Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 more Number of consumer units (in thousands)........... 24,064 1,064 1,531 1,787 1,634 2,976 2,715 2,343 3,573 6,441 Consumer unit characteristics: Income before taxes a/ .......................... $54,416 $466 $7,816 $12,480 $17,351 $24,859 $34,543 $44,499 $59,076 $118,492 Income after taxes a/ ........................... 51,815 531 7,874 12,534 17,305 24,472 33,581 43,358 56,884 110,964 Age of reference person.......................... 46.9 39.2 48.3 52.6 49.7 47.7 46.6 46.8 45.9 45.8 Average number in consumer unit: Persons......................................... 2.6 1.6 1.6 1.7 2.3 2.4 2.5 2.7 2.8 3.2 Children under 18............................... .7 .3 .3 .4 .7 .7 .7 .8 .8 .9 Persons 65 and over............................. .3 .2 .4 .4 .4 .4 .3 .3 .2 .1 Earners......................................... 1.4 .8 .6 .6 .9 1.1 1.3 1.4 1.7 2.0 Vehicles........................................ 2.0 1.0 1.0 1.1 1.4 1.6 1.9 2.1 2.5 2.9 Percent distribution: Sex of reference person: Male............................................ 51 52 42 40 50 46 51 51 55 57 Female.......................................... 49 48 58 60 50 54 49 49 45 43 Housing tenure: Homeowner....................................... 62 29 33 43 43 48 57 61 74 86 With mortgage.................................. 43 14 10 13 15 25 36 42 58 72 Without mortgage............................... 19 15 22 29 28 23 21 18 16 13 Renter.......................................... 38 71 67 57 57 52 43 39 26 14 Race of reference person: Black or African-American....................... 4 5 7 6 3 5 5 4 4 3 White, Asian, and All Other Races............... 96 95 93 94 97 95 95 96 96 97 Education of reference person: Elementary (1-8)................................ 6 5 12 12 15 10 7 5 3 1 High school (9-12).............................. 28 30 29 40 39 36 35 32 26 14 College......................................... 65 64 57 47 45 53 58 63 70 84 Never attended and other........................ b/ 1 1 1 1 1 b/ b/ b/ c/ At least one vehicle owned or leased............. 91 64 65 75 83 90 96 96 98 99 Average annual expenditures....................... $47,527 $22,470 $17,262 $22,178 $25,678 $30,850 $37,586 $42,313 $52,315 $81,900 Food............................................. 6,207 3,592 2,766 3,391 4,049 4,701 5,451 5,954 6,759 9,229 Food at home.................................... 3,613 2,271 1,880 2,387 2,757 3,048 3,385 3,664 3,871 4,814 Cereals and bakery products.................... 489 315 291 345 367 405 459 537 528 627 Cereals and cereal products................... 171 104 136 136 130 136 170 191 190 203 Bakery products............................... 319 211 155 209 237 270 289 346 337 424 Meats, poultry, fish, and eggs................. 894 566 478 576 674 823 891 906 942 1,148 Beef.......................................... 267 200 135 163 227 256 273 283 265 334 Pork.......................................... 171 104 108 118 116 196 169 162 161 214 Other meats................................... 96 65 44 58 73 79 79 100 116 128 Poultry....................................... 161 103 73 103 126 137 167 150 173 215 Fish and seafood.............................. 150 60 84 94 87 105 146 159 179 205 Eggs.......................................... 49 34 34 40 46 50 57 53 48 52 Dairy products................................. 399 252 173 277 319 325 368 427 410 540 Fresh milk and cream.......................... 155 103 87 128 126 140 155 161 165 187 Other dairy products.......................... 244 149 86 149 193 185 213 267 245 353 Fruits and vegetables.......................... 656 441 357 467 525 556 631 624 688 867 Fresh fruits.................................. 223 149 115 149 189 186 214 214 221 305 Fresh vegetables.............................. 227 148 122 175 176 193 229 199 245 297 Processed fruits.............................. 126 91 69 88 94 110 109 119 135 169 Processed vegetables.......................... 80 54 51 55 65 66 78 92 88 96 Other food at home............................. 1,175 698 582 722 872 938 1,037 1,170 1,304 1,633 Sugar and other sweets........................ 136 74 70 97 98 108 115 138 137 195 Fats and oils................................. 98 63 51 68 87 82 92 102 106 124 Miscellaneous foods........................... 574 338 277 340 418 449 481 550 665 809 Nonalcoholic beverages........................ 314 202 168 192 245 267 309 332 342 406 Food prepared by consumer unit on out-of-town trips............................ 53 21 16 26 24 32 40 48 55 99 Food away from home............................. 2,594 1,321 886 1,004 1,292 1,653 2,066 2,290 2,888 4,415 Alcoholic beverages.............................. 509 306 180 215 221 287 390 413 585 884 Housing.......................................... 15,555 7,933 6,111 8,684 9,427 10,965 12,712 14,091 16,887 25,531 Shelter......................................... 9,575 5,335 4,027 5,450 5,951 6,978 7,887 8,681 10,245 15,523 Owned dwellings................................ 6,040 2,073 1,035 1,920 1,908 3,011 3,963 4,724 7,016 12,286 Mortgage interest and charges................. 3,819 1,138 438 765 844 1,580 2,419 2,994 4,589 8,165 Property taxes................................ 1,179 429 331 527 528 636 771 896 1,327 2,296 Maintenance, repairs, insurance, other expenses..................................... 1,041 507 266 629 536 795 773 834 1,100 1,824 Rented dwellings............................... 2,990 2,807 2,704 3,292 3,735 3,747 3,671 3,650 2,753 2,069 Other lodging.................................. 546 456 288 238 309 221 253 307 476 1,168 Utilities, fuels, and public services........... 2,621 1,411 1,264 1,585 1,773 2,085 2,377 2,669 2,988 3,776 Natural gas.................................... 343 157 158 218 215 267 316 338 404 500 Electricity.................................... 864 462 449 566 648 714 796 867 944 1,219 Fuel oil and other fuels....................... 47 d/ 44 22 52 58 38 29 45 53 59 Telephone services............................. 960 582 480 542 605 780 877 989 1,110 1,369 Water and other public services................ 406 167 154 208 247 286 359 430 477 630 Household operations............................ 849 262 161 376 300 435 521 613 789 1,828 Personal services.............................. 312 d/ 21 d/ 40 103 75 85 145 231 286 761 Other household expenses....................... 537 241 121 273 226 350 377 382 503 1,067 Housekeeping supplies........................... 608 308 208 392 460 409 535 515 669 931 Laundry and cleaning supplies.................. 147 79 58 116 131 131 144 157 161 182 Other household products....................... 279 173 82 166 169 175 230 208 286 471 Postage and stationery......................... 182 56 68 111 160 103 160 150 222 278 Household furnishings and equipment............. 1,901 617 452 880 942 1,059 1,392 1,613 2,195 3,474 Household textiles............................. 163 60 58 67 146 85 177 119 148 279 Furniture...................................... 506 146 123 219 186 215 328 352 548 1,061 Floor coverings................................ 77 d/ 40 7 61 15 21 29 83 96 154 Major appliances............................... 234 43 58 99 157 144 216 239 301 372 Small appliances, miscellaneous housewares.................................... 121 27 41 56 73 91 119 123 111 196 Miscellaneous household equipment.............. 801 301 165 378 365 503 522 697 992 1,412 Apparel and services............................. 1,945 900 890 911 1,175 1,180 1,591 1,430 2,001 3,409 Men and boys.................................... 429 266 183 157 179 245 380 306 440 774 Men, 16 and over............................... 338 228 150 120 133 176 311 235 349 608 Boys, 2 to 15.................................. 91 38 33 37 46 69 69 71 91 165 Women and girls................................. 790 304 307 340 456 463 620 511 864 1,419 Women, 16 and over............................. 680 259 279 305 375 397 539 415 726 1,236 Girls, 2 to 15................................. 109 45 27 35 81 67 80 96 138 183 Children under 2................................ 94 43 40 42 92 76 65 84 87 154 Footwear........................................ 323 170 250 213 281 221 274 249 331 484 Other apparel products and services............. 310 118 110 158 167 175 253 280 279 579 Transportation................................... 8,877 3,472 2,727 3,389 4,159 6,002 7,412 8,138 10,941 15,013 Vehicle purchases (net outlay).................. 4,024 1,477 1,220 1,418 1,461 2,683 3,215 3,413 5,214 7,009 Cars and trucks, new........................... 2,200 d/ 747 d/ 305 d/ 784 d/ 435 1,247 1,740 1,439 2,724 4,353 Cars and trucks, used.......................... 1,760 688 914 621 1,013 1,436 1,468 1,880 2,384 2,528 Other vehicles................................. 64 d/ 42 d/ 1 d/ 13 d/ 12 c/ d/ 7 d/ 94 d/ 106 128 Gasoline and motor oil.......................... 1,630 730 615 812 1,000 1,200 1,497 1,712 1,978 2,438 Other vehicle expenses.......................... 2,665 1,074 764 975 1,436 1,767 2,306 2,630 3,162 4,456 Vehicle finance charges........................ 348 126 68 73 92 196 310 357 464 609 Maintenance and repairs........................ 830 352 287 312 592 573 737 810 954 1,333 Vehicle insurance.............................. 984 334 319 412 581 725 944 1,051 1,191 1,507 Vehicle rental, leases, licenses, other charges....................................... 504 262 89 178 171 273 316 412 553 1,007 Public transportation........................... 558 190 128 183 263 353 394 383 588 1,110 Health care...................................... 2,547 1,110 1,217 1,607 1,937 2,051 2,318 2,682 2,651 3,735 Health insurance................................ 1,238 541 641 774 890 1,008 1,101 1,385 1,350 1,761 Medical services................................ 722 304 148 297 460 508 675 745 725 1,219 Drugs........................................... 450 229 376 440 465 417 395 456 420 556 Medical supplies................................ 138 36 52 95 122 118 147 96 156 199 Entertainment.................................... 2,555 1,084 649 1,031 1,082 1,417 2,202 2,260 2,826 4,648 Fees and admissions............................. 639 285 190 193 214 316 370 471 682 1,335 Television, radios, sound equipment............. 790 333 314 375 438 586 679 805 909 1,253 Pets, toys, hobbies, and playground equipment... 449 246 84 186 199 251 330 452 505 800 Other entertainment supplies, equipment, and services................................... 676 219 61 277 231 264 822 532 730 1,260 Personal care products and services.............. 632 322 257 430 319 411 502 598 659 1,041 Reading.......................................... 150 68 59 77 82 96 105 145 149 268 Education........................................ 988 2,004 1,254 885 621 418 350 415 667 1,789 Tobacco products and smoking supplies............ 228 131 167 184 232 237 258 264 262 222 Miscellaneous.................................... 778 374 345 221 431 551 574 725 960 1,291 Cash contributions............................... 1,539 751 297 581 812 890 1,029 1,475 1,449 3,004 Personal insurance and pensions.................. 5,017 424 343 572 1,133 1,644 2,693 3,722 5,520 11,836 Life and other personal insurance............... 359 113 61 107 102 137 217 308 382 775 Pensions and Social Security.................... 4,658 310 282 465 1,030 1,507 2,476 3,414 5,138 11,062 Sources of income and personal taxes: a/ Money income before taxes........................ 54,416 466 7,816 12,480 17,351 24,859 34,543 44,499 59,076 118,492 Wages and salaries.............................. 42,451 1,705 2,995 4,819 9,043 15,429 25,479 33,859 47,866 97,232 Self-employment income.......................... 3,336 -2,898 d/ -38 221 488 1,149 789 1,514 2,862 9,764 Social Security, private and government retirement..................................... 5,744 946 2,848 5,230 5,712 6,154 6,412 6,936 5,903 6,383 Interest, dividends, rental income, other property income................................ 1,509 -34 152 170 379 669 667 1,033 1,152 3,860 Unemployment and workers' compensation, veterans' benefits............................. 323 d/ 52 d/ 78 283 219 343 393 433 394 346 Public assistance, supplemental security income, food stamps............................ 345 242 934 895 686 435 312 193 209 85 Regular contributions for support............... 443 253 398 466 518 403 353 252 528 541 Other income.................................... 264 199 449 396 305 278 139 278 163 281 Personal taxes................................... 2,601 -65 -58 -54 45 388 962 1,142 2,192 7,528 Federal income taxes............................ 1,957 -95 -67 -130 -21 222 614 777 1,593 5,858 State and local income taxes.................... 520 -6 3 11 46 111 249 272 480 1,406 Other taxes..................................... 123 d/ 36 d/ 7 64 20 54 99 92 119 264 Income after taxes............................... 51,815 531 7,874 12,534 17,305 24,472 33,581 43,358 56,884 110,964 Addenda: Net change in total assets and liabilities....... -20,524 -1,181 -4,103 -3,608 -3,127 -2,920 -10,589 -17,989 -22,702 -48,762 Net change in total assets...................... 12,288 1,610 -155 -1,509 1,621 8,631 7,512 3,524 16,358 28,176 Net change in total liabilities................. 32,812 2,790 3,947 2,099 4,748 11,551 18,101 21,513 39,060 76,938 Other financial information: Other money receipts............................ 752 473 190 75 518 296 1,065 337 525 1,536 Mortgage principal paid on owned property....... -1,835 -612 -329 -370 -384 -648 -1,185 -1,239 -1,870 -4,188 Estimated market value of owned home............ 168,878 58,432 51,815 77,821 74,725 101,708 113,835 136,636 179,915 323,926 Estimated monthly rental value of owned home.... 866 338 303 444 451 556 659 752 965 1,527 Gifts of goods and services...................... 1,205 375 240 391 872 640 833 778 1,219 2,407 Food............................................ 86 16 25 11 49 67 34 51 63 197 Alcoholic beverages............................. 21 d/ 1 d/ 17 d/ 1 32 9 10 22 16 40 Housing......................................... 301 67 43 125 452 170 195 233 304 524 Housekeeping supplies.......................... 59 d/ 13 d/ 10 44 26 31 42 49 90 94 Household textiles............................. 17 d/ 2 d/ 3 d/ 12 d/ 27 10 18 8 10 31 Appliances and miscellaneous housewares.................................... 33 d/ 5 d/ 1 d/ 12 d/ 34 21 52 37 25 50 Major appliances.............................. 9 d/ 3 c/ d/ 3 d/ 26 d/ 4 d/ 13 19 7 8 Small appliances and miscellaneous housewares................................... 24 d/ 2 d/ 1 d/ 9 d/ 8 18 39 18 18 42 Miscellaneous household equipment.............. 79 23 10 27 64 37 46 39 108 150 Other housing.................................. 111 23 19 30 301 70 37 100 71 199 Apparel and services............................ 279 177 107 121 194 203 247 200 293 457 Males, 2 and over.............................. 67 55 28 31 80 44 63 64 56 103 Females, 2 and over............................ 94 75 d/ 29 27 44 87 67 55 115 156 Children under 2............................... 46 d/ 12 11 18 40 37 32 37 46 81 Other apparel products and services............ 71 d/ 36 d/ 39 44 d/ 29 35 85 43 76 118 Jewelry and watches........................... 36 d/ 6 d/ 29 d/ 20 d/ 7 6 38 20 43 71 All other apparel products and services....... 34 d/ 30 d/ 10 d/ 24 d/ 22 29 47 d/ 24 33 47 Transportation.................................. 67 d/ 1 5 15 18 12 73 38 69 151 Health care..................................... 36 d/ 6 d/ 4 d/ 16 d/ 38 d/ 15 47 d/ 20 32 64 Entertainment................................... 84 26 11 45 40 58 61 53 94 155 Toys, games, arts and crafts, and tricycles.... 25 d/ 6 6 d/ 11 14 17 18 27 33 40 Other entertainment............................ 59 19 6 34 26 41 43 26 62 115 Personal care products and services............. 28 23 d/ 5 25 8 24 11 35 21 48 Reading......................................... 2 d/ 1 b/ d/ 1 d/ 1 1 2 3 2 2 Education....................................... 181 d/ 43 d/ 8 d/ 5 d/ 12 17 29 23 160 545 All other gifts................................. 121 13 13 27 29 64 125 100 163 223 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors.