Table 3: Defined benefit frozen retirement plans: Percent of participants covered by a freeze, private industry workers, National Compensation Survey, March 2008
Retirement benefit accrual
All Participants Some Participants No Participants

All workers

 76 3 21
Worker characteristics

Management, professional, and related

 66 - -

Management, business, and financial

 67 3 30

Professional and related

 66 - -

Service

 79 - -

Sales and office

 86 3 11

Sales and related

 91 1 7

Office and administrative support

 82 - -

Natural resources, construction, and maintenance

 66 - -

Construction, extraction, farming, fishing, and forestry

 97 - -

Installation, maintenance, and repair

 56 - -

Production, transportation, and material moving

 74 - -

Production

 71 - -

Transportation and material moving

 77 - -

Full time

 73 3 23

Part time

 91 - -

Union

 78 4 18

Nonunion

 75 3 22
Average wage within the following percentiles (1)

Less than 10

 85 - -

10 to under 25

 93 - -

25 to under 50

 81 3 16

50 to under 75

 71 - -

75 to under 90

 75 3 23

90 or greater

 65 4 32
Establishment characteristics

Goods-producing industries

 71 5 23

Manufacturing

 71 5 23

Service-providing industries

 77 2 21

Trade, transportation, and utilities

 90 - -

Wholesale trade

 80 - -

Retail trade

 96 - 4

Transportation and warehousing

 71 - -

Utilities

 86 - -

Information

 58 - -

Financial activities

 57 8 35

Finance and insurance

 58 8 34

Credit intermediation and related activities

 63 - -

Insurance carriers and related activities

 72 - -

Professional and business services

 54 - -

Administrative and waste services

 - - 87

Education and health services

 86 - -

Educational services

 91 - -

Junior colleges, colleges, and universities

 91 - -

Health care and social assistance

 86 - -

1 to 99 workers

 74 - -

1 to 49 workers

 74 - -

50 to 99 workers

 74 - -

100 workers or more

 76 3 21

100 to 499 workers

 82 1 17

500 workers or more

 71 4 25
Geographic areas (2)

Metropolitan areas

 76 3 21

Nonmetropolitan areas

 71 - -

New England

 51 2 47

Middle Atlantic

 72 (3) 28

East North Central

 76 - -

West North Central

 67 - -

South Atlantic

 79 - -

East South Central

 76 - -

West South Central

 87 - -

Mountain

 94 2 3

Pacific

 74 - -

Footnotes:
(1) The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in "National Compensation Survey: Occupational Earnings in the United States, 2007."
(2) The States that comprise the census divisions are: New England: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont; Middle Atlantic: New Jersey, New York, and Pennsylvania; South Atlantic: Delaware, the District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and West Virginia; East South Central: Alabama, Kentucky, Mississippi, and Tennessee; West South Central: Arkansas, Louisiana, Oklahoma, and Texas; East North Central: Illinois, Indiana, Michigan, Ohio, and Wisconsin; West North Central: Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota; Mountain: Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming; and Pacific: Alaska, California, Hawaii, Oregon, and Washington.
(3) Less than 0.5 percent.

NOTE: A dash indicates no workers in the category or data did not meet publication criteria.