Table 1. Coding of variables and weighted descriptive statistics for 2004 Survey of Consumer Finances for working households (N=3,478)
Variable Coding Mean %
Dependent variable:

Employer-sponsored health coverage

 1=yes 65.74

(reference group: no coverage)

 0=no 34.26
Independent variables:

Age

 Years 43.6
Race:

White non-Hispanic (reference group)

 1=yes,
0=no		 72.82

Black

 1=yes,
0=no		 12.7

Hispanic

 1=yes,
0=no		 10.41

Other

 1=yes,
0=no		 4.07
Family type:

Couples with children (reference group)

 1=yes,
0=no		 35.3

Couples without children

 1=yes,
0=no		 19.05

Single parents

 1=yes,
0=no		 16.99

Singles

 1=yes,
0=no		 28.67
Income:

Less than $25,000

 1=yes,
0=no		 19.52

$25,000-$49,999

 1=yes,
0=no		 30.09

$50,000-$74,999

 1=yes,
0=no		 19.8

$75,000-$99,999

 1=yes,
0=no		 11.06

$100,000 plus (reference group)

 1=yes,
0=no		 19.54

Self-employed (reference group: not self-employed)

 1=yes,
0=no		 16.37
Current work:

Full time work (reference group)

 1=yes,
0=no		 87.37

Part time work

 1=yes,
0=no		 12.63

Firm size of employer: Small (<=100) (reference group: larger firms)

 1=yes,
0=no		 44.87
Occupation:

Managerial and professional (reference group)

 1=yes,
0=no		 39.18

Sales

 1=yes,
0=no		 18.18

Service

 1=yes,
0=no		 12.53

Construction

 1=yes,
0=no		 17.61

Production

 1=yes,
0=no		 11.21

Farming, forestry, & fishing

 1=yes,
0=no		 1.29

Union membership
(reference group: non-union members)

 1=yes,
0=no		 15.46