Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 13,879 | 531 | 4,136 | 5,290 | 2,573 | 889 | 460 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $41,956 | $20,479 | $32,922 | $45,987 | $49,682 | $56,425 | $36,098 Income after taxes 1/.........................| 38,048 | 19,589 | 30,369 | 40,722 | 46,126 | 49,968 | 34,449 Average number of persons in consumer unit....| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Age of reference person.......................| 40.1 | 22.2 | 30.4 | 39.4 | 49.1 | 59.0 | 69.9 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 2.0 | 1.6 | 1.7 | 2.0 | 2.5 | 2.6 | 1.9 Vehicles....................................| 2.7 | 1.7 | 2.2 | 2.7 | 3.5 | 3.1 | 2.7 Children under 18...........................| 1.6 | 1.9 | 2.1 | 1.8 | 1.1 | .7 | .5 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .1 | 1.3 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 78 | 65 | 76 | 80 | 80 | 81 | 72 Female....................................| 22 | 35 | 24 | 20 | 20 | 19 | 28 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 73 | 12 | 59 | 81 | 83 | 84 | 89 Homeowner with mortgage.................| 61 | 7 | 53 | 72 | 69 | 52 | 30 Homeowner without mortgage..............| 12 | 5 | 6 | 10 | 13 | 32 | 59 Renter....................................| 27 | 88 | 41 | 19 | 17 | 16 | 11 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 17 | 10 | 11 | 10 | 18 | 11 White and other...........................| 89 | 83 | 90 | 89 | 90 | 82 | 89 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 1 | 5 | 3 | 7 | 18 | 30 High school (9-12)........................| 47 | 87 | 51 | 41 | 42 | 47 | 45 College...................................| 47 | 11 | 44 | 55 | 50 | 34 | 22 Never attended and other..................| (3) | 1 | (4) | (4) | 1 | (2) | 2 | | | | | | | At least one vehicle owned..................| 94 | 80 | 92 | 95 | 97 | 94 | 96 | | | | | | | Average annual expenditures.....................| $36,650 | $20,768 | $30,241 | $40,047 | $42,935 | $39,186 | $33,522 | | | | | | | Food..........................................| 5,724 | 3,596 | 4,858 | 6,206 | 6,462 | 5,906 | 6,085 Food at home................................| 3,457 | 2,309 | 3,093 | 3,645 | 3,740 | 3,555 | 4,514 Cereals and bakery products...............| 529 | 342 | 462 | 578 | 547 | 542 | 731 Cereals and cereal products.............| 193 | 140 | 187 | 203 | 181 | 186 | 293 Bakery products.........................| 336 | 202 | 275 | 374 | 366 | 356 | 437 Meats, poultry, fish, and eggs............| 897 | 596 | 800 | 898 | 1,036 | 994 | 1,344 Beef....................................| 308 | 189 | 283 | 304 | 358 | 339 | 425 Pork....................................| 168 | 124 | 152 | 164 | 200 | 169 | 273 Other meats.............................| 134 | 109 | 115 | 134 | 163 | 134 | 194 Poultry.................................| 144 | 83 | 126 | 145 | 169 | 156 | 246 Fish and seafood........................| 102 | 53 | 84 | 113 | 99 | 141 | 133 Eggs....................................| 42 | 38 | 40 | 38 | 47 | 55 | 73 | | | | | | | Dairy products............................| 445 | 280 | 410 | 468 | 471 | 431 | 612 Fresh milk and cream....................| 214 | 164 | 212 | 213 | 216 | 212 | 333 Other dairy products....................| 231 | 116 | 199 | 255 | 254 | 219 | 279 Fruits and vegetables.....................| 535 | 293 | 477 | 564 | 576 | 600 | 718 Fresh fruits............................| 159 | 70 | 141 | 168 | 169 | 206 | 191 Fresh vegetables........................| 153 | 98 | 134 | 158 | 166 | 187 | 206 Processed fruits........................| 126 | 65 | 111 | 139 | 133 | 114 | 158 Processed vegetables....................| 98 | 60 | 91 | 99 | 108 | 94 | 163 | | | | | | | Other food at home........................| 1,050 | 798 | 944 | 1,137 | 1,110 | 987 | 1,109 Sugar and other sweets..................| 128 | 89 | 112 | 148 | 129 | 99 | 160 Fats and oils...........................| 86 | 47 | 75 | 91 | 97 | 89 | 124 Miscellaneous foods.....................| 480 | 432 | 465 | 499 | 490 | 438 | 479 Nonalcoholic beverages..................| 312 | 216 | 267 | 341 | 338 | 329 | 322 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 43 | 5/14 | 26 | 58 | 56 | 32 | 5/25 Food away from home.........................| 2,267 | 1,287 | 1,765 | 2,561 | 2,723 | 2,351 | 1,572 | | | | | | | Alcoholic beverages...........................| 303 | 141 | 267 | 342 | 303 | 307 | 349 | | | | | | | Housing.......................................| 11,123 | 6,906 | 10,063 | 12,236 | 12,089 | 10,377 | 8,715 Shelter.....................................| 6,061 | 4,017 | 5,455 | 6,727 | 6,708 | 5,417 | 3,841 Owned dwellings...........................| 4,182 | 588 | 3,313 | 5,194 | 4,503 | 4,152 | 2,753 Mortgage interest.......................| 2,921 | 5/477 | 2,576 | 3,735 | 2,991 | 1,852 | 1,168 Property taxes..........................| 721 | 5/84 | 355 | 880 | 852 | 1,364 | 945 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 539 | 5/26 | 382 | 579 | 660 | 937 | 640 Rented dwellings..........................| 1,298 | 3,369 | 1,836 | 957 | 1,035 | 735 | 562 Other lodging.............................| 582 | 5/61 | 307 | 576 | 1,170 | 530 | 526 Utilities, fuels, and public services.......| 2,288 | 1,443 | 1,883 | 2,377 | 2,757 | 2,661 | 2,531 Natural gas...............................| 303 | 212 | 234 | 311 | 350 | 424 | 439 Electricity...............................| 953 | 557 | 791 | 1,003 | 1,142 | 1,076 | 1,001 Fuel oil and other fuels..................| 116 | 5/43 | 87 | 132 | 126 | 178 | 111 Telephone.................................| 666 | 511 | 575 | 655 | 849 | 709 | 678 Water and other public services...........| 250 | 120 | 196 | 276 | 290 | 273 | 302 Household operations........................| 785 | 380 | 1,047 | 845 | 507 | 461 | 397 Personal services.........................| 543 | 336 | 913 | 550 | 167 | 150 | 5/238 Other household expenses..................| 243 | 44 | 134 | 296 | 340 | 311 | 159 | | | | | | | Housekeeping supplies.......................| 538 | 313 | 486 | 594 | 535 | 564 | 560 Laundry and cleaning supplies.............| 165 | 157 | 165 | 162 | 161 | 183 | 229 Other household products..................| 235 | 92 | 198 | 291 | 207 | 219 | 231 Postage and stationery....................| 138 | 64 | 122 | 141 | 167 | 161 | 100 Household furnishings and equipment.........| 1,451 | 753 | 1,192 | 1,693 | 1,582 | 1,274 | 1,386 Household textiles........................| 133 | 116 | 86 | 129 | 224 | 149 | 94 Furniture.................................| 478 | 335 | 414 | 599 | 461 | 228 | 422 Floor coverings...........................| 106 | 5/13 | 42 | 133 | 132 | 5/215 | 5/131 Major appliances..........................| 176 | 106 | 165 | 167 | 204 | 234 | 190 Small appliances, miscellaneous housewares| 75 | 33 | 61 | 78 | 105 | 71 | 59 Miscellaneous household equipment.........| 482 | 150 | 425 | 586 | 455 | 377 | 490 | | | | | | | Apparel and services..........................| 2,181 | 1,325 | 1,638 | 2,456 | 2,673 | 2,370 | 1,756 Men and boys................................| 589 | 337 | 427 | 637 | 839 | 568 | 427 Men, 16 and over..........................| 426 | 273 | 279 | 424 | 688 | 493 | 394 Boys, 2 to 15.............................| 163 | 64 | 148 | 212 | 151 | 74 | 33 Women and girls.............................| 848 | 335 | 544 | 1,093 | 943 | 841 | 836 Women, 16 and over........................| 636 | 238 | 370 | 770 | 802 | 780 | 777 Girls, 2 to 15............................| 212 | 98 | 174 | 324 | 141 | 61 | 59 Children under 2............................| 124 | 262 | 211 | 83 | 68 | 64 | 63 Footwear....................................| 305 | 201 | 238 | 313 | 420 | 327 | 252 Other apparel products and services.........| 316 | 189 | 219 | 330 | 404 | 571 | 179 | | | | | | | Transportation................................| 7,074 | 4,374 | 5,904 | 7,314 | 8,872 | 7,957 | 6,201 Vehicle purchases (net outlay)..............| 3,206 | 2,140 | 2,860 | 3,357 | 3,765 | 3,371 | 5/2,361 Cars and trucks, new......................| 1,553 | 5/15 | 1,392 | 1,588 | 1,891 | 2,013 | 5/1,581 Cars and trucks, used.....................| 1,625 | 2,054 | 1,454 | 1,723 | 1,852 | 1,359 | 779 Other vehicles............................| 29 | 5/71 | 14 | 46 | 5/22 | (4) | (4) Gasoline and motor oil......................| 1,385 | 843 | 1,183 | 1,404 | 1,754 | 1,544 | 1,243 Other vehicle expenses......................| 2,183 | 1,268 | 1,693 | 2,249 | 2,894 | 2,498 | 2,334 Vehicle finance charges...................| 465 | 244 | 404 | 460 | 578 | 519 | 579 Maintenance and repairs...................| 737 | 615 | 551 | 748 | 1,020 | 797 | 770 Vehicle insurance.........................| 727 | 338 | 532 | 740 | 1,005 | 975 | 753 | | | | | | | Vehicle rental, licenses, other charges...| 254 | 72 | 206 | 301 | 292 | 208 | 232 Public transportation.......................| 299 | 123 | 168 | 304 | 457 | 544 | 264 | | | | | | | Health care...................................| 1,506 | 570 | 1,146 | 1,612 | 1,712 | 1,882 | 2,711 Health insurance............................| 582 | 137 | 421 | 627 | 630 | 892 | 1,171 Medical services............................| 631 | 306 | 510 | 687 | 765 | 562 | 827 Drugs.......................................| 213 | 90 | 164 | 214 | 211 | 333 | 567 Medical supplies............................| 80 | 5/36 | 52 | 84 | 106 | 94 | 147 | | | | | | | Entertainment.................................| 2,046 | 1,344 | 1,592 | 2,553 | 2,068 | 1,702 | 1,607 Fees and admissions.........................| 508 | 151 | 296 | 675 | 623 | 456 | 368 Television, radios, sound equipment.........| 616 | 466 | 556 | 659 | 700 | 489 | 601 Pets, toys, and playground equipment........| 387 | 215 | 407 | 420 | 333 | 413 | 268 Other entertainment supplies, equipment, | | | | | | | and services...............................| 534 | 512 | 333 | 799 | 412 | 344 | 370 | | | | | | | Personal care products and services...........| 457 | 264 | 375 | 496 | 508 | 568 | 474 | | | | | | | Reading.......................................| 182 | 62 | 137 | 210 | 211 | 198 | 208 | | | | | | | Education.....................................| 592 | 5/135 | 254 | 522 | 1,182 | 1,307 | 268 | | | | | | | Tobacco products and smoking supplies.........| 324 | 321 | 278 | 313 | 384 | 425 | 350 | | | | | | | Miscellaneous.................................| 827 | 310 | 654 | 900 | 966 | 908 | 1,179 | | | | | | | Cash contributions............................| 744 | 97 | 349 | 786 | 1,312 | 991 | 896 | | | | | | | Personal insurance and pensions...............| 3,569 | 1,323 | 2,725 | 4,103 | 4,193 | 4,288 | 2,723 Life and other personal insurance...........| 462 | 96 | 282 | 538 | 625 | 644 | 364 Pensions and Social Security................| 3,107 | 1,227 | 2,443 | 3,565 | 3,567 | 3,643 | 2,359 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 41,956 | 20,479 | 32,922 | 45,987 | 49,682 | 56,425 | 36,098 Wages and salaries..........................| 35,748 | 17,726 | 29,841 | 39,824 | 41,025 | 45,209 | 20,011 Self-employment income......................| 3,469 | 5/556 | 1,645 | 4,123 | 5,462 | 5,531 | 1,826 Social Security, private and government | | | | | | | retirement.................................| 1,022 | 5/35 | 152 | 401 | 1,242 | 2,721 | 11,824 Interest, dividends, rental income, other | | | | | | | property income............................| 667 | 5/6 | 160 | 788 | 863 | 1,816 | 1,446 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 249 | 5/291 | 188 | 227 | 393 | 5/171 | 5/394 Public assistance, supplemental security | | | | | | | income, food stamps........................| 381 | 1,688 | 538 | 134 | 228 | 684 | 514 Regular contributions for support...........| 345 | 5/107 | 312 | 414 | 423 | 5/190 | 5/40 Other income................................| 74 | 5/71 | 88 | 75 | 46 | 5/104 | 5/44 | | | | | | | Personal taxes................................| 3,908 | 890 | 2,553 | 5,265 | 3,556 | 6,458 | 1,649 Federal income taxes........................| 3,054 | 683 | 1,922 | 4,177 | 2,708 | 5,279 | 1,208 State and local income taxes................| 768 | 203 | 575 | 953 | 774 | 1,124 | 400 Other taxes.................................| 87 | 5/4 | 56 | 135 | 74 | 55 | 5/41 | | | | | | | Income after taxes............................| 38,048 | 19,589 | 30,369 | 40,722 | 46,126 | 49,968 | 34,449 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -700 | -5,148 | -72 | -871 | -1,251 | 1,080 | 393 Net change in total assets..................| 5,152 | -5,186 | 6,303 | 5,574 | 6,213 | 3,002 | 117 Net change in total liabilities.............| 5,852 | -38 | 6,375 | 6,445 | 7,463 | 1,922 | -276 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 596 | 5/6 | 255 | 1,238 | 203 | 5/102 | 91 Mortgage principal paid on owned property...| -834 | 5/-52 | -582 | -1,028 | -1,068 | -863 | -422 Estimated market value of owned home........| 80,921 | 7,470 | 46,438 | 94,841 | 99,336 | 134,142 | 109,727 Estimated monthly rental value of owned home| 486 | 64 | 338 | 568 | 574 | 618 | 610 | | | | | | | Gifts of goods and services, total............| 886 | 264 | 561 | 819 | 1,554 | 1,301 | 675 Clothing, males 2 and over..................| 55 | 5/22 | 52 | 56 | 46 | 107 | 5/30 Clothing, females 2 and over................| 87 | 5/16 | 65 | 109 | 95 | 89 | 49 Clothing, children under 2..................| 45 | 46 | 54 | 36 | 53 | 49 | 27 Jewelry and watches.........................| 18 | 5/3 | 7 | 12 | 31 | 5/79 | 5/6 Small appliances and miscellaneous | | | | | | | housewares.................................| 23 | 5/5 | 19 | 25 | 35 | 5/14 | 5/10 Household textiles..........................| 9 | (4) | 10 | 8 | 5/5 | 5/26 | 5/10 All other gifts.............................| 649 | 172 | 355 | 573 | 1,289 | 939 | 544 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.