Table 1. Northeast region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 16680 1123 2114 1853 1425 2641 2126 1541 3858 Income before taxes 1/.................... 34819 2674 7496 12264 17456 24249 34540 44690 79840 Income after taxes 1/..................... 31702 2653 7431 11956 16712 22543 31621 41384 70927 Average number of persons in cons. unit... 2.5 1.5 1.8 2 2.3 2.5 2.7 3 3.2 Age of reference person................... 48.4 40.2 57.6 56.2 51.5 47.4 43.8 45 45.5 Average number of: Earners.................................. 1.4 0.8 0.5 0.7 1 1.3 1.6 1.9 2.1 Vehicles................................. 1.6 0.6 0.7 0.9 1.2 1.6 1.9 2.4 2.5 Children under 18........................ 0.6 0.2 0.4 0.4 0.5 0.6 0.7 0.8 0.8 Persons 65 and over...................... 0.3 0.3 0.6 0.6 0.6 0.3 0.2 0.2 0.2 Percent distribution: Male..................................... 63 42 37 45 55 64 71 79 83 Female................................... 37 58 63 55 45 36 29 21 17 Percent homeowner........................ 59 18 41 43 53 55 64 75 85 Homeowner with mortgage................. 35 4 8 13 17 29 42 56 67 Homeowner without mortgage.............. 25 14 33 29 37 26 22 19 18 Renter................................... 41 82 59 57 47 45 36 25 15 Black.................................... 10 16 14 10 11 12 10 6 4 White and other.......................... 90 84 86 90 89 88 90 94 96 Elementary (1-8)......................... 9 13 25 19 11 7 4 5 2 High school (9-12)....................... 45 39 52 54 56 54 46 52 28 College.................................. 45 47 23 25 33 39 50 43 70 Never attended and other................. 0 2 0 2 0 0 0 0 0 At least one vehicle owned............... 79 39 49 64 78 87 91 97 96 Average annual expenditures............... 30113 11210 12787 15933 18958 24595 31481 37705 56139 Food..................................... 4634 2054 2353 2867 3312 4192 5123 5952 7515 Food at home............................ 2582 1155 1678 2013 2108 2530 2984 3133 3541 Cereals and bakery products............ 413 177 279 312 348 382 478 508 575 Cereals and cereal products........... 136 58 97 125 112 135 142 156 185 Bakery products....................... 277 119 182 187 237 247 336 351 390 Meats, poultry, fish, and eggs......... 715 298 457 523 607 727 822 888 971 Beef.................................. 218 93 137 155 179 237 263 265 287 Pork.................................. 120 37 84 95 99 124 134 150 160 Other meats........................... 105 37 63 58 77 110 124 134 153 Poultry............................... 138 66 92 109 133 146 163 155 172 Fish and seafood...................... 102 48 53 76 91 78 98 142 163 Eggs.................................. 33 16 27 30 28 32 39 43 37 Dairy products......................... 318 152 218 250 239 319 380 383 422 Fresh milk and cream.................. 151 76 118 125 119 153 186 185 178 Other dairy products.................. 167 76 101 125 120 166 194 198 245 Fruits and vegetables.................. 443 191 315 373 352 435 489 532 601 Fresh fruits.......................... 134 55 100 118 98 137 149 151 181 Fresh vegetables...................... 135 55 96 117 119 134 142 163 181 Processed fruits...................... 105 43 77 90 77 98 119 136 141 Processed vegetables.................. 69 38 42 49 58 66 79 81 99 Other food at home..................... 693 337 409 555 561 667 814 821 972 Sugar and other sweets................ 87 34 52 69 71 78 106 101 126 Fats and oils......................... 57 20 42 52 51 54 70 64 73 Miscellaneous foods................... 289 144 171 228 207 279 331 353 417 Nonalcoholic beverages................ 229 106 139 188 214 235 268 271 296 Food prep. by cu, out-of-town trips... 31 33 5 19 17 20 39 31 59 Food away from home..................... 2052 899 675 854 1204 1662 2139 2820 3973 Alcoholic beverages...................... 346 165 88 167 289 268 410 530 588 Housing.................................. 9692 3604 5159 5942 6681 8061 10062 10980 17297 Shelter................................. 5755 2222 2996 3480 3902 4781 6029 6395 10334 Owned dwellings........................ 3266 391 1067 1156 1533 2033 3252 4239 7422 Mortgage interest..................... 1770 87 277 284 444 871 1799 2690 4513 Property taxes........................ 863 228 503 505 628 614 855 970 1634 Maintenance, rep., ins., oth. exp..... 633 75 287 367 461 548 598 579 1275 Rented dwellings....................... 1813 1641 1772 2174 2095 2264 2200 1597 1174 Other lodging.......................... 677 191 157 150 273 484 578 559 1738 Utilities, fuels, and public services... 1953 841 1301 1550 1707 1841 2042 2237 2835 Natural gas............................ 278 103 240 268 239 256 298 289 367 Electricity............................ 683 256 418 540 580 645 719 820 1012 Fuel oil and other fuels............... 261 83 174 179 260 251 278 347 362 Telephone.............................. 577 368 380 460 513 546 589 586 835 Water and other public services........ 155 31 89 103 115 142 159 196 259 Household operations.................... 421 35 259 204 231 302 276 456 942 Personal services...................... 205 9 147 68 122 129 142 323 428 Other household expenses............... 216 25 112 136 110 173 133 133 514 Housekeeping supplies................... 437 184 244 313 317 335 518 549 704 Laundry and cleaning supplies.......... 125 63 81 96 89 107 153 156 177 Other household products............... 170 51 89 135 120 117 205 217 287 Postage and stationery................. 142 70 74 82 108 111 160 177 240 Household furnishings and equipment..... 1126 323 358 394 524 801 1197 1343 2482 Household textiles..................... 98 20 39 42 37 86 109 132 190 Furniture.............................. 326 63 62 137 185 224 315 357 755 Floor coverings........................ 141 12 5 16 36 71 126 124 439 Major appliances....................... 150 84 58 67 115 128 183 228 239 Small appliances, misc. housewares..... 67 18 13 54 33 41 78 103 124 Miscellaneous household equipment...... 345 124 182 78 117 253 386 398 736 Apparel and services..................... 1815 668 754 813 1042 1568 1922 2343 3432 Men and boys............................ 425 133 156 142 189 332 421 616 880 Men, 16 and over....................... 349 102 75 101 169 271 331 521 760 Boys, 2 to 15.......................... 76 31 81 41 20 61 90 94 119 Women and girls......................... 743 289 325 375 444 709 790 973 1319 Women, 16 and over..................... 645 272 278 335 397 626 660 812 1157 Girls, 2 to 15......................... 98 16 47 41 48 83 130 161 161 Children under 2........................ 76 29 23 54 32 65 89 129 122 Footwear................................ 281 89 132 101 255 269 346 287 493 Other apparel products and services..... 290 128 117 140 122 193 276 338 619 Transportation........................... 4954 1748 1362 2375 2948 3832 5609 7167 9351 Vehicle purchases (net outlay).......... 1999 848 301 971 1066 1352 2186 3134 3988 Cars and trucks, new................... 1139 547 81 407 643 603 1302 1462 2572 Cars and trucks, used.................. 844 297 219 561 420 741 867 1671 1364 Other vehicles......................... 16 5 1 3 3 7 17 1 52 Gasoline and motor oil.................. 859 347 326 438 620 806 974 1188 1434 Other vehicle expenses.................. 1673 394 530 740 1021 1346 1936 2496 3105 Vehicle finance charges................ 249 28 54 80 137 198 329 404 472 Maintenance and repairs................ 547 168 186 246 360 426 657 818 974 Vehicle insurance...................... 673 154 255 336 421 578 749 1010 1195 Veh. rental, licenses, oth. charges.... 205 44 35 79 103 144 201 265 464 Public transportation................... 423 160 205 226 240 328 513 349 824 Health care.............................. 1396 578 941 1343 1259 1400 1216 1559 1992 Health insurance........................ 523 206 434 618 564 523 470 567 616 Medical services........................ 577 260 270 434 477 576 444 700 969 Drugs................................... 205 63 189 236 160 218 212 194 251 Medical supplies........................ 90 49 48 55 58 84 90 98 157 Entertainment............................ 1506 494 444 604 803 1132 1475 1875 3207 Fees and admissions..................... 427 143 98 134 223 290 415 503 974 Television, radios, sound equipment..... 450 229 192 289 294 397 487 566 761 Pets, toys, and playground equipment.... 276 72 114 130 174 259 317 356 491 Other supplies, equip., and services.... 353 50 40 50 112 186 256 450 980 Personal care products and services...... 375 158 165 238 263 309 421 496 636 Reading.................................. 184 76 76 124 120 169 194 228 314 Education................................ 498 608 454 107 216 310 325 332 1072 Tobacco products and smoking supplies.... 277 161 194 243 260 297 331 350 305 Miscellaneous............................ 646 499 182 277 350 479 671 877 1237 Cash contributions....................... 782 224 370 286 350 588 657 786 1769 Personal insurance and pensions.......... 3008 171 244 549 1065 1992 3063 4231 7424 Life and other personal insurance....... 353 55 85 125 181 290 313 459 783 Pensions and Social Security............ 2655 116 159 424 884 1702 2750 3772 6641 Money income before taxes 1/.............. 34819 2674 7496 12264 17456 24249 34540 44690 79840 Wages and salaries....................... 25934 1320 1563 4759 9503 17244 27621 38644 62633 Self-employment income................... 2936 -27 183 324 693 874 1450 1686 10120 Soc. Sec., priv. and gov. retirement..... 3648 702 4064 5592 5798 4285 3592 2761 2500 Int., divid., rent. inc., property inc... 1390 62 146 427 553 944 977 1053 3898 Unemp. and workers' compen., vet. ben.... 252 7 139 224 275 267 347 295 312 Pub. ass., supp. sec. inc., foodstamps... 322 429 1214 684 278 155 49 39 20 Regular contributions for support........ 239 120 136 172 285 373 440 136 182 Other income............................. 99 60 52 81 70 106 64 76 176 Personal taxes 1/......................... 3116 21 65 308 744 1706 2919 3306 8913 Federal income taxes..................... 2437 11 38 182 569 1213 2192 2464 7193 State and local income taxes............. 643 7 22 116 211 396 715 796 1648 Other taxes.............................. 36 2 6 10 -37 97 13 46 71 Income after taxes 1/..................... 31702 2653 7431 11956 16712 22543 31621 41384 70927 Net change in total assets and liabilities 534 -528 0 -1886 174 1069 -2255 2371 2869 Net change in total assets............... 3232 -88 -104 -765 196 1774 2978 4810 9574 Net change in total liabilities.......... 2698 440 -104 1121 22 705 5233 2439 6706 Other money receipts...................... 614 94 112 28 443 286 1188 679 1265 Mortgage principal paid, owned property... -525 -30 -135 -140 -172 -383 -594 -650 -1207 Estimated market value of owned home...... 87195 21741 49550 43914 51626 66156 81725 92954 175915 Est. monthly rental value of owned home... 464 98 254 257 331 372 456 561 862 Gifts of goods and services, total........ 1036 636 436 372 556 798 946 1004 2210 Clothing, males 2 and over............... 60 41 36 26 58 32 79 62 106 Clothing, females 2 and over............. 110 43 94 38 83 75 125 102 205 Clothing, infants less than 2............ 33 10 4 22 7 24 35 53 68 Jewelry and watches...................... 27 37 21 5 13 26 29 48 33 Small appliances and misc. housewares.... 20 2 3 29 14 11 22 47 27 Household textiles....................... 8 2 6 10 4 6 18 2 11 All other gifts.......................... 777 500 272 241 378 623 639 689 1761 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.