Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,036 | 1,080 | 4,218 | 3,888 | 3,748 | 1,728 | 1,375 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $41,319 | $20,725 | $33,690 | $44,162 | $54,668 | $50,419 | $28,711 Income after taxes 1/.........................| 37,787 | 19,837 | 31,371 | 40,123 | 49,124 | 45,748 | 27,190 Age of reference person.......................| 42.9 | 21.8 | 29.8 | 39.5 | 49.0 | 58.6 | 72.5 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.1 | 1.2 | 1.1 | .6 | .2 | .1 Persons 65 and over.........................| .2 | (2) | (2) | (2) | .1 | .1 | 1.6 Earners.....................................| 1.7 | 1.5 | 1.5 | 1.7 | 2.1 | 2.0 | 1.1 Vehicles....................................| 2.3 | 1.4 | 1.9 | 2.2 | 2.8 | 2.9 | 2.2 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 67 | 53 | 60 | 63 | 74 | 79 | 71 Female....................................| 33 | 47 | 40 | 37 | 26 | 21 | 29 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 65 | 19 | 47 | 61 | 84 | 88 | 84 With mortgage...........................| 46 | 13 | 40 | 53 | 62 | 50 | 19 Without mortgage........................| 19 | 6 | 7 | 9 | 21 | 38 | 66 Renter....................................| 35 | 81 | 53 | 39 | 16 | 12 | 16 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 14 | 20 | 15 | 16 | 11 | 6 | 17 White and other...........................| 86 | 80 | 85 | 84 | 89 | 94 | 83 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 4 | 4 | 4 | 8 | 11 | 29 High school (9-12)........................| 47 | 66 | 50 | 45 | 42 | 47 | 47 College...................................| 45 | 30 | 47 | 51 | 50 | 42 | 22 Never attended and other..................| (3) | (4) | (4) | (3) | (4) | (3) | 1 | | | | | | | At least one vehicle owned..................| 90 | 76 | 87 | 90 | 95 | 94 | 91 | | | | | | | Average annual expenditures.....................| $35,207 | $21,449 | $29,722 | $37,124 | $43,097 | $42,110 | $27,217 | | | | | | | Food..........................................| 5,144 | 3,686 | 4,381 | 5,216 | 6,251 | 5,627 | 4,833 Food at home................................| 3,210 | 2,329 | 2,776 | 3,159 | 3,683 | 3,594 | 3,554 Cereals and bakery products...............| 486 | 303 | 406 | 479 | 565 | 544 | 593 Cereals and cereal products.............| 172 | 121 | 157 | 167 | 202 | 164 | 200 Bakery products.........................| 314 | 182 | 248 | 311 | 363 | 380 | 392 Meats, poultry, fish, and eggs............| 894 | 629 | 739 | 866 | 1,050 | 1,052 | 1,019 Beef....................................| 287 | 225 | 236 | 295 | 313 | 357 | 299 Pork....................................| 185 | 111 | 158 | 175 | 231 | 209 | 204 Other meats.............................| 117 | 71 | 97 | 108 | 139 | 153 | 135 Poultry.................................| 160 | 107 | 133 | 159 | 183 | 173 | 208 Fish and seafood........................| 111 | 87 | 86 | 99 | 145 | 118 | 136 Eggs....................................| 33 | 27 | 29 | 29 | 39 | 41 | 37 | | | | | | | Dairy products............................| 344 | 224 | 298 | 348 | 381 | 390 | 393 Fresh milk and cream....................| 149 | 117 | 139 | 156 | 152 | 161 | 160 Other dairy products....................| 195 | 107 | 159 | 192 | 230 | 229 | 233 Fruits and vegetables.....................| 505 | 359 | 433 | 490 | 576 | 557 | 606 Fresh fruits............................| 148 | 97 | 117 | 143 | 171 | 174 | 194 Fresh vegetables........................| 147 | 111 | 120 | 138 | 176 | 171 | 171 Processed fruits........................| 117 | 69 | 113 | 115 | 123 | 117 | 147 Processed vegetables....................| 93 | 83 | 82 | 93 | 106 | 95 | 94 | | | | | | | Other food at home........................| 981 | 814 | 901 | 976 | 1,110 | 1,051 | 943 Sugar and other sweets..................| 117 | 81 | 97 | 114 | 128 | 150 | 132 Fats and oils...........................| 88 | 71 | 65 | 85 | 103 | 115 | 102 Miscellaneous foods.....................| 462 | 437 | 482 | 464 | 493 | 447 | 376 Nonalcoholic beverages..................| 270 | 209 | 224 | 266 | 322 | 292 | 299 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 44 | 16 | 34 | 47 | 64 | 48 | 33 Food away from home.........................| 1,934 | 1,357 | 1,605 | 2,058 | 2,568 | 2,033 | 1,280 | | | | | | | Alcoholic beverages...........................| 283 | 263 | 243 | 308 | 324 | 320 | 197 | | | | | | | Housing.......................................| 10,960 | 7,534 | 10,394 | 12,326 | 11,779 | 12,366 | 7,455 Shelter.....................................| 6,123 | 4,285 | 5,927 | 7,104 | 6,586 | 6,830 | 3,244 Owned dwellings...........................| 4,013 | 867 | 3,180 | 4,820 | 5,030 | 5,411 | 2,231 Mortgage interest and charges...........| 2,483 | 588 | 2,295 | 3,190 | 2,935 | 3,101 | 544 Property taxes..........................| 886 | 151 | 507 | 921 | 1,250 | 1,352 | 950 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 644 | 128 | 378 | 709 | 845 | 958 | 736 Rented dwellings..........................| 1,708 | 3,373 | 2,582 | 1,928 | 883 | 651 | 670 Other lodging.............................| 403 | 5/45 | 166 | 356 | 674 | 768 | 343 Utilities, fuels, and public services.......| 2,310 | 1,525 | 1,897 | 2,351 | 2,685 | 2,824 | 2,413 Natural gas...............................| 295 | 181 | 226 | 304 | 342 | 359 | 359 Electricity...............................| 929 | 631 | 746 | 937 | 1,092 | 1,143 | 983 Fuel oil and other fuels..................| 99 | 5/25 | 64 | 107 | 112 | 149 | 142 Telephone services........................| 720 | 584 | 655 | 738 | 808 | 813 | 620 Water and other public services...........| 268 | 105 | 206 | 265 | 330 | 362 | 310 Household operations........................| 627 | 459 | 891 | 718 | 404 | 631 | 302 Personal services.........................| 391 | 416 | 772 | 502 | 80 | 5/123 | 5/69 Other household expenses..................| 237 | 43 | 119 | 216 | 323 | 508 | 233 | | | | | | | Housekeeping supplies.......................| 483 | 258 | 381 | 544 | 597 | 467 | 494 Laundry and cleaning supplies.............| 135 | 74 | 110 | 148 | 148 | 158 | 141 Other household products..................| 225 | 85 | 184 | 254 | 301 | 184 | 219 Postage and stationery....................| 124 | 99 | 87 | 142 | 147 | 125 | 134 Household furnishings and equipment.........| 1,416 | 1,007 | 1,298 | 1,609 | 1,508 | 1,614 | 1,002 Household textiles........................| 119 | 53 | 68 | 153 | 121 | 169 | 136 Furniture.................................| 369 | 346 | 362 | 385 | 456 | 346 | 151 Floor coverings...........................| 113 | 5/25 | 138 | 170 | 113 | 5/41 | 5/24 Major appliances..........................| 166 | 133 | 136 | 189 | 155 | 171 | 239 Small appliances, miscellaneous housewares| 99 | 34 | 58 | 113 | 132 | 137 | 84 Miscellaneous household equipment.........| 551 | 416 | 535 | 600 | 531 | 750 | 367 | | | | | | | Apparel and services..........................| 1,947 | 1,263 | 1,696 | 2,153 | 2,368 | 2,068 | 1,401 Men and boys................................| 501 | 237 | 438 | 563 | 665 | 520 | 289 Men, 16 and over..........................| 401 | 220 | 322 | 409 | 574 | 449 | 271 Boys, 2 to 15.............................| 100 | 17 | 116 | 154 | 90 | 70 | 18 Women and girls.............................| 751 | 326 | 545 | 918 | 869 | 841 | 729 Women, 16 and over........................| 648 | 301 | 436 | 762 | 760 | 781 | 706 Girls, 2 to 15............................| 102 | 25 | 109 | 156 | 109 | 59 | 23 Children under 2............................| 138 | 359 | 244 | 132 | 46 | 48 | 35 Footwear....................................| 271 | 151 | 236 | 233 | 436 | 265 | 192 Other apparel products and services.........| 287 | 190 | 233 | 308 | 353 | 395 | 156 | | | | | | | Transportation................................| 6,472 | 4,268 | 5,195 | 6,740 | 8,103 | 7,950 | 5,044 Vehicle purchases (net outlay)..............| 2,788 | 2,174 | 2,125 | 3,122 | 3,397 | 3,415 | 1,910 Cars and trucks, new......................| 1,366 | 5/489 | 948 | 1,789 | 1,500 | 1,981 | 5/1,004 Cars and trucks, used.....................| 1,379 | 1,682 | 1,160 | 1,327 | 1,740 | 1,434 | 905 Other vehicles............................| 43 | 5/2 | 5/16 | 5/6 | 5/157 | 5/0 | (4) Gasoline and motor oil......................| 1,175 | 801 | 1,012 | 1,162 | 1,453 | 1,343 | 1,033 Other vehicle expenses......................| 2,199 | 1,164 | 1,805 | 2,143 | 2,818 | 2,806 | 1,917 Vehicle finance charges...................| 350 | 229 | 333 | 339 | 471 | 368 | 176 Maintenance and repairs...................| 727 | 453 | 603 | 740 | 856 | 887 | 713 Vehicle insurance.........................| 816 | 393 | 616 | 747 | 1,116 | 1,105 | 779 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 306 | 90 | 254 | 316 | 375 | 446 | 249 Public transportation.......................| 310 | 129 | 254 | 312 | 435 | 385 | 185 | | | | | | | Health care...................................| 1,783 | 569 | 1,342 | 1,520 | 1,994 | 2,750 | 3,037 Health insurance............................| 796 | 202 | 679 | 660 | 792 | 1,261 | 1,435 Medical services............................| 602 | 217 | 431 | 529 | 729 | 978 | 818 Drugs.......................................| 278 | 107 | 159 | 220 | 333 | 389 | 642 Medical supplies............................| 107 | 43 | 73 | 112 | 140 | 122 | 141 | | | | | | | Entertainment.................................| 1,654 | 1,074 | 1,338 | 1,685 | 2,293 | 1,777 | 1,122 Fees and admissions.........................| 399 | 105 | 270 | 423 | 597 | 514 | 274 Television, radios, sound equipment.........| 574 | 519 | 485 | 636 | 662 | 611 | 434 Pets, toys, and playground equipment........| 349 | 191 | 335 | 352 | 456 | 337 | 241 Other entertainment supplies, equipment, | | | | | | | and services...............................| 333 | 259 | 249 | 274 | 577 | 316 | 172 | | | | | | | Personal care products and services...........| 466 | 277 | 397 | 486 | 579 | 472 | 465 | | | | | | | Reading.......................................| 168 | 58 | 118 | 164 | 217 | 238 | 200 | | | | | | | Education.....................................| 571 | 163 | 237 | 451 | 1,349 | 545 | 173 | | | | | | | Tobacco products and smoking supplies.........| 339 | 339 | 292 | 352 | 362 | 413 | 288 | | | | | | | Miscellaneous.................................| 852 | 440 | 751 | 872 | 985 | 1,152 | 676 | | | | | | | Cash contributions............................| 1,008 | 120 | 471 | 885 | 1,659 | 1,858 | 864 | | | | | | | Personal insurance and pensions...............| 3,558 | 1,394 | 2,866 | 3,968 | 4,835 | 4,573 | 1,463 Life and other personal insurance...........| 440 | 104 | 264 | 465 | 605 | 727 | 363 Pensions and Social Security................| 3,118 | 1,291 | 2,602 | 3,503 | 4,230 | 3,847 | 1,099 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 41,319 | 20,725 | 33,690 | 44,162 | 54,668 | 50,419 | 28,711 Wages and salaries..........................| 33,299 | 17,467 | 29,619 | 36,564 | 46,765 | 37,372 | 9,146 Self-employment income......................| 3,039 | 509 | 1,642 | 4,476 | 4,064 | 3,687 | 2,018 Social Security, private and government | | | | | | | retirement.................................| 2,446 | 5/148 | 230 | 517 | 1,524 | 6,261 | 14,306 Interest, dividends, rental income, other | | | | | | | property income............................| 855 | 139 | 281 | 676 | 990 | 1,795 | 2,241 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 441 | 147 | 360 | 602 | 380 | 568 | 487 Public assistance, supplemental security | | | | | | | income, food stamps........................| 702 | 1,704 | 1,019 | 620 | 420 | 344 | 300 Regular contributions for support...........| 384 | 322 | 415 | 584 | 393 | 5/93 | 5/104 Other income................................| 154 | 289 | 124 | 124 | 131 | 299 | 5/109 | | | | | | | Personal taxes................................| 3,533 | 888 | 2,319 | 4,039 | 5,544 | 4,671 | 1,522 Federal income taxes........................| 2,632 | 620 | 1,700 | 3,029 | 4,209 | 3,428 | 1,054 State and local income taxes................| 729 | 243 | 524 | 843 | 1,112 | 929 | 227 Other taxes.................................| 172 | 26 | 94 | 167 | 223 | 314 | 241 | | | | | | | Income after taxes............................| 37,787 | 19,837 | 31,371 | 40,123 | 49,124 | 45,748 | 27,190 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,468 | -1,708 | -312 | -1,804 | -2,855 | -2,047 | 629 Net change in total assets..................| 4,817 | 2,353 | 5,742 | 7,068 | 2,705 | 5,040 | 3,029 Net change in total liabilities.............| 6,286 | 4,061 | 6,054 | 8,872 | 5,560 | 7,087 | 2,400 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 668 | 1,514 | 662 | 240 | 762 | 1,326 | 147 Mortgage principal paid on owned property...| -1,019 | -131 | -587 | -871 | -1,499 | -2,445 | -367 Estimated market value of owned home........| 71,962 | 14,178 | 39,080 | 70,204 | 100,509 | 116,407 | 89,516 Estimated monthly rental value of owned home| 460 | 103 | 304 | 451 | 612 | 701 | 526 | | | | | | | Gifts of goods and services...................| 1,229 | 323 | 667 | 928 | 2,329 | 1,700 | 909 Food........................................| 127 | 5/7 | 28 | 64 | 322 | 190 | 94 Housing.....................................| 314 | 143 | 249 | 303 | 474 | 354 | 185 Housekeeping supplies.....................| 41 | 5/12 | 31 | 49 | 59 | 34 | 28 Household textiles........................| 14 | 5/1 | 5/5 | 17 | 22 | 5/19 | 5/9 Appliances and miscellaneous housewares...| 26 | 5/3 | 8 | 25 | 43 | 67 | 5/11 Major appliances........................| 5 | 5/1 | 5/1 | 8 | 6 | 15 | 5/1 Small appliances and miscellaneous | | | | | | | housewares.............................| 21 | 5/2 | 6 | 16 | 37 | 52 | 5/10 Miscellaneous household equipment.........| 90 | 5/37 | 97 | 105 | 94 | 94 | 52 Other housing.............................| 143 | 91 | 108 | 107 | 257 | 140 | 85 Apparel and services........................| 274 | 101 | 229 | 258 | 298 | 455 | 284 Males, 2 and over.........................| 85 | 5/18 | 71 | 70 | 92 | 174 | 81 Females, 2 and over.......................| 96 | 5/22 | 56 | 109 | 121 | 130 | 121 Children under 2..........................| 52 | 46 | 78 | 47 | 42 | 42 | 35 Other apparel products and services.......| 41 | 5/15 | 24 | 32 | 42 | 110 | 47 Jewelry and watches.....................| 21 | 5/9 | 9 | 17 | 17 | 74 | 5/22 All other apparel products and services.| 20 | 5/6 | 15 | 15 | 25 | 35 | 5/25 Transportation..............................| 69 | 4 | 19 | 55 | 124 | 178 | 25 Health care.................................| 32 | 5/9 | 5/1 | 13 | 64 | 55 | 5/82 Entertainment...............................| 82 | 17 | 61 | 77 | 121 | 120 | 57 Toys, games, hobbies, and tricycles.......| 29 | 5/5 | 27 | 22 | 37 | 55 | 24 Other entertainment.......................| 53 | 12 | 35 | 55 | 84 | 65 | 33 Education...................................| 221 | 5/10 | 5/4 | 72 | 760 | 213 | 5/10 All other gifts.............................| 111 | 31 | 76 | 86 | 166 | 134 | 174 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.