Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 69,480 | 3,421 | 15,906 | 17,329 | 12,159 | 9,310 | 11,356 | 7,466 | 3,889 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|\$36,900 |\$20,674 |\$34,077 |\$43,268 |\$46,348 |\$40,227 |\$24,465 |\$26,125 |\$21,311 Income after taxes 1/.........................| 33,603 | 19,418 | 31,204 | 39,017 | 42,016 | 36,050 | 23,052 | 24,560 | 20,187 Average number of persons in consumer unit....| 3.2 | 2.8 | 3.3 | 3.7 | 3.3 | 2.7 | 2.3 | 2.4 | 2.2 Age of reference person.......................| 46.2 | 22.1 | 29.9 | 39.5 | 49.2 | 59.6 | 72.6 | 69.0 | 79.4 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.7 | 1.6 | 1.7 | 1.9 | 2.2 | 1.7 | .7 | .8 | .4 Vehicles....................................| 2.4 | 1.6 | 2.1 | 2.5 | 2.9 | 2.6 | 2.0 | 2.2 | 1.6 Children under 18...........................| 1.0 | .9 | 1.4 | 1.6 | .8 | .2 | .1 | .1 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | .1 | .1 | 1.6 | 1.6 | 1.8 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 74 | 59 | 70 | 74 | 73 | 79 | 79 | 80 | 78 Female....................................| 26 | 41 | 30 | 26 | 27 | 21 | 21 | 20 | 22 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 70 | 15 | 51 | 73 | 79 | 87 | 87 | 88 | 86 Homeowner with mortgage.................| 47 | 11 | 45 | 64 | 61 | 44 | 20 | 25 | 10 Homeowner without mortgage..............| 24 | 4 | 6 | 9 | 18 | 43 | 67 | 63 | 77 Renter....................................| 30 | 85 | 49 | 27 | 21 | 13 | 13 | 12 | 14 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 15 | 12 | 12 | 11 | 10 | 8 | 8 | 8 White and other...........................| 89 | 85 | 88 | 88 | 89 | 90 | 92 | 92 | 92 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 4 | 4 | 5 | 8 | 16 | 26 | 21 | 36 High school (9-12)........................| 45 | 60 | 47 | 39 | 46 | 48 | 46 | 50 | 38 College...................................| 44 | 36 | 49 | 56 | 46 | 36 | 27 | 29 | 24 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 92 | 82 | 90 | 93 | 94 | 94 | 92 | 94 | 87 | | | | | | | | | Average annual expenditures.....................|\$32,400 |\$22,180 |\$29,557 |\$37,805 |\$39,429 |\$32,379 |\$23,603 |\$25,087 |\$20,728 | | | | | | | | | Food..........................................| 4,979 | 3,543 | 4,425 | 5,755 | 5,964 | 5,015 | 3,869 | 4,081 | 3,449 Food at home................................| 2,945 | 2,010 | 2,651 | 3,393 | 3,335 | 2,961 | 2,503 | 2,567 | 2,375 Cereals and bakery products...............| 438 | 284 | 387 | 518 | 480 | 436 | 386 | 382 | 394 Cereals and cereal products.............| 158 | 113 | 149 | 193 | 164 | 148 | 131 | 129 | 134 Bakery products.........................| 280 | 171 | 238 | 325 | 317 | 288 | 255 | 253 | 260 Meats, poultry, fish, and eggs............| 786 | 492 | 688 | 864 | 938 | 833 | 689 | 730 | 606 Beef....................................| 261 | 174 | 240 | 282 | 314 | 265 | 227 | 248 | 185 Pork....................................| 154 | 98 | 131 | 164 | 191 | 167 | 137 | 146 | 118 Other meats.............................| 115 | 73 | 101 | 129 | 140 | 122 | 93 | 103 | 75 Poultry.................................| 125 | 67 | 111 | 139 | 147 | 134 | 112 | 116 | 104 Fish and seafood........................| 93 | 50 | 72 | 109 | 104 | 106 | 86 | 83 | 91 Eggs....................................| 38 | 30 | 34 | 41 | 43 | 39 | 34 | 35 | 34 | | | | | | | | | Dairy products............................| 361 | 258 | 344 | 423 | 397 | 343 | 296 | 300 | 288 Fresh milk and cream....................| 174 | 131 | 172 | 201 | 186 | 157 | 145 | 147 | 140 Other dairy products....................| 188 | 128 | 172 | 222 | 211 | 187 | 151 | 152 | 148 Fruits and vegetables.....................| 484 | 293 | 413 | 540 | 529 | 515 | 482 | 485 | 477 Fresh fruits............................| 149 | 73 | 119 | 159 | 162 | 173 | 165 | 163 | 169 Fresh vegetables........................| 145 | 91 | 120 | 161 | 165 | 160 | 138 | 143 | 128 Processed fruits........................| 108 | 69 | 95 | 125 | 114 | 102 | 108 | 106 | 113 Processed vegetables....................| 82 | 59 | 78 | 94 | 89 | 80 | 71 | 72 | 68 | | | | | | | | | Other food at home........................| 876 | 683 | 818 | 1,048 | 990 | 834 | 650 | 670 | 610 Sugar and other sweets..................| 109 | 73 | 96 | 130 | 122 | 108 | 92 | 96 | 85 Fats and oils...........................| 77 | 47 | 64 | 90 | 88 | 78 | 72 | 74 | 67 Miscellaneous foods.....................| 393 | 364 | 393 | 483 | 431 | 334 | 266 | 272 | 254 Nonalcoholic beverages..................| 255 | 182 | 232 | 297 | 303 | 256 | 189 | 192 | 185 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 41 | 17 | 33 | 48 | 47 | 57 | 31 | 37 | 19 Food away from home.........................| 2,034 | 1,533 | 1,774 | 2,362 | 2,628 | 2,054 | 1,366 | 1,514 | 1,075 | | | | | | | | | Alcoholic beverages...........................| 295 | 265 | 320 | 329 | 311 | 296 | 194 | 226 | 131 | | | | | | | | | Housing.......................................| 9,871 | 6,633 | 9,853 | 11,730 | 11,395 | 9,085 | 7,040 | 7,420 | 6,306 Shelter.....................................| 5,416 | 4,000 | 5,659 | 6,646 | 6,364 | 4,567 | 3,305 | 3,492 | 2,948 Owned dwellings...........................| 3,469 | 574 | 3,099 | 4,737 | 4,298 | 3,280 | 2,193 | 2,337 | 1,916 Mortgage interest.......................| 2,181 | 431 | 2,406 | 3,427 | 2,764 | 1,427 | 487 | 639 | 195 Property taxes..........................| 684 | 56 | 346 | 749 | 834 | 958 | 863 | 891 | 809 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 604 | 87 | 347 | 562 | 700 | 894 | 843 | 807 | 912 Rented dwellings..........................| 1,352 | 3,290 | 2,228 | 1,268 | 1,067 | 579 | 608 | 582 | 659 | | | | | | | | | Other lodging.............................| 594 | 136 | 332 | 641 | 998 | 708 | 504 | 573 | 373 | | | | | | | | | Utilities, fuels, and public services.......| 2,125 | 1,275 | 1,828 | 2,295 | 2,491 | 2,286 | 2,011 | 2,075 | 1,887 Natural gas...............................| 282 | 144 | 228 | 292 | 324 | 323 | 304 | 327 | 260 Electricity...............................| 867 | 502 | 742 | 947 | 1,003 | 946 | 820 | 837 | 787 Fuel oil and other fuels..................| 116 | 31 | 73 | 119 | 125 | 155 | 159 | 145 | 186 Telephone.................................| 637 | 517 | 613 | 682 | 781 | 619 | 499 | 532 | 437 Water and other public services...........| 222 | 81 | 172 | 256 | 258 | 244 | 229 | 234 | 217 Household operations........................| 543 | 267 | 737 | 672 | 396 | 413 | 420 | 408 | 443 Personal services.........................| 286 | 202 | 599 | 398 | 96 | 69 | 80 | 58 | 122 Other household expenses..................| 257 | 65 | 138 | 274 | 300 | 343 | 340 | 350 | 321 | | | | | | | | | Housekeeping supplies.......................| 478 | 264 | 411 | 543 | 530 | 519 | 447 | 451 | 441 Laundry and cleaning supplies.............| 134 | 88 | 131 | 151 | 149 | 136 | 106 | 105 | 108 Other household products..................| 205 | 85 | 168 | 246 | 218 | 227 | 199 | 193 | 212 Postage and stationery....................| 139 | 91 | 112 | 145 | 163 | 157 | 142 | 153 | 121 Household furnishings and equipment.........| 1,310 | 827 | 1,217 | 1,573 | 1,614 | 1,300 | 856 | 995 | 587 Household textiles........................| 125 | 46 | 99 | 136 | 166 | 149 | 109 | 136 | 55 Furniture.................................| 366 | 359 | 389 | 432 | 415 | 351 | 197 | 222 | 149 Floor coverings...........................| 99 | 13 | 64 | 130 | 151 | 117 | 55 | 61 | 44 Major appliances..........................| 177 | 128 | 165 | 192 | 192 | 211 | 140 | 149 | 122 Small appliances, miscellaneous housewares| 74 | 34 | 68 | 84 | 94 | 73 | 58 | 69 | 38 Miscellaneous household equipment.........| 468 | 245 | 433 | 600 | 596 | 399 | 296 | 357 | 179 | | | | | | | | | Apparel and services..........................| 1,861 | 1,387 | 1,685 | 2,343 | 2,288 | 1,774 | 1,100 | 1,251 | 802 Men and boys................................| 464 | 328 | 412 | 598 | 601 | 441 | 238 | 278 | 160 Men, 16 and over..........................| 369 | 301 | 293 | 427 | 519 | 401 | 213 | 251 | 136 Boys, 2 to 15.............................| 96 | 27 | 119 | 171 | 82 | 40 | 26 | 26 | 24 Women and girls.............................| 768 | 447 | 611 | 971 | 961 | 798 | 535 | 618 | 369 Women, 16 and over........................| 647 | 411 | 484 | 731 | 850 | 757 | 506 | 587 | 346 Girls, 2 to 15............................| 120 | 36 | 127 | 239 | 111 | 40 | 28 | 31 | 23 Children under 2............................| 94 | 172 | 175 | 84 | 68 | 55 | 27 | 31 | 20 Footwear....................................| 244 | 148 | 218 | 318 | 285 | 226 | 161 | 168 | 148 Other apparel products and services.........| 291 | 292 | 269 | 371 | 373 | 254 | 139 | 156 | 105 | | | | | | | | | Transportation................................| 6,098 | 5,432 | 5,677 | 6,817 | 7,659 | 6,024 | 4,174 | 4,544 | 3,463 Vehicle purchases (net outlay)..............| 2,683 | 2,992 | 2,596 | 3,020 | 3,333 | 2,450 | 1,692 | 1,726 | 1,626 Cars and trucks, new......................| 1,447 | 1,329 | 1,319 | 1,643 | 1,819 | 1,433 | 979 | 1,046 | 849 Cars and trucks, used.....................| 1,208 | 1,641 | 1,234 | 1,349 | 1,480 | 993 | 712 | 678 | 777 Other vehicles............................| 27 | 4/22 | 43 | 28 | 34 | 4/25 | 4/1 | 4/1 | (5) Gasoline and motor oil......................| 1,197 | 914 | 1,117 | 1,327 | 1,484 | 1,250 | 847 | 966 | 617 Other vehicle expenses......................| 1,911 | 1,369 | 1,752 | 2,160 | 2,434 | 1,925 | 1,342 | 1,525 | 990 Vehicle finance charges...................| 363 | 310 | 407 | 436 | 470 | 295 | 149 | 194 | 63 | | | | | | | | | Maintenance and repairs...................| 659 | 448 | 565 | 752 | 820 | 689 | 510 | 576 | 382 Vehicle insurance.........................| 667 | 491 | 551 | 699 | 885 | 743 | 537 | 578 | 459 Vehicle rental, licenses, other charges...| 222 | 120 | 229 | 273 | 259 | 197 | 145 | 176 | 86 Public transportation.......................| 307 | 156 | 212 | 310 | 408 | 399 | 294 | 328 | 230 | | | | | | | | | Health care...................................| 1,637 | 534 | 1,060 | 1,501 | 1,638 | 2,035 | 2,657 | 2,461 | 3,037 Health insurance............................| 630 | 175 | 400 | 520 | 589 | 761 | 1,195 | 1,154 | 1,273 Medical services............................| 630 | 232 | 453 | 681 | 674 | 781 | 748 | 693 | 854 Drugs.......................................| 278 | 84 | 149 | 200 | 257 | 383 | 573 | 515 | 686 Medical supplies............................| 99 | 43 | 58 | 100 | 119 | 110 | 140 | 99 | 223 | | | | | | | | | Entertainment.................................| 1,665 | 1,076 | 1,512 | 2,119 | 2,031 | 1,643 | 986 | 1,106 | 757 Fees and admissions.........................| 427 | 205 | 317 | 566 | 497 | 431 | 356 | 398 | 274 Television, radios, sound equipment.........| 502 | 436 | 509 | 611 | 599 | 418 | 314 | 358 | 230 Pets, toys, and playground equipment........| 312 | 213 | 334 | 387 | 354 | 268 | 189 | 202 | 164 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 424 | 222 | 352 | 555 | 582 | 526 | 128 | 148 | 90 | | | | | | | | | Personal care products and services...........| 424 | 291 | 361 | 471 | 510 | 457 | 357 | 376 | 319 | | | | | | | | | Reading.......................................| 172 | 90 | 141 | 192 | 196 | 185 | 173 | 186 | 147 | | | | | | | | | Education.....................................| 421 | 426 | 261 | 542 | 826 | 359 | 75 | 87 | 52 | | | | | | | | | Tobacco products and smoking supplies.........| 310 | 323 | 290 | 328 | 362 | 357 | 212 | 242 | 156 | | | | | | | | | Miscellaneous.................................| 710 | 440 | 636 | 872 | 848 | 705 | 505 | 563 | 392 | | | | | | | | | Cash contributions............................| 930 | 237 | 490 | 896 | 1,353 | 1,149 | 1,174 | 1,134 | 1,250 | | | | | | | | | Personal insurance and pensions...............| 3,028 | 1,504 | 2,845 | 3,910 | 4,048 | 3,296 | 1,087 | 1,410 | 466 Life and other personal insurance...........| 432 | 118 | 277 | 524 | 583 | 504 | 380 | 462 | 222 Pensions and Social Security................| 2,597 | 1,386 | 2,568 | 3,386 | 3,466 | 2,792 | 707 | 948 | 244 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 36,900 | 20,674 | 34,077 | 43,268 | 46,348 | 40,227 | 24,465 | 26,125 | 21,311 Wages and salaries..........................| 28,420 | 18,360 | 30,280 | 37,139 | 38,934 | 28,176 | 5,816 | 7,768 | 2,105 Self-employment income......................| 2,903 | 430 | 2,191 | 3,915 | 4,311 | 3,747 | 1,117 | 1,415 | 551 Social Security, private and government | | | | | | | | | retirement.................................| 3,470 | 121 | 159 | 539 | 1,312 | 5,574 | 13,934 | 13,831 | 14,129 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,122 | 80 | 245 | 605 | 814 | 1,979 | 3,073 | 2,509 | 4,145 | | | | | | | | | Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 247 | 244 | 207 | 242 | 314 | 275 | 225 | 289 | 103 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 393 | 942 | 615 | 305 | 295 | 334 | 192 | 211 | 156 Regular contributions for support...........| 244 | 325 | 272 | 406 | 263 | 69 | 55 | 50 | 4/64 Other income................................| 99 | 172 | 108 | 118 | 104 | 72 | 53 | 51 | 4/57 | | | | | | | | | Personal taxes................................| 3,297 | 1,256 | 2,873 | 4,251 | 4,331 | 4,177 | 1,413 | 1,565 | 1,124 Federal income taxes........................| 2,599 | 959 | 2,253 | 3,378 | 3,397 | 3,319 | 1,101 | 1,234 | 848 State and local income taxes................| 620 | 285 | 587 | 774 | 843 | 752 | 218 | 248 | 161 Other taxes.................................| 78 | 12 | 34 | 100 | 92 | 105 | 94 | 83 | 114 | | | | | | | | | Income after taxes............................| 33,603 | 19,418 | 31,204 | 39,017 | 42,016 | 36,050 | 23,052 | 24,560 | 20,187 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -205 | -827 | 407 | -1,057 | -641 | -591 | 1,210 | 1,286 | 1,065 Net change in total assets..................| 4,180 | 2,615 | 6,435 | 5,517 | 3,478 | 1,738 | 2,205 | 2,753 | 1,154 Net change in total liabilities.............| 4,385 | 3,442 | 6,028 | 6,574 | 4,119 | 2,329 | 995 | 1,467 | 89 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 396 | 85 | 203 | 569 | 414 | 371 | 498 | 704 | 101 Mortgage principal paid on owned property...| -666 | -76 | -550 | -918 | -996 | -653 | -277 | -370 | -100 Estimated market value of owned home........| 76,377 | 6,991 | 42,982 | 84,420 | 95,158 | 98,221 | 93,762 | 99,588 | 82,577 Estimated monthly rental value of owned home| 453 | 64 | 302 | 513 | 561 | 551 | 494 | 516 | 452 | | | | | | | | | Gifts of goods and services, total............| 960 | 439 | 603 | 868 | 1,747 | 1,169 | 743 | 827 | 580 Clothing, males 2 and over..................| 71 | 27 | 55 | 59 | 101 | 102 | 65 | 70 | 53 Clothing, females 2 and over................| 97 | 54 | 66 | 95 | 143 | 106 | 99 | 118 | 60 Clothing, children under 2..................| 40 | 40 | 50 | 34 | 54 | 39 | 22 | 28 | 11 Jewelry and watches.........................| 17 | 20 | 11 | 18 | 29 | 20 | 10 | 13 | 5 Small appliances and miscellaneous | | | | | | | | | housewares.................................| 20 | 6 | 16 | 18 | 27 | 27 | 17 | 23 | 7 Household textiles..........................| 11 | 4/4 | 8 | 7 | 17 | 17 | 10 | 14 | 4/4 All other gifts.............................| 705 | 287 | 398 | 636 | 1,377 | 856 | 520 | 561 | 441 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.