Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6798 1802 1376 1040 882 916 512 269 Income before taxes 1/.................... 14478 2635 7365 12169 16981 24635 34009 59102 Income after taxes 1/..................... 13559 2630 7204 11622 15943 22785 31254 53781 Average number of persons in cons. unit... 1.8 1.2 1.8 1.9 2.1 2.1 2.4 2.5 Age of reference person................... 21.5 20.1 21.4 21.8 22.2 22.6 22.7 22.8 Average number of: Earners.................................. 1.3 1 1 1.2 1.4 1.6 1.9 2 Vehicles................................. 1.2 0.6 0.9 1.2 1.5 1.8 2.1 2.5 Children under 18........................ 0.4 0.1 0.6 0.5 0.5 0.4 0.4 0.4 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Percent distribution: Male..................................... 57 44 49 64 64 64 75 76 Female................................... 43 56 51 36 36 36 25 24 Percent homeowner........................ 8 1 3 3 13 16 24 25 Homeowner with mortgage................. 6 0 1 2 8 15 19 24 Homeowner without mortgage.............. 2 1 2 2 5 1 6 1 Renter................................... 92 99 97 97 87 84 76 75 Black.................................... 10 10 14 10 13 7 2 3 White and other.......................... 90 90 86 90 87 93 98 97 Elementary (1-8)......................... 2 1 2 4 1 2 0 0 High school (9-12)....................... 42 30 40 50 59 42 50 25 College.................................. 56 68 57 46 40 56 50 75 Never attended and other................. 0 0 0 0 0 0 0 0 At least one vehicle owned............... 74 49 69 79 88 92 94 97 Average annual expenditures............... 16918 8399 12538 14947 19299 25013 30967 36792 Food..................................... 2592 1616 2123 2440 2593 3191 4210 4922 Food at home............................ 1240 584 1021 1360 1254 1541 2201 2359 Cereals and bakery products............ 184 106 159 192 183 206 325 333 Cereals and cereal products........... 70 39 70 88 62 78 99 118 Bakery products....................... 113 67 89 105 121 129 227 215 Meats, poultry, fish, and eggs......... 279 99 242 321 279 337 548 551 Beef.................................. 95 27 85 111 109 114 200 165 Pork.................................. 51 18 49 58 52 48 83 135 Other meats........................... 43 22 31 62 43 50 80 61 Poultry............................... 40 14 34 34 39 48 102 94 Fish and seafood...................... 32 12 23 38 21 59 50 58 Eggs.................................. 17 6 18 19 15 18 34 39 Dairy products......................... 163 78 153 157 169 212 307 234 Fresh milk and cream.................. 83 38 73 102 89 103 146 115 Other dairy products.................. 80 40 80 56 80 109 161 120 Fruits and vegetables.................. 178 76 147 176 197 221 355 325 Fresh fruits.......................... 49 25 44 40 51 57 106 96 Fresh vegetables...................... 52 19 36 61 64 63 106 105 Processed fruits...................... 44 23 42 47 43 54 78 64 Processed vegetables.................. 32 10 25 29 39 48 64 60 Other food at home..................... 436 225 320 513 425 564 666 916 Sugar and other sweets................ 45 23 40 37 50 53 84 88 Fats and oils......................... 27 12 21 31 28 35 46 56 Miscellaneous foods................... 231 114 150 292 215 312 335 528 Nonalcoholic beverages................ 118 67 98 135 120 138 186 208 Food prep. by cu, out-of-town trips... 14 7 10 17 12 26 15 35 Food away from home..................... 1353 1032 1102 1080 1339 1650 2009 2563 Alcoholic beverages...................... 319 162 274 234 290 512 359 705 Housing.................................. 4888 2184 3645 4574 5638 7218 9616 10679 Shelter................................. 3071 1498 2297 2978 3443 4372 5797 7079 Owned dwellings........................ 323 17 54 57 288 638 1245 2061 Mortgage interest..................... 239 12 29 22 220 464 994 1531 Property taxes........................ 33 0 3 13 12 67 117 269 Maintenance, rep., ins., oth. exp..... 51 5 22 22 56 106 134 262 Rented dwellings....................... 2572 1149 2190 2846 3072 3573 4209 4831 Other lodging.......................... 176 332 53 75 83 161 343 187 Utilities, fuels, and public services... 907 417 835 825 1145 1310 1531 1528 Natural gas............................ 89 24 91 67 95 148 205 166 Electricity............................ 329 102 303 317 488 489 544 542 Fuel oil and other fuels............... 18 10 6 24 18 33 24 39 Telephone.............................. 424 268 403 379 481 556 646 682 Water and other public services........ 47 13 33 37 63 84 111 99 Household operations.................... 137 26 81 128 176 217 394 302 Personal services...................... 93 7 40 92 129 173 329 97 Other household expenses............... 44 20 41 36 46 45 65 206 Housekeeping supplies................... 178 80 121 147 188 313 285 294 Laundry and cleaning supplies.......... 51 14 39 61 52 67 118 87 Other household products............... 51 15 32 43 83 66 73 141 Postage and stationery................. 76 51 50 42 52 180 94 66 Household furnishings and equipment..... 597 164 312 497 686 1007 1610 1474 Household textiles..................... 26 6 9 17 33 71 31 36 Furniture.............................. 264 45 130 243 277 456 900 578 Floor coverings........................ 11 2 2 9 15 23 10 82 Major appliances....................... 79 12 43 73 114 84 245 300 Small appliances, misc. housewares..... 32 17 18 31 48 42 62 64 Miscellaneous household equipment...... 185 82 109 124 201 331 362 414 Apparel and services..................... 1144 430 1040 978 1232 1614 1907 2406 Men and boys............................ 286 84 257 216 316 313 510 927 Men, 16 and over....................... 276 84 246 209 294 299 489 922 Boys, 2 to 15.......................... 10 0 11 7 22 14 21 5 Women and girls......................... 426 153 480 326 467 681 372 681 Women, 16 and over..................... 410 151 453 314 450 660 338 673 Girls, 2 to 15......................... 16 2 28 12 17 21 34 8 Children under 2........................ 86 29 65 88 81 122 193 180 Footwear................................ 115 33 67 151 145 135 326 187 Other apparel products and services..... 232 130 170 198 223 363 506 431 Transportation........................... 3803 1637 2295 3489 4979 6488 7157 7784 Vehicle purchases (net outlay).......... 1915 760 940 1601 2783 3676 3878 3268 Cars and trucks, new................... 822 337 220 582 1152 2242 1612 663 Cars and trucks, used.................. 1077 413 715 999 1622 1379 2260 2605 Other vehicles......................... 16 11 5 19 8 56 5 0 Gasoline and motor oil.................. 725 419 555 784 850 996 1097 1385 Other vehicle expenses.................. 998 302 633 973 1213 1666 1940 2770 Vehicle finance charges................ 212 25 76 178 307 436 474 716 Maintenance and repairs................ 335 137 296 392 303 492 578 674 Vehicle insurance...................... 356 94 192 308 508 605 700 1132 Veh. rental, licenses, oth. charges.... 95 46 70 95 95 133 187 247 Public transportation................... 165 156 167 132 133 149 242 361 Health care.............................. 393 175 227 231 586 752 770 706 Health insurance........................ 113 15 55 94 145 236 257 334 Medical services........................ 184 104 96 60 326 367 367 216 Drugs................................... 58 26 52 47 67 100 97 72 Medical supplies........................ 38 30 24 30 48 48 50 84 Entertainment............................ 913 511 687 699 935 1316 1630 2592 Fees and admissions..................... 226 192 151 178 178 307 397 583 Television, radios, sound equipment..... 364 193 273 303 460 554 624 733 Pets, toys, and playground equipment.... 132 32 96 89 125 261 299 279 Other supplies, equip., and services.... 191 93 167 129 171 193 311 998 Personal care products and services...... 235 96 191 244 312 314 301 465 Reading.................................. 79 51 51 72 104 107 145 148 Education................................ 765 1053 1061 465 398 593 630 516 Tobacco products and smoking supplies.... 211 92 168 302 280 270 357 172 Miscellaneous............................ 341 215 193 258 452 457 667 877 Cash contributions....................... 143 15 178 121 125 198 187 706 Personal insurance and pensions.......... 1090 161 406 840 1376 1982 3032 4113 Life and other personal insurance....... 68 6 32 57 98 77 308 135 Pensions and Social Security............ 1022 155 374 782 1278 1905 2724 3979 Money income before taxes 1/.............. 14478 2635 7365 12169 16981 24635 34009 59102 Wages and salaries....................... 12573 1959 4793 9974 15617 21688 31937 55583 Self-employment income................... 245 6 38 136 173 748 726 930 Soc. Sec., priv. and gov. retirement..... 69 8 66 56 19 48 299 337 Int., divid., rent. inc., property inc... 117 30 42 145 136 115 58 1032 Unemp. and workers' compen., vet. ben.... 128 25 155 51 129 343 145 208 Pub. ass., supp. sec. inc., foodstamps... 434 163 1194 527 251 247 31 1 Regular contributions for support........ 703 309 790 982 400 1244 692 994 Other income............................. 210 135 287 298 255 203 121 18 Personal taxes 1/......................... 920 4 161 547 1037 1850 2755 5321 Federal income taxes..................... 718 0 106 427 816 1465 2105 4277 State and local income taxes............. 197 2 53 117 208 400 617 1007 Other taxes.............................. 5 2 2 3 13 -15 33 37 Income after taxes 1/..................... 13559 2630 7204 11622 15943 22785 31254 53781 Net change in total assets and liabilities -315 929 -502 -1272 -671 -1341 -1862 3605 Net change in total assets............... 1638 764 -436 -537 2074 704 8735 14728 Net change in total liabilities.......... 1953 -164 66 735 2745 2045 10597 11123 Other money receipts...................... 105 51 167 125 28 107 235 61 Mortgage principal paid, owned property... -44 -2 -12 -20 -86 -93 -126 -127 Estimated market value of owned home...... 3979 513 782 1294 5038 6713 13482 23026 Est. monthly rental value of owned home... 36 6 10 10 48 76 100 174 Gifts of goods and services, total........ 462 313 458 275 329 679 839 770 Clothing, males 2 and over............... 30 24 42 14 19 27 35 72 Clothing, females 2 and over............. 49 25 62 22 36 61 79 100 Clothing, infants less than 2............ 24 6 4 29 13 44 70 84 Jewelry and watches...................... 37 30 35 32 14 52 97 23 Small appliances and misc. housewares.... 7 7 2 6 16 4 10 19 Household textiles....................... 4 0 3 2 3 10 0 9 All other gifts.......................... 311 220 311 170 228 481 548 463 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.