Table 2: Retirement benefits: Access, participation, and take-up rates, private industry workers, National Compensation Survey, March 2008

Table 2: Retirement benefits: Access, participation, and take-up rates, private industry workers, National Compensation Survey, March 2008
	All Retirement Benefits			Defined Benefits
	Access	Participation	Take-up rate	Access	Participation	Take-up rate
All workers	61	51	83	21	20	96
Worker characteristics
Management, professional, and related	76	68	90	29	28	97
Management, business, and financial	82	77	94	35	34	97
Professional and related	73	64	88	26	26	96
Service	37	25	68	9	8	95
Sales and office	65	55	84	20	19	94
Sales and related	60	46	77	15	13	89
Office and administrative support	68	60	88	23	22	96
Natural resources, construction, and maintenance	62	52	84	26	25	98
Construction, extraction, farming, fishing, and forestry	58	47	82	24	24	100
Installation, maintenance, and repair	67	58	86	28	26	95
Production, transportation, and material moving	65	54	82	26	25	96
Production	68	57	84	27	27	98
Transportation and material moving	63	51	81	25	24	94
Full time	71	60	85	25	24	96
Part time	32	23	73	11	10	90
Union	85	80	95	69	67	97
Nonunion	59	48	81	16	15	95
Average wage within the following percentiles (1)
Less than 10	25	14	57	4	4	87
10 to under 25	41	28	68	9	8	89
25 to under 50	63	50	80	16	15	95
50 to under 75	70	61	87	25	24	97
75 to under 90	79	73	91	40	38	97
90 or greater	84	78	92	39	38	96
Establishment characteristics
Goods-producing industries	71	62	86	30	29	98
Construction	55	45	83	18	18	100
Manufacturing	78	69	87	34	33	98
Service-providing industries	59	49	82	19	18	95
Trade, transportation, and utilities	67	54	81	22	20	91
Wholesale trade	76	66	87	16	16	98
Retail trade	61	46	75	17	15	88
Transportation and warehousing	73	63	86	41	36	88
Utilities	94	93	99	85	84	98
Information	78	73	94	49	48	98
Financial activities	79	73	92	42	40	97
Finance and insurance	88	82	94	50	48	97
Credit intermediation and related activities	92	87	94	56	55	98
Insurance carriers and related activities	83	77	93	45	44	96
Real estate and rental and leasing	47	39	84	11	11	98
Professional and business services	54	46	85	13	13	98
Professional and technical services	71	63	89	9	9	100
Administrative and waste services	33	24	74	10	10	99
Education and health services	64	54	84	21	20	96
Educational services	64	58	91	16	14	92
Junior colleges, colleges, and universities	85	77	91	18	16	89
Health care and social assistance	64	53	83	22	21	97
Leisure and hospitality	30	18	59	3	2	96
Accommodation and food services	29	17	57	3	3	96
Other services	40	31	79	8	8	93
1 to 99 workers	45	37	81	9	9	96
1 to 49 workers	41	34	82	8	7	96
50 to 99 workers	58	45	79	14	13	95
100 workers or more	79	67	85	35	33	96
100 to 499 workers	73	60	83	24	23	95
500 workers or more	87	76	87	47	45	96
Geographic areas (2)
Metropolitan areas	62	53	84	23	22	96
Nonmetropolitan areas	57	44	77	14	14	96
New England	56	49	87	20	19	95
Middle Atlantic	62	55	90	27	26	97
East North Central	64	56	87	26	25	96
West North Central	64	56	87	23	22	95
South Atlantic	63	50	79	18	17	95
East South Central	65	45	69	–	–	–
West South Central	56	45	80	17	17	96
Mountain	63	51	80	18	17	94
Pacific	58	49	83	22	21	96
Footnotes: (1) The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in "National Compensation Survey: Occupational Earnings in the United States, 2007." (2) The States that comprise the census divisions are: New England: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont; Middle Atlantic: New Jersey, New York, and Pennsylvania; South Atlantic: Delaware, the District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and West Virginia; East South Central: Alabama, Kentucky, Mississippi, and Tennessee; West South Central: Arkansas, Louisiana, Oklahoma, and Texas; East North Central: Illinois, Indiana, Michigan, Ohio, and Wisconsin; West North Central: Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota; Mountain: Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming; and Pacific: Alaska, California, Hawaii, Oregon, and Washington.
NOTE: A dash indicates no workers in the category or data did not meet publication criteria.