Table C. Health insurance benefits: Employee participation and share of premiums paid by employer and employee for family coverage, National Compensation Survey, March 2008
(All workers=100 percent)
Characteristics Civilian(1) Private industry State and local government
Employer share of premium Employee share of premium Employer share of premium Employee share of premium Employer share of premium Employee share of premium

All workers

69 31 68 32 73 27
Worker characteristics

Management, professional, and related

70 30 68 32 72 28

Management, business, and financial

70 30 69 31 - -

Professional and related

69 31 68 32 72 28

Teachers

70 30 - - 71 29

Primary, secondary, and special education school teachers

69 31 - - 70 30

Registered nurses

65 35 - - 70 30

Protective service

- - - - 78 22

Service

66 34 63 37 75 25

Sales and office

66 34 65 35 73 27

Sales and related

63 37 63 37 - -

Office and administrative support

67 33 66 34 74 26

Natural resources, construction, and maintenance

73 27 72 28 74 26

Construction, extraction, farming, fishing, and forestry

74 26 73 27 - -

Installation, maintenance, and repair

72 28 71 29 - -

Production, transportation, and material moving

74 26 74 26 74 26

Production

76 24 75 25 - -

Transportation and material moving

71 29 71 29 - -

Full time

69 31 69 31 73 27

Part time

66 34 64 36 74 26

Union

83 17 85 15 81 19

Nonunion

65 35 65 35 64 36
Average wage within the following percentiles:(2)

Less than 10

61 39 61 39 60 40

10 to under 25

62 38 62 38 68 32

25 to under 50

65 35 64 36 74 26

50 to under 75

70 30 69 31 73 27

75 to under 90

73 27 73 27 73 27

90 or greater

74 26 71 29 81 19
Establishment characteristics

Goods-producing industries

75 25 75 25 79 21

Service-providing industries

68 32 66 34 73 27

Education and health services

67 33 63 37 71 29

Educational services

70 30 65 35 71 29

Elementary and secondary schools

69 31 62 38 70 30

Junior colleges, colleges, and universities

71 29 65 35 74 26

Health care and social assistance

64 36 63 37 70 30

Hospitals

65 35 64 36 69 31

Public administration

76 24 - - 76 24

1 to 99 workers

65 35 65 35 73 27

1 to 49 workers

65 35 65 35 70 30

50 to 99 workers

65 35 64 36 76 24

100 workers or more

71 29 70 30 73 27

100 to 499 workers

69 31 69 31 74 26

500 workers or more

72 28 72 28 73 27
Geographic areas

New England

68 32 66 34 79 21

Middle Atlantic

76 24 71 29 89 11

East North Central

75 25 73 27 81 19

West North Central

69 31 70 30 67 33

South Atlantic

64 36 64 36 61 39

East South Central

61 39 62 38 57 43

West South Central

61 39 63 37 54 46

Mountain

65 35 66 34 61 39

Pacific

74 26 71 29 82 18

Footnotes:
(1) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government.
(2) The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in "National Compensation Survey: Occupational Earnings in the United States, 2007," available online at http://www.bls.gov/ncs/ncswage2007.htm. See Technical Note for more detail.

Note: Dashes indicate that data are not available.