Table 44. Consumer units of single females by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Complete reporting of income All Item single females Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 more Number of consumer units (in thousands)........... 18,581 17,338 1,689 3,136 3,289 1,965 2,619 1,639 3,000 Consumer unit characteristics: Income before taxes a/ .......................... $24,256 $24,256 $2,352 $7,895 $12,357 $17,311 $24,475 $34,222 $65,650 Income after taxes a/ ........................... 23,107 23,107 2,380 7,850 12,296 17,035 23,775 32,584 60,794 Age of reference person.......................... 56.8 56.8 41.4 59.6 66.8 62.5 56.4 51.5 51.1 Average number in consumer unit: Persons......................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18............................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over............................. .4 .4 .2 .5 .7 .6 .4 .2 .2 Earners......................................... .5 .5 .5 .3 .3 .5 .7 .8 .9 Vehicles........................................ .9 .9 .5 .5 .8 .9 1.0 1.1 1.2 Percent distribution: Sex of reference person: Female......................................... 100 100 100 100 100 100 100 100 100 Housing tenure: Homeowner....................................... 55 54 23 37 57 64 61 59 72 With mortgage.................................. 21 21 7 7 10 15 22 35 50 Without mortgage............................... 34 34 17 30 48 49 39 25 22 Renter.......................................... 45 46 77 63 43 36 39 41 28 Race of reference person: Black or African-American....................... 12 12 14 18 11 11 13 9 9 White, Asian, and All Other Races............... 88 88 86 82 89 89 87 91 91 Education of reference person: Elementary (1-8)................................ 8 8 9 21 10 6 3 1 1 High school (9-12).............................. 35 35 32 39 52 47 35 22 13 College......................................... 56 57 58 39 37 47 62 77 86 Never attended and other........................ b/ b/ 1 1 b/ b/ c/ c/ c/ At least one vehicle owned or leased............. 72 72 47 47 67 80 84 92 91 Average annual expenditures....................... $23,117 $23,684 $12,657 $12,295 $17,219 $21,919 $25,210 $29,799 $44,721 Food............................................. 2,709 2,794 1,991 1,940 2,158 2,680 2,867 3,320 4,297 Food at home.................................... 1,670 1,726 1,178 1,433 1,542 1,724 1,788 1,992 2,226 Cereals and bakery products.................... 239 245 179 228 235 276 258 253 264 Cereals and cereal products................... 74 76 70 84 77 81 72 74 73 Bakery products............................... 164 169 108 144 158 195 186 178 191 Meats, poultry, fish, and eggs................. 382 391 281 353 350 376 398 430 499 Beef.......................................... 97 99 84 84 85 96 106 114 119 Pork.......................................... 82 83 67 88 72 90 79 87 94 Other meats................................... 46 48 27 43 42 50 45 49 69 Poultry....................................... 71 72 56 71 77 55 80 67 83 Fish and seafood.............................. 62 66 29 44 49 57 65 91 111 Eggs.......................................... 23 24 18 24 26 27 25 23 23 Dairy products................................. 183 191 132 152 175 194 204 210 243 Fresh milk and cream.......................... 68 69 53 69 72 78 71 69 67 Other dairy products.......................... 115 121 78 82 103 116 133 141 176 Fruits and vegetables.......................... 312 324 197 257 313 331 326 380 418 Fresh fruits.................................. 103 108 59 78 101 105 114 133 148 Fresh vegetables.............................. 102 106 67 88 98 96 99 124 152 Processed fruits.............................. 61 63 46 49 70 70 63 75 65 Processed vegetables.......................... 46 47 25 42 44 61 51 48 53 Other food at home............................. 555 575 390 443 469 546 601 719 801 Sugar and other sweets........................ 71 73 37 69 69 72 80 79 88 Fats and oils................................. 49 51 34 50 45 54 50 64 56 Miscellaneous foods........................... 278 287 208 204 229 267 293 383 409 Nonalcoholic beverages........................ 141 147 99 110 119 141 163 168 206 Food prepared by consumer unit on out-of-town trips............................ 17 17 12 9 6 12 16 25 42 Food away from home............................. 1,039 1,068 813 507 616 956 1,078 1,329 2,071 Alcoholic beverages.............................. 198 211 122 99 124 163 126 248 527 Housing.......................................... 9,051 9,163 5,101 5,106 7,142 8,696 9,776 11,668 16,183 Shelter......................................... 5,489 5,533 3,342 3,158 4,030 5,064 5,621 7,170 10,237 Owned dwellings................................ 2,815 2,829 1,041 869 1,643 2,590 2,784 3,851 6,824 Mortgage interest and charges................. 1,119 1,122 314 214 340 553 913 1,696 3,626 Property taxes................................ 874 867 322 407 681 1,134 902 963 1,601 Maintenance, repairs, insurance, other expenses..................................... 821 840 406 248 623 902 970 1,192 1,597 Rented dwellings............................... 2,458 2,483 2,159 2,181 2,287 2,290 2,671 3,130 2,802 Other lodging.................................. 216 222 141 107 100 184 166 189 611 Utilities, fuels, and public services........... 1,872 1,876 988 1,298 1,756 1,996 2,142 2,237 2,602 Natural gas.................................... 285 282 124 174 304 286 352 335 369 Electricity.................................... 661 662 332 505 643 715 738 792 862 Fuel oil and other fuels....................... 85 87 d/ 36 47 98 148 99 78 102 Telephone services............................. 634 638 412 451 518 625 716 794 946 Water and other public services................ 207 206 85 121 194 221 236 238 323 Household operations............................ 490 491 92 145 543 487 663 484 875 Personal services.............................. 169 161 b/ d/ 46 d/ 264 d/ 197 d/ 275 d/ 52 d/ 198 Other household expenses....................... 321 329 92 99 279 290 388 432 677 Housekeeping supplies........................... 351 373 249 225 288 426 392 470 543 Laundry and cleaning supplies.................. 79 82 63 64 64 84 95 97 102 Other household products....................... 154 167 122 97 126 193 161 239 242 Postage and stationery......................... 118 124 65 64 98 149 136 134 200 Household furnishings and equipment............. 849 890 429 280 525 723 958 1,307 1,925 Household textiles............................. 94 104 43 54 52 105 191 122 145 Furniture...................................... 181 187 81 42 119 153 189 201 483 Floor coverings................................ 27 29 14 5 34 d/ 6 26 44 65 Major appliances............................... 99 99 d/ 13 34 92 99 119 69 219 Small appliances, miscellaneous housewares.................................... 64 68 25 24 48 64 82 124 109 Miscellaneous household equipment.............. 385 404 253 121 181 296 352 748 905 Apparel and services............................. 997 1,045 669 548 550 892 915 1,272 2,265 Men and boys.................................... 53 58 47 25 22 31 59 63 141 Men, 16 and over............................... 37 40 d/ 31 d/ 20 d/ 8 d/ 20 41 44 103 Boys, 2 to 15.................................. 16 18 d/ 16 d/ 5 14 12 18 19 38 Women and girls................................. 608 644 416 328 337 542 588 735 1,404 Women, 16 and over............................. 591 626 415 324 311 530 569 716 1,371 Girls, 2 to 15................................. 17 18 d/ 1 d/ 5 26 12 18 19 34 Children under 2................................ 21 19 d/ 7 6 13 15 23 34 35 Footwear........................................ 189 194 125 123 105 190 125 272 393 Other apparel products and services............. 125 131 75 65 73 114 120 168 291 Transportation................................... 3,292 3,338 1,383 1,212 2,036 2,969 4,287 4,882 6,648 Vehicle purchases (net outlay).................. 1,350 1,362 d/ 393 342 795 1,142 2,036 2,037 2,784 Cars and trucks, new........................... 811 812 d/ 58 d/ 105 d/ 488 d/ 552 1,300 1,234 1,845 Cars and trucks, used.......................... 536 547 335 238 307 589 736 803 919 Other vehicles................................. d/ 3 d/ 3 c/ c/ c/ c/ c/ c/ d/ 20 Gasoline and motor oil.......................... 603 609 448 340 423 601 701 861 972 Other vehicle expenses.......................... 1,086 1,107 386 442 710 1,019 1,300 1,682 2,211 Vehicle finance charges........................ 117 119 28 37 46 77 143 259 264 Maintenance and repairs........................ 301 310 115 135 195 320 342 412 634 Vehicle insurance.............................. 472 479 154 214 361 491 618 697 819 Vehicle rental, leases, licenses, other charges....................................... 195 199 89 56 108 132 197 314 494 Public transportation........................... 253 260 155 88 108 207 250 302 681 Health care...................................... 1,866 1,905 801 1,361 2,356 2,275 2,198 1,856 2,118 Health insurance................................ 944 950 376 720 1,235 1,254 1,074 856 942 Medical services................................ 366 375 201 168 398 320 490 399 588 Drugs........................................... 477 496 196 420 655 600 553 451 467 Medical supplies................................ 79 84 29 52 68 100 80 150 120 Entertainment.................................... 928 953 540 476 690 795 1,061 1,298 1,776 Fees and admissions............................. 214 221 126 75 107 146 188 316 579 Television, radios, sound equipment............. 430 437 285 267 388 407 503 513 673 Pets, toys, hobbies, and playground equipment... 219 228 87 94 159 194 275 381 408 Other entertainment supplies, equipment, and services................................... 65 67 42 40 35 47 95 88 115 Personal care products and services.............. 437 455 257 235 316 426 506 519 858 Reading.......................................... 102 104 42 44 83 104 124 124 196 Education........................................ 429 434 1,010 535 294 377 219 204 503 Tobacco products and smoking supplies............ 129 132 110 127 113 131 154 144 146 Miscellaneous.................................... 400 416 207 179 266 392 527 505 813 Cash contributions............................... 863 898 263 227 702 1,143 929 907 1,980 Personal insurance and pensions.................. 1,717 1,835 161 207 388 879 1,520 2,851 6,412 Life and other personal insurance............... 166 173 57 86 136 183 173 228 330 Pensions and Social Security.................... 1,551 1,662 104 120 252 696 1,348 2,623 6,082 Sources of income and personal taxes: a/ Money income before taxes........................ 24,256 24,256 2,352 7,895 12,357 17,311 24,475 34,222 65,650 Wages and salaries.............................. 14,663 14,663 1,141 1,473 2,565 6,225 13,595 24,899 50,192 Self-employment income.......................... 917 917 d/ -190 d/ 20 86 203 751 350 4,311 Social Security, private and government retirement..................................... 6,446 6,446 623 4,799 8,739 9,270 8,044 6,259 5,792 Interest, dividends, rental income, other property income................................ 1,268 1,268 21 115 248 781 1,428 1,960 4,098 Unemployment and workers' compensation, veterans' benefits............................. 109 109 d/ 48 d/ 67 d/ 88 d/ 118 110 d/ 192 160 Public assistance, supplemental security income, food stamps............................ 223 223 226 788 206 113 d/ 38 d/ 10 d/ 1 Regular contributions for support............... 402 402 265 280 223 357 327 388 909 Other income.................................... 227 227 219 353 201 244 182 165 188 Personal taxes................................... 1,149 1,149 -28 45 60 275 700 1,638 4,856 Federal income taxes............................ 808 808 -63 40 -14 103 399 1,144 3,634 State and local income taxes.................... 219 219 -7 2 4 43 110 362 942 Other taxes..................................... 122 122 41 3 70 129 191 131 280 Income after taxes............................... 23,107 23,107 2,380 7,850 12,296 17,035 23,775 32,584 60,794 Addenda: Net change in total assets and liabilities....... -3,781 -3,838 -235 -581 -2,468 -3,208 -5,208 -5,362 -9,157 Net change in total assets...................... 2,738 2,939 1,011 -149 -557 250 1,753 5,086 12,711 Net change in total liabilities................. 6,519 6,777 1,247 432 1,911 3,458 6,962 10,448 21,868 Other financial information: Other money receipts............................ 457 489 254 91 146 158 529 970 1,334 Mortgage principal paid on owned property....... -588 -601 -223 -120 -207 -404 -468 -818 -1,874 Estimated market value of owned home............ 80,346 79,644 31,434 38,460 69,443 74,866 86,894 90,920 151,673 Estimated monthly rental value of owned home.... 518 513 210 266 447 527 545 579 941 Gifts of goods and services...................... 714 756 394 252 548 637 710 741 1,779 Food............................................ 27 28 d/ 5 22 17 d/ 10 21 33 72 Alcoholic beverages............................. 11 13 c/ d/ 4 d/ 2 d/ 9 6 9 47 Housing......................................... 194 207 88 53 170 356 181 192 391 Housekeeping supplies.......................... 37 40 12 16 32 30 43 46 86 Household textiles............................. 11 13 d/ 1 d/ 3 d/ 9 16 24 24 12 Appliances and miscellaneous housewares.................................... 17 19 d/ 3 d/ 1 14 d/ 40 20 27 30 Major appliances.............................. 6 6 c/ c/ d/ 4 28 d/ 3 d/ 8 5 Small appliances and miscellaneous housewares................................... 11 13 d/ 3 d/ 1 d/ 9 d/ 12 17 19 26 Miscellaneous household equipment.............. 45 46 51 10 27 26 27 38 132 Other housing.................................. 84 89 23 23 88 245 67 57 131 Apparel and services............................ 181 190 127 67 105 138 187 238 436 Males, 2 and over.............................. 53 57 47 25 21 31 59 63 139 Females, 2 and over............................ 73 78 34 24 53 56 74 87 185 Children under 2............................... 20 19 6 6 13 15 23 34 35 Other apparel products and services............ 35 37 d/ 39 11 17 36 32 53 77 Jewelry and watches........................... 10 11 d/ 6 d/ 4 4 9 10 13 28 All other apparel products and services....... 24 26 d/ 33 d/ 7 d/ 13 d/ 27 d/ 22 d/ 40 49 Transportation.................................. 42 45 d/ 6 d/ 4 65 18 23 33 130 Health care..................................... 53 56 d/ 63 d/ 40 d/ 87 d/ 6 d/ 71 d/ 63 49 Entertainment................................... 53 55 23 18 41 46 70 85 103 Toys, games, arts and crafts, and tricycles.... 25 26 12 8 21 22 43 35 41 Other entertainment............................ 28 29 11 10 20 24 27 51 62 Personal care products and services............. 20 22 14 10 17 11 25 7 56 Reading......................................... 2 2 b/ d/ 1 1 2 2 4 5 Education....................................... 64 67 d/ 22 d/ 2 d/ 16 d/ 13 46 37 282 All other gifts................................. 66 71 46 32 29 28 79 42 209 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.