Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 8492 243 686 758 877 1545 1314 3070 Number of sample interviews............... 6763 175 489 564 652 1209 1082 2592 Income before taxes 1/.................... 37275 1086 7868 12377 17509 24695 34630 65966 Income after taxes 1/..................... 34846 1204 7984 12347 17128 23538 32573 60792 Average number of persons in cons. unit... 5.7 5.7 5.7 5.8 5.7 5.8 5.6 5.5 Age of reference person................... 40.8 41.7 39.7 39.1 41 39.3 40.1 42.4 Average number of: Earners.................................. 2.3 1.7 1.3 1.6 1.9 2.2 2.5 2.8 Vehicles................................. 2.7 1.4 1.2 1.4 2.1 2.5 3.1 3.5 Children under 18........................ 2.8 3.1 3.2 3.3 2.9 3 2.9 2.5 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 Percent distribution: Male..................................... 75 45 33 54 68 80 84 87 Female................................... 25 55 67 46 32 20 16 13 Homeowner with mortgage.................. 55 19 18 25 35 48 61 81 Homeowner without mortgage............... 12 16 18 11 17 14 11 8 Renter................................... 33 65 64 64 49 38 28 11 Black.................................... 18 29 38 32 26 17 11 10 White and other.......................... 82 71 62 68 74 83 89 90 Elementary (1-8)......................... 13 26 28 25 25 13 8 4 High school (9-12)....................... 46 58 61 56 52 56 47 33 College.................................. 40 15 9 18 21 30 44 64 Never attended and other................. 1 1 2 2 2 1 0 0 At least one vehicle owned................ 90 68 61 75 87 94 98 98 Average annual expenditures............... 34879 19393 14001 18155 22836 25889 35078 52390 Food..................................... 6042 5098 2922 3967 5441 5068 6086 7813 Food at home............................ 3922 3835 2388 3191 3684 3716 3890 4575 Cereals and bakery products............ 609 569 368 490 575 569 604 715 Cereals and cereal products........... 247 281 175 222 249 238 241 272 Bakery products....................... 362 288 193 268 326 331 363 443 Meats, poultry, fish, and eggs......... 1025 822 651 885 1064 1002 1016 1152 Beef.................................. 341 222 182 291 365 326 355 387 Pork.................................. 200 245 148 151 173 216 200 219 Other meats........................... 175 105 101 204 181 162 169 196 Poultry............................... 143 109 97 129 155 142 136 158 Fish and seafood...................... 107 91 61 47 121 91 106 134 Eggs.................................. 60 50 62 63 69 66 51 58 Dairy products......................... 519 558 296 442 441 496 535 601 Fresh milk and cream.................. 278 294 189 259 258 266 290 305 Other dairy products.................. 241 264 107 183 183 231 245 296 Fruits and vegetables.................. 596 713 373 462 600 525 636 678 Fresh fruits.......................... 176 187 106 138 156 144 201 206 Fresh vegetables...................... 173 249 115 158 186 156 184 183 Processed fruits...................... 143 155 79 96 147 117 152 171 Processed vegetables.................. 105 122 73 69 111 108 99 118 Other food at home..................... 1173 1173 699 912 1004 1123 1098 1429 Sugar and other sweets................ 156 111 90 141 120 145 166 185 Fats and oils......................... 102 96 64 81 94 109 106 112 Miscellaneous foods................... 534 709 340 441 474 518 495 625 Nonalcoholic beverages................ 330 250 191 243 295 327 295 407 Food prep. by cu, out-of-town trips... 51 8 14 7 22 25 36 100 Food away from home..................... 2121 1263 535 776 1756 1352 2196 3237 Alcoholic beverages...................... 229 173 106 74 174 143 283 319 Housing.................................. 10147 5756 5028 5966 7016 8122 9441 14833 Shelter................................. 5461 2988 2610 3103 3465 4348 4912 8242 Owned dwellings........................ 3556 977 824 640 1307 2186 3107 6615 Mortgage interest..................... 2467 536 464 414 831 1412 2254 4663 Property taxes........................ 611 241 145 91 230 372 466 1165 Maintenance, rep., ins., oth. exp..... 478 201 216 135 246 402 386 788 Rented dwellings....................... 1470 1987 1755 2242 1978 1829 1467 851 Other lodging.......................... 435 23 31 221 180 333 338 776 Utilities, fuels, and public services... 2365 1750 1721 1881 2054 2137 2320 2901 Natural gas............................ 337 187 254 321 312 300 338 397 Electricity............................ 966 768 717 788 766 825 948 1217 Fuel oil and other fuels............... 111 29 61 51 90 119 117 143 Telephone.............................. 694 584 510 534 680 664 666 815 Water and other public services........ 257 182 180 186 206 229 251 329 Household operations.................... 569 77 93 208 244 394 475 1025 Personal services...................... 359 54 61 119 178 289 402 577 Other household expenses............... 210 23 32 88 66 104 73 447 Housekeeping supplies................... 524 344 208 256 514 455 496 704 Laundry and cleaning supplies.......... 177 163 114 89 189 191 186 198 Other household products............... 216 115 64 104 136 156 196 332 Postage and stationery................. 130 66 30 63 190 109 114 174 Household furnishings and equipment..... 1227 597 395 519 738 788 1238 1961 Household textiles..................... 123 31 8 72 157 78 113 184 Furniture.............................. 337 220 91 112 205 216 385 536 Floor coverings........................ 72 0 22 8 41 14 34 156 Major appliances....................... 186 124 121 150 153 188 166 232 Small appliances, misc. housewares..... 65 34 19 17 39 50 60 105 Miscellaneous household equipment...... 443 187 135 160 143 243 481 747 Apparel and services..................... 2361 1979 1322 1472 1526 1560 2493 3327 Men and boys............................ 651 371 253 297 332 389 669 1020 Men, 16 and over....................... 400 150 101 149 179 218 456 651 Boys, 2 to 15.......................... 250 221 152 148 153 171 213 370 Women and girls......................... 961 893 466 632 626 564 1053 1361 Women, 16 and over..................... 666 531 315 405 491 325 740 962 Girls, 2 to 15......................... 295 362 151 227 135 239 313 399 Children under 2........................ 137 93 170 120 109 170 134 131 Footwear................................ 325 456 306 263 281 247 370 360 Other apparel products and services..... 288 167 127 161 178 190 268 454 Transportation........................... 6618 3110 1992 3179 3643 4392 7664 10295 Vehicle purchases (net outlay).......... 3093 1445 767 1475 1229 1741 3901 5011 Cars and trucks, new................... 1512 672 0 224 386 497 1814 2938 Cars and trucks, used.................. 1552 751 767 1249 831 1213 2049 2031 Other vehicles......................... 29 22 0 1 12 30 38 43 Gasoline and motor oil.................. 1347 761 660 805 1107 1182 1454 1787 Other vehicle expenses.................. 1912 799 459 690 1153 1315 2055 3078 Vehicle finance charges................ 407 182 123 102 175 256 434 694 Maintenance and repairs................ 663 321 128 304 490 448 759 1009 Vehicle insurance...................... 642 207 170 221 398 470 667 1032 Veh. rental, licenses, oth. charges.... 200 89 38 63 91 141 196 342 Public transportation................... 265 105 107 209 154 154 253 420 Health care.............................. 1361 870 476 704 1100 1185 1337 1929 Health insurance........................ 464 257 168 271 416 432 489 613 Medical services........................ 620 355 216 283 454 493 547 957 Drugs................................... 198 217 82 114 196 185 217 240 Medical supplies........................ 80 41 10 37 35 75 85 120 Entertainment............................ 1696 497 534 695 799 1041 1549 2930 Fees and admissions..................... 452 57 114 111 169 199 362 889 Television, radios, sound equipment..... 548 231 252 341 322 446 523 814 Pets, toys, and playground equipment.... 319 150 87 146 184 228 355 486 Other supplies, equip., and services.... 378 59 80 97 124 169 309 740 Personal care products and services...... 470 375 193 265 367 323 462 677 Reading.................................. 151 54 38 58 78 101 145 256 Education................................ 576 264 126 149 218 261 429 1125 Tobacco products and smoking supplies.... 347 211 368 366 306 387 424 307 Miscellaneous............................ 718 624 246 243 358 524 766 1118 Cash contributions....................... 793 89 265 155 371 561 705 1398 Personal insurance and pensions.......... 3371 293 385 862 1439 2222 3294 6064 Life and other personal insurance....... 461 145 135 192 279 343 413 758 Pensions and Social Security............ 2909 148 249 670 1161 1879 2881 5305 Money income before taxes 1/.............. 37275 1086 7868 12377 17509 24695 34630 65966 Wages and salaries....................... 31284 1867 2746 6851 13196 20501 31143 56675 Self-employment income................... 2821 -1358 231 759 752 1264 1638 6120 Soc. Sec., priv. and gov. retirement..... 1056 179 1135 1145 1424 1018 783 1115 Int., divid., rent. inc., property inc... 427 -675 7 74 45 166 230 1020 Unemp. and workers' compen., vet. ben.... 313 33 147 241 405 392 228 361 Pub. ass., supp. sec. inc., foodstamps... 997 794 3336 2944 1374 1168 322 107 Regular contributions for support........ 218 147 208 262 206 135 176 280 Other income............................. 158 99 57 100 108 51 111 289 Personal taxes 1/......................... 2428 -118 -116 30 381 1157 2057 5174 Federal income taxes..................... 1865 -130 -124 -12 217 876 1505 4053 State and local income taxes............. 507 -12 -1 36 149 252 466 1027 Other taxes.............................. 56 24 9 6 15 29 87 94 Income after taxes 1/..................... 34846 1204 7984 12347 17128 23538 32573 60792 Net change in total assets................ 4222 -215 398 0 2690 251 4591 8748 Net change in total liabilities........... 5182 -89 -691 322 2384 2277 5251 10341 Other money receipts...................... 162 2 119 153 127 50 89 283 Mortgage principal paid, owned property... -701 -173 -173 -268 -383 -504 -586 -1208 Estimated market value of owned home...... 71477 23469 15561 20200 25191 48018 59406 130626 Est. monthly rental value of owned home... 420 166 125 138 198 286 366 730 Gifts of goods and services, total........ 625 217 249 357 433 397 745 901 Clothing, males 2 and over............... 60 7 71 87 5 39 49 81 Clothing, females 2 and over............. 78 106 3 46 105 17 112 105 Clothing, infants less than 2............ 32 6 14 26 19 31 41 39 Jewelry and watches...................... 14 0 2 1 8 7 23 21 Small appliances and misc. housewares.... 13 1 3 0 10 3 7 29 Household textiles....................... 6 6 0 35 7 1 1 6 All other gifts.......................... 422 91 156 162 279 299 512 620 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.