Table 4. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 13788 470 1339 1261 1062 2126 1942 1617 2093 1878 Income before taxes 1/.................... 41319 2874 7778 12449 17449 24439 34827 44488 58316 111907 Income after taxes 1/..................... 37787 2670 7837 12386 16588 23410 32546 41223 53091 98664 Age of reference person................... 42.6 41.5 38.7 41.7 43 43 40.4 43 44.1 45.8 Average number in consumer unit:.......... Persons.................................. 3 3 3 3 3 3 3 3 3 3 Children under 18........................ 0.8 1.1 1.4 1 0.9 0.8 0.8 0.7 0.6 0.6 Persons 65 and over...................... 0.2 0.2 0.1 0.3 0.3 0.2 0.1 0.2 0.1 0.1 Earners.................................. 1.7 1 0.8 1.3 1.5 1.7 1.9 2 2.1 2.2 Vehicles................................. 2.3 1.2 0.9 1.5 1.8 2.2 2.6 2.6 2.9 3 Percent distribution: Male..................................... 66 38 28 49 56 68 74 76 82 82 Female................................... 34 62 72 51 44 32 26 24 18 18 Percent homeowner........................ 64 36 24 44 44 58 69 77 83 91 With mortgage........................... 45 18 9 23 22 36 48 59 66 80 Without mortgage........................ 18 18 15 21 22 22 21 18 17 11 Renter................................... 36 64 76 56 56 42 31 23 17 9 Black.................................... 14 33 39 17 15 12 11 6 8 5 White and other.......................... 86 67 61 83 85 88 89 94 92 95 Elementary (1-8)......................... 8 15 16 15 16 9 5 3 3 1 High school (9-12)....................... 46 56 61 51 53 59 53 43 37 19 College.................................. 46 30 23 33 31 33 42 53 60 80 Never attended and other................. 0 0 0 1 0 0 0 0 0 0 At least one vehicle owned............... 90 68 56 82 88 95 97 98 98 98 Average annual expenditures............... 36227 19422 14464 20232 22527 26290 33781 40960 45893 72586 Food..................................... 5253 3946 3122 3599 3989 4431 5124 5750 6026 8351 Food at home............................ 3236 3158 2565 2808 2824 2963 3072 3353 3578 4192 Cereals and bakery products............ 494 530 398 406 399 427 492 530 537 663 Cereals and cereal products........... 176 210 165 176 161 160 174 185 170 212 Bakery products....................... 318 319 233 231 239 267 318 344 367 450 Meats, poultry, fish, and eggs......... 877 960 763 880 858 833 780 869 918 1069 Beef.................................. 281 251 245 283 286 269 271 295 267 332 Pork.................................. 183 251 208 221 187 169 137 177 186 206 Other meats........................... 118 73 84 99 107 124 125 108 128 141 Poultry............................... 159 203 129 145 169 131 133 178 178 198 Fish and seafood...................... 103 135 60 90 75 104 85 83 127 160 Eggs.................................. 33 48 37 43 34 35 29 28 32 32 Dairy products......................... 350 360 278 301 319 328 340 376 371 433 Fresh milk and cream.................. 151 173 136 148 151 163 149 145 147 157 Other dairy products.................. 199 187 142 153 168 165 191 231 224 276 Fruits and vegetables.................. 507 460 404 450 429 465 454 519 576 686 Fresh fruits.......................... 149 114 111 143 122 140 130 153 163 215 Fresh vegetables...................... 147 148 127 142 135 131 126 144 156 203 Processed fruits...................... 119 92 90 83 91 103 109 128 149 163 Processed vegetables.................. 93 106 76 82 81 91 89 94 108 105 Other food at home..................... 1007 848 722 770 819 910 1007 1059 1177 1341 Sugar and other sweets................ 119 110 108 107 108 104 115 121 145 131 Fats and oils......................... 87 110 76 94 87 80 79 84 98 97 Miscellaneous foods................... 478 387 346 343 365 421 504 504 565 630 Nonalcoholic beverages................ 276 235 185 207 223 279 259 300 315 362 Food prep. by cu, out-of-town trips... 47 6 6 18 36 26 49 50 54 122 Food away from home..................... 2017 788 557 791 1166 1468 2052 2397 2448 4159 Alcoholic beverages...................... 305 210 55 99 174 255 216 334 448 654 Housing.................................. 11064 6504 5740 7352 7593 8265 10092 11995 13605 20830 Shelter................................. 6167 3619 3096 4138 4162 4459 5313 6715 7488 12364 Owned dwellings........................ 4031 1552 613 1805 1548 2136 3294 4754 5815 10281 Mortgage interest and charges......... 2507 940 319 1046 707 1128 2013 3040 3596 6857 Property taxes........................ 857 452 161 410 416 513 632 964 1356 1982 Maintenance, rep., ins., oth. exp..... 667 160 133 349 425 495 650 750 864 1442 Rented dwellings....................... 1732 1925 2420 2225 2502 2131 1796 1474 1137 795 Other lodging.......................... 404 142 62 107 112 191 223 487 536 1288 Utilities, fuels, and public services... 2293 1897 1619 1926 1917 2077 2155 2416 2625 3241 Natural gas............................ 292 325 246 253 239 254 256 283 328 419 Electricity............................ 917 707 680 813 765 843 859 1013 1038 1223 Fuel oil and other fuels............... 101 70 31 53 62 118 109 86 159 135 Telephone.............................. 713 622 527 630 643 631 682 734 753 1026 Water and other public services........ 269 173 136 177 208 231 249 300 346 438 Household operations.................... 637 209 186 287 409 467 557 626 753 1588 Personal services...................... 406 168 151 237 293 310 438 406 507 789 Other household expenses............... 231 40 35 50 116 157 118 220 246 799 Housekeeping supplies................... 517 257 291 344 271 375 489 607 698 866 Laundry and cleaning supplies.......... 140 78 92 130 112 112 151 163 172 161 Other household products............... 243 126 157 153 126 153 193 305 344 440 Postage and stationery................. 134 52 41 60 34 110 146 138 182 265 Household furnishings and equipment..... 1450 523 548 658 833 888 1578 1631 2041 2771 Household textiles..................... 124 25 27 63 61 92 85 191 214 192 Furniture.............................. 360 209 126 241 209 245 383 392 410 751 Floor coverings........................ 116 0 23 39 29 15 231 112 265 93 Major appliances....................... 172 124 73 116 192 136 167 147 210 304 Small appliances, misc. housewares..... 99 36 49 33 53 47 77 89 144 254 Miscellaneous household equipment...... 580 128 251 165 289 353 635 701 798 1176 Apparel and services..................... 1993 1131 972 1261 1225 1360 1617 2333 2776 3693 Men and boys............................ 531 314 145 290 347 329 430 753 728 991 Men, 16 and over....................... 420 258 129 248 225 236 303 644 555 860 Boys, 2 to 15.......................... 111 56 16 41 122 93 126 109 173 132 Women and girls......................... 763 432 376 388 413 463 587 926 1182 1431 Women, 16 and over..................... 652 393 301 246 342 381 491 753 1066 1283 Girls, 2 to 15......................... 111 39 74 142 70 82 96 173 116 149 Children under 2........................ 145 142 137 94 107 134 142 130 168 218 Footwear................................ 276 96 213 351 202 241 224 246 346 392 Other apparel products and services..... 278 146 100 138 156 193 233 278 352 659 Transportation........................... 6551 3826 2003 3392 3886 4762 6655 7704 8127 13264 Vehicle purchases (net outlay).......... 2822 1651 760 1481 1353 1690 2958 3299 3354 6453 Cars and trucks, new................... 1435 1264 36 434 96 668 1151 1853 1904 4182 Cars and trucks, used.................. 1344 387 723 1047 1257 1018 1784 1433 1391 2059 Other vehicles......................... 43 0 0 0 0 4 23 13 59 213 Gasoline and motor oil.................. 1176 775 509 761 956 1104 1267 1329 1435 1721 Other vehicle expenses.................. 2249 1271 631 995 1429 1784 2205 2753 2961 4283 Vehicle finance charges................ 356 97 54 142 249 256 412 473 563 566 Maintenance and repairs................ 757 559 278 348 461 723 766 964 841 1330 Vehicle insurance...................... 819 490 209 373 533 639 790 1013 1102 1549 Veh. rent., leas., licen., oth. chges.. 317 125 89 132 187 166 237 302 454 838 Public transportation................... 305 129 104 155 147 183 226 323 377 806 Health care.............................. 1782 965 671 1131 1530 1812 1854 2218 2056 2550 Health insurance........................ 775 551 269 476 706 848 893 926 907 952 Medical services........................ 607 214 258 398 424 579 586 822 704 961 Drugs................................... 288 138 115 208 273 313 263 331 314 428 Medical supplies........................ 112 63 29 48 127 72 112 139 131 208 Entertainment............................ 1707 832 560 837 1093 1150 1753 1977 2226 3416 Fees and admissions..................... 408 137 66 107 163 183 322 440 533 1238 Television, radios, sound equipment..... 586 305 270 372 402 472 639 622 768 973 Pets, toys, and playground equipment.... 373 206 166 182 265 326 321 507 483 601 Other supplies, equip., and services.... 339 184 58 176 263 168 471 409 442 604 Personal care products and services...... 494 226 214 331 418 353 466 633 553 859 Reading.................................. 172 106 54 72 96 125 157 184 237 371 Education................................ 564 444 127 336 238 187 344 422 752 1827 Tobacco products and smoking supplies.... 349 268 277 343 330 415 419 380 357 254 Miscellaneous............................ 890 304 247 401 494 785 931 1087 1262 1506 Cash contributions....................... 1091 289 74 184 216 329 785 1513 1187 3829 Personal insurance and pensions.......... 4013 372 350 894 1246 2060 3370 4430 6281 11184 Life and other personal insurance....... 444 238 138 188 191 282 412 443 622 1051 Pensions and Social Security............ 3568 133 212 706 1056 1778 2958 3987 5658 10133 Money income before taxes 1/.............. 41319 2874 7778 12449 17449 24439 34827 44488 58316 111907 Wages and salaries....................... 33299 1379 2294 7098 11607 18224 29084 37716 50265 91978 Self-employment income................... 3039 -267 74 738 770 1213 1653 2240 3530 12451 Soc. Sec., priv. and gov. retirement..... 2446 455 1172 2098 3610 3109 1684 2942 2283 3219 Int., divid., rent. inc., property inc... 855 59 127 97 121 260 696 543 1158 3263 Unemp. and workers' compen., vet. ben.... 441 85 188 214 224 795 651 360 555 310 Pub. ass., supp. sec. inc., foodstamps... 702 1002 3551 1710 493 315 325 90 37 135 Regular contributions for support........ 384 24 286 389 469 390 467 531 347 316 Other income............................. 154 136 86 106 156 134 266 66 140 236 Personal taxes 1/......................... 3533 204 -60 64 861 1028 2280 3265 5225 13242 Federal income taxes..................... 2632 152 -103 -29 617 681 1603 2382 3798 10317 State and local income taxes............. 729 -8 17 22 179 270 546 707 1144 2473 Other taxes.............................. 172 60 26 70 65 78 131 176 283 452 Income after taxes 1/..................... 37787 2670 7837 12386 16588 23410 32546 41223 53091 98664 Net change in total assets and liabilities -1634 -6104 61 -1209 1281 2393 -1505 -4858 -4036 -2894 Net change in total assets............... 4932 -751 72 2745 2641 3101 4924 390 6947 16330 Net change in total liabilities.......... 6565 5353 10 3954 1359 708 6429 5248 10983 19224 Other money receipts...................... 765 87 99 551 47 370 403 1291 335 2807 Mortgage principal paid, owned property... -1022 -274 -93 -293 -326 -410 -654 -1269 -1416 -3178 Estimated market value of owned home...... 70634 37740 17173 38120 30628 46725 56287 72833 93738 175719 Est. monthly rental value of owned home... 454 248 134 232 261 316 390 527 608 981 Gifts of goods and services............... 1252 445 199 389 382 850 867 1152 1626 3770 Food.................................... 123 22 7 59 31 86 74 77 136 437 Housing................................. 329 126 71 105 122 235 231 348 423 910 Housekeeping supplies................. 44 18 18 13 13 24 44 49 67 97 Household textiles.................... 15 0 0 2 0 27 4 22 23 29 Appliances and misc. housewares....... 22 8 2 8 9 10 14 36 38 46 Major appliances.................... 5 0 2 0 1 5 4 7 9 10 Small appl. and misc. housewares.... 17 8 0 8 8 5 10 29 30 37 Miscellaneous household equipment..... 98 48 17 17 18 68 58 137 108 299 Other housing......................... 149 52 33 64 82 106 110 103 186 438 Apparel and services.................... 275 166 70 112 99 208 209 324 414 584 Males 2 and over...................... 83 46 22 27 19 61 66 157 125 131 Females 2 and over.................... 99 57 20 39 41 52 42 87 155 298 Children under 2...................... 55 13 27 23 33 64 59 51 71 86 Other apparel products and services... 38 50 2 23 6 31 42 29 64 68 Jewelry and watches................. 16 28 1 12 4 10 13 18 24 34 All other apparel products and serv. 22 22 0 11 2 21 29 11 40 34 Transportation.......................... 68 15 8 16 8 129 71 49 53 158 Health care............................. 33 15 6 3 6 52 18 28 61 57 Entertainment........................... 85 25 15 29 63 49 64 62 157 201 Toys, games, hobbies, and tricycles... 29 22 9 8 21 21 35 27 49 46 Other entertainment................... 56 3 6 21 42 29 29 36 108 155 Education............................... 221 5 8 17 11 36 89 78 216 1159 All other gifts......................... 119 71 16 48 41 54 112 186 165 264 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.