Table A. Health insurance benefits: Access, participation, and take-up rates,(1) National Compensation Survey, March 2008
(All workers=100 percent)
Characteristics Civilian(2) Private industry State and local government
Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate

All workers

 74 60 81 71 57 80 88 78 89
Worker characteristics

Management, professional, and related

 87 76 87 86 74 86 90 79 88

Management, business, and financial

 94 83 88 94 83 88 - - -

Professional and related

 85 73 86 82 70 85 89 79 88

Teachers

 83 71 86 - - - 89 78 88

Primary, secondary, and special education school teachers

 91 78 85 - - - 95 84 88

Registered nurses

 77 64 84 - - - 93 79 85

Protective service

 - - - - - - 89 80 90

Service

 52 38 73 47 31 68 81 71 88

Sales and office

 73 57 78 72 55 77 89 80 90

Sales and related

 63 45 71 63 45 71 - - -

Office and administrative support

 79 64 82 77 62 80 89 81 90

Natural resources, construction, and maintenance

 78 66 84 77 64 83 94 85 90

Construction, extraction, farming, fishing, and forestry

 73 60 83 71 58 82 - - -

Installation, maintenance, and repair

 85 72 85 84 71 84 - - -

Production, transportation, and material moving

 79 65 82 78 64 82 84 75 90

Production

 83 71 85 83 70 85 - - -

Transportation and material moving

 74 59 79 74 58 78 - - -

Full time

 88 73 83 86 70 81 99 88 89

Part time

 25 16 67 24 16 65 28 21 76

Union

 92 84 91 89 82 92 96 87 90

Nonunion

 71 56 79 69 54 78 81 71 87
Average wage within the following percentiles:(3)

Less than 10

 26 15 59 25 14 58 52 42 81

10 to under 25

 52 34 65 48 30 63 82 71 87

25 to under 50

 79 62 79 78 59 76 91 82 90

50 to under 75

 87 74 86 85 71 84 95 85 89

75 to under 90

 91 80 89 88 78 88 97 86 89

90 or greater

 93 83 89 91 81 89 97 89 92
Establishment characteristics

Goods-producing industries

 85 73 86 85 73 86 91 89 97

Service-providing industries

 72 58 80 68 53 78 88 78 89

Education and health services

 80 65 81 74 56 76 89 78 87

Educational services

 86 74 86 76 61 80 89 78 88

Elementary and secondary schools

 88 76 86 78 55 71 89 78 87

Junior colleges, colleges, and universities

 88 77 88 90 77 85 86 77 90

Health care and social assistance

 75 57 76 74 55 75 91 78 86

Hospitals

 88 74 84 87 73 85 94 79 84

Public administration

 88 80 91 - - - 88 80 91

1 to 99 workers

 60 46 76 60 45 75 74 65 87

1 to 49 workers

 57 43 76 56 42 75 68 60 88

50 to 99 workers

 71 54 77 70 53 76 83 72 87

100 workers or more

 86 73 85 84 70 84 90 80 89

100 to 499 workers

 81 66 81 81 64 79 85 77 90

500 workers or more

 90 79 89 89 78 89 92 81 89
Geographic areas

New England

 70 58 82 68 55 81 85 75 87

Middle Atlantic

 75 62 83 73 59 81 86 81 95

East North Central

 73 59 81 72 57 80 81 72 89

West North Central

 72 59 82 69 57 82 84 70 84

South Atlantic

 76 61 80 73 57 78 90 78 87

East South Central

 79 66 83 75 63 83 94 78 83

West South Central

 70 54 77 67 50 75 90 78 86

Mountain

 72 57 78 70 53 76 87 79 91

Pacific

 75 65 86 73 61 84 90 85 94

Footnotes:
(1) The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation.
(2) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government.
(3) The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in "National Compensation Survey: Occupational Earnings in the United States, 2007," available online at http://www.bls.gov/ncs/ncswage2007.htm.

Note: Dashes indicate that data are not available.