Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)...... 22,046 4,716 5,313 7,838 4,180 Income before taxes a/ ...................... $26,399 $26,776 $26,062 $25,320 $28,389 Income after taxes a/ ....................... 25,179 25,366 24,873 24,384 26,813 Age of the reference person.................. 75.0 75.3 75.4 74.6 75.0 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.7 1.8 Children under 18........................... .1 .1 b/ .1 .1 Persons 65 and over......................... 1.4 1.3 1.3 1.4 1.4 Earners..................................... .4 .4 .4 .4 .5 Vehicles.................................... 1.5 1.3 1.5 1.5 1.6 Percent distribution: Male........................................ 46 49 42 46 47 Female...................................... 54 51 58 54 53 Homeowner................................... 80 73 79 85 79 With mortgage.............................. 17 12 15 19 22 Without mortgage........................... 63 61 64 65 57 Renter...................................... 20 27 21 15 21 Black....................................... 9 8 7 13 3 White and other............................. 91 92 93 87 97 Elementary (1-8)............................ 14 13 14 18 10 High school (9-12).......................... 48 54 53 46 41 College..................................... 37 32 33 36 47 Never attended and other.................... 1 c/ c/ 1 1 At least one vehicle owned or leased........ 82 74 82 85 83 Average annual expenditures.................. $27,120 $27,963 $27,543 $24,990 $29,594 Food........................................ 3,701 3,920 3,680 3,446 3,936 Food at home............................. 2,442 2,609 2,318 2,423 2,441 Cereals and bakery products............ 376 424 356 376 348 Cereals and cereal products.......... 122 130 113 124 123 Bakery products...................... 254 294 244 252 225 Meats, poultry, fish, and eggs......... 634 690 615 629 601 Beef................................. 187 195 221 166 170 Pork................................. 145 137 135 169 127 Other meats.......................... 78 90 77 74 72 Poultry.............................. 108 122 89 116 99 Fish and seafood..................... 86 114 68 72 102 Eggs................................. 30 31 24 33 30 Dairy products......................... 266 292 250 264 259 Fresh milk and cream................. 110 116 103 116 102 Other dairy products................. 156 176 147 148 156 Fruits and vegetables.................. 481 524 437 460 526 Fresh fruits......................... 160 177 146 149 178 Fresh vegetables..................... 143 165 121 132 167 Processed fruits..................... 107 115 103 102 110 Processed vegetables................. 71 66 67 78 71 Other food at home..................... 685 678 660 693 708 Sugar and other sweets............... 94 101 97 91 90 Fats and oils........................ 73 70 67 81 71 Miscellaneous foods.................. 311 304 300 314 329 Nonalcoholic beverages............... 175 172 166 182 180 Food prepared by consumer unit on out-of-town trips................... 30 31 30 25 39 Food away from home.................... 1,259 1,311 1,362 1,023 1,495 Alcoholic beverages......................... 201 215 177 150 309 Housing..................................... 9,055 10,212 8,415 8,158 10,243 Shelter.................................. 4,720 5,803 4,356 3,822 5,644 Owned dwellings........................ 3,150 3,879 2,755 2,728 3,621 Mortgage interest and charges........ 821 608 599 870 1,251 Property taxes....................... 1,259 2,173 1,204 847 1,068 Maintenance, repairs, insurance,other expenses............................ 1,070 1,097 953 1,010 1,302 Rented dwellings....................... 1,170 1,480 1,201 770 1,533 Other lodging.......................... 399 444 400 324 489 Utilities, fuels, and public services.... 2,339 2,397 2,230 2,442 2,216 Natural gas............................ 369 481 458 256 340 Electricity............................ 884 726 790 1,109 758 Fuel oil and other fuels............... 141 352 89 86 75 Telephone services..................... 636 610 618 664 636 Water and other public services........ 309 229 275 328 407 Household operations..................... 680 727 520 672 850 Personal services...................... 188 132 180 195 252 Other household expenses............... 492 595 341 477 598 Housekeeping supplies.................... 425 455 408 390 476 Laundry and cleaning supplies.......... 98 99 90 108 92 Other household products............... 198 204 191 179 231 Postage and stationery................. 129 152 126 103 154 Household furnishings and equipment...... 891 830 900 832 1,057 Household textiles..................... 80 103 78 74 68 Furniture.............................. 206 181 210 190 262 Floor coverings........................ 35 22 38 41 37 Major appliances....................... 152 130 148 137 207 Small appliances, miscellaneous housewares............................ 56 56 71 48 51 Miscellaneous household equipment...... 361 338 356 342 430 Apparel and services........................ 908 1,061 848 841 931 Men and boys............................. 195 219 185 205 161 Men, 16 and over....................... 173 184 172 184 145 Boys, 2 to 15.......................... 21 34 13 21 16 Women and girls.......................... 404 451 410 342 454 Women, 16 and over..................... 378 424 382 314 432 Girls, 2 to 15......................... 26 26 28 27 21 Children under 2......................... 18 29 13 16 14 Footwear................................. 151 189 113 152 153 Other apparel products and services...... 140 173 126 125 149 Transportation.............................. 4,433 4,121 4,470 4,295 4,998 Vehicle purchases (net outlay)........... 1,882 1,637 2,023 1,918 1,910 Cars and trucks, new................... 1,075 1,187 1,122 994 1,040 Cars and trucks, used.................. 801 436 898 924 860 Other vehicles......................... d/ 5 d/ 13 d/ 3 e/ d/ 10 Gasoline and motor oil................... 759 668 779 755 843 Other vehicle expenses................... 1,424 1,400 1,367 1,331 1,701 Vehicle finance charges................ 121 88 99 131 167 Maintenance and repairs................ 452 447 388 431 581 Vehicle insurance...................... 589 590 539 567 690 Vehicle rental, leases, licenses, other charges.............................. 262 274 341 201 263 Public transportation.................... 369 416 302 292 544 Health care................................. 3,369 2,967 3,539 3,406 3,539 Health insurance......................... 1,697 1,621 1,767 1,717 1,653 Medical services......................... 682 546 727 631 876 Drugs.................................... 853 666 920 943 811 Medical supplies......................... 137 134 125 115 199 Entertainment............................... 1,068 1,044 1,125 946 1,254 Fees and admissions...................... 307 303 321 239 423 Television, radios, sound equipment...... 416 482 374 396 434 Pets, toys, and playground equipment..... 178 140 169 190 211 Other entertainment supplies, equipment,and services.................. 167 119 262 122 185 Personal care products and services......... 411 435 378 391 463 Reading..................................... 146 168 150 117 169 Education................................... 140 228 86 87 210 Tobacco products and smoking supplies....... 159 137 163 171 156 Miscellaneous............................... 775 1,289 567 586 815 Cash contributions.......................... 1,705 1,157 3,045 1,274 1,430 Personal insurance and pensions............. 1,048 1,008 900 1,121 1,142 Life and other personal insurance........ 381 301 316 494 341 Pensions and Social Security............. 667 707 584 627 802 Sources of income and personal taxes: a/ Money income before taxes.................. 26,399 26,776 26,062 25,320 28,389 Wages and salaries....................... 6,431 7,420 6,312 5,887 6,512 Self-employment income................... 884 602 966 640 1,543 Social Security, private and government retirement................... 16,667 16,865 16,249 16,747 16,801 Interest, dividends, rental income, other property income................... 1,886 1,431 1,979 1,654 2,696 Unemployment and workers'' compensation, veterans'' benefits..................... 96 92 90 106 91 Public assistance, supplemental security, income, food stamps..................... 279 258 228 191 524 Regular contributions for support........ 85 d/ 44 119 74 111 Other income............................. 70 64 120 19 111 Personal taxes............................. 1,220 1,410 1,190 935 1,576 Federal income taxes..................... 900 995 843 726 1,187 State and local income taxes............. 143 200 155 67 209 Other taxes.............................. 177 215 192 142 180 Income after taxes......................... 25,179 25,366 24,873 24,384 26,813 Net change in total assets and liabilities... 2,656 13,313 1,427 820 -4,362 Net change in total assets............... 4,033 14,115 2,362 1,747 -931 Net change in total liabilities.......... 1,377 802 935 927 3,431 Other financial information: Other money receipts..................... 573 125 608 654 884 Mortgage principal paid on owned property................................ -636 -434 -656 -684 -749 Estimated market value of owned home..... 116,633 161,001 84,710 86,276 164,073 Estimated monthly rental value of owned home.................................... 710 789 602 630 909 Gifts of goods and services................. 844 818 899 781 923 Food..................................... 30 46 31 20 29 Alcoholic beverages...................... 7 8 7 5 10 Housing.................................. 239 188 299 232 237 Housekeeping supplies.................. 31 29 44 22 35 Household textiles..................... 13 20 18 7 12 Appliances and miscellaneous housewares........................... 22 15 42 14 20 Major appliances..................... 7 d/ 6 10 5 8 Small appliances and miscellaneous housewares......................... 15 9 32 9 12 Miscellaneous household equipment...... 57 55 79 44 55 Other housing.......................... 116 70 116 145 116 Apparel and services..................... 169 229 174 152 124 Males, 2 and over...................... 55 67 53 53 46 Females, 2 and over.................... 60 85 73 45 44 Children under 2....................... 16 29 13 13 13 Other apparel products and services.... 37 49 36 40 21 Jewelry and watches.................. 18 34 17 12 10 All other apparel products and services............................ 20 d/ 14 19 29 10 Transportation........................... 60 85 25 29 132 Health care.............................. 82 44 144 87 37 Entertainment............................ 71 53 72 81 74 Toys, games, hobbies, and tricycles.... 27 29 28 23 29 Other entertainment.................... 45 23 44 58 46 Personal care products and services...... 8 6 6 11 10 Reading.................................. 3 3 3 2 4 Education................................ 60 86 58 37 76 All other gifts.......................... 115 70 79 127 189 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.