Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 29,864 | 1,729 | 4,908 | 4,049 | 4,392 | 5,856 | 8,929 | 5,665 | 3,265 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$34,880 |$21,600 |$39,353 |$40,465 |$48,353 |$38,312 |$24,143 |$25,836 |$21,326 Income after taxes 1/.........................| 31,382 | 20,325 | 35,306 | 36,035 | 42,642 | 34,377 | 22,227 | 24,091 | 19,125 Age of reference person.......................| 52.3 | 22.0 | 29.2 | 39.5 | 49.7 | 59.9 | 73.0 | 69.2 | 79.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Children under 18...........................| .1 | .2 | .2 | .3 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .5 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.2 | 1.6 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.7 | 2.0 | 2.1 | 2.4 | 2.5 | 1.9 | 2.1 | 1.5 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 72 | 57 | 69 | 57 | 66 | 83 | 80 | 81 | 78 Female....................................| 28 | 43 | 31 | 43 | 34 | 17 | 20 | 19 | 22 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 71 | 15 | 45 | 58 | 79 | 88 | 88 | 89 | 87 With mortgage...........................| 36 | 13 | 40 | 49 | 60 | 42 | 17 | 22 | 7 Without mortgage........................| 35 | 2 | 5 | 9 | 18 | 46 | 71 | 66 | 80 Renter....................................| 29 | 85 | 55 | 42 | 21 | 12 | 12 | 11 | 13 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 9 | 10 | 9 | 15 | 10 | 8 | 7 | 7 | 6 White and other...........................| 91 | 90 | 91 | 85 | 90 | 92 | 93 | 93 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 11 | 2 | 1 | 3 | 7 | 12 | 23 | 18 | 30 High school (9-12)........................| 45 | 52 | 39 | 39 | 47 | 46 | 49 | 52 | 44 College...................................| 43 | 46 | 60 | 58 | 46 | 41 | 28 | 30 | 24 Never attended and other..................| (3) | (4) | (4) | (3) | (3) | (3) | 1 | (3) | 2 | | | | | | | | | At least one vehicle owned..................| 92 | 82 | 94 | 91 | 93 | 94 | 92 | 94 | 88 | | | | | | | | | Average annual expenditures.....................|$29,760 |$23,497 |$31,871 |$33,528 |$36,308 |$32,505 |$23,115 |$24,632 |$20,457 | | | | | | | | | Food..........................................| 4,239 | 3,580 | 4,266 | 4,780 | 4,651 | 4,534 | 3,725 | 3,898 | 3,418 Food at home................................| 2,468 | 1,854 | 2,138 | 2,550 | 2,630 | 2,716 | 2,458 | 2,502 | 2,379 Cereals and bakery products...............| 355 | 265 | 300 | 337 | 373 | 375 | 382 | 381 | 383 Cereals and cereal products.............| 119 | 100 | 110 | 116 | 126 | 125 | 122 | 119 | 129 Bakery products.........................| 235 | 165 | 190 | 221 | 247 | 250 | 259 | 262 | 254 Meats, poultry, fish, and eggs............| 669 | 475 | 578 | 734 | 713 | 739 | 653 | 677 | 611 Beef....................................| 217 | 173 | 204 | 241 | 222 | 227 | 213 | 228 | 185 Pork....................................| 135 | 89 | 99 | 158 | 145 | 144 | 139 | 139 | 138 Other meats.............................| 95 | 76 | 80 | 97 | 103 | 108 | 92 | 94 | 87 Poultry.................................| 111 | 72 | 107 | 117 | 125 | 125 | 101 | 108 | 88 Fish and seafood........................| 84 | 44 | 66 | 94 | 89 | 106 | 78 | 76 | 83 Eggs....................................| 28 | 21 | 22 | 27 | 29 | 31 | 31 | 31 | 30 | | | | | | | | | Dairy products............................| 270 | 204 | 239 | 269 | 275 | 295 | 278 | 283 | 268 Fresh milk and cream....................| 114 | 88 | 100 | 106 | 113 | 117 | 128 | 128 | 127 Other dairy products....................| 156 | 116 | 139 | 162 | 161 | 178 | 150 | 155 | 141 Fruits and vegetables.....................| 432 | 280 | 356 | 409 | 432 | 479 | 475 | 474 | 477 Fresh fruits............................| 137 | 61 | 104 | 121 | 128 | 166 | 159 | 152 | 172 Fresh vegetables........................| 131 | 99 | 112 | 132 | 141 | 146 | 131 | 138 | 117 Processed fruits........................| 94 | 64 | 72 | 86 | 91 | 97 | 112 | 109 | 116 Processed vegetables....................| 70 | 56 | 68 | 70 | 72 | 69 | 74 | 75 | 72 | | | | | | | | | Other food at home........................| 742 | 630 | 666 | 800 | 838 | 828 | 670 | 687 | 640 Sugar and other sweets..................| 94 | 68 | 71 | 87 | 103 | 110 | 98 | 102 | 89 Fats and oils...........................| 71 | 53 | 52 | 65 | 77 | 79 | 76 | 78 | 72 Miscellaneous foods.....................| 324 | 322 | 309 | 391 | 362 | 334 | 278 | 282 | 271 Nonalcoholic beverages..................| 206 | 166 | 192 | 225 | 248 | 224 | 180 | 180 | 181 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 47 | 21 | 42 | 33 | 47 | 80 | 38 | 45 | 27 Food away from home.........................| 1,771 | 1,726 | 2,127 | 2,230 | 2,021 | 1,819 | 1,267 | 1,395 | 1,039 | | | | | | | | | Alcoholic beverages...........................| 345 | 327 | 517 | 522 | 374 | 313 | 197 | 234 | 129 | | | | | | | | | Housing.......................................| 8,997 | 6,777 | 9,961 | 10,560 | 10,793 | 9,473 | 6,988 | 7,223 | 6,575 Shelter.....................................| 4,849 | 4,243 | 6,314 | 6,066 | 6,070 | 4,560 | 3,198 | 3,350 | 2,934 Owned dwellings...........................| 3,082 | 660 | 3,371 | 3,749 | 4,400 | 3,367 | 2,254 | 2,358 | 2,074 Mortgage interest and charges...........| 1,619 | 496 | 2,566 | 2,589 | 2,774 | 1,429 | 433 | 588 | 163 Property taxes..........................| 791 | 100 | 439 | 619 | 909 | 1,060 | 961 | 990 | 909 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 672 | 64 | 365 | 541 | 717 | 879 | 861 | 779 | 1,002 Rented dwellings..........................| 1,337 | 3,369 | 2,742 | 1,981 | 1,068 | 541 | 533 | 506 | 580 Other lodging.............................| 430 | 214 | 201 | 336 | 602 | 652 | 411 | 487 | 279 | | | | | | | | | Utilities, fuels, and public services.......| 1,985 | 1,255 | 1,689 | 1,924 | 2,269 | 2,272 | 1,989 | 2,066 | 1,855 Natural gas...............................| 248 | 129 | 198 | 207 | 284 | 274 | 282 | 285 | 276 Electricity...............................| 809 | 471 | 655 | 772 | 910 | 949 | 834 | 868 | 774 Fuel oil and other fuels..................| 119 | 5/38 | 67 | 81 | 110 | 156 | 161 | 155 | 173 Telephone services........................| 600 | 544 | 634 | 676 | 728 | 633 | 472 | 506 | 413 Water and other public services...........| 209 | 74 | 136 | 187 | 237 | 259 | 240 | 252 | 219 Household operations........................| 380 | 173 | 262 | 324 | 310 | 463 | 490 | 388 | 666 Personal services.........................| 91 | 102 | 140 | 96 | 5/15 | 5/40 | 129 | 5/17 | 325 Other household expenses..................| 289 | 71 | 122 | 228 | 295 | 423 | 360 | 371 | 342 | | | | | | | | | Housekeeping supplies.......................| 462 | 231 | 394 | 464 | 511 | 550 | 451 | 458 | 439 Laundry and cleaning supplies.............| 114 | 66 | 93 | 122 | 135 | 134 | 104 | 103 | 106 Other household products..................| 203 | 89 | 165 | 183 | 238 | 256 | 198 | 214 | 171 Postage and stationery....................| 145 | 75 | 136 | 159 | 139 | 160 | 149 | 142 | 163 Household furnishings and equipment.........| 1,321 | 875 | 1,301 | 1,783 | 1,633 | 1,628 | 860 | 960 | 681 Household textiles........................| 121 | 41 | 111 | 157 | 150 | 155 | 89 | 108 | 53 Furniture.................................| 346 | 366 | 409 | 379 | 509 | 432 | 157 | 169 | 135 Floor coverings...........................| 103 | 5/17 | 59 | 120 | 97 | 193 | 78 | 89 | 60 Major appliances..........................| 160 | 100 | 160 | 160 | 170 | 196 | 142 | 148 | 131 Small appliances, miscellaneous housewares| 96 | 57 | 83 | 96 | 115 | 139 | 72 | 74 | 69 Miscellaneous household equipment.........| 495 | 293 | 479 | 871 | 592 | 514 | 322 | 372 | 234 | | | | | | | | | Apparel and services..........................| 1,581 | 1,348 | 1,734 | 2,016 | 2,047 | 1,678 | 1,060 | 1,168 | 866 Men and boys................................| 364 | 265 | 418 | 474 | 484 | 411 | 220 | 247 | 170 Men, 16 and over..........................| 333 | 235 | 370 | 441 | 442 | 380 | 201 | 223 | 160 Boys, 2 to 15.............................| 32 | 5/30 | 48 | 32 | 42 | 31 | 19 | 24 | 5/10 Women and girls.............................| 681 | 557 | 716 | 792 | 843 | 760 | 507 | 584 | 366 Women, 16 and over........................| 651 | 535 | 688 | 752 | 799 | 734 | 480 | 550 | 353 Girls, 2 to 15............................| 31 | 22 | 28 | 40 | 44 | 26 | 26 | 34 | 12 Children under 2............................| 38 | 66 | 44 | 37 | 44 | 48 | 20 | 25 | 12 Footwear....................................| 223 | 154 | 199 | 344 | 290 | 210 | 171 | 157 | 197 Other apparel products and services.........| 275 | 306 | 357 | 369 | 386 | 249 | 142 | 154 | 122 | | | | | | | | | Transportation................................| 5,420 | 6,135 | 6,438 | 5,620 | 6,340 | 5,725 | 3,980 | 4,494 | 3,085 Vehicle purchases (net outlay)..............| 2,261 | 3,408 | 2,883 | 2,163 | 2,570 | 2,225 | 1,614 | 1,782 | 1,323 Cars and trucks, new......................| 1,332 | 1,460 | 1,551 | 1,357 | 1,218 | 1,385 | 1,196 | 1,319 | 984 Cars and trucks, used.....................| 907 | 1,741 | 1,297 | 776 | 1,351 | 840 | 416 | 461 | 339 Other vehicles............................| 22 | 5/207 | 5/35 | 5/30 | 5/0 | 5/0 | 5/2 | 5/3 | (4) Gasoline and motor oil......................| 1,033 | 980 | 1,144 | 1,088 | 1,229 | 1,151 | 785 | 911 | 566 Other vehicle expenses......................| 1,767 | 1,583 | 2,090 | 2,006 | 2,148 | 1,871 | 1,264 | 1,438 | 962 Vehicle finance charges...................| 276 | 372 | 457 | 355 | 365 | 232 | 106 | 145 | 38 Maintenance and repairs...................| 629 | 524 | 667 | 710 | 723 | 731 | 482 | 541 | 377 Vehicle insurance.........................| 625 | 568 | 664 | 661 | 762 | 657 | 508 | 547 | 442 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 238 | 119 | 302 | 280 | 299 | 250 | 169 | 205 | 106 Public transportation.......................| 358 | 164 | 321 | 362 | 394 | 478 | 316 | 363 | 235 | | | | | | | | | Health care...................................| 1,829 | 495 | 1,008 | 1,261 | 1,632 | 1,991 | 2,783 | 2,715 | 2,903 Health insurance............................| 765 | 184 | 395 | 446 | 605 | 785 | 1,292 | 1,244 | 1,374 Medical services............................| 611 | 178 | 416 | 513 | 636 | 719 | 765 | 801 | 703 Drugs.......................................| 342 | 87 | 125 | 165 | 279 | 389 | 589 | 541 | 672 Medical supplies............................| 110 | 46 | 72 | 137 | 111 | 98 | 138 | 129 | 154 | | | | | | | | | Entertainment.................................| 1,519 | 1,191 | 1,902 | 1,491 | 2,086 | 1,820 | 911 | 1,070 | 635 Fees and admissions.........................| 396 | 236 | 412 | 391 | 471 | 430 | 361 | 412 | 273 Television, radios, sound equipment.........| 439 | 530 | 512 | 526 | 573 | 410 | 294 | 337 | 219 Pets, toys, and playground equipment........| 256 | 208 | 280 | 327 | 358 | 283 | 152 | 178 | 106 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 429 | 217 | 698 | 247 | 685 | 697 | 104 | 142 | 38 | | | | | | | | | Personal care products and services...........| 396 | 283 | 387 | 430 | 431 | 423 | 371 | 372 | 371 | | | | | | | | | Reading.......................................| 176 | 87 | 164 | 168 | 200 | 204 | 175 | 185 | 157 | | | | | | | | | Education.....................................| 283 | 600 | 416 | 307 | 552 | 239 | 34 | 33 | 35 | | | | | | | | | Tobacco products and smoking supplies.........| 274 | 284 | 265 | 344 | 348 | 310 | 184 | 220 | 120 | | | | | | | | | Miscellaneous.................................| 866 | 565 | 864 | 1,252 | 1,113 | 831 | 650 | 714 | 538 | | | | | | | | | Cash contributions............................| 1,036 | 230 | 530 | 1,118 | 1,307 | 1,249 | 1,159 | 1,120 | 1,227 | | | | | | | | | Personal insurance and pensions...............| 2,799 | 1,596 | 3,419 | 3,658 | 4,433 | 3,714 | 898 | 1,187 | 397 Life and other personal insurance...........| 393 | 76 | 260 | 306 | 563 | 581 | 360 | 448 | 207 Pensions and Social Security................| 2,406 | 1,520 | 3,159 | 3,352 | 3,870 | 3,133 | 538 | 739 | 190 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 34,880 | 21,600 | 39,353 | 40,465 | 48,353 | 38,312 | 24,143 | 25,836 | 21,326 Wages and salaries..........................| 24,066 | 19,541 | 35,827 | 35,436 | 40,631 | 26,098 | 4,407 | 6,056 | 1,663 Self-employment income......................| 2,313 | 361 | 2,268 | 2,737 | 4,509 | 3,286 | 913 | 1,150 | 519 Social Security, private and government | | | | | | | | | retirement.................................| 6,063 | 5/65 | 167 | 460 | 1,389 | 6,313 | 15,031 | 14,938 | 15,187 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,695 | 95 | 331 | 594 | 1,058 | 1,955 | 3,392 | 3,264 | 3,606 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 249 | 277 | 218 | 348 | 327 | 331 | 131 | 154 | 5/94 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 226 | 662 | 164 | 307 | 240 | 215 | 137 | 136 | 139 Regular contributions for support...........| 166 | 357 | 241 | 387 | 138 | 77 | 56 | 5/57 | 5/55 Other income................................| 102 | 241 | 136 | 197 | 60 | 36 | 75 | 81 | 5/64 | | | | | | | | | Personal taxes................................| 3,498 | 1,275 | 4,047 | 4,430 | 5,711 | 3,935 | 1,916 | 1,745 | 2,201 Federal income taxes........................| 2,719 | 970 | 3,136 | 3,459 | 4,504 | 2,998 | 1,498 | 1,357 | 1,733 State and local income taxes................| 648 | 296 | 864 | 820 | 1,069 | 723 | 280 | 259 | 314 Other taxes.................................| 131 | 9 | 47 | 151 | 138 | 214 | 139 | 130 | 153 | | | | | | | | | Income after taxes............................| 31,382 | 20,325 | 35,306 | 36,035 | 42,642 | 34,377 | 22,227 | 24,091 | 19,125 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| 1,328 | -1,352 | 1,352 | 383 | 1,689 | 2,898 | 1,055 | 210 | 2,521 Net change in total assets..................| 4,206 | 1,988 | 7,742 | 7,468 | 3,812 | 3,455 | 1,897 | 1,676 | 2,281 Net change in total liabilities.............| 2,878 | 3,340 | 6,391 | 7,085 | 2,123 | 558 | 842 | 1,466 | -240 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 345 | 147 | 175 | 364 | 305 | 723 | 239 | 301 | 132 Mortgage principal paid on owned property...| -542 | -98 | -471 | -682 | -1,041 | -677 | -270 | -358 | -118 Estimated market value of owned home........| 77,823 | 8,544 | 43,515 | 68,169 | 92,124 |101,570 | 91,867 | 96,126 | 84,475 Estimated monthly rental value of owned home| 459 | 59 | 294 | 399 | 565 | 581 | 522 | 535 | 500 | | | | | | | | | Gifts of goods and services...................| 1,122 | 574 | 661 | 1,196 | 2,045 | 1,440 | 773 | 909 | 533 Food........................................| 101 | 22 | 35 | 110 | 188 | 142 | 77 | 85 | 63 Housing.....................................| 285 | 143 | 185 | 277 | 457 | 410 | 203 | 227 | 162 Housekeeping supplies.....................| 47 | 19 | 51 | 56 | 49 | 56 | 38 | 40 | 35 Household textiles........................| 18 | 5/8 | 9 | 20 | 23 | 38 | 8 | 10 | 5/4 Appliances and miscellaneous housewares...| 38 | 5/12 | 20 | 25 | 54 | 75 | 25 | 32 | 13 Major appliances........................| 7 | (4) | 5/1 | 5 | 16 | 12 | 5 | 6 | 5/2 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 31 | 5/12 | 19 | 20 | 38 | 63 | 20 | 25 | 11 Miscellaneous household equipment.........| 71 | 29 | 57 | 60 | 87 | 102 | 61 | 73 | 38 Other housing.............................| 112 | 76 | 48 | 115 | 244 | 138 | 72 | 72 | 71 Apparel and services........................| 300 | 277 | 202 | 303 | 487 | 346 | 225 | 282 | 122 Males 2 and over..........................| 83 | 64 | 67 | 51 | 137 | 109 | 64 | 73 | 48 Females 2 and over........................| 128 | 92 | 57 | 160 | 209 | 127 | 115 | 151 | 50 Children under 2..........................| 35 | 31 | 41 | 36 | 44 | 48 | 20 | 25 | 12 Other apparel products and services.......| 54 | 89 | 37 | 57 | 97 | 63 | 26 | 33 | 13 Jewelry and watches.....................| 24 | 46 | 25 | 39 | 36 | 17 | 10 | 14 | 4 All other apparel products and services.| 30 | 5/43 | 13 | 18 | 61 | 46 | 15 | 19 | 5/8 Transportation..............................| 70 | 9 | 63 | 56 | 183 | 62 | 43 | 53 | 24 | | | | | | | | | Health care.................................| 35 | 5/1 | 5/5 | 89 | 50 | 46 | 17 | 22 | 5/9 Entertainment...............................| 86 | 36 | 66 | 81 | 126 | 134 | 58 | 73 | 31 Toys, games, hobbies, and tricycles.......| 37 | 12 | 30 | 35 | 43 | 68 | 25 | 32 | 12 Other entertainment.......................| 49 | 24 | 36 | 46 | 83 | 66 | 33 | 41 | 19 Education...................................| 122 | 5/9 | 5/5 | 130 | 429 | 184 | 14 | 14 | 5/14 All other gifts.............................| 123 | 77 | 100 | 151 | 124 | 115 | 137 | 155 | 108 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors. _