Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 29,061 | 1,641 | 4,902 | 3,358 | 3,963 | 5,950 | 9,246 | 5,920 | 3,326 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$31,991 |$22,658 |$36,627 |$37,138 |$41,585 |$34,780 |$23,766 |$25,419 |$20,825 Income after taxes 1/.........................| 28,980 | 20,681 | 32,947 | 33,396 | 36,906 | 31,136 | 22,251 | 23,817 | 19,462 Average number of persons in consumer unit....| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Age of reference person.......................| 53.0 | 22.0 | 29.3 | 39.5 | 49.6 | 59.8 | 72.9 | 69.2 | 79.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.2 | 1.7 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.8 | 2.1 | 2.1 | 2.4 | 2.4 | 1.8 | 2.0 | 1.6 Children under 18...........................| .1 | .2 | .2 | .3 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .6 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 73 | 65 | 68 | 59 | 67 | 80 | 81 | 81 | 82 Female....................................| 27 | 35 | 32 | 41 | 33 | 20 | 19 | 19 | 18 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 71 | 14 | 45 | 60 | 76 | 89 | 85 | 87 | 82 Homeowner with mortgage.................| 34 | 11 | 38 | 50 | 54 | 41 | 18 | 23 | 8 Homeowner without mortgage..............| 37 | 4 | 7 | 10 | 22 | 47 | 67 | 64 | 74 Renter....................................| 29 | 86 | 55 | 40 | 24 | 11 | 15 | 13 | 18 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 8 | 10 | 11 | 11 | 7 | 6 | 6 | 6 | 6 White and other...........................| 92 | 90 | 89 | 89 | 93 | 94 | 94 | 94 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 13 | 4 | 2 | 3 | 7 | 15 | 25 | 18 | 38 High school (9-12)........................| 44 | 46 | 36 | 39 | 49 | 49 | 44 | 48 | 36 College...................................| 43 | 50 | 62 | 58 | 44 | 36 | 29 | 33 | 24 Never attended and other..................| 1 | (3) | (3) | (3) | (3) | (3) | 1 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 92 | 85 | 90 | 90 | 92 | 95 | 92 | 94 | 88 | | | | | | | | | Average annual expenditures.....................|$27,500 |$23,189 |$29,650 |$31,976 |$33,829 |$28,032 |$22,356 |$23,936 |$19,484 | | | | | | | | | Food..........................................| 3,861 | 3,134 | 3,873 | 4,325 | 4,322 | 4,192 | 3,366 | 3,572 | 2,977 Food at home................................| 2,149 | 1,519 | 1,779 | 2,231 | 2,250 | 2,461 | 2,178 | 2,245 | 2,048 Cereals and bakery products...............| 309 | 229 | 246 | 291 | 309 | 360 | 329 | 327 | 335 Cereals and cereal products.............| 105 | 91 | 86 | 105 | 96 | 119 | 112 | 113 | 112 Bakery products.........................| 204 | 139 | 160 | 186 | 213 | 241 | 217 | 214 | 223 Meats, poultry, fish, and eggs............| 562 | 349 | 424 | 575 | 612 | 659 | 583 | 601 | 549 Beef....................................| 183 | 138 | 149 | 174 | 200 | 215 | 183 | 177 | 193 Pork....................................| 114 | 59 | 73 | 108 | 127 | 131 | 131 | 141 | 110 Other meats.............................| 77 | 35 | 62 | 89 | 76 | 97 | 76 | 82 | 66 Poultry.................................| 92 | 61 | 74 | 101 | 111 | 96 | 91 | 94 | 86 Fish and seafood........................| 70 | 36 | 47 | 79 | 68 | 90 | 74 | 77 | 68 Eggs....................................| 26 | 20 | 19 | 24 | 29 | 30 | 28 | 30 | 26 | | | | | | | | | Dairy products............................| 266 | 223 | 233 | 262 | 284 | 301 | 260 | 267 | 247 Fresh milk and cream....................| 119 | 98 | 99 | 116 | 126 | 128 | 125 | 125 | 125 Other dairy products....................| 147 | 125 | 133 | 146 | 158 | 172 | 135 | 142 | 123 Fruits and vegetables.....................| 399 | 230 | 311 | 401 | 389 | 450 | 448 | 464 | 415 Fresh fruits............................| 131 | 63 | 90 | 137 | 122 | 147 | 159 | 167 | 143 Fresh vegetables........................| 126 | 63 | 101 | 129 | 131 | 143 | 136 | 140 | 127 Processed fruits........................| 82 | 58 | 69 | 74 | 75 | 89 | 95 | 98 | 89 Processed vegetables....................| 60 | 45 | 51 | 61 | 61 | 70 | 58 | 60 | 56 | | | | | | | | | Other food at home........................| 614 | 488 | 565 | 701 | 655 | 691 | 557 | 586 | 502 Sugar and other sweets..................| 76 | 62 | 60 | 72 | 81 | 91 | 77 | 82 | 68 Fats and oils...........................| 56 | 33 | 44 | 50 | 58 | 67 | 62 | 65 | 56 Miscellaneous foods.....................| 254 | 229 | 257 | 318 | 248 | 272 | 220 | 228 | 205 Nonalcoholic beverages..................| 192 | 146 | 174 | 230 | 226 | 211 | 167 | 174 | 153 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 36 | 19 | 30 | 31 | 43 | 50 | 31 | 37 | 20 Food away from home.........................| 1,712 | 1,615 | 2,094 | 2,094 | 2,072 | 1,731 | 1,188 | 1,326 | 929 | | | | | | | | | Alcoholic beverages...........................| 287 | 249 | 478 | 361 | 289 | 270 | 171 | 193 | 130 | | | | | | | | | Housing.......................................| 8,495 | 6,484 | 9,714 | 10,159 | 10,521 | 8,341 | 6,819 | 7,294 | 5,965 Shelter.....................................| 4,664 | 4,046 | 5,947 | 6,309 | 5,927 | 4,288 | 3,197 | 3,423 | 2,795 Owned dwellings...........................| 2,794 | 533 | 3,012 | 3,664 | 3,799 | 3,163 | 2,096 | 2,352 | 1,640 Mortgage interest.......................| 1,459 | 403 | 2,328 | 2,697 | 2,335 | 1,399 | 401 | 536 | 159 Property taxes..........................| 652 | 4/39 | 340 | 489 | 745 | 843 | 823 | 883 | 717 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 683 | 92 | 344 | 479 | 719 | 921 | 872 | 933 | 763 Rented dwellings..........................| 1,289 | 3,375 | 2,476 | 1,800 | 1,179 | 479 | 671 | 597 | 803 Other lodging.............................| 581 | 138 | 459 | 845 | 948 | 646 | 430 | 474 | 353 | | | | | | | | | Utilities, fuels, and public services.......| 1,831 | 1,161 | 1,576 | 1,840 | 2,086 | 2,000 | 1,863 | 1,934 | 1,736 Natural gas...............................| 246 | 113 | 185 | 190 | 263 | 286 | 289 | 305 | 261 Electricity...............................| 740 | 467 | 622 | 750 | 823 | 826 | 757 | 776 | 724 Fuel oil and other fuels..................| 118 | 30 | 62 | 93 | 127 | 140 | 154 | 154 | 153 Telephone.................................| 546 | 488 | 581 | 621 | 667 | 548 | 456 | 490 | 396 Water and other public services...........| 181 | 63 | 127 | 187 | 206 | 200 | 207 | 210 | 202 Household operations........................| 337 | 121 | 302 | 322 | 296 | 339 | 416 | 416 | 416 Personal services.........................| 60 | 68 | 136 | 115 | 4/15 | 29 | 37 | 4/31 | 4/47 Other household expenses..................| 278 | 54 | 166 | 208 | 281 | 310 | 379 | 385 | 369 | | | | | | | | | Housekeeping supplies.......................| 411 | 235 | 331 | 422 | 480 | 428 | 439 | 451 | 415 Laundry and cleaning supplies.............| 97 | 79 | 81 | 99 | 125 | 103 | 93 | 97 | 85 Other household products..................| 177 | 76 | 135 | 203 | 194 | 177 | 201 | 189 | 223 Postage and stationery....................| 136 | 81 | 116 | 120 | 161 | 149 | 145 | 165 | 107 Household furnishings and equipment.........| 1,252 | 920 | 1,558 | 1,266 | 1,732 | 1,285 | 904 | 1,070 | 603 Household textiles........................| 118 | 58 | 128 | 98 | 137 | 119 | 122 | 142 | 85 Furniture.................................| 339 | 359 | 469 | 375 | 426 | 341 | 216 | 255 | 148 Floor coverings...........................| 80 | 4/35 | 72 | 41 | 175 | 104 | 47 | 55 | 30 Major appliances..........................| 186 | 140 | 181 | 222 | 205 | 226 | 151 | 164 | 127 Small appliances, miscellaneous housewares| 75 | 55 | 81 | 94 | 101 | 70 | 59 | 71 | 36 Miscellaneous household equipment.........| 454 | 273 | 627 | 436 | 688 | 425 | 310 | 382 | 177 | | | | | | | | | Apparel and services..........................| 1,443 | 1,367 | 1,682 | 1,616 | 1,830 | 1,560 | 1,007 | 1,207 | 628 Men and boys................................| 365 | 263 | 442 | 366 | 373 | 480 | 261 | 319 | 152 Men, 16 and over..........................| 334 | 252 | 420 | 302 | 348 | 447 | 233 | 291 | 122 Boys, 2 to 15.............................| 31 | 11 | 22 | 64 | 25 | 33 | 28 | 28 | 30 Women and girls.............................| 597 | 609 | 598 | 700 | 777 | 652 | 432 | 521 | 260 Women, 16 and over........................| 559 | 596 | 550 | 628 | 735 | 613 | 408 | 496 | 240 Girls, 2 to 15............................| 38 | 13 | 48 | 72 | 42 | 38 | 23 | 25 | 20 Children under 2............................| 37 | 39 | 37 | 33 | 72 | 38 | 22 | 28 | 11 Footwear....................................| 169 | 158 | 205 | 135 | 213 | 161 | 150 | 169 | 115 Other apparel products and services.........| 274 | 299 | 399 | 383 | 395 | 230 | 141 | 170 | 91 | | | | | | | | | Transportation................................| 5,370 | 6,599 | 6,329 | 6,372 | 6,772 | 4,843 | 4,012 | 4,550 | 3,052 Vehicle purchases (net outlay)..............| 2,439 | 3,899 | 3,073 | 2,850 | 3,197 | 1,820 | 1,768 | 1,966 | 1,416 Cars and trucks, new......................| 1,495 | 1,825 | 2,187 | 1,507 | 1,938 | 1,083 | 1,140 | 1,291 | 869 Cars and trucks, used.....................| 931 | 2,066 | 867 | 1,319 | 1,234 | 723 | 628 | 673 | 547 Other vehicles............................| 13 | 4/8 | 4/19 | 4/24 | 4/25 | 4/14 | 4/1 | 4/2 | (5) Gasoline and motor oil......................| 953 | 904 | 1,022 | 1,018 | 1,158 | 1,047 | 753 | 877 | 533 Other vehicle expenses......................| 1,646 | 1,622 | 1,872 | 2,164 | 1,978 | 1,649 | 1,193 | 1,360 | 895 Vehicle finance charges...................| 284 | 330 | 441 | 429 | 389 | 230 | 130 | 178 | 44 Maintenance and repairs...................| 592 | 523 | 592 | 777 | 650 | 638 | 478 | 533 | 378 Vehicle insurance.........................| 572 | 620 | 569 | 671 | 710 | 586 | 461 | 497 | 397 | | | | | | | | | Vehicle rental, licenses, other charges...| 198 | 150 | 270 | 288 | 229 | 195 | 125 | 152 | 76 Public transportation.......................| 331 | 174 | 362 | 339 | 439 | 326 | 298 | 348 | 209 | | | | | | | | | Health care...................................| 1,678 | 697 | 779 | 1,091 | 1,331 | 1,767 | 2,636 | 2,342 | 3,168 Health insurance............................| 668 | 194 | 287 | 391 | 457 | 683 | 1,136 | 1,077 | 1,241 Medical services............................| 573 | 379 | 308 | 442 | 525 | 590 | 806 | 666 | 1,054 Drugs.......................................| 331 | 81 | 128 | 178 | 253 | 409 | 521 | 479 | 597 Medical supplies............................| 106 | 43 | 56 | 80 | 96 | 86 | 172 | 119 | 276 | | | | | | | | | Entertainment.................................| 1,287 | 1,217 | 1,543 | 1,434 | 1,658 | 1,297 | 943 | 1,085 | 690 Fees and admissions.........................| 369 | 294 | 406 | 388 | 426 | 394 | 317 | 368 | 226 Television, radios, sound equipment.........| 384 | 408 | 480 | 486 | 445 | 366 | 279 | 318 | 209 Pets, toys, and playground equipment........| 239 | 138 | 267 | 346 | 306 | 225 | 180 | 198 | 148 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 295 | 378 | 391 | 216 | 481 | 312 | 167 | 201 | 107 | | | | | | | | | Personal care products and services...........| 357 | 324 | 374 | 395 | 397 | 367 | 313 | 340 | 262 | | | | | | | | | Reading.......................................| 172 | 116 | 158 | 188 | 193 | 188 | 165 | 180 | 139 | | | | | | | | | Education.....................................| 219 | 544 | 269 | 326 | 432 | 154 | 46 | 49 | 41 | | | | | | | | | Tobacco products and smoking supplies.........| 250 | 240 | 235 | 358 | 338 | 299 | 152 | 187 | 89 | | | | | | | | | Miscellaneous.................................| 647 | 385 | 645 | 948 | 744 | 649 | 540 | 615 | 401 | | | | | | | | | Cash contributions............................| 1,029 | 213 | 557 | 973 | 1,332 | 1,194 | 1,207 | 1,104 | 1,392 | | | | | | | | | Personal insurance and pensions...............| 2,404 | 1,619 | 3,015 | 3,431 | 3,671 | 2,911 | 978 | 1,219 | 549 Life and other personal insurance...........| 383 | 139 | 263 | 456 | 416 | 437 | 414 | 425 | 395 Pensions and Social Security................| 2,021 | 1,480 | 2,751 | 2,976 | 3,256 | 2,474 | 564 | 794 | 154 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 31,991 | 22,658 | 36,627 | 37,138 | 41,585 | 34,780 | 23,766 | 25,419 | 20,825 Wages and salaries..........................| 21,111 | 21,140 | 32,691 | 32,212 | 34,346 | 23,293 | 4,246 | 6,038 | 1,055 Self-employment income......................| 2,436 | 460 | 2,579 | 2,973 | 3,948 | 3,241 | 1,420 | 1,897 | 573 Social Security, private and government | | | | | | | | | retirement.................................| 5,900 | 4/23 | 82 | 433 | 1,172 | 5,830 | 13,992 | 13,961 | 14,046 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,861 | 80 | 510 | 561 | 911 | 1,872 | 3,750 | 3,118 | 4,875 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 263 | 92 | 220 | 221 | 532 | 305 | 198 | 262 | 82 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 158 | 238 | 163 | 193 | 240 | 157 | 95 | 112 | 66 Regular contributions for support...........| 175 | 367 | 207 | 471 | 321 | 4/23 | 47 | 11 | 4/110 Other income................................| 87 | 258 | 175 | 74 | 115 | 59 | 19 | 20 | 4/16 | | | | | | | | | Personal taxes................................| 3,010 | 1,977 | 3,681 | 3,742 | 4,679 | 3,644 | 1,516 | 1,602 | 1,363 Federal income taxes........................| 2,429 | 1,580 | 2,967 | 3,064 | 3,779 | 2,939 | 1,210 | 1,277 | 1,090 State and local income taxes................| 517 | 387 | 684 | 679 | 814 | 604 | 219 | 233 | 195 Other taxes.................................| 65 | 9 | 30 | -1 | 87 | 101 | 86 | 91 | 77 | | | | | | | | | Income after taxes............................| 28,980 | 20,681 | 32,947 | 33,396 | 36,906 | 31,136 | 22,251 | 23,817 | 19,462 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| 342 | 647 | -662 | -530 | -3,037 | 2,673 | 1,085 | 1,622 | 130 Net change in total assets..................| 3,908 | 5,882 | 7,162 | 5,756 | 998 | 4,771 | 1,853 | 2,756 | 246 Net change in total liabilities.............| 3,566 | 5,234 | 7,823 | 6,286 | 4,035 | 2,098 | 768 | 1,134 | 116 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 556 | 122 | 219 | 786 | 510 | 525 | 768 | 1,105 | 167 Mortgage principal paid on owned property...| -470 | -81 | -456 | -761 | -868 | -550 | -219 | -302 | -73 Estimated market value of owned home........| 70,497 | 6,636 | 44,194 | 61,026 | 77,045 | 88,306 | 84,949 | 89,371 | 77,077 Estimated monthly rental value of owned home| 417 | 63 | 295 | 399 | 504 | 496 | 463 | 489 | 417 | | | | | | | | | Gifts of goods and services, total............| 988 | 564 | 678 | 920 | 1,602 | 1,159 | 874 | 862 | 888 Clothing, males 2 and over..................| 96 | 44 | 59 | 68 | 87 | 186 | 80 | 95 | 51 Clothing, females 2 and over................| 96 | 96 | 77 | 70 | 151 | 127 | 68 | 83 | 40 Clothing, children under 2..................| 35 | 18 | 32 | 32 | 72 | 37 | 22 | 28 | 11 Jewelry and watches.........................| 20 | 14 | 20 | 28 | 34 | 17 | 13 | 18 | 4/4 Small appliances and miscellaneous | | | | | | | | | housewares.................................| 21 | 16 | 26 | 15 | 28 | 21 | 18 | 25 | 6 Household textiles..........................| 13 | 4/3 | 4/17 | 4/5 | 4/8 | 23 | 12 | 13 | 4/9 All other gifts.............................| 708 | 372 | 445 | 702 | 1,222 | 748 | 661 | 600 | 767 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.