Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6608 1714 1278 1046 870 976 454 270 Number of sample interviews............... 4987 1323 1075 730 607 728 316 208 Income before taxes 1/.................... 14846 2599 7338 12274 17082 24426 33668 64657 Income after taxes 1/..................... 13845 2585 7125 11659 15837 22622 30827 58941 Average number of persons in cons. unit... 1.8 1.2 1.8 1.8 2 2.1 2.5 2.7 Age of reference person................... 21.6 20.1 21.5 22 22.4 22.6 22.8 22.6 Average number of: Earners.................................. 1.3 1 1 1.3 1.4 1.6 1.9 2 Vehicles................................. 1.2 0.6 0.9 1.2 1.5 1.8 2.2 2.3 Children under 18........................ 0.4 0.1 0.5 0.4 0.4 0.4 0.5 0.5 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Percent distribution: Male..................................... 61 48 53 66 65 66 86 79 Female................................... 39 52 47 34 35 34 14 21 Homeowner with mortgage.................. 7 0 2 2 9 12 20 38 Homeowner without mortgage............... 3 1 2 3 3 5 9 3 Renter................................... 90 98 97 95 88 82 71 59 Black.................................... 9 12 10 8 8 8 3 2 White and other.......................... 91 88 90 92 92 92 97 98 Elementary (1-8)......................... 2 1 3 3 3 2 0 1 High school (9-12)....................... 43 34 41 51 58 41 48 20 College.................................. 55 65 55 46 39 57 52 80 Never attended and other................. 0 0 0 0 0 0 0 0 At least one vehicle owned................ 74 47 69 81 88 93 96 95 Average annual expenditures............... 16756 8233 11920 16186 18024 25830 30099 36869 Food..................................... 2524 1648 2070 2445 2790 3342 4068 4612 Food at home............................ 1207 628 985 1223 1257 1753 2024 2489 Cereals and bakery products............ 183 113 150 176 182 270 295 314 Cereals and cereal products........... 70 39 65 67 71 105 95 126 Bakery products....................... 112 74 85 109 111 165 201 187 Meats, poultry, fish, and eggs......... 271 122 219 301 299 373 476 599 Beef.................................. 97 33 77 122 110 130 207 195 Pork.................................. 46 24 44 42 49 56 61 135 Other meats........................... 41 25 29 54 53 53 67 51 Poultry............................... 41 20 31 38 41 53 70 138 Fish and seafood...................... 28 12 21 27 22 61 44 52 Eggs.................................. 17 8 18 18 23 22 26 29 Dairy products......................... 167 90 148 156 167 250 267 302 Fresh milk and cream.................. 85 44 69 95 98 120 124 160 Other dairy products.................. 82 46 79 61 69 130 143 142 Fruits and vegetables.................. 180 88 148 181 191 254 364 332 Fresh fruits.......................... 53 26 48 46 53 74 100 115 Fresh vegetables...................... 49 22 37 58 61 64 99 81 Processed fruits...................... 47 26 40 50 43 63 87 82 Processed vegetables.................. 32 15 23 27 34 52 77 54 Other food at home..................... 406 215 321 410 418 606 622 942 Sugar and other sweets................ 43 28 39 34 45 56 71 75 Fats and oils......................... 26 12 22 24 29 40 43 54 Miscellaneous foods................... 205 92 153 217 222 334 287 508 Nonalcoholic beverages................ 119 75 94 128 115 156 201 244 Food prep. by cu, out-of-town trips... 13 7 13 8 7 19 21 61 Food away from home..................... 1317 1020 1085 1222 1533 1589 2045 2123 Alcoholic beverages...................... 315 171 316 252 352 532 296 500 Housing.................................. 4791 2221 3556 4528 5551 6824 9099 11062 Shelter................................. 3021 1449 2287 2911 3545 4146 5222 7441 Owned dwellings........................ 371 23 56 106 296 503 1200 3466 Mortgage interest..................... 266 13 33 54 196 340 958 2600 Property taxes........................ 42 9 5 21 25 58 120 383 Maintenance, rep., ins., oth. exp..... 62 1 18 32 76 106 122 483 Rented dwellings....................... 2502 1211 2136 2715 3191 3453 3860 3658 Other lodging.......................... 148 214 95 90 57 190 162 317 Utilities, fuels, and public services... 886 424 728 861 1094 1239 1568 1578 Natural gas............................ 85 29 70 83 97 128 169 180 Electricity............................ 327 117 272 321 424 487 631 539 Fuel oil and other fuels............... 19 10 7 21 30 35 21 26 Telephone.............................. 409 250 346 401 497 517 633 697 Water and other public services........ 46 17 34 34 45 72 113 136 Household operations.................... 133 30 88 96 144 217 402 358 Personal services...................... 90 8 58 63 77 174 310 244 Other household expenses............... 43 23 30 32 67 43 92 114 Housekeeping supplies................... 172 105 115 183 196 258 255 367 Laundry and cleaning supplies.......... 59 34 35 73 69 75 112 139 Other household products............... 51 25 35 71 83 47 66 145 Postage and stationery................. 62 46 45 39 44 135 77 82 Household furnishings and equipment..... 579 213 339 477 572 964 1653 1318 Household textiles..................... 41 47 8 22 36 98 53 49 Furniture.............................. 234 45 146 208 217 352 886 499 Floor coverings........................ 20 0 17 9 11 49 12 105 Major appliances....................... 68 12 31 53 88 86 220 270 Small appliances, misc. housewares..... 34 23 21 49 38 33 64 62 Miscellaneous household equipment...... 182 86 116 136 182 347 418 333 Apparel and services..................... 1118 529 1032 934 1186 1762 1699 2160 Men and boys............................ 228 153 199 185 226 297 423 406 Men, 16 and over....................... 213 141 181 180 205 276 406 398 Boys, 2 to 15.......................... 15 12 17 5 21 21 18 8 Women and girls......................... 442 164 518 321 559 674 396 898 Women, 16 and over..................... 424 157 494 302 545 653 381 862 Girls, 2 to 15......................... 18 8 24 19 15 22 15 37 Children under 2........................ 70 31 51 57 67 127 152 121 Footwear................................ 148 70 106 147 112 268 328 232 Other apparel products and services..... 230 110 158 224 221 397 400 503 Transportation........................... 3957 1378 2024 4304 4020 7872 7514 7855 Vehicle purchases (net outlay).......... 2056 545 761 2421 1855 5006 3907 3233 Cars and trucks, new................... 969 123 314 1011 641 3242 1438 1329 Cars and trucks, used.................. 1078 422 443 1372 1210 1755 2463 1904 Other vehicles......................... 9 0 4 38 4 9 6 0 Gasoline and motor oil.................. 694 393 512 736 814 925 1162 1288 Other vehicle expenses.................. 1033 301 572 979 1203 1748 2233 2972 Vehicle finance charges................ 209 19 79 161 266 459 517 624 Maintenance and repairs................ 354 163 265 367 388 488 641 915 Vehicle insurance...................... 372 77 168 360 456 660 859 1130 Veh. rental, licenses, oth. charges.... 98 42 61 92 94 141 216 304 Public transportation................... 175 139 179 168 148 193 213 362 Health care.............................. 435 171 216 435 540 754 892 918 Health insurance........................ 125 31 69 85 113 262 272 432 Medical services........................ 220 88 85 257 334 351 422 359 Drugs................................... 55 26 37 53 55 91 130 86 Medical supplies........................ 36 25 24 40 38 49 69 41 Entertainment............................ 970 510 790 839 928 1233 1531 3283 Fees and admissions..................... 242 196 216 182 217 286 354 638 Television, radios, sound equipment..... 378 191 355 363 467 466 569 703 Pets, toys, and playground equipment.... 133 38 76 88 118 304 317 258 Other supplies, equip., and services.... 217 85 143 206 125 177 291 1684 Personal care products and services...... 238 113 182 307 327 327 291 446 Reading.................................. 81 49 43 85 120 106 125 163 Education................................ 656 1064 762 516 214 393 374 947 Tobacco products and smoking supplies.... 194 85 190 291 230 219 315 139 Miscellaneous............................ 249 100 126 259 350 306 594 652 Cash contributions....................... 128 27 200 161 84 113 266 267 Personal insurance and pensions.......... 1099 167 413 830 1332 2047 3035 3864 Life and other personal insurance....... 68 9 32 31 80 102 332 138 Pensions and Social Security............ 1031 159 381 799 1252 1944 2703 3726 Money income before taxes 1/.............. 14846 2599 7338 12274 17082 24426 33668 64657 Wages and salaries....................... 12734 1917 5016 10050 15657 22487 31121 52780 Self-employment income................... 429 59 8 204 328 716 1731 2752 Soc. Sec., priv. and gov. retirement..... 58 10 78 64 13 15 311 125 Int., divid., rent. inc., property inc... 280 -20 36 155 66 113 48 5526 Unemp. and workers' compen., vet. ben.... 67 18 94 92 104 43 60 138 Pub. ass., supp. sec. inc., foodstamps... 344 160 968 406 222 145 5 0 Regular contributions for support........ 720 343 830 1073 374 630 361 3273 Other income............................. 213 112 309 230 318 277 30 62 Personal taxes 1/......................... 1001 14 213 615 1245 1804 2841 5716 Federal income taxes..................... 801 12 150 478 985 1524 2250 4500 State and local income taxes............. 203 0 61 134 250 343 578 1134 Other taxes.............................. -2 1 3 3 9 -64 13 82 Income after taxes 1/..................... 13845 2585 7125 11659 15837 22622 30827 58941 Net change in total assets................ 1546 445 -37 360 416 920 8027 15638 Net change in total liabilities........... 2413 78 399 2282 829 5755 5371 15351 Other money receipts...................... 79 89 67 77 18 52 229 112 Mortgage principal paid, owned property... -47 -3 -17 -30 -71 -71 -140 -200 Estimated market value of owned home...... 5085 1014 624 1985 4105 6502 16057 43665 Est. monthly rental value of owned home... 44 7 10 15 45 66 125 329 Gifts of goods and services, total........ 445 331 380 224 476 684 604 1023 Clothing, males 2 and over............... 31 17 43 19 43 28 12 105 Clothing, females 2 and over............. 56 36 40 25 63 74 33 340 Clothing, infants less than 2............ 21 8 8 24 15 46 56 23 Jewelry and watches...................... 32 29 24 25 20 69 32 26 Small appliances and misc. housewares.... 7 7 3 1 8 8 13 32 Household textiles....................... 2 0 0 2 0 7 0 15 All other gifts.......................... 296 234 262 128 327 452 458 482 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.