Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to and reporting $10,000 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 8,712 433 511 494 1,117 1,124 978 1,513 2,542 Income before taxes a/ ...................... $58,461 $1,363 $12,630 $17,644 $24,784 $34,560 $44,756 $58,839 $115,759 Income after taxes a/ ....................... 55,792 1,638 13,167 18,343 24,954 34,013 43,586 56,456 108,357 Age of the reference person.................. 40.5 41.9 38.1 39.5 39.2 38.9 38.7 39.9 43.2 Average number in consumer unit: Persons..................................... 5.6 5.6 5.7 5.7 5.7 5.6 5.6 5.6 5.5 Children under 18........................... 2.8 3.0 3.4 3.1 3.1 2.8 2.8 2.7 2.5 Persons 65 and over......................... .1 .1 b/ .1 .2 .1 .1 .1 .1 .1 Earners..................................... 2.3 1.7 1.5 1.5 2.0 2.2 2.3 2.5 2.7 Vehicles.................................... 2.5 1.4 1.3 1.6 1.9 2.2 2.4 2.9 3.3 Percent distribution: Male........................................ 55 33 39 48 49 54 61 56 64 Female...................................... 45 67 61 52 51 46 39 44 36 Homeowner................................... 69 47 37 48 53 61 66 78 91 With mortgage.............................. 56 31 21 24 39 46 55 67 80 Without mortgage........................... 13 16 16 24 15 15 11 10 10 Renter...................................... 31 53 63 52 47 39 34 22 9 Black....................................... 16 27 34 26 19 20 11 13 10 White and other............................. 84 73 66 74 81 80 89 87 90 Elementary (1-8)............................ 8 16 13 19 13 9 8 5 3 High school (9-12).......................... 44 58 59 61 59 53 50 40 26 College..................................... 47 24 27 18 27 37 41 55 71 Never attended and other.................... 1 2 1 3 1 2 1 c/ c/ At least one vehicle owned or leased........ 93 68 72 83 90 94 96 98 99 Average annual expenditures.................. $53,803 $32,830 $23,383 $28,085 $34,532 $38,496 $47,830 $55,357 $84,774 Food........................................ 8,532 6,023 5,912 5,676 6,898 7,155 7,785 8,420 11,576 Food at home............................. 5,453 4,237 4,316 4,410 4,939 4,899 5,024 5,256 6,763 Cereals and bakery products............ 855 678 665 632 761 732 750 817 1,113 Cereals and cereal products.......... 332 312 296 257 346 295 322 308 387 Bakery products...................... 523 366 369 375 415 437 429 509 726 Meats, poultry, fish, and eggs......... 1,477 1,242 1,412 1,411 1,571 1,409 1,384 1,396 1,609 Beef................................. 444 386 427 496 481 452 384 393 477 Pork................................. 305 232 291 324 331 296 268 277 336 Other meats.......................... 194 142 176 134 228 187 182 203 202 Poultry.............................. 289 236 329 218 285 259 314 258 333 Fish and seafood..................... 178 191 129 174 174 142 158 201 193 Eggs................................. 68 55 60 65 73 73 77 63 68 Dairy products......................... 603 462 378 470 512 551 574 581 771 Fresh milk and cream................. 274 273 193 255 261 261 273 255 312 Other dairy products................. 330 189 185 215 252 291 301 325 460 Fruits and vegetables.................. 866 724 684 686 804 803 755 819 1,076 Fresh fruits......................... 270 198 207 218 252 228 239 250 349 Fresh vegetables..................... 263 233 190 223 265 266 245 234 310 Processed fruits..................... 198 174 165 138 162 180 149 197 261 Processed vegetables................. 135 120 122 107 125 129 123 138 156 Other food at home..................... 1,651 1,132 1,177 1,211 1,291 1,404 1,561 1,643 2,194 Sugar and other sweets............... 229 132 146 130 175 181 219 218 330 Fats and oils........................ 146 124 104 120 160 130 139 134 171 Miscellaneous foods.................. 793 547 602 586 583 672 705 801 1,073 Nonalcoholic beverages............... 430 302 314 356 356 389 443 436 523 Food prepared by consumer unit on out-of-town trips................... 53 b/ 28 b/ 11 b/ 20 16 33 56 53 96 Food away from home.................... 3,079 1,786 1,596 1,265 1,959 2,256 2,761 3,164 4,812 Alcoholic beverages......................... 354 246 b/ 86 171 196 273 401 308 565 Housing..................................... 16,513 13,367 8,765 9,657 11,043 12,314 14,408 16,360 25,040 Shelter.................................. 9,241 8,087 4,734 5,410 6,017 6,722 8,336 8,969 14,130 Owned dwellings........................ 6,549 5,040 1,512 2,565 3,037 3,702 5,208 6,642 11,856 Mortgage interest and charges........ 4,286 3,278 783 1,152 1,830 2,449 3,565 4,509 7,808 Property taxes....................... 1,359 1,157 455 514 600 723 930 1,254 2,584 Maintenance, repairs, insurance,other expenses............................ 903 605 274 899 608 531 713 880 1,464 Rented dwellings....................... 2,202 2,636 3,172 2,816 2,893 2,890 2,796 1,948 1,130 Other lodging.......................... 490 411 b/ 50 b/ 28 86 129 332 380 1,144 Utilities, fuels, and public services.... 3,519 3,053 2,521 2,811 2,924 3,143 3,384 3,654 4,338 Natural gas............................ 496 396 386 413 378 465 463 543 603 Electricity............................ 1,297 1,263 1,049 1,090 1,201 1,192 1,242 1,315 1,492 Fuel oil and other fuels............... 116 146 46 b/ 108 101 81 150 97 146 Telephone services..................... 1,172 915 753 874 915 1,025 1,104 1,245 1,519 Water and other public services........ 438 334 287 327 328 379 426 455 578 Household operations..................... 892 805 240 308 373 480 673 793 1,706 Personal services...................... 543 299 179 196 229 285 442 505 1,038 Other household expenses............... 350 506 61 112 144 195 231 288 669 Housekeeping supplies.................... 820 507 499 422 507 663 614 911 1,220 Laundry and cleaning supplies.......... 289 227 240 201 188 230 239 223 456 Other household products............... 384 188 193 164 235 334 268 538 516 Postage and stationery................. 148 b/ 92 b/ 66 58 84 99 107 151 249 Household furnishings and equipment...... 2,040 916 771 707 1,222 1,307 1,401 2,033 3,645 Household textiles..................... 134 64 b/ 243 79 84 73 114 143 193 Furniture.............................. 459 165 179 172 387 204 369 423 820 Floor coverings........................ 62 b/ 3 b/ 9 b/ 9 20 32 31 48 147 Major appliances....................... 268 253 197 125 202 194 239 284 379 Small appliances, miscellaneous housewares............................ 111 60 22 52 100 53 66 92 203 Miscellaneous household equipment...... 1,006 371 121 270 430 751 582 1,043 1,903 Apparel and services........................ 3,106 2,151 1,495 2,232 2,188 2,319 2,599 2,714 4,860 Men and boys............................. 749 376 338 581 497 600 576 695 1,175 Men, 16 and over....................... 434 249 102 252 207 346 306 415 747 Boys, 2 to 15.......................... 315 127 236 329 289 254 271 280 429 Women and girls.......................... 1,213 669 376 717 688 870 1,033 1,027 2,086 Women, 16 and over..................... 830 429 219 522 400 404 700 706 1,539 Girls, 2 to 15......................... 383 240 157 195 288 466 333 321 547 Children under 2......................... 209 243 218 222 163 177 220 207 230 Footwear................................. 621 691 b/ 451 524 648 501 501 524 802 Other apparel products and services...... 314 172 112 188 192 171 268 261 567 Transportation.............................. 10,551 5,353 3,384 5,401 6,634 7,287 10,790 12,246 15,945 Vehicle purchases (net outlay)........... 5,145 2,113 b/ 1,111 2,462 3,431 3,150 5,178 6,395 7,874 Cars and trucks, new................... 1,881 d/ b/ 240 b/ 642 b/ 433 b/ 575 1,549 2,186 3,935 Cars and trucks, used.................. 3,213 2,113 871 1,820 2,938 2,556 3,541 4,053 3,927 Other vehicles......................... 51 d/ d/ d/ b/ 61 b/ 19 b/ 88 b/ 157 b/ 13 Gasoline and motor oil................... 1,877 1,123 1,007 1,161 1,341 1,569 1,961 2,177 2,480 Other vehicle expenses................... 3,122 1,787 1,147 1,504 1,713 2,298 3,418 3,374 4,786 Vehicle finance charges................ 528 191 162 303 314 428 538 645 769 Maintenance and repairs................ 933 629 353 448 509 706 1,398 945 1,304 Vehicle insurance...................... 1,031 602 516 521 693 831 947 1,152 1,505 Vehicle rental, leases, licenses, other charges.............................. 629 364 116 233 198 334 535 632 1,208 Public transportation.................... 406 331 119 274 147 270 233 300 804 Health care................................. 2,125 1,206 719 873 1,447 1,782 1,998 2,493 3,084 Health insurance......................... 1,024 650 306 392 743 912 1,112 1,151 1,417 Medical services......................... 631 351 83 162 374 454 465 740 1,072 Drugs.................................... 359 163 289 282 262 322 342 452 431 Medical supplies......................... 110 42 b/ 41 b/ 37 68 93 79 150 164 Entertainment............................... 2,749 1,166 943 1,034 1,313 1,706 2,394 2,837 4,882 Fees and admissions...................... 738 232 84 111 175 311 558 694 1,609 Television, radios, sound equipment...... 858 503 386 531 570 653 818 900 1,282 Pets, toys, and playground equipment..... 499 198 262 306 332 427 475 463 770 Other entertainment supplies, equipment,and services.................. 655 234 211 87 236 315 543 779 1,222 Personal care products and services......... 707 630 354 442 473 644 589 680 1,027 Reading..................................... 137 64 24 35 63 70 89 153 265 Education................................... 975 738 77 191 368 453 618 883 2,032 Tobacco products and smoking supplies....... 453 465 364 449 454 452 552 537 384 Miscellaneous............................... 852 515 223 551 669 632 717 986 1,237 Cash contributions.......................... 1,271 313 270 204 538 495 846 1,071 2,792 Personal insurance and pensions............. 5,478 593 766 1,169 2,248 2,915 4,046 5,670 11,086 Life and other personal insurance........ 489 194 161 178 177 310 332 487 943 Pensions and Social Security............. 4,990 399 606 991 2,071 2,605 3,714 5,183 10,143 Sources of income and personal taxes: a/ Money income before taxes.................. 58,461 1,363 12,630 17,644 24,784 34,560 44,756 58,839 115,759 Wages and salaries....................... 52,176 3,300 7,114 12,222 20,559 30,792 40,239 54,078 104,144 Self-employment income................... 2,346 -4,475 b/ 163 b/ 257 641 466 1,633 1,662 6,614 Social Security, private and government retirement................... 1,702 701 1,548 1,947 1,531 1,716 1,418 1,512 2,147 Interest, dividends, rental income, other property income................... 588 50 b/ 1 b/ 3 57 76 182 236 1,737 Unemployment and workers'' compensation, veterans'' benefits..................... 256 b/ 85 176 309 313 340 325 316 166 Public assistance, supplemental security, income, food stamps..................... 798 1,533 3,148 2,406 1,089 788 487 321 169 Regular contributions for support........ 413 b/ 108 318 251 498 325 420 406 520 Other income............................. 182 b/ 60 b/ 163 b/ 249 97 56 b/ 51 310 260 Personal taxes............................. 2,669 -275 -537 -698 -170 547 1,170 2,383 7,402 Federal income taxes..................... 1,947 -326 -546 -637 -345 248 715 1,666 5,738 State and local income taxes............. 605 37 -4 -46 115 229 342 601 1,435 Other taxes.............................. 117 b/ 14 b/ 13 b/ -15 61 69 112 116 229 Income after taxes......................... 55,792 1,638 13,167 18,343 24,954 34,013 43,586 56,456 108,357 Net change in total assets and liabilities... -4,582 -1,616 612 -2,630 -5,707 -2,589 -2,964 -6,962 -6,104 Net change in total assets............... 6,446 1,165 2,258 75 4,246 3,996 5,246 2,019 14,573 Net change in total liabilities.......... 11,028 2,781 1,647 2,705 9,953 6,586 8,210 8,981 20,677 Other financial information: Other money receipts..................... 530 b/ 178 b/ 40 b/ 46 255 39 95 1,456 737 Mortgage principal paid on owned property................................ -1,855 -1,367 -327 -439 -557 -853 -1,278 -1,758 -3,815 Estimated market value of owned home..... 107,163 113,707 31,351 34,887 46,236 59,576 79,945 103,394 195,878 Estimated monthly rental value of owned home.................................... 748 455 242 339 355 497 600 788 1,296 Gifts of goods and services................. 953 681 270 481 689 573 555 872 1,699 Food..................................... 68 b/ 4 b/ 23 b/ 25 b/ 8 b/ 6 23 66 164 Alcoholic beverages...................... 17 d/ b/ 5 d/ b/ 2 b/ 17 b/ 5 8 43 Housing.................................. 296 153 93 101 171 159 139 288 567 Housekeeping supplies.................. 51 b/ 4 b/ 9 b/ 19 17 28 b/ 22 58 101 Household textiles..................... 13 b/ 3 d/ c/ b/ 11 b/ 6 b/ 1 b/ 11 30 Appliances and miscellaneous housewares........................... 31 b/ 4 b/ 4 b/ 13 b/ 18 b/ 27 b/ 4 b/ 17 69 Major appliances..................... 13 b/ 4 b/ 4 d/ b/ 2 b/ 24 d/ b/ 1 b/ 32 Small appliances and miscellaneous housewares......................... 18 c/ d/ b/ 13 b/ 17 b/ 3 b/ 4 b/ 16 38 Miscellaneous household equipment...... 62 b/ 4 b/ 3 b/ 14 26 17 13 86 129 Other housing.......................... 138 138 77 55 98 81 98 115 238 Apparel and services..................... 222 385 b/ 74 116 162 239 171 163 321 Males, 2 and over...................... 55 b/ 117 b/ 24 b/ 47 b/ 27 28 30 56 85 Females, 2 and over.................... 75 b/ 116 b/ 31 b/ 15 34 128 40 32 125 Children under 2....................... 62 b/ 42 b/ 17 47 49 60 79 61 76 Other apparel products and services.... 30 b/ 110 b/ 1 b/ 6 b/ 52 b/ 22 b/ 21 14 34 Jewelry and watches.................. 7 b/ 4 b/ 1 b/ 1 b/ 6 b/ 4 b/ 11 b/ 6 12 All other apparel products and services............................ 23 b/ 106 d/ b/ 6 b/ 46 b/ 18 b/ 9 b/ 8 b/ 23 Transportation........................... 74 b/ 3 c/ 94 225 10 70 33 84 Health care.............................. 11 b/ 2 b/ 33 b/ 7 b/ 6 b/ 3 b/ 2 b/ 6 22 Entertainment............................ 79 b/ 51 b/ 11 b/ 32 35 41 54 52 166 Toys, games, hobbies, and tricycles.... 20 b/ 8 b/ 4 b/ 9 b/ 18 b/ 12 15 13 36 Other entertainment.................... 59 b/ 43 b/ 7 b/ 23 17 29 39 38 129 Personal care products and services...... 21 b/ 45 d/ b/ 7 b/ 7 b/ 12 b/ 12 9 44 Reading.................................. 1 d/ d/ d/ d/ c/ b/ 1 b/ 1 1 Education................................ 95 b/ 31 b/ 14 b/ 21 12 28 47 91 224 All other gifts.......................... 70 b/ 6 b/ 18 80 61 59 30 155 61 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Data are likely to have large sampling errors. c Value less than 0.5. d No data reported. n.a. Not applicable.