Table 4. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 17970 986 1952 1984 1892 3179 2520 1620 3836 Income before taxes 1/.................... 34386 1213 7623 12510 17298 24655 34546 44646 79906 Income after taxes 1/..................... 30965 1266 7513 12014 16279 22534 31129 39853 70704 Average number of persons in cons. unit... 2.6 1.8 1.9 2.1 2.6 2.6 2.8 3 3.2 Age of reference person................... 45.5 41.8 50 50.2 45.5 45.3 41.3 44.2 45.4 Average number of: Earners.................................. 1.4 0.9 0.7 0.9 1.3 1.4 1.6 1.8 2 Vehicles................................. 2.2 1.1 1 1.6 2 2.2 2.4 2.7 3.2 Children under 18........................ 0.7 0.4 0.6 0.5 0.7 0.8 0.9 0.9 0.9 Persons 65 and over...................... 0.3 0.2 0.4 0.5 0.3 0.3 0.2 0.2 0.2 Percent distribution: Male..................................... 68 44 44 58 67 68 73 79 84 Female................................... 32 56 56 42 33 32 27 21 16 Percent homeowner........................ 58 34 34 42 44 55 58 71 88 Homeowner with mortgage................. 42 17 13 14 26 38 47 60 77 Homeowner without mortgage.............. 16 17 21 27 18 17 11 11 10 Renter................................... 42 66 66 58 56 45 42 29 12 Black.................................... 5 4 10 4 5 5 3 5 3 White and other.......................... 95 96 90 96 95 95 97 95 97 Elementary (1-8)......................... 8 11 19 17 9 9 4 5 1 High school (9-12)....................... 36 47 45 47 47 38 33 26 20 College.................................. 55 42 34 35 43 52 62 68 79 Never attended and other................. 1 0 2 1 1 1 0 0 0 At least one vehicle owned............... 90 66 69 83 93 96 96 98 98 Average annual expenditures............... 32465 14897 13841 17533 21898 26458 35040 40168 58679 Food..................................... 4691 2617 2700 3008 3576 4232 4957 5504 7157 Food at home............................ 2772 1377 1878 1999 2438 2622 3004 3130 3751 Cereals and bakery products............ 397 203 278 295 333 373 428 435 545 Cereals and cereal products........... 149 77 101 123 126 152 162 169 187 Bakery products....................... 248 126 176 172 207 222 265 266 358 Meats, poultry, fish, and eggs......... 693 367 468 505 640 677 714 767 929 Beef.................................. 244 82 148 175 226 277 240 289 313 Pork.................................. 116 82 96 79 97 107 135 118 151 Other meats........................... 94 50 63 76 102 86 109 96 118 Poultry............................... 112 61 77 75 96 88 106 124 176 Fish and seafood...................... 89 73 51 65 77 84 84 96 128 Eggs.................................. 38 19 33 35 43 35 41 44 42 Dairy products......................... 348 145 265 278 318 337 387 392 430 Fresh milk and cream.................. 162 73 124 148 180 167 184 174 168 Other dairy products.................. 186 72 141 130 139 170 202 218 263 Fruits and vegetables.................. 468 233 344 341 415 437 514 527 618 Fresh fruits.......................... 149 67 101 125 126 139 162 164 200 Fresh vegetables...................... 147 78 105 109 149 134 153 163 192 Processed fruits...................... 104 59 88 63 86 94 122 120 138 Processed vegetables.................. 68 30 50 44 54 69 78 80 87 Other food at home..................... 865 429 523 581 731 797 961 1009 1228 Sugar and other sweets................ 100 42 56 57 106 93 115 124 136 Fats and oils......................... 72 43 52 52 74 68 80 77 89 Miscellaneous foods................... 402 207 232 258 300 373 474 462 582 Nonalcoholic beverages................ 235 116 162 181 222 213 230 277 317 Food prep. by cu, out-of-town trips... 56 20 21 33 30 51 63 69 103 Food away from home..................... 1919 1240 822 1009 1139 1611 1953 2374 3406 Alcoholic beverages...................... 362 321 142 189 284 436 341 383 547 Housing.................................. 10305 4972 5065 6261 7212 8557 10216 13033 18179 Shelter................................. 6324 3187 3225 3890 4564 5345 6294 8215 10869 Owned dwellings........................ 3703 1204 938 1198 1752 2625 3278 5423 8457 Mortgage interest..................... 2568 797 431 417 1098 1570 2442 3951 6274 Property taxes........................ 561 149 218 274 331 436 430 883 1156 Maintenance, rep., ins., oth. exp..... 574 258 289 507 323 619 405 588 1027 Rented dwellings....................... 2071 1679 2192 2462 2573 2359 2565 2044 1108 Other lodging.......................... 550 305 94 231 239 361 452 748 1303 Utilities, fuels, and public services... 1658 902 1024 1209 1477 1615 1698 2018 2353 Natural gas............................ 209 102 132 165 175 183 209 268 310 Electricity............................ 612 344 381 471 543 614 593 718 872 Fuel oil and other fuels............... 34 16 27 19 29 42 27 51 44 Telephone.............................. 599 330 396 442 576 583 661 722 785 Water and other public services........ 204 110 87 113 154 193 207 259 342 Household operations.................... 551 107 188 238 293 425 484 539 1294 Personal services...................... 277 9 77 82 164 229 312 266 624 Other household expenses............... 274 97 111 156 128 196 172 273 670 Housekeeping supplies................... 458 296 228 251 314 395 410 612 761 Laundry and cleaning supplies.......... 120 91 70 83 74 121 108 139 185 Other household products............... 189 79 84 93 109 145 164 302 330 Postage and stationery................. 149 126 73 74 131 129 138 171 246 Household furnishings and equipment..... 1314 479 401 673 565 777 1329 1649 2903 Household textiles..................... 130 22 35 70 63 82 176 120 273 Furniture.............................. 349 60 118 281 160 212 444 518 650 Floor coverings........................ 71 21 29 21 15 34 47 89 189 Major appliances....................... 160 19 49 85 121 115 179 180 329 Small appliances, misc. housewares..... 79 24 27 53 38 52 75 100 162 Miscellaneous household equipment...... 525 334 144 162 168 283 409 642 1302 Apparel and services..................... 1889 764 678 986 1187 1402 2316 1918 3576 Men and boys............................ 492 68 158 231 318 307 425 597 1063 Men, 16 and over....................... 407 66 114 177 267 237 358 491 904 Boys, 2 to 15.......................... 85 2 44 54 52 70 67 107 159 Women and girls......................... 766 485 227 403 440 592 1193 679 1334 Women, 16 and over..................... 657 455 187 345 381 526 1052 540 1124 Girls, 2 to 15......................... 109 30 40 58 59 66 141 140 210 Children under 2........................ 96 31 51 82 62 79 140 90 142 Footwear................................ 240 56 104 98 164 177 314 225 448 Other apparel products and services..... 295 125 138 173 203 247 245 326 588 Transportation........................... 5873 3200 2200 2713 4153 4648 7404 7416 10248 Vehicle purchases (net outlay).......... 2563 1684 913 969 1830 1647 3823 3272 4444 Cars and trucks, new................... 1357 310 159 311 657 1056 1292 1765 3243 Cars and trucks, used.................. 1174 1336 751 652 1169 562 2487 1405 1166 Other vehicles......................... 32 37 3 6 4 29 44 102 36 Gasoline and motor oil.................. 1055 555 485 652 865 1077 1144 1359 1572 Other vehicle expenses.................. 1882 731 678 927 1280 1602 2092 2436 3420 Vehicle finance charges................ 289 53 44 104 188 250 368 396 556 Maintenance and repairs................ 714 310 375 332 529 600 782 955 1204 Vehicle insurance...................... 634 293 192 389 443 576 673 783 1126 Veh. rental, licenses, oth. charges.... 245 75 67 102 120 176 269 302 534 Public transportation................... 373 230 124 166 179 322 345 351 811 Health care.............................. 1488 587 938 1302 1483 1389 1433 1691 2125 Health insurance........................ 541 237 362 509 509 527 563 584 720 Medical services........................ 645 190 346 506 631 583 597 722 1042 Drugs................................... 224 124 192 218 251 221 184 285 256 Medical supplies........................ 78 36 39 69 92 57 88 101 107 Entertainment............................ 1779 626 549 730 853 1409 1807 2389 3710 Fees and admissions..................... 466 153 103 157 202 375 438 743 1000 Television, radios, sound equipment..... 516 259 243 306 353 423 586 651 881 Pets, toys, and playground equipment.... 301 125 115 147 130 362 320 357 510 Other supplies, equip., and services.... 495 88 88 119 168 249 462 637 1319 Personal care products and services...... 439 265 203 228 335 365 487 536 722 Reading.................................. 167 64 70 99 111 149 180 196 302 Education................................ 354 409 241 145 133 178 298 423 764 Tobacco products and smoking supplies.... 223 133 206 212 220 257 225 261 215 Miscellaneous............................ 796 241 291 517 534 716 867 1015 1389 Cash contributions....................... 982 104 258 376 617 768 1123 1157 2080 Personal insurance and pensions.......... 3116 593 299 768 1200 1954 3387 4245 7665 Life and other personal insurance....... 295 41 48 105 138 152 262 447 738 Pensions and Social Security............ 2821 552 251 663 1062 1802 3125 3798 6926 Money income before taxes 1/.............. 34386 1213 7623 12510 17298 24655 34546 44646 79906 Wages and salaries....................... 24848 1432 2471 5685 11252 17553 28464 35830 57904 Self-employment income................... 3679 -1577 289 712 751 1415 1872 2042 13490 Soc. Sec., priv. and gov. retirement..... 3334 747 2745 4439 3550 3736 2370 4175 3567 Int., divid., rent. inc., property inc... 1382 50 161 465 590 986 1104 1556 3650 Unemp. and workers' compen., vet. ben.... 281 32 285 142 321 313 312 736 156 Pub. ass., supp. sec. inc., foodstamps... 362 329 1408 639 436 232 46 40 108 Regular contributions for support........ 323 92 132 300 254 361 283 193 575 Other income............................. 177 107 132 127 144 59 94 74 456 Personal taxes 1/......................... 3422 -53 110 496 1019 2121 3416 4793 9202 Federal income taxes..................... 2672 -95 79 344 773 1667 2702 3749 7201 State and local income taxes............. 687 -5 15 78 221 411 667 986 1867 Other taxes.............................. 63 47 17 74 25 43 48 57 135 Income after taxes 1/..................... 30965 1266 7513 12014 16279 22534 31129 39853 70704 Net change in total assets and liabilities -830 -95 146 -2191 -1533 -1351 -1691 -2350 1176 Net change in total assets............... 4448 -611 368 -1711 1540 986 2535 6308 15788 Net change in total liabilities.......... 5278 -516 222 480 3073 2337 4225 8658 14612 Other money receipts...................... 504 519 336 1139 206 420 179 762 578 Mortgage principal paid, owned property... -591 -214 -148 -177 -254 -466 -521 -805 -1350 Estimated market value of owned home...... 81657 35104 36245 47528 43531 56292 66134 96909 177970 Est. monthly rental value of owned home... 476 218 220 270 302 366 421 579 950 Gifts of goods and services, total........ 926 298 425 653 562 665 936 963 1800 Clothing, males 2 and over............... 71 5 36 45 45 61 65 87 128 Clothing, females 2 and over............. 90 17 61 46 42 70 96 107 162 Clothing, infants less than 2............ 44 14 20 31 14 36 90 44 61 Jewelry and watches...................... 27 5 9 17 32 29 11 24 57 Small appliances and misc. housewares.... 21 9 7 7 15 15 14 37 42 Household textiles....................... 18 7 13 0 4 22 18 21 32 All other gifts.......................... 655 242 279 508 409 433 643 642 1318 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.