Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 29,962 1,344 2,905 3,002 2,563 4,684 3,488 2,702 3,898 5,376 Income before taxes a/ ...................... $43,158 $1,853 $7,648 $12,409 $17,340 $24,490 $34,411 $44,349 $58,370 $112,462 Income after taxes a/ ....................... 40,791 1,837 7,694 12,519 17,303 23,953 33,305 42,264 55,212 103,728 Age of the reference person.................. 48.1 42.3 56.4 53.5 51.8 48.0 46.8 45.3 44.4 45.2 Average number in consumer unit: Persons..................................... 2.5 1.8 1.7 2.1 2.3 2.4 2.6 2.7 2.9 3.1 Children under 18........................... .7 .4 .3 .6 .6 .7 .7 .7 .8 .9 Persons 65 and over......................... .3 .2 .5 .5 .5 .4 .3 .2 .2 .1 Earners..................................... 1.3 .8 .5 .7 .9 1.2 1.4 1.6 1.8 2.0 Vehicles.................................... 1.9 1.0 .9 1.2 1.5 1.7 2.0 2.2 2.5 2.8 Percent distribution: Male........................................ 51 36 30 40 46 49 53 59 60 64 Female...................................... 49 64 70 60 54 51 47 41 40 36 Homeowner................................... 67 39 50 53 60 60 66 70 79 88 With mortgage.............................. 38 14 11 15 24 30 37 46 58 70 Without mortgage........................... 28 25 40 38 36 31 30 24 21 18 Renter...................................... 33 61 50 47 40 40 34 30 21 12 Black....................................... 18 23 26 24 20 20 19 18 14 10 White and other............................. 82 77 74 76 80 80 81 82 86 90 Elementary (1-8)............................ 8 13 24 13 10 9 4 3 2 1 High school (9-12).......................... 41 37 51 53 55 47 44 42 33 19 College..................................... 52 50 25 33 35 44 51 55 65 80 Never attended and other.................... b/ c/ b/ b/ 1 b/ b/ b/ c/ c/ At least one vehicle owned or leased........ 90 65 67 78 87 94 98 97 98 98 Average annual expenditures.................. $37,859 $17,441 $15,057 $20,406 $23,823 $27,547 $34,425 $41,148 $48,058 $73,796 Food........................................ 5,251 2,961 2,496 3,303 3,524 4,351 5,178 6,254 6,639 8,508 Food at home............................. 3,056 1,867 1,893 2,298 2,437 2,834 3,109 3,540 3,634 4,176 Cereals and bakery products............ 448 248 279 342 367 432 454 505 522 612 Cereals and cereal products.......... 155 94 106 124 131 166 155 180 171 191 Bakery products...................... 293 154 173 218 236 266 299 325 350 421 Meats, poultry, fish, and eggs......... 854 524 543 663 712 824 917 1,009 993 1,078 Beef................................. 253 153 153 182 228 237 258 302 286 345 Pork................................. 194 130 155 165 166 200 209 240 215 210 Other meats.......................... 103 67 64 76 80 108 112 128 124 124 Poultry.............................. 156 89 90 136 124 144 167 182 189 197 Fish and seafood..................... 109 62 53 69 81 96 119 109 143 168 Eggs................................. 38 24 27 34 33 39 52 49 36 35 Dairy products......................... 306 178 190 239 233 280 317 336 367 428 Fresh milk and cream................. 129 86 98 116 107 123 139 137 139 159 Other dairy products................. 178 92 92 123 127 158 179 199 229 269 Fruits and vegetables.................. 502 267 321 377 413 480 493 574 561 713 Fresh fruits......................... 148 69 93 115 116 149 135 161 177 212 Fresh vegetables..................... 152 79 105 107 118 142 150 174 161 226 Processed fruits..................... 111 64 69 88 91 101 117 118 123 160 Processed vegetables................. 91 54 54 68 87 88 92 121 100 115 Other food at home..................... 946 651 560 676 712 817 927 1,116 1,191 1,346 Sugar and other sweets............... 114 81 77 76 80 108 100 147 140 158 Fats and oils........................ 89 52 69 73 72 86 93 101 107 108 Miscellaneous foods.................. 453 335 237 314 321 378 446 542 586 669 Nonalcoholic beverages............... 257 150 165 198 216 224 264 288 324 339 Food prepared by consumer unit on out-of-town trips................... 33 32 11 14 22 22 24 38 34 71 Food away from home.................... 2,195 1,094 603 1,006 1,088 1,517 2,069 2,714 3,006 4,332 Alcoholic beverages......................... 338 253 103 176 184 229 285 334 456 695 Housing..................................... 11,446 6,432 5,508 6,836 7,679 8,942 10,166 11,387 13,807 21,600 Shelter.................................. 6,078 3,519 2,763 3,364 3,998 4,720 5,334 5,845 7,220 11,968 Owned dwellings........................ 3,912 1,611 1,113 1,413 1,895 2,349 3,010 3,471 5,146 9,630 Mortgage interest and charges........ 2,305 884 373 510 850 1,141 1,680 2,063 3,177 6,310 Property taxes....................... 815 425 391 449 471 577 623 725 949 1,789 Maintenance, repairs, insurance,other expenses............................ 792 302 349 455 574 630 707 683 1,020 1,530 Rented dwellings....................... 1,775 1,645 1,587 1,877 1,864 2,174 2,061 2,096 1,628 1,220 Other lodging.......................... 391 263 63 74 239 198 263 278 446 1,119 Utilities, fuels, and public services.... 2,730 1,769 1,791 2,065 2,314 2,500 2,693 2,957 3,133 3,864 Natural gas............................ 228 161 145 173 195 183 202 250 251 366 Electricity............................ 1,194 769 849 980 1,063 1,141 1,186 1,272 1,363 1,558 Fuel oil and other fuels............... 55 d/ 34 65 61 55 61 50 54 50 55 Telephone services..................... 927 609 534 623 738 816 949 1,041 1,084 1,393 Water and other public services........ 325 198 197 230 263 299 307 340 386 492 Household operations..................... 695 259 278 394 353 407 536 577 858 1,658 Personal services...................... 302 122 91 198 133 143 280 283 432 669 Other household expenses............... 393 137 187 196 221 264 255 295 426 989 Housekeeping supplies.................... 519 259 222 277 333 410 478 574 692 930 Laundry and cleaning supplies.......... 144 81 86 99 108 128 163 167 189 190 Other household products............... 261 133 94 124 165 175 220 276 364 521 Postage and stationery................. 113 45 42 54 60 108 95 130 139 219 Household furnishings and equipment...... 1,425 626 455 735 681 905 1,125 1,434 1,903 3,179 Household textiles..................... 105 20 22 80 72 85 101 92 127 210 Furniture.............................. 379 113 114 222 156 250 282 381 473 890 Floor coverings........................ 38 b/ d/ 6 32 12 17 31 18 46 109 Major appliances....................... 176 111 82 103 130 128 123 181 265 315 Small appliances, miscellaneous housewares............................ 78 49 24 35 41 51 53 94 117 157 Miscellaneous household equipment...... 649 332 206 264 270 375 535 668 875 1,498 Apparel and services........................ 1,736 859 653 837 1,078 1,181 1,554 1,993 2,143 3,514 Men and boys............................. 409 140 151 174 256 312 417 431 476 835 Men, 16 and over....................... 318 112 129 130 160 239 345 345 357 662 Boys, 2 to 15.......................... 91 28 22 45 96 72 71 86 119 174 Women and girls.......................... 658 331 227 285 376 417 529 869 876 1,339 Women, 16 and over..................... 537 283 190 230 291 338 393 749 727 1,093 Girls, 2 to 15......................... 121 48 37 54 85 79 136 121 149 246 Children under 2......................... 86 75 52 60 66 60 72 94 111 142 Footwear................................. 322 222 155 199 241 236 357 374 431 490 Other apparel products and services...... 260 92 67 119 139 157 180 225 249 708 Transportation.............................. 7,681 2,828 2,589 4,415 5,073 5,445 7,570 8,840 10,186 14,332 Vehicle purchases (net outlay)........... 3,910 d/ 1,189 1,336 2,490 2,643 2,495 3,809 4,536 5,083 7,511 Cars and trucks, new................... 1,799 d/ 208 d/ 483 827 896 1,017 1,554 1,929 2,219 4,351 Cars and trucks, used.................. 2,068 981 852 1,663 1,698 1,479 2,202 2,546 2,804 3,052 Other vehicles......................... 43 c/ c/ c/ d/ 49 c/ d/ 52 d/ 60 d/ 59 d/ 108 Gasoline and motor oil................... 1,293 671 541 731 953 1,086 1,342 1,550 1,690 2,060 Other vehicle expenses................... 2,183 841 648 1,085 1,325 1,680 2,191 2,527 3,063 3,990 Vehicle finance charges................ 394 111 84 145 159 282 386 471 649 764 Maintenance and repairs................ 615 247 235 380 397 521 640 718 799 1,028 Vehicle insurance...................... 783 335 253 406 556 685 852 977 1,050 1,252 Vehicle rental, leases, licenses, other charges.............................. 390 147 77 154 214 193 312 361 566 945 Public transportation.................... 296 128 64 110 152 182 228 227 350 772 Health care................................. 2,245 1,029 1,430 1,766 2,011 1,960 2,229 2,424 2,746 3,166 Health insurance......................... 1,075 487 676 833 861 1,002 1,144 1,255 1,290 1,449 Medical services......................... 562 248 271 286 430 395 470 603 824 1,008 Drugs.................................... 518 258 424 591 661 493 517 470 517 567 Medical supplies......................... 90 36 60 56 60 71 97 95 115 142 Entertainment............................... 1,749 897 539 890 880 1,145 1,453 1,932 2,329 3,714 Fees and admissions...................... 432 166 98 121 180 184 307 368 501 1,254 Television, radios, sound equipment...... 627 358 313 372 425 527 613 795 763 1,018 Pets, toys, and playground equipment..... 329 150 78 166 206 234 319 352 425 662 Other entertainment supplies, equipment,and services.................. 361 223 50 231 69 200 214 416 640 780 Personal care products and services......... 538 302 241 276 375 436 520 629 722 899 Reading..................................... 116 49 46 56 73 94 109 109 138 233 Education................................... 479 510 155 185 289 256 300 353 635 1,159 Tobacco products and smoking supplies....... 345 256 252 298 342 363 349 474 398 322 Miscellaneous............................... 717 372 400 367 527 561 753 947 732 1,241 Cash contributions.......................... 1,199 361 331 340 568 701 998 1,279 1,461 2,993 Personal insurance and pensions............. 4,019 331 315 661 1,219 1,882 2,961 4,194 5,664 11,420 Life and other personal insurance........ 440 179 151 247 369 374 365 416 471 896 Pensions and Social Security............. 3,580 152 164 415 850 1,508 2,596 3,778 5,193 10,524 Sources of income and personal taxes: a/ Money income before taxes.................. 43,158 1,853 7,648 12,409 17,340 24,490 34,411 44,349 58,370 112,462 Wages and salaries....................... 34,163 1,363 1,685 4,781 8,999 16,647 26,257 36,513 50,581 95,619 Self-employment income................... 2,053 -924 106 163 404 525 1,170 1,513 1,441 8,311 Social Security, private and government retirement................... 5,132 818 4,534 5,967 6,659 6,149 5,887 4,668 4,667 4,533 Interest, dividends, rental income, other property income................... 926 -78 72 224 175 387 485 748 918 3,239 Unemployment and workers'' compensation, veterans'' benefits..................... 149 d/ 65 85 71 220 178 170 256 199 88 Public assistance, supplemental security, income, food stamps..................... 305 250 795 787 443 208 120 166 93 148 Regular contributions for support........ 325 249 292 305 327 312 243 390 343 391 Other income............................. 105 109 80 112 113 84 78 94 128 134 Personal taxes............................. 2,367 17 -46 -110 37 537 1,106 2,085 3,158 8,734 Federal income taxes..................... 1,950 -30 -80 -182 -84 336 791 1,610 2,545 7,600 State and local income taxes............. 300 13 2 23 40 104 202 351 469 896 Other taxes.............................. 117 33 31 49 80 97 113 124 144 238 Income after taxes......................... 40,791 1,837 7,694 12,519 17,303 23,953 33,305 42,264 55,212 103,728 Net change in total assets and liabilities... -1,410 2,029 1,441 -1,694 -1,340 -244 -1,978 -2,193 -2,809 -2,927 Net change in total assets............... 4,183 2,038 2,132 -1,048 -390 3,583 4,011 4,711 2,491 12,524 Net change in total liabilities.......... 5,593 9 691 646 950 3,827 5,989 6,904 5,300 15,451 Other financial information: Other money receipts..................... 493 d/ 169 53 123 376 356 213 212 746 1,332 Mortgage principal paid on owned property................................ -1,031 -458 -199 -278 -479 -536 -749 -1,068 -1,247 -2,747 Estimated market value of owned home..... 74,453 40,392 39,998 43,682 50,058 50,595 58,624 64,855 88,691 155,958 Estimated monthly rental value of owned home.................................... 559 277 292 339 388 403 479 534 682 1,089 Gifts of goods and services................. 937 578 356 333 545 591 692 1,022 1,041 2,202 Food..................................... 51 d/ 12 8 11 33 22 21 39 59 161 Alcoholic beverages...................... 12 c/ d/ 5 d/ 7 d/ 7 4 7 9 15 33 Housing.................................. 259 158 133 114 146 179 173 281 291 578 Housekeeping supplies.................. 34 31 d/ 8 11 15 27 33 26 57 66 Household textiles..................... 10 b/ d/ 5 b/ d/ 1 d/ 5 d/ 4 d/ 22 16 21 Appliances and miscellaneous housewares........................... 29 d/ 26 d/ 4 d/ 13 d/ 12 16 15 50 45 59 Major appliances..................... 9 d/ 1 c/ d/ 2 d/ 4 d/ 4 d/ 7 18 14 20 Small appliances and miscellaneous housewares......................... 20 d/ 25 d/ 4 d/ 11 d/ 8 13 8 31 31 38 Miscellaneous household equipment...... 57 17 34 9 40 38 47 73 80 112 Other housing.......................... 129 83 81 80 79 92 75 111 95 320 Apparel and services..................... 233 166 121 87 175 142 235 258 283 443 Males, 2 and over...................... 55 50 32 13 44 48 40 66 58 108 Females, 2 and over.................... 80 57 42 22 52 36 101 68 101 169 Children under 2....................... 41 d/ 13 28 18 25 30 35 47 54 76 Other apparel products and services.... 56 d/ 45 d/ 20 35 55 29 59 78 71 90 Jewelry and watches.................. 22 d/ 19 d/ 4 d/ 6 18 7 18 32 26 54 All other apparel products and services............................ 34 d/ 26 d/ 17 d/ 28 d/ 37 22 41 d/ 46 45 36 Transportation........................... 63 88 30 16 11 60 26 136 36 134 Health care.............................. 47 d/ 42 d/ 4 d/ 15 d/ 51 41 12 d/ 10 111 86 Entertainment............................ 86 27 34 39 43 86 88 96 73 175 Toys, games, hobbies, and tricycles.... 26 d/ 8 7 12 16 21 30 34 27 48 Other entertainment.................... 60 19 27 27 27 65 58 62 46 127 Personal care products and services...... 19 22 12 d/ 4 7 10 17 37 25 30 Reading.................................. 1 d/ 1 b/ 1 b/ 1 1 2 2 2 Education................................ 103 d/ 52 d/ 2 d/ 13 33 11 52 42 100 403 All other gifts.......................... 63 13 6 25 38 35 59 113 45 156 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.