Table 3. Consumer units with reference person age 35-44 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 17337 753 1124 1198 1437 2729 3305 6792 Number of sample interviews............... 13384 455 833 887 1002 2224 2492 5491 Income before taxes 1/.................... 38703 949 7651 12382 17429 24639 34565 64834 Income after taxes 1/..................... 35105 957 7574 11943 16599 22804 31498 58144 Average number of persons in cons. unit... 3.3 2.3 3.2 3 3 3.3 3.3 3.6 Age of reference person................... 39.3 39 38.9 38.8 38.9 39.1 39.3 39.6 Average number of: Earners.................................. 1.8 1 1.1 1.3 1.5 1.7 1.9 2.1 Vehicles................................. 2.4 1.3 1.3 1.3 1.9 2.2 2.7 2.9 Children under 18........................ 1.4 0.9 1.5 1.4 1.3 1.4 1.3 1.4 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Percent distribution: Male..................................... 71 51 43 44 59 67 76 85 Female................................... 29 49 57 56 41 33 24 15 Homeowner with mortgage.................. 59 29 22 25 33 48 63 83 Homeowner without mortgage............... 7 7 8 5 11 11 10 4 Renter................................... 33 63 70 69 56 42 26 13 Black.................................... 11 20 25 21 17 14 7 6 White and other.......................... 89 80 75 79 83 86 93 94 Elementary (1-8)......................... 4 13 15 9 9 5 2 1 High school (9-12)....................... 38 47 51 54 51 44 41 24 College.................................. 58 39 34 37 40 51 56 75 Never attended and other................. 0 0 1 0 0 1 0 0 At least one vehicle owned................ 92 71 69 79 93 95 96 97 Average annual expenditures............... 35278 15279 14838 19396 20936 26454 33767 50776 Food..................................... 5035 2669 2911 3532 3543 4181 5069 6466 Food at home............................ 2839 1871 2156 2424 2286 2541 2901 3298 Cereals and bakery products............ 429 270 344 372 303 382 442 503 Cereals and cereal products........... 157 113 146 166 117 148 158 172 Bakery products....................... 272 156 198 205 186 234 285 331 Meats, poultry, fish, and eggs......... 717 549 602 643 651 639 694 818 Beef.................................. 241 180 207 229 238 207 226 274 Pork.................................. 132 139 109 117 99 130 153 137 Other meats........................... 111 100 76 100 117 92 105 129 Poultry............................... 112 64 100 97 94 110 103 128 Fish and seafood...................... 88 38 71 63 73 66 75 116 Eggs.................................. 34 29 40 36 31 35 32 34 Dairy products......................... 363 196 274 323 287 332 384 415 Fresh milk and cream.................. 174 115 159 172 157 163 184 185 Other dairy products.................. 189 81 115 151 130 169 200 230 Fruits and vegetables.................. 459 360 335 395 350 409 479 532 Fresh fruits.......................... 140 94 90 113 96 124 159 162 Fresh vegetables...................... 138 122 103 128 117 131 139 153 Processed fruits...................... 107 88 84 92 73 83 106 132 Processed vegetables.................. 75 56 58 63 65 71 75 85 Other food at home..................... 870 497 601 691 695 779 902 1031 Sugar and other sweets................ 106 46 81 77 72 94 108 130 Fats and oils......................... 71 50 53 64 52 69 84 74 Miscellaneous foods................... 382 226 252 319 327 343 401 444 Nonalcoholic beverages................ 265 158 199 216 232 246 267 305 Food prep. by cu, out-of-town trips... 46 17 16 15 12 26 42 78 Food away from home..................... 2196 798 754 1108 1256 1640 2167 3168 Alcoholic beverages...................... 320 232 169 164 279 232 348 414 Housing.................................. 10735 5432 5467 7012 6802 7855 9471 15428 Shelter................................. 6287 3395 3027 4474 3900 4529 5361 9128 Owned dwellings........................ 4164 1650 915 1090 1488 2163 3358 7285 Mortgage interest..................... 3049 1217 667 752 963 1518 2436 5407 Property taxes........................ 591 216 146 131 257 302 532 1003 Maintenance, rep., ins., oth. exp..... 523 217 102 207 267 342 390 874 Rented dwellings....................... 1508 1620 2035 2494 2244 1981 1457 913 Other lodging.......................... 615 124 78 891 169 386 545 931 Utilities, fuels, and public services... 2045 1310 1532 1617 1652 1809 1981 2496 Natural gas............................ 261 170 215 211 193 218 281 310 Electricity............................ 850 489 647 695 656 738 826 1050 Fuel oil and other fuels............... 96 39 71 59 59 85 82 132 Telephone.............................. 614 479 457 511 601 590 577 704 Water and other public services........ 223 133 142 141 144 178 215 300 Household operations.................... 547 126 136 198 216 310 419 952 Personal services...................... 295 35 69 93 154 174 293 476 Other household expenses............... 253 91 67 105 63 136 126 476 Housekeeping supplies................... 488 191 247 249 357 380 445 680 Laundry and cleaning supplies.......... 135 70 108 91 103 122 117 171 Other household products............... 216 50 83 97 133 150 192 326 Postage and stationery................. 137 71 56 62 121 108 137 183 Household furnishings and equipment..... 1369 411 524 473 677 827 1266 2172 Household textiles..................... 112 41 35 37 65 88 113 160 Furniture.............................. 422 150 133 169 206 236 371 689 Floor coverings........................ 86 0 38 10 16 52 74 151 Major appliances....................... 200 83 95 104 123 137 181 297 Small appliances, misc. housewares..... 87 27 35 34 44 40 70 146 Miscellaneous household equipment...... 463 111 189 119 223 273 457 730 Apparel and services..................... 2166 630 878 1201 917 1793 2078 3111 Men and boys............................ 570 128 192 209 233 386 483 914 Men, 16 and over....................... 400 94 120 114 192 231 360 654 Boys, 2 to 15.......................... 170 34 72 95 41 155 123 260 Women and girls......................... 909 239 320 515 343 916 905 1226 Women, 16 and over..................... 684 174 212 384 225 746 691 903 Girls, 2 to 15......................... 225 65 108 131 118 169 214 323 Children under 2........................ 77 36 43 49 49 48 86 105 Footwear................................ 256 77 156 190 140 174 315 328 Other apparel products and services..... 354 150 166 238 152 270 288 537 Transportation........................... 6606 3254 2431 3272 4255 5141 7203 9042 Vehicle purchases (net outlay).......... 3036 1534 1008 1503 2045 2299 3638 4022 Cars and trucks, new................... 1651 863 122 560 1091 981 1979 2412 Cars and trucks, used.................. 1364 624 886 943 944 1294 1620 1593 Other vehicles......................... 21 47 0 1 10 23 39 17 Gasoline and motor oil.................. 1193 778 611 683 892 1057 1249 1516 Other vehicle expenses.................. 2077 844 689 914 1207 1600 2038 3034 Vehicle finance charges................ 393 175 105 141 232 270 416 582 Maintenance and repairs................ 766 405 310 344 444 629 702 1101 Vehicle insurance...................... 644 186 198 327 388 535 697 897 Veh. rental, licenses, oth. charges.... 274 78 75 101 143 165 223 455 Public transportation................... 300 98 123 173 111 185 279 470 Health care.............................. 1308 597 686 902 922 1009 1302 1762 Health insurance........................ 423 126 177 268 344 402 446 539 Medical services........................ 614 344 351 448 400 402 587 862 Drugs................................... 186 75 130 137 132 156 192 235 Medical supplies........................ 84 53 27 49 46 50 76 127 Entertainment............................ 2068 686 561 827 949 1396 1675 3377 Fees and admissions..................... 524 179 137 168 165 322 471 872 Television, radios, sound equipment..... 588 216 248 376 405 503 522 823 Pets, toys, and playground equipment.... 353 116 119 200 152 270 360 511 Other supplies, equip., and services.... 604 175 58 83 228 302 323 1171 Personal care products and services...... 449 164 244 237 243 362 455 618 Reading.................................. 191 76 71 92 110 143 185 280 Education................................ 450 245 134 206 138 260 341 762 Tobacco products and smoking supplies.... 303 261 311 307 273 349 331 279 Miscellaneous............................ 882 356 284 374 449 724 935 1258 Cash contributions....................... 908 319 103 234 498 585 824 1482 Personal insurance and pensions.......... 3858 357 588 1037 1557 2424 3551 6498 Life and other personal insurance....... 450 147 158 171 169 285 470 698 Pensions and Social Security............ 3408 210 430 866 1388 2139 3081 5800 Money income before taxes 1/.............. 38703 949 7651 12382 17429 24639 34565 64834 Wages and salaries....................... 33309 1585 3832 8674 14617 21683 31683 55465 Self-employment income................... 3420 -1888 318 1029 1069 1242 1647 7178 Soc. Sec., priv. and gov. retirement..... 419 189 921 524 501 388 278 406 Int., divid., rent. inc., property inc... 512 32 49 87 66 199 293 1044 Unemp. and workers' compen., vet. ben.... 232 101 207 308 323 336 191 197 Pub. ass., supp. sec. inc., foodstamps... 333 750 1943 805 311 394 89 35 Regular contributions for support........ 373 93 251 774 450 353 336 364 Other income............................. 105 87 131 180 91 44 47 144 Personal taxes 1/......................... 3598 -8 77 438 830 1835 3067 6690 Federal income taxes..................... 2867 -53 23 291 683 1443 2373 5390 State and local income taxes............. 657 2 43 103 239 358 627 1153 Other taxes.............................. 74 43 12 44 -92 34 68 148 Income after taxes 1/..................... 35105 957 7574 11943 16599 22804 31498 58144 Net change in total assets................ 4690 6766 -3438 2831 805 618 1564 10113 Net change in total liabilities........... 6150 1968 248 4047 3363 2417 5291 10470 Other money receipts...................... 657 160 102 823 375 736 837 714 Mortgage principal paid, owned property... -794 -340 -236 -465 -281 -537 -682 -1262 Estimated market value of owned home...... 71764 31720 19788 21354 23789 42243 61184 120857 Est. monthly rental value of owned home... 442 212 129 135 182 281 413 706 Gifts of goods and services, total........ 831 275 300 483 335 589 740 1265 Clothing, males 2 and over............... 58 6 17 23 15 58 33 92 Clothing, females 2 and over............. 83 12 5 51 43 69 61 129 Clothing, infants less than 2............ 36 31 8 20 24 23 51 44 Jewelry and watches...................... 26 9 7 23 15 25 24 35 Small appliances and misc. housewares.... 17 5 3 8 8 6 9 33 Household textiles....................... 6 0 3 0 0 8 3 8 All other gifts.......................... 605 212 257 358 230 400 559 924 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.