Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 17,322 | 3,401 | 4,400 | 5,709 | 3,813 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $49,030 | $53,815 | $48,005 | $45,271 | $51,300 Income after taxes 1/.........................| 43,977 | 48,846 | 42,950 | 41,110 | 45,024 Age of reference person.......................| 49.1 | 49.3 | 49.0 | 49.2 | 49.1 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.8 | 2.8 | 2.8 | 2.6 | 2.9 Children under 18...........................| .6 | .6 | .6 | .5 | .7 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.9 | 1.9 | 2.0 | 1.7 | 1.9 Vehicles....................................| 2.5 | 2.1 | 2.8 | 2.4 | 2.8 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 69 | 61 | 73 | 69 | 70 Female....................................| 31 | 39 | 27 | 31 | 30 | | | | | Housing tenure: | | | | | Homeowner.................................| 76 | 73 | 80 | 78 | 73 With mortgage...........................| 56 | 50 | 58 | 53 | 62 Without mortgage........................| 20 | 22 | 22 | 25 | 11 Renter....................................| 24 | 27 | 20 | 22 | 27 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 11 | 9 | 17 | 5 White and other...........................| 89 | 89 | 91 | 83 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 6 | 5 | 4 | 9 | 6 High school (9-12)........................| 42 | 47 | 46 | 44 | 29 College...................................| 52 | 48 | 51 | 47 | 63 Never attended and other..................| (3) | (3) | (4) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 86 | 93 | 94 | 93 | | | | | Average annual expenditures.....................| $41,225 | $42,684 | $40,572 | $38,081 | $45,334 | | | | | Food..........................................| 5,551 | 6,058 | 5,326 | 5,320 | 5,698 Food at home................................| 3,266 | 3,499 | 2,972 | 3,190 | 3,505 Cereals and bakery products...............| 517 | 558 | 480 | 505 | 539 Cereals and cereal products.............| 194 | 197 | 176 | 201 | 202 Bakery products.........................| 323 | 361 | 304 | 304 | 337 Meats, poultry, fish, and eggs............| 906 | 1,050 | 788 | 933 | 866 Beef....................................| 285 | 281 | 276 | 310 | 258 Pork....................................| 183 | 189 | 174 | 195 | 168 Other meats.............................| 120 | 141 | 112 | 113 | 119 Poultry.................................| 173 | 239 | 136 | 156 | 181 Fish and seafood........................| 112 | 167 | 64 | 122 | 99 Eggs....................................| 34 | 34 | 26 | 36 | 41 | | | | | Dairy products............................| 336 | 371 | 314 | 312 | 365 Fresh milk and cream....................| 142 | 140 | 142 | 137 | 152 Other dairy products....................| 194 | 231 | 173 | 175 | 213 Fruits and vegetables.....................| 520 | 592 | 461 | 494 | 560 Fresh fruits............................| 164 | 189 | 153 | 146 | 182 Fresh vegetables........................| 161 | 197 | 131 | 153 | 174 Processed fruits........................| 107 | 116 | 104 | 101 | 112 Processed vegetables....................| 88 | 91 | 72 | 94 | 92 | | | | | Other food at home........................| 988 | 928 | 929 | 945 | 1,175 Sugar and other sweets..................| 123 | 109 | 107 | 123 | 153 Fats and oils...........................| 91 | 96 | 79 | 92 | 100 Miscellaneous foods.....................| 418 | 404 | 397 | 400 | 483 Nonalcoholic beverages..................| 289 | 260 | 293 | 283 | 321 Food prepared by consumer unit | | | | | on out-of-town trips...................| 67 | 60 | 53 | 48 | 120 Food away from home.........................| 2,285 | 2,558 | 2,355 | 2,130 | 2,193 | | | | | Alcoholic beverages...........................| 292 | 365 | 283 | 240 | 317 | | | | | Housing.......................................| 12,247 | 14,025 | 11,073 | 10,813 | 14,158 Shelter.....................................| 6,887 | 7,925 | 5,931 | 5,671 | 8,884 Owned dwellings...........................| 4,939 | 5,541 | 4,304 | 4,122 | 6,359 Mortgage interest and charges...........| 2,897 | 2,897 | 2,366 | 2,383 | 4,280 Property taxes..........................| 1,227 | 1,857 | 1,271 | 927 | 1,065 Maintenance, repairs, insurance, | | | | | other expenses.........................| 815 | 786 | 667 | 812 | 1,015 Rented dwellings..........................| 1,308 | 1,727 | 869 | 1,041 | 1,842 Other lodging.............................| 640 | 658 | 758 | 508 | 683 Utilities, fuels, and public services.......| 2,592 | 2,753 | 2,550 | 2,707 | 2,325 Natural gas...............................| 337 | 387 | 497 | 225 | 277 Electricity...............................| 1,033 | 999 | 898 | 1,272 | 859 Fuel oil and other fuels..................| 114 | 288 | 111 | 51 | 56 Telephone services........................| 801 | 836 | 762 | 826 | 778 Water and other public services...........| 307 | 243 | 281 | 333 | 356 Household operations........................| 412 | 457 | 308 | 435 | 460 Personal services.........................| 104 | 153 | 85 | 104 | 83 Other household expenses..................| 308 | 304 | 222 | 331 | 377 | | | | | Housekeeping supplies.......................| 500 | 493 | 460 | 491 | 565 Laundry and cleaning supplies.............| 127 | 113 | 131 | 133 | 125 Other household products..................| 234 | 272 | 208 | 241 | 218 Postage and stationery....................| 138 | 109 | 120 | 117 | 221 Household furnishings and equipment.........| 1,856 | 2,396 | 1,825 | 1,509 | 1,924 Household textiles........................| 161 | 228 | 138 | 136 | 165 Furniture.................................| 404 | 465 | 492 | 315 | 382 Floor coverings...........................| 203 | 220 | 183 | 121 | 340 Major appliances..........................| 182 | 176 | 193 | 180 | 177 Small appliances, miscellaneous housewares| 100 | 114 | 106 | 86 | 102 Miscellaneous household equipment.........| 806 | 1,194 | 713 | 671 | 758 | | | | | Apparel and services..........................| 2,231 | 2,870 | 2,191 | 2,029 | 2,006 Men and boys................................| 562 | 738 | 589 | 483 | 494 Men, 16 and over..........................| 456 | 613 | 496 | 379 | 385 Boys, 2 to 15.............................| 107 | 125 | 94 | 104 | 109 Women and girls.............................| 911 | 1,226 | 960 | 801 | 736 Women, 16 and over........................| 813 | 1,131 | 846 | 723 | 624 Girls, 2 to 15............................| 98 | 94 | 114 | 78 | 112 Children under 2............................| 59 | 43 | 52 | 59 | 84 Footwear....................................| 338 | 449 | 275 | 330 | 317 Other apparel products and services.........| 361 | 415 | 315 | 356 | 376 | | | | | Transportation................................| 7,691 | 6,715 | 8,776 | 7,204 | 8,039 Vehicle purchases (net outlay)..............| 3,250 | 2,132 | 4,457 | 3,231 | 2,881 Cars and trucks, new......................| 1,738 | 1,136 | 2,281 | 1,900 | 1,406 Cars and trucks, used.....................| 1,459 | 981 | 2,148 | 1,276 | 1,363 Other vehicles............................| 53 | 5/15 | 5/28 | 5/55 | 5/113 Gasoline and motor oil......................| 1,297 | 1,130 | 1,315 | 1,324 | 1,384 Other vehicle expenses......................| 2,672 | 2,785 | 2,558 | 2,331 | 3,211 Vehicle finance charges...................| 344 | 213 | 407 | 372 | 346 Maintenance and repairs...................| 884 | 844 | 801 | 767 | 1,188 Vehicle insurance.........................| 949 | 1,088 | 859 | 870 | 1,047 Vehicle rental, leases, licenses, | | | | | other charges............................| 495 | 640 | 491 | 322 | 629 Public transportation.......................| 473 | 668 | 446 | 318 | 563 | | | | | Health care...................................| 1,837 | 1,673 | 1,570 | 1,981 | 2,070 Health insurance............................| 755 | 659 | 686 | 823 | 817 Medical services............................| 653 | 621 | 534 | 628 | 855 Drugs.......................................| 310 | 297 | 245 | 398 | 263 Medical supplies............................| 119 | 96 | 104 | 132 | 135 | | | | | Entertainment.................................| 2,294 | 1,956 | 2,089 | 2,394 | 2,653 Fees and admissions.........................| 578 | 600 | 586 | 497 | 669 Television, radios, sound equipment.........| 830 | 662 | 651 | 1,153 | 670 Pets, toys, and playground equipment........| 377 | 350 | 358 | 365 | 441 Other entertainment supplies, equipment, | | | | | and services...............................| 510 | 344 | 494 | 379 | 874 | | | | | Personal care products and services...........| 493 | 515 | 483 | 492 | 484 | | | | | Reading.......................................| 208 | 244 | 203 | 173 | 233 | | | | | Education.....................................| 995 | 1,433 | 958 | 768 | 985 | | | | | Tobacco products and smoking supplies.........| 336 | 373 | 365 | 339 | 263 | | | | | Miscellaneous.................................| 984 | 858 | 963 | 894 | 1,256 | | | | | Cash contributions............................| 1,454 | 1,157 | 1,818 | 1,343 | 1,465 | | | | | Personal insurance and pensions...............| 4,612 | 4,442 | 4,472 | 4,091 | 5,706 Life and other personal insurance...........| 652 | 527 | 554 | 698 | 807 Pensions and Social Security................| 3,960 | 3,915 | 3,918 | 3,393 | 4,899 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 49,030 | 53,815 | 48,005 | 45,271 | 51,300 Wages and salaries..........................| 41,976 | 47,462 | 42,096 | 38,495 | 42,182 Self-employment income......................| 3,557 | 2,522 | 3,330 | 3,066 | 5,221 Social Security, private and government | | | | | retirement.................................| 1,379 | 1,273 | 1,137 | 1,624 | 1,388 Interest, dividends, rental income, other | | | | | property income............................| 873 | 1,163 | 530 | 1,000 | 836 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 389 | 609 | 281 | 354 | 377 Public assistance, supplemental security | | | | | income, food stamps........................| 447 | 351 | 287 | 400 | 745 Regular contributions for support...........| 268 | 277 | 208 | 247 | 350 Other income................................| 140 | 157 | 135 | 86 | 201 | | | | | Personal taxes................................| 5,052 | 4,969 | 5,055 | 4,161 | 6,275 Federal income taxes........................| 3,801 | 3,528 | 3,667 | 3,359 | 4,725 State and local income taxes................| 1,033 | 1,165 | 1,167 | 660 | 1,282 Other taxes.................................| 218 | 276 | 221 | 142 | 268 | | | | | Income after taxes............................| 43,977 | 48,846 | 42,950 | 41,110 | 45,024 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,360 | -3,383 | -1,328 | -454 | -949 Net change in total assets..................| 4,437 | 3,611 | 4,727 | 3,527 | 6,203 Net change in total liabilities.............| 5,797 | 6,994 | 6,055 | 3,981 | 7,153 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 775 | 361 | 1,374 | 446 | 943 Mortgage principal paid on owned property...| -1,608 | -1,535 | -1,969 | -1,098 | -2,022 Estimated market value of owned home........| 93,205 | 113,062 | 78,159 | 69,889 | 127,765 Estimated monthly rental value of owned home| 603 | 681 | 550 | 510 | 733 | | | | | Gifts of goods and services...................| 1,766 | 2,004 | 2,092 | 1,481 | 1,613 Food........................................| 188 | 262 | 171 | 183 | 150 Housing.....................................| 429 | 348 | 644 | 376 | 334 Housekeeping supplies.....................| 48 | 37 | 48 | 41 | 67 Household textiles........................| 19 | 5/16 | 21 | 15 | 24 Appliances and miscellaneous housewares...| 38 | 30 | 58 | 35 | 29 Major appliances........................| 11 | 4 | 19 | 12 | 7 Small appliances and miscellaneous | | | | | housewares.............................| 28 | 26 | 39 | 23 | 23 Miscellaneous household equipment.........| 94 | 88 | 122 | 99 | 60 Other housing.............................| 231 | 178 | 396 | 186 | 154 Apparel and services........................| 333 | 449 | 351 | 247 | 342 Males, 2 and over.........................| 95 | 136 | 97 | 72 | 92 Females, 2 and over.......................| 125 | 181 | 156 | 81 | 108 Children under 2..........................| 48 | 36 | 44 | 42 | 70 Other apparel products and services.......| 66 | 96 | 55 | 52 | 71 Jewelry and watches.....................| 28 | 58 | 21 | 22 | 18 All other apparel products and services.| 37 | 39 | 34 | 30 | 53 Transportation..............................| 89 | 95 | 121 | 47 | 109 Health care.................................| 57 | 76 | 32 | 40 | 93 Entertainment...............................| 119 | 116 | 142 | 99 | 128 Toys, games, hobbies, and tricycles.......| 40 | 32 | 50 | 37 | 39 Other entertainment.......................| 79 | 84 | 92 | 62 | 89 Education...................................| 396 | 509 | 447 | 331 | 332 All other gifts.............................| 155 | 148 | 182 | 158 | 125 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.