Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 16,032 787 1,235 1,436 1,234 2,104 1,828 1,462 2,450 3,494 Income before taxes a/ ...................... $49,080 $1,770 $7,762 $12,348 $17,203 $24,552 $34,255 $44,160 $58,853 $118,435 Income after taxes a/ ....................... 46,336 1,595 7,733 12,275 16,901 23,667 32,520 42,055 55,356 110,805 Age of the reference person.................. 49.4 39.2 55.7 60.0 58.0 52.8 47.7 45.9 44.6 45.9 Average number in consumer unit: Persons..................................... 2.4 1.8 1.7 1.8 2.0 2.3 2.3 2.5 2.7 3.2 Children under 18........................... .6 .4 .4 .4 .4 .5 .6 .6 .7 .9 Persons 65 and over......................... .3 .2 .5 .6 .7 .5 .3 .2 .1 .1 Earners..................................... 1.3 .9 .5 .6 .7 1.1 1.3 1.5 1.8 2.1 Vehicles.................................... 1.6 .8 .6 1.0 1.1 1.4 1.5 1.8 2.1 2.4 Percent distribution: Male........................................ 52 48 28 35 46 54 54 57 57 65 Female...................................... 48 52 72 65 54 46 46 43 43 35 Homeowner................................... 63 27 32 49 58 54 60 65 75 86 With mortgage.............................. 36 9 6 12 13 21 34 40 52 70 Without mortgage........................... 26 18 26 37 44 33 26 25 23 16 Renter...................................... 37 73 68 51 42 46 40 35 25 14 Black....................................... 11 19 20 14 11 13 13 11 8 5 White and other............................. 89 81 80 86 89 87 87 89 92 95 Elementary (1-8)............................ 5 5 12 13 13 7 4 2 1 1 High school (9-12).......................... 42 40 58 56 53 53 47 43 35 23 College..................................... 52 54 30 32 34 40 49 55 63 76 Never attended and other.................... b/ 1 c/ b/ b/ 0 b/ c/ c/ c/ At least one vehicle owned or leased........ 80 49 44 63 71 80 85 91 93 95 Average annual expenditures.................. $41,929 $20,506 $16,483 $20,910 $24,219 $29,176 $35,599 $40,240 $49,168 $77,044 Food........................................ 5,914 3,203 3,169 3,229 4,135 4,631 5,489 6,073 6,898 9,319 Food at home............................. 3,500 1,902 2,242 2,219 2,865 3,215 3,122 3,644 3,910 4,981 Cereals and bakery products............ 540 287 371 372 417 514 529 523 590 750 Cereals and cereal products.......... 183 105 135 126 148 182 191 176 199 238 Bakery products...................... 357 182 235 246 268 333 338 347 391 512 Meats, poultry, fish, and eggs......... 955 605 628 612 815 908 846 1,032 1,043 1,303 Beef................................. 260 159 173 156 216 240 231 262 306 359 Pork................................. 185 130 132 133 183 195 161 194 199 227 Other meats.......................... 129 79 94 89 107 113 130 130 132 180 Poultry.............................. 189 111 108 117 143 173 159 195 223 277 Fish and seafood..................... 153 92 90 88 129 149 130 210 146 215 Eggs................................. 38 35 31 29 37 39 35 43 37 45 Dairy products......................... 388 190 227 233 343 359 353 394 444 551 Fresh milk and cream................. 146 83 93 111 154 143 141 141 169 178 Other dairy products................. 242 107 135 121 189 216 212 253 275 373 Fruits and vegetables.................. 624 314 409 428 558 604 567 616 659 875 Fresh fruits......................... 196 101 136 130 186 199 177 197 199 270 Fresh vegetables..................... 193 95 111 139 175 181 173 182 202 281 Processed fruits..................... 143 79 107 87 123 135 134 144 153 197 Processed vegetables................. 92 40 56 72 74 88 83 93 105 127 Other food at home..................... 993 505 606 575 733 830 826 1,080 1,172 1,502 Sugar and other sweets............... 135 60 81 77 110 119 106 144 151 211 Fats and oils........................ 95 61 63 65 78 88 82 109 109 124 Miscellaneous foods.................. 450 199 253 258 343 370 352 474 540 707 Nonalcoholic beverages............... 272 171 197 159 188 224 246 320 320 381 Food prepared by consumer unit on out-of-town trips................... 41 d/ 15 d/ 13 15 13 29 41 34 52 79 Food away from home.................... 2,413 1,301 927 1,010 1,270 1,416 2,367 2,428 2,988 4,338 Alcoholic beverages......................... 444 369 200 232 234 258 486 377 552 751 Housing..................................... 14,025 7,193 6,336 8,173 8,862 10,285 11,696 13,013 15,483 25,367 Shelter.................................. 8,468 4,293 3,889 4,815 5,307 6,160 7,035 7,966 9,475 15,291 Owned dwellings........................ 5,411 1,762 1,312 2,196 2,638 2,766 3,792 4,481 6,398 12,121 Mortgage interest and charges........ 2,682 767 266 689 716 1,049 1,736 2,215 3,470 6,604 Property taxes....................... 1,835 630 762 981 1,244 1,113 1,369 1,361 2,094 3,739 Maintenance, repairs, insurance,other expenses............................ 894 365 284 527 678 604 687 904 834 1,778 Rented dwellings....................... 2,508 2,224 2,436 2,506 2,513 3,121 2,908 3,102 2,398 1,847 Other lodging.......................... 549 307 141 113 156 274 336 383 679 1,323 Utilities, fuels, and public services.... 2,699 1,498 1,495 1,984 2,167 2,378 2,580 2,592 3,060 3,925 Natural gas............................ 458 205 263 375 418 447 473 407 553 587 Electricity............................ 833 452 453 570 696 742 826 821 943 1,194 Fuel oil and other fuels............... 296 215 161 245 241 291 246 270 283 451 Telephone services..................... 888 534 527 639 641 726 835 881 1,016 1,322 Water and other public services........ 224 91 91 155 171 171 200 213 265 370 Household operations..................... 682 176 184 340 299 374 447 397 535 1,781 Personal services...................... 305 d/ 20 89 d/ 48 105 162 215 143 242 868 Other household expenses............... 377 157 95 292 194 212 232 253 293 913 Housekeeping supplies.................... 616 205 269 407 421 461 477 560 782 1,045 Laundry and cleaning supplies.......... 163 72 97 83 124 114 129 131 166 310 Other household products............... 300 100 108 125 206 212 257 248 445 507 Postage and stationery................. 152 d/ 33 64 199 91 134 91 181 171 228 Household furnishings and equipment...... 1,560 1,021 500 627 668 912 1,157 1,498 1,632 3,325 Household textiles..................... 146 49 21 55 58 103 120 80 169 328 Furniture.............................. 373 245 133 160 111 161 192 299 366 925 Floor coverings........................ 48 d/ 8 d/ 21 d/ 30 d/ 13 18 23 28 28 139 Major appliances....................... 173 71 44 86 90 132 164 141 190 338 Small appliances, miscellaneous housewares............................ 90 39 53 43 44 66 86 66 76 190 Miscellaneous household equipment...... 730 610 227 253 352 432 572 884 803 1,406 Apparel and services........................ 2,250 1,213 1,143 739 1,586 1,169 1,879 2,179 2,667 4,299 Men and boys............................. 557 425 294 154 359 275 432 479 733 1,063 Men, 16 and over....................... 453 287 258 121 287 209 338 399 602 881 Boys, 2 to 15.......................... 104 138 36 33 72 66 94 79 130 183 Women and girls.......................... 891 317 421 266 712 495 749 907 1,071 1,669 Women, 16 and over..................... 744 147 389 213 606 408 664 823 876 1,363 Girls, 2 to 15......................... 147 170 32 53 105 87 85 83 194 305 Children under 2......................... 97 38 34 53 83 46 82 101 125 170 Footwear................................. 388 d/ 310 300 126 272 190 377 394 476 648 Other apparel products and services...... 318 123 94 140 160 163 238 299 263 749 Transportation.............................. 7,084 3,902 1,896 3,726 3,091 5,009 6,834 8,019 9,025 12,035 Vehicle purchases (net outlay)........... 3,036 d/ 1,918 d/ 740 2,033 d/ 998 2,129 3,347 3,544 4,212 4,579 Cars and trucks, new................... 1,589 d/ 1,447 d/ 219 d/ 905 d/ 304 1,140 1,992 1,820 2,300 2,305 Cars and trucks, used.................. 1,425 d/ 471 520 1,111 694 989 1,355 1,723 1,847 2,226 Other vehicles......................... d/ 22 c/ c/ d/ 16 c/ c/ c/ c/ d/ 65 d/ 47 Gasoline and motor oil................... 1,084 559 364 493 601 880 1,039 1,189 1,417 1,739 Other vehicle expenses................... 2,357 1,039 572 891 1,085 1,608 1,903 2,827 2,840 4,474 Vehicle finance charges................ 251 56 41 58 73 184 248 333 381 427 Maintenance and repairs................ 647 357 197 281 341 487 536 1,035 635 1,116 Vehicle insurance...................... 825 337 239 388 510 641 749 960 1,045 1,371 Vehicle rental, leases, licenses, other charges.............................. 634 290 95 163 161 296 371 500 779 1,560 Public transportation.................... 607 386 220 309 406 391 544 459 556 1,244 Health care................................. 2,025 877 1,113 1,657 2,120 2,064 1,836 1,720 2,073 2,888 Health insurance......................... 972 473 619 866 1,206 1,019 953 812 964 1,224 Medical services......................... 557 176 172 271 338 481 473 460 626 1,055 Drugs.................................... 388 143 253 446 477 475 312 361 367 441 Medical supplies......................... 108 d/ 84 68 74 99 89 98 87 115 167 Entertainment............................... 1,938 967 687 867 899 1,226 1,589 1,798 2,521 3,647 Fees and admissions...................... 584 363 141 207 219 262 389 381 609 1,439 Television, radios, sound equipment...... 674 392 340 417 452 526 598 723 775 1,078 Pets, toys, and playground equipment..... 347 138 157 145 163 262 322 379 413 604 Other entertainment supplies, equipment,and services.................. 332 75 50 98 66 175 279 315 725 526 Personal care products and services......... 554 387 347 330 379 426 499 580 633 852 Reading..................................... 179 81 80 100 119 133 147 159 201 324 Education................................... 760 682 475 124 93 446 498 364 733 1,884 Tobacco products and smoking supplies....... 328 237 270 274 242 325 397 340 374 348 Miscellaneous............................... 808 373 348 305 377 557 680 728 1,078 1,487 Cash contributions.......................... 1,184 526 153 521 788 652 738 1,142 1,146 2,706 Personal insurance and pensions............. 4,439 497 266 634 1,294 1,995 2,832 3,749 5,782 11,136 Life and other personal insurance........ 412 261 134 262 256 204 268 272 443 901 Pensions and Social Security............. 4,026 236 132 372 1,038 1,791 2,564 3,477 5,339 10,235 Sources of income and personal taxes: a/ Money income before taxes.................. 49,080 1,770 7,762 12,348 17,203 24,552 34,255 44,160 58,853 118,435 Wages and salaries....................... 40,687 1,605 1,575 3,454 6,248 14,698 26,281 35,334 52,497 107,930 Self-employment income................... 1,590 d/ -796 d/ 63 d/ 112 341 703 1,392 1,591 1,601 4,347 Social Security, private and government retirement................... 5,157 443 4,211 7,193 9,146 7,982 5,198 5,720 3,506 3,507 Interest, dividends, rental income, other property income................... 681 21 36 137 379 475 583 861 410 1,677 Unemployment and workers'' compensation, veterans'' benefits..................... 188 d/ 44 d/ 110 d/ 74 204 167 220 331 216 204 Public assistance, supplemental security, income, food stamps..................... 374 274 1,339 986 493 239 187 d/ 74 d/ 218 174 Regular contributions for support........ 235 d/ 79 136 195 210 205 313 204 223 329 Other income............................. 169 d/ 99 293 196 d/ 184 83 80 45 181 266 Personal taxes............................. 2,744 176 29 73 302 885 1,735 2,105 3,497 7,630 Federal income taxes..................... 2,004 120 -26 -5 137 571 1,180 1,413 2,515 5,812 State and local income taxes............. 589 21 2 3 41 198 404 518 809 1,564 Other taxes.............................. 152 d/ 35 53 75 124 116 151 173 173 254 Income after taxes......................... 46,336 1,595 7,733 12,275 16,901 23,667 32,520 42,055 55,356 110,805 Net change in total assets and liabilities... 219 49,595 3,132 2,522 -1,456 -2,654 -3,232 40 -4,783 -5,170 Net change in total assets............... 5,521 50,474 3,013 3,920 -1,892 -1,416 2,349 3,386 584 9,753 Net change in total liabilities.......... 5,303 879 -118 1,398 -437 1,238 5,581 3,346 5,367 14,923 Other financial information: Other money receipts..................... 647 d/ 274 d/ 457 305 418 258 229 620 640 1,489 Mortgage principal paid on owned property................................ -1,299 -343 -156 -391 -391 -661 -1,031 -1,046 -1,692 -2,966 Estimated market value of owned home..... 102,299 41,516 32,285 58,753 72,499 61,558 74,066 79,950 109,991 212,429 Estimated monthly rental value of owned home.................................... 729 299 253 495 572 495 598 630 805 1,345 Gifts of goods and services................. 1,218 568 568 359 568 815 1,016 1,072 1,430 2,425 Food..................................... 80 d/ 26 d/ 12 d/ 8 71 29 40 59 75 209 Alcoholic beverages...................... 17 d/ 62 d/ 14 d/ 5 d/ 4 15 d/ 12 11 25 22 Housing.................................. 298 96 112 83 125 242 349 206 359 555 Housekeeping supplies.................. 51 d/ 14 d/ 11 15 29 37 39 59 72 90 Household textiles..................... 24 b/ d/ 1 d/ 3 d/ 1 d/ 49 d/ 12 d/ 14 d/ 20 52 Appliances and miscellaneous housewares........................... 29 d/ 6 d/ 16 d/ 16 d/ 7 d/ 6 26 d/ 19 25 76 Major appliances..................... 6 c/ c/ d/ 10 d/ 2 c/ d/ 5 d/ 5 d/ 3 18 Small appliances and miscellaneous housewares......................... 23 d/ 6 d/ 16 d/ 5 d/ 4 d/ 6 d/ 21 d/ 15 22 58 Miscellaneous household equipment...... 73 17 11 17 52 49 144 54 88 111 Other housing.......................... 121 59 73 32 36 101 128 60 153 227 Apparel and services..................... 328 173 201 140 228 191 341 411 328 556 Males, 2 and over...................... 95 d/ 41 90 51 75 61 99 117 82 153 Females, 2 and over.................... 125 d/ 80 77 24 76 84 121 181 131 208 Children under 2....................... 54 23 15 35 52 27 51 50 80 84 Other apparel products and services.... 53 d/ 29 d/ 19 d/ 30 d/ 25 19 69 63 35 111 Jewelry and watches.................. 22 d/ 5 d/ 3 d/ 10 d/ 9 d/ 10 26 d/ 25 11 53 All other apparel products and services............................ 31 d/ 24 d/ 16 d/ 20 d/ 17 d/ 9 d/ 43 d/ 38 d/ 24 59 Transportation........................... 67 18 3 10 15 17 10 30 170 144 Health care.............................. 33 d/ 3 b/ d/ 20 d/ 10 d/ 6 d/ 19 d/ 23 d/ 8 109 Entertainment............................ 81 25 29 42 47 70 62 90 95 141 Toys, games, hobbies, and tricycles.... 35 d/ 15 16 21 25 29 28 35 41 59 Other entertainment.................... 46 11 13 21 22 41 35 55 54 82 Personal care products and services...... 18 d/ 29 d/ 13 d/ 7 d/ 10 15 11 d/ 5 22 32 Reading.................................. 2 b/ 2 1 b/ 2 1 2 3 3 Education................................ 185 d/ 110 d/ 22 d/ 18 d/ 13 130 112 142 156 498 All other gifts.......................... 110 26 159 25 47 99 59 92 188 155 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.