Table 3830. Consumer units with reference person age 45 to 54 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 45-54 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 18,222 | 3,474 | 4,613 | 5,908 | 4,227 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $50,548 | $53,806 | $50,193 | $47,471 | $52,344 Income after taxes 1/.........................| 45,601 | 48,804 | 45,533 | 43,512 | 45,920 Age of reference person.......................| 49.2 | 49.4 | 49.1 | 49.2 | 49.0 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.8 | 2.8 | 2.9 | 2.7 | 2.9 Children under 18...........................| .6 | .6 | .6 | .6 | .7 Persons 65 and over.........................| (2) | .1 | (2) | (2) | (2) Earners.....................................| 1.9 | 1.8 | 2.0 | 1.8 | 1.9 Vehicles....................................| 2.5 | 2.0 | 2.8 | 2.5 | 2.8 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 68 | 60 | 72 | 69 | 69 Female....................................| 32 | 40 | 28 | 31 | 31 | | | | | Housing tenure: | | | | | Homeowner.................................| 77 | 75 | 79 | 79 | 73 With mortgage...........................| 56 | 50 | 58 | 54 | 61 Without mortgage........................| 21 | 25 | 21 | 25 | 12 Renter....................................| 23 | 25 | 21 | 21 | 27 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 11 | 10 | 18 | 4 White and other...........................| 89 | 89 | 90 | 82 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 5 | 6 | 4 | 6 | 6 High school (9-12)........................| 42 | 42 | 45 | 46 | 32 College...................................| 52 | 52 | 51 | 47 | 61 Never attended and other..................| (3) | (3) | (4) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 86 | 93 | 94 | 91 | | | | | Average annual expenditures.....................| $41,804 | $42,926 | $41,866 | $38,166 | $45,858 | | | | | Food..........................................| 5,539 | 6,217 | 5,358 | 5,143 | 5,705 Food at home................................| 3,270 | 3,609 | 2,965 | 3,077 | 3,563 Cereals and bakery products...............| 506 | 608 | 455 | 466 | 528 Cereals and cereal products.............| 186 | 226 | 159 | 171 | 199 Bakery products.........................| 321 | 382 | 296 | 295 | 329 Meats, poultry, fish, and eggs............| 916 | 1,029 | 799 | 943 | 901 Beef....................................| 285 | 275 | 282 | 306 | 266 Pork....................................| 186 | 180 | 174 | 201 | 182 Other meats.............................| 117 | 142 | 108 | 110 | 112 Poultry.................................| 176 | 239 | 133 | 173 | 168 Fish and seafood........................| 120 | 158 | 78 | 119 | 132 Eggs....................................| 33 | 36 | 24 | 33 | 40 | | | | | Dairy products............................| 338 | 374 | 316 | 307 | 374 Fresh milk and cream....................| 139 | 144 | 139 | 130 | 149 Other dairy products....................| 199 | 230 | 178 | 177 | 225 Fruits and vegetables.....................| 517 | 638 | 449 | 475 | 541 Fresh fruits............................| 160 | 197 | 154 | 138 | 165 Fresh vegetables........................| 164 | 213 | 126 | 157 | 172 Processed fruits........................| 104 | 134 | 93 | 90 | 111 Processed vegetables....................| 88 | 94 | 76 | 91 | 93 | | | | | Other food at home........................| 992 | 961 | 946 | 887 | 1,220 Sugar and other sweets..................| 126 | 119 | 109 | 108 | 175 Fats and oils...........................| 89 | 97 | 80 | 82 | 101 Miscellaneous foods.....................| 423 | 393 | 410 | 388 | 515 Nonalcoholic beverages..................| 289 | 288 | 290 | 265 | 326 Food prepared by consumer unit | | | | | on out-of-town trips...................| 65 | 65 | 56 | 43 | 103 Food away from home.........................| 2,270 | 2,608 | 2,393 | 2,066 | 2,142 | | | | | Alcoholic beverages...........................| 321 | 425 | 282 | 242 | 381 | | | | | Housing.......................................| 12,675 | 13,555 | 11,804 | 11,376 | 14,727 Shelter.....................................| 7,296 | 8,099 | 6,388 | 6,062 | 9,353 Owned dwellings...........................| 5,326 | 5,536 | 4,840 | 4,597 | 6,704 Mortgage interest and charges...........| 3,088 | 2,830 | 2,724 | 2,514 | 4,498 Property taxes..........................| 1,333 | 1,861 | 1,282 | 1,246 | 1,075 Maintenance, repairs, insurance, | | | | | other expenses.........................| 906 | 845 | 834 | 837 | 1,131 Rented dwellings..........................| 1,327 | 1,636 | 942 | 1,018 | 1,924 Other lodging.............................| 643 | 927 | 605 | 446 | 726 Utilities, fuels, and public services.......| 2,616 | 2,718 | 2,598 | 2,718 | 2,407 Natural gas...............................| 329 | 377 | 484 | 211 | 285 Electricity...............................| 1,027 | 941 | 920 | 1,281 | 859 Fuel oil and other fuels..................| 101 | 275 | 84 | 53 | 42 Telephone services........................| 840 | 865 | 835 | 836 | 829 Water and other public services...........| 320 | 260 | 274 | 339 | 392 Household operations........................| 431 | 404 | 313 | 503 | 484 Personal services.........................| 109 | 91 | 98 | 122 | 117 Other household expenses..................| 323 | 313 | 215 | 381 | 367 | | | | | Housekeeping supplies.......................| 483 | 490 | 485 | 462 | 506 Laundry and cleaning supplies.............| 124 | 120 | 137 | 126 | 112 Other household products..................| 224 | 257 | 205 | 222 | 219 Postage and stationery....................| 134 | 114 | 142 | 114 | 175 Household furnishings and equipment.........| 1,849 | 1,844 | 2,021 | 1,631 | 1,977 Household textiles........................| 160 | 269 | 144 | 148 | 98 Furniture.................................| 389 | 382 | 396 | 345 | 448 Floor coverings...........................| 213 | 130 | 243 | 101 | 417 Major appliances..........................| 189 | 176 | 211 | 204 | 155 Small appliances, miscellaneous housewares| 99 | 101 | 106 | 90 | 104 Miscellaneous household equipment.........| 799 | 785 | 921 | 743 | 755 | | | | | Apparel and services..........................| 2,172 | 2,480 | 2,126 | 2,051 | 2,118 Men and boys................................| 545 | 656 | 583 | 484 | 492 Men, 16 and over..........................| 447 | 561 | 490 | 373 | 407 Boys, 2 to 15.............................| 97 | 94 | 93 | 111 | 85 Women and girls.............................| 901 | 1,073 | 848 | 883 | 828 Women, 16 and over........................| 799 | 974 | 731 | 794 | 723 Girls, 2 to 15............................| 102 | 99 | 117 | 90 | 105 Children under 2............................| 58 | 51 | 54 | 54 | 76 Footwear....................................| 329 | 370 | 323 | 310 | 324 Other apparel products and services.........| 339 | 330 | 318 | 319 | 397 | | | | | Transportation................................| 7,959 | 7,118 | 8,893 | 7,511 | 8,255 Vehicle purchases (net outlay)..............| 3,460 | 2,562 | 4,418 | 3,379 | 3,264 Cars and trucks, new......................| 1,527 | 1,271 | 1,995 | 1,614 | 1,106 Cars and trucks, used.....................| 1,864 | 1,195 | 2,385 | 1,717 | 2,051 Other vehicles............................| 68 | 5/96 | 5/38 | 5/48 | 5/107 Gasoline and motor oil......................| 1,310 | 1,144 | 1,365 | 1,333 | 1,352 Other vehicle expenses......................| 2,718 | 2,685 | 2,701 | 2,455 | 3,133 Vehicle finance charges...................| 352 | 209 | 393 | 394 | 365 Maintenance and repairs...................| 925 | 859 | 902 | 870 | 1,083 Vehicle insurance.........................| 931 | 1,035 | 909 | 854 | 979 Vehicle rental, leases, licenses, | | | | | other charges............................| 510 | 582 | 496 | 337 | 705 Public transportation.......................| 471 | 728 | 409 | 344 | 506 | | | | | Health care...................................| 1,853 | 1,758 | 1,701 | 1,975 | 1,926 Health insurance............................| 795 | 751 | 733 | 884 | 775 Medical services............................| 669 | 629 | 601 | 651 | 800 Drugs.......................................| 272 | 260 | 253 | 330 | 222 Medical supplies............................| 117 | 117 | 114 | 110 | 130 | | | | | Entertainment.................................| 2,121 | 2,088 | 2,190 | 1,799 | 2,526 Fees and admissions.........................| 573 | 568 | 600 | 526 | 612 Television, radios, sound equipment.........| 650 | 647 | 684 | 610 | 672 Pets, toys, and playground equipment........| 394 | 407 | 409 | 324 | 463 Other entertainment supplies, equipment, | | | | | and services...............................| 505 | 465 | 497 | 340 | 779 | | | | | Personal care products and services...........| 512 | 492 | 525 | 512 | 518 | | | | | Reading.......................................| 202 | 249 | 202 | 163 | 217 | | | | | Education.....................................| 957 | 1,484 | 1,018 | 708 | 807 | | | | | Tobacco products and smoking supplies.........| 337 | 357 | 375 | 359 | 249 | | | | | Miscellaneous.................................| 1,044 | 980 | 1,027 | 851 | 1,387 | | | | | Cash contributions............................| 1,449 | 1,227 | 1,641 | 1,233 | 1,726 | | | | | Personal insurance and pensions...............| 4,662 | 4,498 | 4,724 | 4,242 | 5,315 Life and other personal insurance...........| 576 | 514 | 592 | 662 | 488 Pensions and Social Security................| 4,086 | 3,984 | 4,132 | 3,580 | 4,827 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 50,548 | 53,806 | 50,193 | 47,471 | 52,344 Wages and salaries..........................| 43,622 | 47,262 | 44,668 | 40,870 | 43,360 Self-employment income......................| 3,282 | 2,754 | 2,518 | 3,009 | 4,762 Social Security, private and government | | | | | retirement.................................| 1,582 | 1,652 | 1,368 | 1,596 | 1,721 Interest, dividends, rental income, other | | | | | property income............................| 830 | 1,022 | 549 | 993 | 761 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 405 | 447 | 255 | 360 | 579 Public assistance, supplemental security | | | | | income, food stamps........................| 418 | 306 | 301 | 347 | 706 Regular contributions for support...........| 262 | 207 | 333 | 182 | 333 Other income................................| 146 | 156 | 202 | 115 | 124 | | | | | Personal taxes................................| 4,947 | 5,002 | 4,660 | 3,960 | 6,424 Federal income taxes........................| 3,702 | 3,533 | 3,348 | 3,120 | 4,903 State and local income taxes................| 1,017 | 1,149 | 1,048 | 671 | 1,322 Other taxes.................................| 228 | 320 | 264 | 168 | 199 | | | | | Income after taxes............................| 45,601 | 48,804 | 45,533 | 43,512 | 45,920 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,767 | -3,846 | -901 | -1,602 | -1,232 Net change in total assets..................| 3,169 | 2,384 | 2,585 | 2,341 | 5,609 Net change in total liabilities.............| 4,936 | 6,229 | 3,487 | 3,943 | 6,842 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 902 | 589 | 1,257 | 707 | 1,045 Mortgage principal paid on owned property...| -1,701 | -1,831 | -1,952 | -1,203 | -2,015 Estimated market value of owned home........| 95,053 | 113,375 | 83,069 | 73,081 | 123,784 Estimated monthly rental value of owned home| 640 | 715 | 592 | 548 | 757 | | | | | Gifts of goods and services...................| 1,684 | 2,047 | 1,999 | 1,261 | 1,634 Food........................................| 188 | 319 | 218 | 102 | 168 Housing.....................................| 406 | 449 | 502 | 325 | 383 Housekeeping supplies.....................| 49 | 58 | 53 | 32 | 62 Household textiles........................| 20 | 5/34 | 24 | 13 | 15 Appliances and miscellaneous housewares...| 37 | 28 | 47 | 36 | 35 Major appliances........................| 9 | 5/3 | 14 | 9 | 9 Small appliances and miscellaneous | | | | | housewares.............................| 27 | 24 | 33 | 27 | 26 Miscellaneous household equipment.........| 98 | 78 | 148 | 83 | 82 Other housing.............................| 202 | 249 | 230 | 161 | 189 Apparel and services........................| 320 | 348 | 304 | 265 | 390 Males, 2 and over.........................| 80 | 97 | 93 | 58 | 82 Females, 2 and over.......................| 119 | 153 | 113 | 95 | 130 Children under 2..........................| 47 | 43 | 44 | 44 | 56 Other apparel products and services.......| 74 | 55 | 54 | 68 | 121 Jewelry and watches.....................| 33 | 23 | 20 | 19 | 76 All other apparel products and services.| 41 | 32 | 34 | 49 | 45 Transportation..............................| 84 | 108 | 106 | 43 | 99 Health care.................................| 43 | 56 | 55 | 27 | 43 Entertainment...............................| 113 | 109 | 125 | 91 | 132 Toys, games, hobbies, and tricycles.......| 41 | 30 | 50 | 37 | 46 Other entertainment.......................| 72 | 80 | 75 | 55 | 86 Education...................................| 366 | 490 | 444 | 309 | 258 All other gifts.............................| 164 | 170 | 246 | 97 | 162 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.