Table 26. Consumer units with reference person age 25 to 34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 14,888 429 604 985 1,012 2,319 2,123 1,857 2,633 2,925 Income before taxes a/ ...................... $47,508 $2,031 $7,610 $12,404 $17,135 $24,695 $34,379 $44,181 $58,574 $104,520 Income after taxes a/ ....................... 44,623 2,119 7,849 12,855 17,244 24,030 32,805 42,042 54,917 95,905 Age of the reference person.................. 29.8 29.6 29.7 29.3 29.1 29.5 29.7 29.8 30.0 30.5 Average number in consumer unit: Persons..................................... 2.9 2.7 2.5 3.0 2.7 2.8 2.7 2.9 3.0 3.1 Children under 18........................... 1.1 1.3 1.3 1.5 1.2 1.1 1.0 1.0 1.1 1.0 Persons 65 and over......................... b/ b/ b/ b/ b/ b/ b/ b/ b/ b/ Earners..................................... 1.5 1.1 .8 1.2 1.2 1.4 1.5 1.6 1.8 1.9 Vehicles.................................... 1.8 .9 .8 1.1 1.2 1.5 1.8 2.0 2.2 2.3 Percent distribution: Male........................................ 55 29 36 38 46 54 56 61 63 60 Female...................................... 45 71 64 62 54 46 44 39 37 40 Homeowner................................... 46 24 21 24 24 32 42 47 58 73 With mortgage.............................. 39 12 10 12 16 23 34 42 53 69 Without mortgage........................... 7 12 11 11 9 10 7 5 5 4 Renter...................................... 54 76 79 76 76 68 58 53 42 27 Black....................................... 14 32 24 28 20 18 13 12 9 6 White and other............................. 86 68 76 72 80 82 87 88 91 94 Elementary (1-8)............................ 3 5 8 4 5 5 4 2 1 1 High school (9-12).......................... 34 51 58 52 46 43 35 34 27 15 College..................................... 63 44 34 43 49 52 61 64 72 84 Never attended and other.................... c/ d/ 1 1 c/ c/ c/ d/ d/ d/ At least one vehicle owned or leased........ 90 61 63 76 80 90 93 95 96 96 Average annual expenditures.................. $41,647 $21,766 $17,346 $22,671 $24,557 $29,254 $35,871 $41,054 $47,837 $70,137 Food........................................ 5,633 3,416 3,726 3,689 4,034 4,892 5,076 5,685 6,331 7,626 Food at home............................. 3,074 2,218 2,394 2,304 2,715 2,947 2,815 3,191 3,447 3,491 Cereals and bakery products............ 441 333 303 310 355 439 425 449 496 501 Cereals and cereal products.......... 173 148 131 112 141 201 163 189 180 184 Bakery products...................... 268 185 173 199 214 238 262 260 316 317 Meats, poultry, fish, and eggs......... 815 615 620 686 810 826 780 778 881 884 Beef................................. 255 168 170 241 286 239 275 258 250 270 Pork................................. 164 107 136 134 165 176 138 162 190 172 Other meats.......................... 98 81 66 97 90 107 97 81 113 96 Poultry.............................. 158 125 140 108 140 159 148 159 171 178 Fish and seafood..................... 107 93 70 79 90 113 90 88 124 135 Eggs................................. 33 41 38 28 38 33 33 30 33 32 Dairy products......................... 335 219 281 225 298 305 298 371 376 391 Fresh milk and cream................. 144 94 137 107 145 131 131 164 159 154 Other dairy products................. 191 125 144 118 153 174 167 207 217 236 Fruits and vegetables.................. 499 441 439 390 439 482 442 481 527 608 Fresh fruits......................... 148 122 132 105 135 146 126 125 155 194 Fresh vegetables..................... 154 132 129 137 129 160 131 150 155 190 Processed fruits..................... 114 133 104 78 84 100 114 102 134 133 Processed vegetables................. 83 53 74 69 92 76 71 103 82 91 Other food at home..................... 983 609 750 692 812 894 870 1,113 1,168 1,107 Sugar and other sweets............... 108 57 85 76 75 96 96 135 137 112 Fats and oils........................ 80 60 84 63 66 86 72 87 92 80 Miscellaneous foods.................. 502 283 339 336 398 446 448 537 608 595 Nonalcoholic beverages............... 261 187 227 206 252 250 231 317 288 264 Food prepared by consumer unit on out-of-town trips................... 33 e/ 22 e/ 15 11 22 17 22 37 42 57 Food away from home.................... 2,559 1,198 1,332 1,385 1,319 1,946 2,261 2,494 2,884 4,135 Alcoholic beverages......................... 471 171 290 311 364 361 422 413 500 746 Housing..................................... 13,727 8,206 6,464 8,785 8,012 9,601 11,475 12,784 15,561 23,434 Shelter.................................. 8,263 5,071 3,834 5,247 4,867 5,691 7,055 7,814 9,416 13,998 Owned dwellings........................ 4,360 1,527 813 1,566 970 1,633 2,956 3,667 5,560 10,162 Mortgage interest and charges........ 3,000 907 489 692 513 1,032 1,966 2,691 4,019 7,054 Property taxes....................... 741 436 173 383 233 282 468 581 927 1,696 Maintenance, repairs, insurance,other expenses............................ 618 184 e/ 151 490 224 319 522 395 614 1,412 Rented dwellings....................... 3,655 3,343 2,929 3,588 3,795 3,962 3,928 3,965 3,592 3,243 Other lodging.......................... 248 e/ 201 e/ 92 93 102 97 171 182 264 593 Utilities, fuels, and public services.... 2,478 1,921 1,661 1,919 1,906 2,124 2,371 2,528 2,687 3,256 Natural gas............................ 320 208 223 216 186 262 316 303 367 456 Electricity............................ 862 767 647 804 756 822 812 866 911 1,000 Fuel oil and other fuels............... 58 e/ 23 e/ 13 e/ 60 e/ 36 54 46 89 52 79 Telephone services..................... 988 780 664 706 788 806 962 1,000 1,062 1,340 Water and other public services........ 250 144 114 134 140 181 236 271 295 381 Household operations..................... 842 299 258 408 408 471 472 663 1,046 1,832 Personal services...................... 609 174 193 298 314 353 311 493 765 1,321 Other household expenses............... 233 126 65 110 94 118 161 171 282 511 Housekeeping supplies.................... 499 252 319 231 335 323 404 484 619 780 Laundry and cleaning supplies.......... 144 122 129 75 118 112 150 117 176 176 Other household products............... 227 84 161 110 165 137 168 222 304 346 Postage and stationery................. 128 e/ 46 e/ 29 46 52 74 86 146 138 258 Household furnishings and equipment...... 1,645 663 392 981 495 992 1,173 1,294 1,793 3,568 Household textiles..................... 119 e/ 17 e/ 16 133 33 82 98 64 170 205 Furniture.............................. 488 256 76 359 116 321 307 430 487 1,082 Floor coverings........................ 36 c/ e/ 3 e/ 24 e/ 5 14 39 19 41 86 Major appliances....................... 197 70 46 96 67 125 145 120 227 440 Small appliances, miscellaneous housewares............................ 83 e/ 20 40 31 36 74 86 76 108 112 Miscellaneous household equipment...... 721 299 212 337 238 375 497 585 760 1,644 Apparel and services........................ 2,190 1,407 1,026 1,306 1,599 1,738 1,981 1,877 2,130 3,712 Men and boys............................. 555 548 182 253 422 499 534 397 536 924 Men, 16 and over....................... 426 e/ 320 114 124 236 372 430 309 413 766 Boys, 2 to 15.......................... 129 227 68 129 185 127 104 89 123 159 Women and girls.......................... 742 360 379 467 507 570 640 762 679 1,273 Women, 16 and over..................... 585 184 311 263 396 432 452 638 545 1,065 Girls, 2 to 15......................... 157 176 68 204 112 138 188 124 134 208 Children under 2......................... 182 e/ 46 91 126 159 120 160 175 199 291 Footwear................................. 407 e/ 330 198 292 333 357 414 293 422 593 Other apparel products and services...... 304 123 177 168 178 192 233 250 295 631 Transportation.............................. 8,609 4,940 2,446 4,521 4,927 6,005 7,960 9,471 10,011 13,787 Vehicle purchases (net outlay)........... 4,275 e/ 2,736 e/ 816 2,220 2,361 2,941 4,076 4,945 4,818 6,855 Cars and trucks, new................... 1,787 e/ 505 e/ 180 e/ 456 e/ 545 898 1,297 2,376 1,737 3,915 Cars and trucks, used.................. 2,412 2,231 539 1,764 1,817 2,004 2,749 2,517 3,016 2,720 Other vehicles......................... 76 d/ e/ 97 d/ d/ e/ 39 e/ 31 e/ 52 e/ 65 220 Gasoline and motor oil................... 1,354 728 673 884 974 1,089 1,241 1,456 1,571 1,906 Other vehicle expenses................... 2,580 1,208 803 1,226 1,331 1,775 2,261 2,719 3,182 4,269 Vehicle finance charges................ 464 125 50 152 174 334 388 525 686 725 Maintenance and repairs................ 620 334 293 413 438 481 630 657 699 867 Vehicle insurance...................... 815 243 301 404 486 652 802 931 1,012 1,147 Vehicle rental, leases, licenses, other charges.............................. 680 505 160 257 234 308 442 607 785 1,530 Public transportation.................... 401 268 155 191 259 199 383 351 440 757 Health care................................. 1,306 587 442 741 794 1,010 1,240 1,393 1,619 1,892 Health insurance......................... 676 292 177 370 364 521 687 773 853 939 Medical services......................... 364 181 103 217 208 301 303 344 445 584 Drugs.................................... 196 90 119 117 185 138 194 211 227 260 Medical supplies......................... 70 e/ 24 e/ 42 37 36 50 57 65 94 110 Entertainment............................... 2,018 845 808 944 1,048 1,283 1,703 2,237 2,314 3,516 Fees and admissions...................... 501 192 185 156 213 239 372 456 540 1,122 Television, radios, sound equipment...... 718 435 356 494 482 564 642 715 835 1,066 Pets, toys, and playground equipment..... 381 171 164 173 274 279 301 388 445 628 Other entertainment supplies, equipment,and services.................. 418 46 104 121 79 201 387 679 494 700 Personal care products and services......... 553 340 335 366 436 416 486 560 663 762 Reading..................................... 121 56 28 38 58 84 103 115 145 226 Education................................... 547 658 632 221 680 391 370 510 586 813 Tobacco products and smoking supplies....... 324 322 313 325 283 324 339 390 342 273 Miscellaneous............................... 714 342 289 256 363 571 768 696 886 1,056 Cash contributions.......................... 823 137 137 294 603 403 702 700 837 1,804 Personal insurance and pensions............. 4,611 338 409 874 1,357 2,175 3,245 4,221 5,911 10,489 Life and other personal insurance........ 241 153 78 75 88 125 189 210 284 507 Pensions and Social Security............. 4,370 185 331 799 1,270 2,049 3,056 4,011 5,627 9,982 Sources of income and personal taxes: a/ Money income before taxes.................. 47,508 2,031 7,610 12,404 17,135 24,695 34,379 44,181 58,574 104,520 Wages and salaries....................... 44,578 1,902 3,923 9,161 14,636 22,844 32,714 41,554 56,224 98,804 Self-employment income................... 1,365 e/ -966 e/ 123 483 302 466 699 1,492 1,242 3,853 Social Security, private and government retirement................... 441 e/ 179 1,215 719 664 353 292 e/ 265 183 670 Interest, dividends, rental income, other property income................... 182 7 e/ 36 9 21 110 52 224 172 486 Unemployment and workers'' compensation, veterans'' benefits..................... 144 e/ 53 e/ 136 116 213 188 93 186 114 146 Public assistance, supplemental security, income, food stamps..................... 324 639 1,624 1,341 869 208 134 181 23 e/ 71 Regular contributions for support........ 309 e/ 104 330 454 270 354 239 198 369 332 Other income............................. 165 e/ 113 222 121 160 172 156 82 247 157 Personal taxes............................. 2,885 -88 -239 -451 -109 665 1,573 2,140 3,657 8,615 Federal income taxes..................... 2,237 -83 -263 -481 -209 414 1,158 1,582 2,828 6,966 State and local income taxes............. 591 -25 18 16 79 232 380 510 753 1,513 Other taxes.............................. 57 e/ 20 e/ 6 14 21 19 36 48 76 136 Income after taxes......................... 44,623 2,119 7,849 12,855 17,244 24,030 32,805 42,042 54,917 95,905 Net change in total assets and liabilities... -3,614 -4,818 -2,934 -1,703 -1,504 -2,047 -2,513 -6,675 -10,321 986 Net change in total assets............... 8,518 1,858 2,558 -370 -188 2,967 6,417 3,290 5,821 28,402 Net change in total liabilities.......... 12,132 6,676 5,492 1,333 1,316 5,013 8,930 9,965 16,143 27,416 Other financial information: Other money receipts..................... 351 e/ 41 e/ 102 e/ 71 67 117 90 139 203 1,283 Mortgage principal paid on owned property................................ -937 -188 -158 -246 -285 -325 -563 -675 -1,061 -2,476 Estimated market value of owned home..... 59,042 27,355 17,420 21,662 18,121 24,717 42,988 49,006 71,511 133,047 Estimated monthly rental value of owned home.................................... 462 192 127 174 153 210 338 402 574 999 Gifts of goods and services................. 732 316 419 420 416 615 589 680 768 1,242 Food..................................... 37 e/ 98 e/ 9 e/ 8 e/ 8 18 36 41 53 48 Alcoholic beverages...................... 25 c/ e/ 12 e/ 7 e/ 2 17 20 16 32 52 Housing.................................. 226 81 138 125 95 215 138 177 250 415 Housekeeping supplies.................. 43 e/ 9 e/ 7 e/ 19 e/ 13 34 27 27 51 89 Household textiles..................... 9 d/ d/ d/ c/ e/ 8 e/ 4 e/ 5 23 e/ 9 Appliances and miscellaneous housewares........................... 24 e/ 1 c/ e/ 5 e/ 6 e/ 18 e/ 15 29 42 33 Major appliances..................... 7 d/ d/ d/ d/ c/ c/ e/ 16 e/ 14 e/ 11 Small appliances and miscellaneous housewares......................... 17 e/ 1 c/ e/ 5 e/ 6 e/ 18 e/ 15 13 28 22 Miscellaneous household equipment...... 49 e/ 5 13 25 16 37 31 44 46 112 Other housing.......................... 101 67 119 76 60 118 60 73 88 172 Apparel and services..................... 231 e/ 43 189 216 155 214 203 204 228 349 Males, 2 and over...................... 51 c/ e/ 3 e/ 18 38 55 42 57 53 80 Females, 2 and over.................... 69 e/ 21 135 e/ 85 33 61 66 37 40 128 Children under 2....................... 59 e/ 18 e/ 29 50 49 40 59 58 65 87 Other apparel products and services.... 51 e/ 3 e/ 22 e/ 63 e/ 36 58 35 52 70 55 Jewelry and watches.................. 23 e/ 3 e/ 3 e/ 1 e/ 12 14 18 33 34 35 All other apparel products and services............................ 28 d/ e/ 19 e/ 62 e/ 24 e/ 44 e/ 17 e/ 19 35 e/ 21 Transportation........................... 30 10 8 8 53 7 21 24 43 50 Health care.............................. 8 e/ 5 c/ e/ 6 e/ 4 e/ 3 e/ 8 e/ 6 e/ 4 23 Entertainment............................ 80 e/ 17 e/ 29 33 43 57 89 62 69 157 Toys, games, hobbies, and tricycles.... 27 e/ 7 e/ 9 e/ 6 21 22 21 31 28 48 Other entertainment.................... 53 e/ 10 e/ 20 28 22 35 68 31 41 108 Personal care products and services...... 17 e/ 10 e/ 9 e/ 2 e/ 5 28 e/ 7 21 21 19 Reading.................................. 1 d/ c/ d/ d/ 1 1 3 1 2 Education................................ 34 e/ 17 e/ 7 e/ 3 e/ 34 e/ 4 31 91 35 42 All other gifts.......................... 43 e/ 35 e/ 16 13 17 51 35 36 32 85 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.