Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,087 | 895 | 4,288 | 4,095 | 3,287 | 2,083 | 1,438 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $37,451 | $17,935 | $32,971 | $42,733 | $45,274 | $42,739 | $24,635 Income after taxes 1/.........................| 34,056 | 17,184 | 30,249 | 38,491 | 40,951 | 37,988 | 23,708 Average number of persons in consumer unit....| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Age of reference person.......................| 43.4 | 22.4 | 29.7 | 39.7 | 49.1 | 59.1 | 71.7 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 1.8 | 1.5 | 1.6 | 1.9 | 2.2 | 2.0 | 1.2 Vehicles....................................| 2.4 | 1.5 | 1.9 | 2.5 | 2.9 | 2.9 | 2.3 Children under 18...........................| .8 | 1.1 | 1.2 | 1.0 | .5 | .2 | .1 Persons 65 and over.........................| .2 | (2) | (3) | (3) | .1 | .1 | 1.6 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 70 | 59 | 66 | 70 | 74 | 78 | 71 Female....................................| 30 | 41 | 34 | 30 | 26 | 22 | 29 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 69 | 21 | 49 | 75 | 80 | 87 | 88 Homeowner with mortgage.................| 50 | 16 | 44 | 66 | 59 | 45 | 29 Homeowner without mortgage..............| 19 | 4 | 5 | 9 | 21 | 41 | 59 Renter....................................| 31 | 79 | 51 | 25 | 20 | 13 | 12 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 12 | 17 | 15 | 11 | 11 | 10 | 13 White and other...........................| 88 | 83 | 85 | 89 | 89 | 90 | 87 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 3 | 3 | 4 | 8 | 15 | 25 High school (9-12)........................| 47 | 68 | 47 | 37 | 46 | 53 | 52 College...................................| 45 | 28 | 49 | 59 | 46 | 31 | 21 Never attended and other..................| 1 | 1 | 1 | (4) | (4) | 1 | 2 | | | | | | | At least one vehicle owned..................| 91 | 82 | 88 | 93 | 94 | 94 | 91 | | | | | | | Average annual expenditures.....................| $33,156 | $20,943 | $28,769 | $37,554 | $39,778 | $34,885 | $23,793 | | | | | | | Food..........................................| 5,008 | 3,340 | 4,126 | 5,351 | 6,089 | 5,628 | 4,412 Food at home................................| 2,912 | 2,080 | 2,508 | 3,085 | 3,236 | 3,290 | 2,927 Cereals and bakery products...............| 423 | 282 | 356 | 450 | 452 | 511 | 451 Cereals and cereal products.............| 145 | 120 | 129 | 156 | 148 | 160 | 154 Bakery products.........................| 277 | 161 | 227 | 294 | 304 | 351 | 296 Meats, poultry, fish, and eggs............| 795 | 483 | 652 | 797 | 944 | 962 | 857 Beef....................................| 257 | 185 | 208 | 242 | 322 | 314 | 274 Pork....................................| 164 | 83 | 147 | 165 | 191 | 191 | 167 Other meats.............................| 112 | 72 | 87 | 118 | 134 | 135 | 113 Poultry.................................| 126 | 63 | 109 | 126 | 132 | 167 | 153 Fish and seafood........................| 98 | 46 | 68 | 112 | 126 | 110 | 107 Eggs....................................| 37 | 33 | 33 | 34 | 39 | 44 | 42 | | | | | | | Dairy products............................| 347 | 261 | 326 | 364 | 369 | 367 | 341 Fresh milk and cream....................| 168 | 148 | 162 | 172 | 163 | 185 | 173 Other dairy products....................| 179 | 113 | 164 | 192 | 206 | 182 | 168 Fruits and vegetables.....................| 471 | 304 | 388 | 512 | 512 | 553 | 501 Fresh fruits............................| 138 | 83 | 111 | 148 | 155 | 171 | 147 Fresh vegetables........................| 143 | 78 | 104 | 162 | 165 | 173 | 152 Processed fruits........................| 111 | 75 | 102 | 120 | 111 | 120 | 122 Processed vegetables....................| 79 | 68 | 72 | 83 | 81 | 89 | 80 | | | | | | | Other food at home........................| 878 | 751 | 786 | 961 | 960 | 897 | 776 Sugar and other sweets..................| 101 | 68 | 85 | 110 | 105 | 125 | 103 Fats and oils...........................| 76 | 51 | 57 | 85 | 87 | 89 | 85 Miscellaneous foods.....................| 404 | 431 | 387 | 445 | 433 | 346 | 328 Nonalcoholic beverages..................| 258 | 192 | 224 | 277 | 292 | 287 | 233 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 38 | 5/9 | 31 | 44 | 44 | 50 | 27 Food away from home.........................| 2,095 | 1,260 | 1,618 | 2,266 | 2,853 | 2,338 | 1,486 | | | | | | | Alcoholic beverages...........................| 305 | 278 | 288 | 297 | 345 | 331 | 271 | | | | | | | Housing.......................................| 9,925 | 6,166 | 9,742 | 11,630 | 11,074 | 9,213 | 6,378 Shelter.....................................| 5,404 | 3,398 | 5,398 | 6,738 | 6,014 | 4,424 | 2,902 Owned dwellings...........................| 3,512 | 670 | 2,891 | 4,968 | 4,175 | 3,132 | 2,016 Mortgage interest.......................| 2,328 | 447 | 2,276 | 3,617 | 2,655 | 1,321 | 694 Property taxes..........................| 648 | 5/81 | 335 | 748 | 806 | 1,064 | 682 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 536 | 142 | 280 | 603 | 715 | 747 | 641 Rented dwellings..........................| 1,392 | 2,657 | 2,233 | 1,172 | 1,047 | 638 | 602 Other lodging.............................| 501 | 5/72 | 273 | 597 | 791 | 654 | 284 Utilities, fuels, and public services.......| 2,153 | 1,349 | 1,841 | 2,239 | 2,475 | 2,449 | 2,181 Natural gas...............................| 271 | 142 | 225 | 258 | 314 | 338 | 334 Electricity...............................| 890 | 587 | 762 | 932 | 1,015 | 1,018 | 865 Fuel oil and other fuels..................| 111 | 5/29 | 66 | 115 | 116 | 176 | 181 Telephone.................................| 657 | 496 | 615 | 679 | 775 | 653 | 551 Water and other public services...........| 225 | 95 | 172 | 255 | 255 | 264 | 250 Household operations........................| 633 | 459 | 954 | 797 | 394 | 404 | 194 Personal services.........................| 394 | 389 | 800 | 509 | 94 | 67 | 5/20 Other household expenses..................| 239 | 70 | 155 | 288 | 300 | 337 | 174 | | | | | | | Housekeeping supplies.......................| 471 | 296 | 392 | 483 | 539 | 629 | 393 Laundry and cleaning supplies.............| 139 | 72 | 130 | 149 | 153 | 159 | 126 Other household products..................| 195 | 95 | 143 | 202 | 233 | 295 | 162 Postage and stationery....................| 136 | 129 | 119 | 131 | 153 | 175 | 105 Household furnishings and equipment.........| 1,263 | 663 | 1,157 | 1,373 | 1,653 | 1,307 | 707 Household textiles........................| 137 | 40 | 111 | 141 | 171 | 210 | 80 Furniture.................................| 342 | 276 | 345 | 398 | 372 | 315 | 182 Floor coverings...........................| 106 | 5/7 | 87 | 88 | 222 | 92 | 5/38 Major appliances..........................| 162 | 95 | 155 | 175 | 168 | 198 | 127 Small appliances, miscellaneous housewares| 75 | 22 | 67 | 72 | 113 | 76 | 51 Miscellaneous household equipment.........| 441 | 223 | 392 | 498 | 605 | 417 | 229 | | | | | | | Apparel and services..........................| 1,888 | 1,528 | 1,672 | 2,269 | 2,178 | 1,771 | 1,171 Men and boys................................| 465 | 533 | 370 | 568 | 566 | 440 | 179 Men, 16 and over..........................| 374 | 501 | 257 | 414 | 510 | 397 | 150 Boys, 2 to 15.............................| 91 | 32 | 113 | 154 | 55 | 43 | 29 Women and girls.............................| 748 | 211 | 616 | 920 | 919 | 739 | 659 Women, 16 and over........................| 645 | 195 | 513 | 738 | 813 | 697 | 644 Girls, 2 to 15............................| 103 | 16 | 103 | 182 | 106 | 42 | 15 Children under 2............................| 139 | 322 | 257 | 111 | 61 | 63 | 23 Footwear....................................| 227 | 165 | 179 | 273 | 251 | 277 | 143 Other apparel products and services.........| 310 | 297 | 250 | 397 | 381 | 252 | 166 | | | | | | | Transportation................................| 6,486 | 5,461 | 5,587 | 6,892 | 7,904 | 6,948 | 4,742 Vehicle purchases (net outlay)..............| 3,008 | 3,341 | 2,631 | 3,073 | 3,605 | 3,238 | 2,048 Cars and trucks, new......................| 1,687 | 1,769 | 1,133 | 1,883 | 2,323 | 1,939 | 912 Cars and trucks, used.....................| 1,267 | 1,568 | 1,398 | 1,168 | 1,223 | 1,225 | 1,136 Other vehicles............................| 54 | 5/3 | 100 | 5/22 | 5/59 | 5/74 | (2) Gasoline and motor oil......................| 1,207 | 814 | 1,034 | 1,307 | 1,472 | 1,286 | 957 Other vehicle expenses......................| 1,998 | 1,194 | 1,736 | 2,212 | 2,459 | 2,067 | 1,519 Vehicle finance charges...................| 396 | 325 | 429 | 447 | 437 | 348 | 172 Maintenance and repairs...................| 674 | 364 | 553 | 782 | 830 | 669 | 574 Vehicle insurance.........................| 710 | 415 | 542 | 703 | 938 | 875 | 651 | | | | | | | Vehicle rental, licenses, other charges...| 218 | 90 | 211 | 279 | 254 | 176 | 123 Public transportation.......................| 273 | 113 | 187 | 300 | 368 | 356 | 218 | | | | | | | Health care...................................| 1,579 | 456 | 1,182 | 1,556 | 1,747 | 2,021 | 2,519 Health insurance............................| 582 | 190 | 414 | 552 | 604 | 713 | 1,174 Medical services............................| 635 | 140 | 538 | 698 | 736 | 753 | 648 Drugs.......................................| 267 | 82 | 169 | 221 | 282 | 396 | 600 Medical supplies............................| 95 | 45 | 62 | 84 | 124 | 159 | 96 | | | | | | | Entertainment.................................| 1,674 | 976 | 1,472 | 2,107 | 1,978 | 1,696 | 739 Fees and admissions.........................| 383 | 102 | 267 | 531 | 447 | 468 | 215 Television, radios, sound equipment.........| 511 | 404 | 479 | 597 | 605 | 444 | 305 Pets, toys, and playground equipment........| 315 | 294 | 342 | 344 | 347 | 283 | 129 Other entertainment supplies, equipment, | | | | | | | and services...............................| 465 | 176 | 383 | 635 | 579 | 501 | 90 | | | | | | | Personal care products and services...........| 454 | 212 | 349 | 453 | 628 | 577 | 360 | | | | | | | Reading.......................................| 166 | 66 | 138 | 191 | 185 | 189 | 168 | | | | | | | Education.....................................| 437 | 257 | 162 | 545 | 850 | 396 | 185 | | | | | | | Tobacco products and smoking supplies.........| 334 | 429 | 286 | 316 | 371 | 364 | 342 | | | | | | | Miscellaneous.................................| 727 | 297 | 574 | 909 | 909 | 871 | 319 | | | | | | | Cash contributions............................| 848 | 135 | 391 | 797 | 1,384 | 1,389 | 790 | | | | | | | Personal insurance and pensions...............| 3,323 | 1,341 | 2,801 | 4,243 | 4,136 | 3,491 | 1,397 Life and other personal insurance...........| 451 | 104 | 291 | 567 | 630 | 475 | 373 Pensions and Social Security................| 2,872 | 1,237 | 2,510 | 3,675 | 3,506 | 3,016 | 1,024 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 37,451 | 17,935 | 32,971 | 42,733 | 45,274 | 42,739 | 24,635 Wages and salaries..........................| 30,712 | 15,062 | 28,963 | 36,379 | 39,242 | 31,723 | 10,100 Self-employment income......................| 2,532 | 5/676 | 2,117 | 4,169 | 2,949 | 1,871 | 325 Social Security, private and government | | | | | | | retirement.................................| 2,338 | 5/254 | 220 | 640 | 1,665 | 5,688 | 11,999 Interest, dividends, rental income, other | | | | | | | property income............................| 828 | 110 | 252 | 543 | 679 | 2,552 | 1,883 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 208 | 232 | 171 | 181 | 302 | 226 | 154 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 442 | 1,215 | 777 | 234 | 164 | 443 | 124 Regular contributions for support...........| 310 | 330 | 350 | 544 | 206 | 5/90 | 5/30 Other income................................| 80 | 5/57 | 122 | 43 | 67 | 147 | 5/18 | | | | | | | Personal taxes................................| 3,396 | 752 | 2,721 | 4,242 | 4,323 | 4,752 | 927 Federal income taxes........................| 2,670 | 532 | 2,165 | 3,361 | 3,376 | 3,709 | 706 State and local income taxes................| 656 | 193 | 520 | 797 | 835 | 960 | 172 Other taxes.................................| 70 | 27 | 36 | 83 | 111 | 83 | 49 | | | | | | | Income after taxes............................| 34,056 | 17,184 | 30,249 | 38,491 | 40,951 | 37,988 | 23,708 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -868 | -1,965 | -645 | -726 | -2,457 | -239 | 1,466 Net change in total assets..................| 4,021 | 3,527 | 6,597 | 5,427 | 2,594 | 360 | 1,208 Net change in total liabilities.............| 4,889 | 5,492 | 7,241 | 6,154 | 5,051 | 598 | -258 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 396 | 36 | 269 | 335 | 504 | 411 | 903 Mortgage principal paid on owned property...| -749 | -122 | -671 | -916 | -992 | -714 | -396 Estimated market value of owned home........| 74,118 | 8,102 | 41,595 | 81,409 | 97,285 | 108,143 | 89,149 Estimated monthly rental value of owned home| 447 | 81 | 294 | 519 | 545 | 589 | 497 | | | | | | | Gifts of goods and services, total............| 1,105 | 343 | 681 | 955 | 2,118 | 1,318 | 664 Clothing, males 2 and over..................| 74 | 5/5 | 52 | 74 | 105 | 118 | 48 Clothing, females 2 and over................| 91 | 5/15 | 67 | 100 | 122 | 82 | 138 Clothing, children under 2..................| 50 | 71 | 66 | 39 | 51 | 50 | 18 Jewelry and watches.........................| 18 | 5/6 | 12 | 23 | 25 | 17 | 9 Small appliances and miscellaneous | | | | | | | housewares.................................| 19 | 5/2 | 16 | 12 | 33 | 24 | 5/17 Household textiles..........................| 10 | 5/7 | 5/3 | 5/7 | 5/23 | 5/6 | 5/19 All other gifts.............................| 844 | 237 | 465 | 699 | 1,759 | 1,021 | 416 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.