Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 21,807 | 4,710 | 5,090 | 6,953 | 5,054 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $42,901 | $43,987 | $41,569 | $41,347 | $45,189 Income after taxes 1/.........................| 38,554 | 38,990 | 37,976 | 37,227 | 40,410 Age of reference person.......................| 39.4 | 39.5 | 39.3 | 39.5 | 39.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.2 | 3.1 | 3.4 | 3.1 | 3.3 Children under 18...........................| 1.3 | 1.2 | 1.5 | 1.2 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.6 | 1.8 | 1.7 | 1.7 Vehicles....................................| 2.2 | 1.7 | 2.4 | 2.2 | 2.5 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 69 | 65 | 71 | 70 | 70 Female....................................| 31 | 35 | 29 | 30 | 30 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 64 | 62 | 69 | 64 | 62 With mortgage...........................| 56 | 54 | 59 | 54 | 57 Without mortgage........................| 9 | 9 | 10 | 11 | 5 Renter....................................| 36 | 38 | 31 | 36 | 38 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 12 | 12 | 18 | 5 White and other...........................| 88 | 88 | 88 | 82 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 7 High school (9-12)........................| 38 | 41 | 41 | 39 | 30 College...................................| 58 | 55 | 57 | 56 | 64 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | | | | | At least one vehicle owned..................| 90 | 84 | 91 | 92 | 92 | | | | | Average annual expenditures.....................| $36,718 | $37,683 | $34,575 | $35,610 | $39,629 | | | | | Food..........................................| 5,310 | 5,465 | 5,205 | 5,082 | 5,654 Food at home................................| 3,262 | 3,391 | 3,192 | 3,039 | 3,571 Cereals and bakery products...............| 506 | 542 | 515 | 453 | 541 Cereals and cereal products.............| 183 | 181 | 192 | 167 | 202 Bakery products.........................| 322 | 361 | 323 | 286 | 340 Meats, poultry, fish, and eggs............| 855 | 923 | 785 | 849 | 883 Beef....................................| 279 | 277 | 264 | 281 | 295 Pork....................................| 176 | 162 | 170 | 195 | 169 Other meats.............................| 123 | 130 | 126 | 114 | 124 Poultry.................................| 149 | 193 | 130 | 139 | 143 Fish and seafood........................| 96 | 129 | 69 | 86 | 111 Eggs....................................| 33 | 32 | 27 | 33 | 41 | | | | | Dairy products............................| 374 | 406 | 377 | 322 | 423 Fresh milk and cream....................| 164 | 170 | 169 | 143 | 186 Other dairy products....................| 210 | 237 | 208 | 179 | 237 Fruits and vegetables.....................| 510 | 577 | 455 | 451 | 606 Fresh fruits............................| 159 | 173 | 137 | 125 | 226 Fresh vegetables........................| 145 | 178 | 126 | 129 | 161 Processed fruits........................| 119 | 134 | 112 | 101 | 140 Processed vegetables....................| 87 | 91 | 81 | 95 | 80 | | | | | Other food at home........................| 1,016 | 942 | 1,061 | 965 | 1,117 Sugar and other sweets..................| 123 | 117 | 127 | 113 | 140 Fats and oils...........................| 85 | 87 | 85 | 80 | 92 Miscellaneous foods.....................| 483 | 433 | 511 | 459 | 538 Nonalcoholic beverages..................| 275 | 257 | 292 | 264 | 288 Food prepared by consumer unit | | | | | on out-of-town trips...................| 50 | 48 | 46 | 48 | 59 Food away from home.........................| 2,048 | 2,075 | 2,012 | 2,043 | 2,083 | | | | | Alcoholic beverages...........................| 302 | 340 | 264 | 263 | 370 | | | | | Housing.......................................| 11,699 | 13,126 | 10,409 | 10,625 | 13,166 Shelter.....................................| 6,919 | 8,225 | 5,660 | 5,918 | 8,345 Owned dwellings...........................| 4,738 | 5,515 | 4,096 | 4,099 | 5,538 Mortgage interest and charges...........| 3,226 | 3,465 | 2,680 | 2,802 | 4,138 Property taxes..........................| 891 | 1,376 | 868 | 613 | 847 Maintenance, repairs, insurance, | | | | | other expenses.........................| 620 | 674 | 548 | 685 | 553 Rented dwellings..........................| 1,817 | 2,235 | 1,305 | 1,481 | 2,406 Other lodging.............................| 363 | 474 | 258 | 338 | 401 | | | | | Utilities, fuels, and public services.......| 2,191 | 2,283 | 2,194 | 2,269 | 1,995 Natural gas...............................| 275 | 312 | 422 | 166 | 241 Electricity...............................| 905 | 840 | 818 | 1,118 | 762 Fuel oil and other fuels..................| 91 | 244 | 71 | 41 | 36 Telephone services........................| 662 | 684 | 643 | 657 | 669 Water and other public services...........| 258 | 204 | 240 | 287 | 285 Household operations........................| 618 | 635 | 533 | 584 | 737 Personal services.........................| 357 | 357 | 344 | 318 | 425 Other household expenses..................| 261 | 278 | 189 | 265 | 312 | | | | | Housekeeping supplies.......................| 507 | 546 | 512 | 451 | 550 Laundry and cleaning supplies.............| 141 | 132 | 160 | 131 | 143 Other household products..................| 226 | 267 | 221 | 199 | 234 Postage and stationery....................| 139 | 146 | 131 | 121 | 173 Household furnishings and equipment.........| 1,464 | 1,437 | 1,511 | 1,403 | 1,538 Household textiles........................| 117 | 126 | 141 | 98 | 113 Furniture.................................| 403 | 395 | 455 | 397 | 365 Floor coverings...........................| 80 | 41 | 82 | 119 | 59 Major appliances..........................| 161 | 148 | 145 | 157 | 197 Small appliances, miscellaneous housewares| 86 | 86 | 88 | 75 | 101 Miscellaneous household equipment.........| 616 | 641 | 601 | 557 | 703 | | | | | Apparel and services..........................| 2,274 | 2,656 | 2,125 | 2,179 | 2,215 Men and boys................................| 605 | 779 | 556 | 538 | 592 Men, 16 and over..........................| 451 | 634 | 399 | 369 | 456 Boys, 2 to 15.............................| 154 | 144 | 157 | 169 | 137 Women and girls.............................| 928 | 1,021 | 950 | 856 | 925 Women, 16 and over........................| 727 | 777 | 710 | 690 | 756 Girls, 2 to 15............................| 201 | 243 | 240 | 166 | 168 Children under 2............................| 90 | 96 | 73 | 81 | 118 Footwear....................................| 295 | 395 | 274 | 284 | 237 Other apparel products and services.........| 356 | 367 | 271 | 420 | 344 | | | | | Transportation................................| 6,264 | 5,632 | 6,314 | 6,496 | 6,486 Vehicle purchases (net outlay)..............| 2,633 | 2,217 | 2,730 | 2,877 | 2,586 Cars and trucks, new......................| 1,381 | 1,284 | 1,349 | 1,675 | 1,099 Cars and trucks, used.....................| 1,219 | 909 | 1,350 | 1,176 | 1,434 Other vehicles............................| 33 | 4/24 | 32 | 4/26 | 4/53 Gasoline and motor oil......................| 1,181 | 1,000 | 1,228 | 1,269 | 1,179 Other vehicle expenses......................| 2,119 | 1,963 | 2,083 | 2,112 | 2,311 Vehicle finance charges...................| 342 | 231 | 368 | 404 | 336 Maintenance and repairs...................| 734 | 663 | 712 | 747 | 804 Vehicle insurance.........................| 704 | 760 | 648 | 693 | 723 | | | | | Vehicle rental, leases, licenses, | | | | | other charges............................| 339 | 310 | 355 | 268 | 448 Public transportation.......................| 332 | 451 | 273 | 238 | 410 | | | | | Health care...................................| 1,527 | 1,554 | 1,290 | 1,657 | 1,564 Health insurance............................| 601 | 625 | 496 | 682 | 575 Medical services............................| 637 | 643 | 526 | 658 | 714 Drugs.......................................| 195 | 195 | 158 | 230 | 185 Medical supplies............................| 94 | 91 | 110 | 87 | 90 | | | | | Entertainment.................................| 1,895 | 1,737 | 1,922 | 1,768 | 2,184 Fees and admissions.........................| 501 | 514 | 489 | 485 | 523 Television, radios, sound equipment.........| 613 | 618 | 648 | 601 | 582 Pets, toys, and playground equipment........| 356 | 339 | 365 | 352 | 373 Other entertainment supplies, equipment, | | | | | and services...............................| 424 | 266 | 421 | 331 | 706 | | | | | Personal care products and services...........| 470 | 487 | 443 | 460 | 499 | | | | | Reading.......................................| 186 | 196 | 199 | 161 | 198 | | | | | Education.....................................| 520 | 481 | 509 | 571 | 499 | | | | | Tobacco products and smoking supplies.........| 329 | 327 | 380 | 329 | 280 | | | | | Miscellaneous.................................| 1,052 | 1,083 | 792 | 1,101 | 1,223 | | | | | Cash contributions............................| 970 | 706 | 914 | 1,132 | 1,049 | | | | | Personal insurance and pensions...............| 3,921 | 3,894 | 3,809 | 3,786 | 4,242 Life and other personal insurance...........| 436 | 514 | 422 | 476 | 321 Pensions and Social Security................| 3,485 | 3,380 | 3,387 | 3,310 | 3,921 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 42,901 | 43,987 | 41,569 | 41,347 | 45,189 Wages and salaries..........................| 36,549 | 37,190 | 37,023 | 35,076 | 37,456 Self-employment income......................| 3,936 | 3,583 | 2,525 | 4,162 | 5,242 Social Security, private and government | | | | | retirement.................................| 449 | 555 | 422 | 435 | 401 Interest, dividends, rental income, other | | | | | property income............................| 628 | 958 | 324 | 572 | 699 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 372 | 689 | 310 | 266 | 296 | | | | | Public assistance, supplemental security | | | | | income, food stamps........................| 427 | 461 | 487 | 335 | 462 Regular contributions for support...........| 404 | 389 | 336 | 379 | 513 Other income................................| 134 | 162 | 142 | 123 | 119 | | | | | Personal taxes................................| 4,347 | 4,996 | 3,593 | 4,119 | 4,779 Federal income taxes........................| 3,284 | 3,520 | 2,550 | 3,393 | 3,620 State and local income taxes................| 906 | 1,187 | 929 | 609 | 1,025 Other taxes.................................| 157 | 289 | 115 | 117 | 134 | | | | | Income after taxes............................| 38,554 | 38,990 | 37,976 | 37,227 | 40,410 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,550 | 566 | -3,199 | -129 | -3,818 Net change in total assets..................| 5,289 | 5,432 | 3,278 | 5,120 | 7,413 Net change in total liabilities.............| 6,839 | 4,867 | 6,477 | 5,249 | 11,230 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 358 | 416 | 479 | 368 | 168 Mortgage principal paid on owned property...| -1,248 | -1,138 | -976 | -964 | -2,017 Estimated market value of owned home........| 75,271 | 97,870 | 60,414 | 56,409 | 95,122 Estimated monthly rental value of owned home| 469 | 533 | 419 | 401 | 555 | | | | | Gifts of goods and services...................| 950 | 981 | 920 | 949 | 958 Food........................................| 87 | 99 | 74 | 84 | 95 Housing.....................................| 276 | 343 | 228 | 285 | 253 Housekeeping supplies.....................| 45 | 47 | 39 | 39 | 62 Household textiles........................| 14 | 10 | 25 | 9 | 11 Appliances and miscellaneous housewares...| 23 | 19 | 22 | 24 | 29 Major appliances........................| 5 | 6 | 4/2 | 6 | 4 Small appliances and miscellaneous | | | | | housewares.............................| 19 | 13 | 20 | 19 | 24 Miscellaneous household equipment.........| 85 | 148 | 56 | 77 | 72 Other housing.............................| 108 | 120 | 86 | 136 | 80 Apparel and services........................| 265 | 269 | 300 | 221 | 282 Males, 2 and over.........................| 63 | 71 | 72 | 50 | 64 Females, 2 and over.......................| 107 | 114 | 140 | 82 | 97 Children under 2..........................| 37 | 36 | 34 | 30 | 52 Other apparel products and services.......| 58 | 48 | 54 | 59 | 68 Jewelry and watches.....................| 33 | 21 | 14 | 38 | 54 All other apparel products and services.| 25 | 27 | 39 | 21 | 14 Transportation..............................| 40 | 25 | 26 | 49 | 55 Health care.................................| 19 | 18 | 17 | 23 | 17 | | | | | Entertainment...............................| 72 | 68 | 90 | 62 | 69 Toys, games, hobbies, and tricycles.......| 28 | 25 | 38 | 25 | 25 Other entertainment.......................| 43 | 43 | 51 | 37 | 44 Education...................................| 89 | 62 | 85 | 123 | 70 All other gifts.............................| 104 | 98 | 101 | 102 | 116 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.