includes participants in other types of plans not presented separately.
5 Includes all types of plans under Internal Revenue Code, Section 125. Flexible benefit
plans may include reimbursement account features.
NOTE: For paid time off, participants include all employees in occupations offered the
benefit. Because of rounding, sum of individual items may not equal totals.