Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 17,281 634 2,911 3,417 2,627 3,181 1,672 917 928 994 Income before taxes a/ ...................... $26,399 $3,076 $7,854 $12,345 $17,442 $24,329 $34,525 $44,539 $58,682 $113,590 Income after taxes a/ ....................... 25,179 3,038 7,766 12,187 17,046 23,717 33,349 42,318 55,172 103,525 Age of the reference person.................. 74.9 75.5 76.6 76.9 75.1 74.3 73.3 72.5 72.1 71.5 Average number in consumer unit: Persons..................................... 1.7 1.4 1.2 1.4 1.7 1.8 2.0 2.0 2.1 2.4 Children under 18........................... .1 b/ b/ b/ .1 .1 .1 .1 b/ .2 Persons 65 and over......................... 1.3 1.1 1.1 1.2 1.4 1.5 1.5 1.5 1.5 1.5 Earners..................................... .4 .3 .1 .2 .3 .4 .7 .7 1.0 1.4 Vehicles.................................... 1.5 1.0 .8 1.1 1.5 1.7 1.9 2.2 2.4 2.7 Percent distribution: Male........................................ 46 31 23 35 49 55 61 59 69 71 Female...................................... 54 69 77 65 51 45 39 41 31 29 Homeowner................................... 79 68 62 74 81 85 86 90 93 93 With mortgage.............................. 17 13 8 12 18 20 19 23 28 37 Without mortgage........................... 62 55 54 63 64 65 67 67 65 56 Renter...................................... 21 32 38 26 19 15 14 10 7 7 Black....................................... 8 20 16 8 6 6 6 3 4 5 White and other............................. 92 80 84 92 94 94 94 97 96 95 Elementary (1-8)............................ 15 22 30 19 14 11 6 5 4 2 High school (9-12).......................... 48 47 52 53 52 48 50 42 31 26 College..................................... 37 28 17 28 33 41 43 53 65 72 Never attended and other.................... 1 2 1 1 1 1 c/ c/ d/ d/ At least one vehicle owned or leased........ 82 61 57 74 86 93 94 96 98 96 Average annual expenditures.................. $27,978 $17,993 $14,274 $19,236 $24,057 $29,570 $32,962 $41,403 $48,213 $70,531 Food........................................ 3,881 2,569 2,466 2,639 3,478 4,281 4,909 5,587 6,047 7,814 Food at home............................. 2,557 1,944 1,857 1,933 2,396 2,967 3,078 3,469 3,524 3,761 Cereals and bakery products............ 397 301 297 312 371 468 455 529 508 571 Cereals and cereal products.......... 128 100 98 101 112 150 153 174 167 177 Bakery products...................... 269 201 199 211 259 317 302 354 341 394 Meats, poultry, fish, and eggs......... 660 552 488 505 619 769 842 852 883 876 Beef................................. 200 157 136 143 184 266 248 219 305 259 Pork................................. 150 131 116 119 157 174 199 195 154 167 Other meats.......................... 81 72 65 64 72 96 96 108 99 104 Poultry.............................. 110 95 85 92 96 112 141 141 165 155 Fish and seafood..................... 87 61 61 60 79 87 123 152 125 155 Eggs................................. 31 36 26 28 32 34 35 37 34 36 Dairy products......................... 279 174 192 219 265 322 339 362 398 422 Fresh milk and cream................. 117 83 96 99 112 134 127 135 148 153 Other dairy products................. 162 91 97 120 153 188 211 228 251 268 Fruits and vegetables.................. 507 361 362 381 459 590 604 735 706 771 Fresh fruits......................... 169 113 116 127 153 205 191 243 247 255 Fresh vegetables..................... 152 118 112 118 135 162 195 211 202 253 Processed fruits..................... 112 73 79 82 100 138 132 163 142 174 Processed vegetables................. 74 56 55 54 70 84 86 119 115 90 Other food at home..................... 715 556 518 515 681 818 839 991 1,029 1,122 Sugar and other sweets............... 100 61 78 73 98 115 120 136 126 153 Fats and oils........................ 76 67 68 59 70 81 99 102 110 86 Miscellaneous foods.................. 321 259 211 238 306 365 382 458 467 520 Nonalcoholic beverages............... 185 120 150 134 188 216 200 225 264 268 Food prepared by consumer unit on out-of-town trips................... 32 e/ 49 10 11 18 42 38 71 62 96 Food away from home.................... 1,323 625 610 706 1,083 1,314 1,831 2,118 2,523 4,053 Alcoholic beverages......................... 230 101 81 179 154 162 322 339 620 729 Housing..................................... 9,017 7,004 5,405 7,168 7,847 9,266 9,983 11,837 13,630 20,972 Shelter.................................. 4,619 3,599 2,794 3,600 4,079 4,762 5,023 6,143 6,846 10,915 Owned dwellings........................ 3,069 2,046 1,427 2,129 2,642 3,245 3,431 4,130 5,405 8,553 Mortgage interest and charges........ 813 566 281 400 668 786 877 1,011 1,648 3,350 Property taxes....................... 1,152 738 647 905 1,060 1,174 1,273 1,405 1,714 2,956 Maintenance, repairs, insurance,other expenses............................ 1,103 741 499 824 913 1,285 1,281 1,713 2,043 2,247 Rented dwellings....................... 1,179 1,247 1,309 1,341 1,208 1,101 1,063 1,380 605 927 Other lodging.......................... 370 306 58 131 230 415 528 633 836 1,435 Utilities, fuels, and public services.... 2,328 1,969 1,629 2,044 2,207 2,548 2,597 2,734 3,086 3,656 Natural gas............................ 358 285 211 344 343 401 383 422 457 581 Electricity............................ 874 703 622 763 845 970 985 1,048 1,147 1,275 Fuel oil and other fuels............... 145 196 132 134 144 143 152 139 145 190 Telephone services..................... 639 530 480 542 592 675 713 742 902 1,055 Water and other public services........ 312 255 184 262 282 358 364 382 435 554 Household operations..................... 648 711 266 488 427 581 694 756 1,073 2,490 Personal services...................... 167 e/ 437 e/ 64 174 e/ 114 126 e/ 240 e/ 95 e/ 326 e/ 345 Other household expenses............... 480 274 202 314 313 455 454 661 747 2,145 Housekeeping supplies.................... 476 289 303 365 410 483 542 702 888 931 Laundry and cleaning supplies.......... 107 72 87 83 107 112 110 164 157 143 Other household products............... 225 127 142 162 197 205 290 300 487 476 Postage and stationery................. 145 e/ 90 74 121 107 166 142 238 243 311 Household furnishings and equipment...... 947 436 414 671 724 892 1,128 1,503 1,737 2,980 Household textiles..................... 86 17 27 65 60 65 88 146 247 290 Furniture.............................. 203 64 84 156 144 187 283 213 300 769 Floor coverings........................ 38 e/ 4 7 45 22 29 59 96 43 98 Major appliances....................... 160 109 77 127 114 184 147 235 245 458 Small appliances, miscellaneous housewares............................ 61 23 25 43 70 63 58 117 106 138 Miscellaneous household equipment...... 399 218 194 235 314 364 494 696 797 1,226 Apparel and services........................ 955 765 657 558 871 689 1,159 1,715 1,689 2,795 Men and boys............................. 207 105 139 102 191 140 218 316 454 761 Men, 16 and over....................... 188 e/ 100 133 95 168 119 204 290 428 676 Boys, 2 to 15.......................... 19 e/ 5 6 7 23 21 14 25 26 85 Women and girls.......................... 419 326 274 226 420 278 559 988 735 1,038 Women, 16 and over..................... 389 271 254 213 379 251 495 952 699 1,011 Girls, 2 to 15......................... 30 e/ 55 e/ 20 13 41 27 64 35 36 26 Children under 2......................... 20 e/ 15 7 16 13 23 18 36 41 52 Footwear................................. 160 e/ 205 183 118 134 90 213 194 208 373 Other apparel products and services...... 149 114 53 96 114 158 152 181 250 572 Transportation.............................. 4,586 2,217 1,778 2,974 4,162 4,901 5,512 8,488 9,045 10,648 Vehicle purchases (net outlay)........... 2,003 e/ 413 821 1,310 1,986 2,078 2,154 4,438 3,979 4,311 Cars and trucks, new................... 1,158 e/ 80 e/ 438 453 1,192 1,321 1,067 3,414 2,329 2,742 Cars and trucks, used.................. 838 e/ 333 383 856 777 757 1,088 1,024 1,583 1,569 Other vehicles......................... e/ 6 d/ d/ d/ e/ 16 d/ d/ d/ e/ 67 d/ Gasoline and motor oil................... 746 552 315 501 681 849 1,040 1,163 1,303 1,420 Other vehicle expenses................... 1,461 891 542 974 1,232 1,605 1,922 2,368 2,827 3,441 Vehicle finance charges................ 126 54 35 56 97 138 196 176 384 307 Maintenance and repairs................ 470 298 184 353 393 521 633 782 777 1,004 Vehicle insurance...................... 597 352 253 423 536 680 786 984 990 1,206 Vehicle rental, leases, licenses, other charges.............................. 269 187 69 142 207 266 308 426 676 923 Public transportation.................... 377 361 100 190 263 368 395 520 936 1,476 Health care................................. 3,456 2,219 2,077 2,818 3,610 3,768 4,101 4,343 5,208 5,534 Health insurance......................... 1,711 1,125 1,090 1,426 1,742 1,946 2,054 2,228 2,270 2,475 Medical services......................... 708 473 295 472 673 639 957 915 1,731 1,631 Drugs.................................... 892 536 606 827 1,048 1,021 906 938 1,014 1,166 Medical supplies......................... 145 e/ 85 86 92 147 162 184 262 193 261 Entertainment............................... 1,086 844 433 711 776 1,203 1,418 1,688 2,064 2,867 Fees and admissions...................... 316 229 83 170 198 337 364 489 750 1,155 Television, radios, sound equipment...... 418 320 261 312 356 456 548 585 607 797 Pets, toys, and playground equipment..... 192 136 62 135 167 208 261 321 319 457 Other entertainment supplies, equipment,and services.................. 160 158 27 94 55 202 245 292 388 459 Personal care products and services......... 434 303 275 314 379 466 503 682 684 872 Reading..................................... 155 110 66 108 131 176 179 226 285 367 Education................................... 132 e/ 146 e/ 19 48 40 163 178 192 201 705 Tobacco products and smoking supplies....... 167 94 141 137 155 210 185 170 175 248 Miscellaneous............................... 700 594 258 431 586 739 627 934 1,249 2,582 Cash contributions.......................... 1,936 667 463 859 1,204 2,717 2,474 3,102 3,719 6,549 Personal insurance and pensions............. 1,244 361 154 293 665 831 1,412 2,100 3,598 7,850 Life and other personal insurance........ 423 251 132 222 471 473 502 602 863 1,077 Pensions and Social Security............. 821 110 21 71 194 358 909 1,498 2,735 6,773 Sources of income and personal taxes: a/ Money income before taxes.................. 26,399 3,076 7,854 12,345 17,442 24,329 34,525 44,539 58,682 113,590 Wages and salaries....................... 6,431 277 143 270 1,104 2,958 8,024 11,883 20,818 53,978 Self-employment income................... 884 e/ -161 e/ 7 44 191 323 611 1,562 1,351 10,033 Social Security, private and government retirement................... 16,667 2,644 7,141 11,392 15,177 19,346 22,977 25,935 30,752 34,665 Interest, dividends, rental income, other property income................... 1,886 44 72 270 449 1,346 2,411 4,482 5,112 13,162 Unemployment and workers'' compensation, veterans'' benefits..................... 96 e/ 4 e/ 23 e/ 8 185 107 124 e/ 171 195 197 Public assistance, supplemental security, income, food stamps..................... 279 151 397 317 245 129 271 e/ 118 e/ 256 635 Regular contributions for support........ 85 e/ 44 e/ 12 e/ 24 66 83 e/ 48 e/ 346 e/ 178 e/ 334 Other income............................. 70 e/ 73 58 e/ 19 e/ 26 38 59 e/ 41 e/ 21 e/ 587 Personal taxes............................. 1,220 39 88 158 396 612 1,176 2,221 3,510 10,065 Federal income taxes..................... 900 -48 28 45 244 401 742 1,642 2,656 8,259 State and local income taxes............. 143 5 1 17 24 59 163 237 460 1,255 Other taxes.............................. 177 82 59 96 128 152 271 342 393 551 Income after taxes......................... 25,179 3,038 7,766 12,187 17,046 23,717 33,349 42,318 55,172 103,525 Net change in total assets and liabilities... 947 1,180 1,033 718 -133 397 693 7,827 -14,250 14,205 Net change in total assets............... 2,291 3,865 1,404 395 545 2,640 1,270 9,216 -7,244 18,130 Net change in total liabilities.......... 1,344 2,685 370 -323 678 2,242 577 1,390 7,006 3,925 Other financial information: Other money receipts..................... 730 e/ 194 401 270 647 420 616 1,447 2,170 3,006 Mortgage principal paid on owned property................................ -626 -264 -164 -527 -410 -591 -640 -1,124 -1,056 -2,342 Estimated market value of owned home..... 107,845 68,450 58,866 78,556 96,246 112,662 111,452 140,627 181,273 287,345 Estimated monthly rental value of owned home.................................... 696 504 400 593 655 746 806 894 1,016 1,322 Gifts of goods and services................. 911 782 357 597 696 898 977 1,427 1,808 2,918 Food..................................... 32 e/ 9 7 16 56 22 31 73 48 100 Alcoholic beverages...................... 7 e/ 1 e/ 4 6 e/ 10 4 4 e/ 20 9 13 Housing.................................. 273 183 122 233 211 229 303 286 307 1,131 Housekeeping supplies.................. 34 e/ 53 12 22 26 45 37 61 70 62 Household textiles..................... 15 c/ e/ 1 8 e/ 3 11 e/ 10 e/ 11 e/ 22 e/ 142 Appliances and miscellaneous housewares........................... 25 e/ 30 e/ 9 15 35 21 24 e/ 57 e/ 50 49 Major appliances..................... 8 e/ 16 e/ 7 e/ 5 e/ 8 e/ 7 e/ 5 e/ 4 e/ 4 24 Small appliances and miscellaneous housewares......................... 18 e/ 14 e/ 2 e/ 10 28 13 19 e/ 52 e/ 46 26 Miscellaneous household equipment...... 67 e/ 18 20 50 92 64 91 61 85 179 Other housing.......................... 131 82 80 138 54 89 141 96 81 697 Apparel and services..................... 177 189 93 87 201 174 165 298 251 546 Males, 2 and over...................... 59 e/ 20 42 21 69 55 43 154 101 152 Females, 2 and over.................... 64 e/ 73 33 26 85 61 66 74 99 204 Children under 2....................... 18 e/ 15 5 16 13 20 13 36 37 51 Other apparel products and services.... 36 e/ 81 e/ 14 24 34 38 43 33 e/ 14 139 Jewelry and watches.................. 20 e/ 27 e/ 2 13 16 17 8 26 e/ 11 132 All other apparel products and services............................ 16 e/ 54 e/ 12 e/ 11 e/ 18 e/ 20 e/ 34 e/ 7 e/ 3 e/ 6 Transportation........................... 68 28 34 16 16 99 41 56 405 157 Health care.............................. 81 e/ 65 e/ 2 104 e/ 82 35 e/ 73 e/ 46 e/ 380 e/ 146 Entertainment............................ 79 65 33 43 49 111 113 138 113 187 Toys, games, hobbies, and tricycles.... 29 e/ 16 9 18 20 28 29 68 62 86 Other entertainment.................... 51 49 24 25 30 82 84 70 51 101 Personal care products and services...... 9 d/ 17 4 3 7 e/ 23 e/ 10 e/ 12 e/ 5 Reading.................................. 3 e/ 1 1 2 2 5 6 6 8 7 Education................................ 60 e/ 73 e/ 9 e/ 25 17 102 70 e/ 138 73 195 All other gifts.......................... 121 168 35 61 50 112 150 357 202 430 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.